CRARF
Crédit Agricole S.A.
Price Chart
Latest Quote
$20.26
+0.73 (+3.74%)
Current Price
| Previous Close | $19.53 |
| Open | $19.10 |
| Day High | $19.10 |
| Day Low | $19.10 |
| Volume | 1,000 |
Stock Information
Note: Financial values converted from EUR to USD
| Quarterly Dividend / Yield | $1.31 / 6.72% |
| Shares Outstanding | 3.02B |
| Quarterly Dividend Yield | 6.72% |
| Quarterly Dividend | $1.31 |
| Total Debt | $596.03B |
| Cash Equivalents | $963.17B |
| Revenue | $30.38B |
| Net Income | $7.40B |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $61.28B |
| P/E Ratio | 8.20 |
| EPS (TTM) | $2.47 |
| Exchange | PNK |
📊 Comprehensive Analysis
Company Data
| Enterprise Value | $-252.63B |
| Sales | $30.38B |
| Income | $7.40B |
| Book/sh | $30.31 |
| Cash/sh | $277.54 |
| Employees | 80K |
Financial Ratios
| EPS Growth TTM | 1.80% |
Returns & Margins
| ROA | 0.34% |
| ROE | 9.28% |
| Operating Margin | 38.42% |
| Profit Margin | 26.83% |
Ownership
| Insider Ownership | 70.04% |
| Institutional Ownership | 9.91% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| PEG | 4.06 |
| P/S | 2.31 |
| P/B | 0.67 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $18.98 |
| SMA50 | $18.64 |
| SMA200 | $18.48 |
| RSI | 70.59 |
| ATR | 0.2893 |
| Shares Float | 905.28M |
| Volatility | 0.81 |
| Rel Volume | 2.07 |
Performance History
| Week | +9.04% |
| Month | +12.19% |
| Quarter | +12.31% |
| 6 Months | +9.26% |
| YTD | +5.13% |
| Year | +17.41% |
| 3 Years | +116.90% |
| 5 Years | +104.15% |
| 10 Years | +267.81% |
Stock Score:
⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-17 | $20.26 | 2,000 |
| 2026-06-16 | $19.53 | 0 |
| 2026-06-15 | $19.53 | 2,500 |
| 2026-06-12 | $18.66 | 0 |
| 2026-06-11 | $18.66 | 300 |
| 2026-06-10 | $18.58 | 2,200 |
| 2026-06-09 | $19.24 | 600 |
| 2026-06-08 | $18.94 | 500 |
| 2026-06-05 | $18.76 | 1,200 |
| 2026-06-04 | $19.01 | 200 |
| 2026-06-03 | $19.10 | 0 |
| 2026-06-02 | $19.10 | 0 |
| 2026-06-01 | $19.10 | 1,100 |
| 2026-05-29 | $19.08 | 3,400 |
| 2026-05-28 | $18.86 | 1,100 |
| 2026-05-27 | $18.90 | 400 |
| 2026-05-26 | $19.58 | 2,800 |
| 2026-05-22 | $18.27 | 700 |
| 2026-05-21 | $18.29 | 300 |
| 2026-05-20 | $18.20 | 0 |
| 2026-05-19 | $18.20 | 300 |
| 2026-05-18 | $18.06 | 0 |
About Crédit Agricole S.A.
Crédit Agricole S.A. provides retail and corporate banking, insurance, and investment banking products and services in France, Italy, rest of the European Union, rest of Europe, North America, Central and South America, Africa, the Middle East, the Asia Pacific, and Japan. It operates in five segments: Asset Gathering, Large Customers, Specialized Financial Services, French Retail Banking LCL, and International Retail Banking. The company offers savings/retirement, death and disability/creditor/group, and property and casualty insurance products; asset management; investment solutions; banking products and services, savings, wealth management, payment, cash flow management, and online banking services; personal finance and mobility; and specialized financial services. It also provides investment banking, structured finance, international trade finance, commercial banking, capital market, and syndication services; leasing, factoring, and energy and territorial financing; and asset servicing solutions for investment products, as well as various asset classes, such as execution, clearing, forex, security lending, custody, depositary banking, fund administration, middle-office outsourcing, fund distribution, and issuer services. In addition, the company offers property services, including transactions, rental, rental management, condominium trustee, and renovation under the Square Habitat brand; property development and management; and low-carbon electricity production. The company serves individuals, SMEs, small businesses, corporates, farmers, financial institutions, local authorities, asset managers, insurance companies, institutional investors, pension and unlisted funds, banks, and brokers. Crédit Agricole S.A. was founded in 1894 and is headquartered in Montrouge, France. Crédit Agricole S.A. operates as a subsidiary of SAS Rue La Boetie.
📰 Latest News
Crédit Agricole Board Refresh Raises Questions On Valuation And Risk Priorities
Simply Wall St. • 2026-05-25T06:05:40Z
Is Crédit Agricole (ENXTPA:ACA) Still Attractive After Recent European Banking Sector Focus?
Simply Wall St. • 2026-05-02T02:13:56Z
French Banks Had a Fine Quarter, But Wall Street Had a Feast
Moby • 2026-04-30T15:20:48Z
A Look At Crédit Agricole’s (ENXTPA:ACA) Valuation After Recent Share Price Pullback
Simply Wall St. • 2026-04-07T02:13:22Z
How Recent Analyst Moves Are Reframing The Crédit Agricole (ENXTPA:ACA) Investment Story
Simply Wall St. • 2026-02-06T15:08:41Z
Credit Agricole Misses Q4 Profit as Costs Rise, Shares Slide Up to 5%
GuruFocus.com • 2026-02-04T20:24:57ZCredit Agricole SA (CRARF) Full Year 2025 Earnings Call Highlights: Strong Client Acquisition ...
GuruFocus.com • 2026-02-04T17:02:36ZCredit Agricole SA (CRARY) Is Up 4.66% in One Week: What You Should Know
Zacks • 2026-02-04T17:00:05Z
Crédit Agricole Q4 profit drops 24% on Banco BPM charge despite record revenues
Investing.com • 2026-02-04T06:59:21ZCrédit Agricole gets ECB clearance to raise Banco BPM stake above 20%
Retail Banker International • 2026-01-13T12:33:41Z
Period:
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Income Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $25,328,000,000 | $23,454,000,000 | $20,646,000,000 | $21,397,000,000 |
| Operating Revenue | $25,328,000,000 | $23,454,000,000 | $20,646,000,000 | $21,397,000,000 |
| Expenses | ||||
| Interest Expense | $49,146,000,000 | $44,877,000,000 | $16,966,000,000 | $11,676,000,000 |
| Other Non Operating Income Expenses | $-23,000,000 | $-15,000,000 | $-6,000,000 | $-15,000,000 |
| Operating Expense | $14,899,000,000 | $14,145,000,000 | $13,260,000,000 | $13,802,000,000 |
| Other Operating Expenses | $4,918,000,000 | $5,131,000,000 | $5,055,000,000 | $4,620,000,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $7,087,000,000 | $6,351,000,000 | $5,185,000,000 | $5,839,000,000 |
| Net Interest Income | $14,298,000,000 | $14,242,000,000 | $13,047,000,000 | $12,121,000,000 |
| Interest Income | $63,444,000,000 | $59,119,000,000 | $30,013,000,000 | $23,797,000,000 |
| Normalized Income | $6,842,109,100 | $6,097,479,500 | $5,194,868,300 | $4,990,716,000 |
| Net Income From Continuing And Discontinued Operation | $7,087,000,000 | $6,348,000,000 | $5,306,000,000 | $5,844,000,000 |
| Net Income Common Stockholders | $6,358,000,000 | $5,890,000,000 | $4,894,000,000 | $5,491,000,000 |
| Net Income | $7,087,000,000 | $6,348,000,000 | $5,306,000,000 | $5,844,000,000 |
| Net Income Including Noncontrolling Interests | $8,154,000,000 | $7,343,000,000 | $6,186,000,000 | $6,849,000,000 |
| Net Income Discontinuous Operations | $0 | $-3,000,000 | $121,000,000 | $5,000,000 |
| Net Income Continuous Operations | $8,154,000,000 | $7,346,000,000 | $6,065,000,000 | $6,844,000,000 |
| Pretax Income | $10,626,000,000 | $9,546,000,000 | $7,871,000,000 | $8,080,000,000 |
| Special Income Charges | $321,000,000 | $329,000,000 | $-13,000,000 | $424,000,000 |
| Depreciation And Amortization In Income Statement | $1,249,000,000 | $1,155,000,000 | $1,105,000,000 | $1,153,000,000 |
| Depreciation Income Statement | $722,000,000 | $700,000,000 | $716,000,000 | $717,000,000 |
| Per Share | ||||
| Diluted EPS | $2.11 | $1.94 | $1.64 | $1.84 |
| Basic EPS | $2.11 | $1.94 | $1.64 | $1.84 |
| Other | ||||
| Tax Effect Of Unusual Items | $76,109,100 | $77,479,500 | $-3,131,700 | $72,716,000 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $321,000,000 | $329,000,000 | $-13,000,000 | $424,000,000 |
| Total Unusual Items Excluding Goodwill | $321,000,000 | $329,000,000 | $-13,000,000 | $424,000,000 |
| Reconciled Depreciation | $1,245,000,000 | $1,151,000,000 | $1,104,000,000 | $1,172,000,000 |
| Diluted Average Shares | $3,015,082,065 | $3,031,055,333 | $2,989,007,006 | $2,990,030,437 |
| Basic Average Shares | $3,015,082,065 | $3,031,055,333 | $2,989,007,006 | $2,990,030,437 |
| Diluted NI Availto Com Stockholders | $6,358,000,000 | $5,890,000,000 | $4,894,000,000 | $5,491,000,000 |
| Otherunder Preferred Stock Dividend | $729,000,000 | $458,000,000 | $412,000,000 | $353,000,000 |
| Minority Interests | $-1,067,000,000 | $-995,000,000 | $-880,000,000 | $-1,005,000,000 |
| Tax Provision | $2,472,000,000 | $2,200,000,000 | $1,806,000,000 | $1,236,000,000 |
| Other Special Charges | $-320,000,000 | $-304,000,000 | $17,000,000 | $62,000,000 |
| Write Off | $3,000,000 | $-20,000,000 | $-3,000,000 | $-8,000,000 |
| Impairment Of Capital Assets | $-4,000,000 | $-3,000,000 | $-1,000,000 | $19,000,000 |
| Gain On Sale Of Security | $217,000,000 | $-866,000,000 | $-1,025,000,000 | $4,649,000,000 |
| Amortization | $527,000,000 | $455,000,000 | $389,000,000 | $436,000,000 |
| Insurance And Claims | $-832,000,000 | $-821,000,000 | $-799,000,000 | $20,584,000,000 |
Fetched: 2026-02-02
Balance Sheet (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $55,035,000,000 | $52,015,000,000 | $47,743,000,000 | $49,322,000,000 |
| Total Assets | $2,309,782,000,000 | $2,189,398,000,000 | $2,138,086,000,000 | $2,073,955,000,000 |
| Investmentin Financial Assets | $778,693,000,000 | $687,511,000,000 | $650,881,000,000 | $673,476,000,000 |
| Financial Assets Designatedas Fair Value Through Profitor Loss Total | $300,999,000,000 | $269,608,000,000 | $219,490,000,000 | $221,924,000,000 |
| Goodwill And Other Intangible Assets | $19,675,000,000 | $19,071,000,000 | $18,776,000,000 | $18,895,000,000 |
| Other Intangible Assets | $3,412,000,000 | $3,142,000,000 | $3,094,000,000 | $3,263,000,000 |
| Prepaid Assets | $1,579,000,000 | $1,428,000,000 | $1,303,000,000 | $879,000,000 |
| Receivables | $95,232,000,000 | $96,194,000,000 | $104,450,000,000 | $70,205,000,000 |
| Taxes Receivable | $2,030,000,000 | $2,521,000,000 | $1,883,000,000 | $1,659,000,000 |
| Cash And Cash Equivalents | $581,472,000,000 | $598,933,000,000 | $654,924,000,000 | $640,849,000,000 |
| Cash Financial | $1,587,000,000 | $1,519,000,000 | $1,580,000,000 | $1,737,000,000 |
| Cash Cash Equivalents And Federal Funds Sold | $755,520,000,000 | $759,166,000,000 | $778,874,000,000 | $764,205,000,000 |
| Debt | ||||
| Total Debt | $315,576,000,000 | $280,246,000,000 | $239,899,000,000 | $199,324,000,000 |
| Long Term Debt And Capital Lease Obligation | $315,576,000,000 | $280,246,000,000 | $239,899,000,000 | $199,324,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $2,226,471,000,000 | $2,109,479,000,000 | $2,062,606,000,000 | $1,997,039,000,000 |
| Derivative Product Liabilities | $148,727,000,000 | $119,429,000,000 | $149,805,000,000 | $104,516,000,000 |
| Payables | $38,148,000,000 | $41,965,000,000 | $37,438,000,000 | $38,622,000,000 |
| Total Tax Payable | $1,984,000,000 | $2,064,000,000 | $1,576,000,000 | $1,364,000,000 |
| Accounts Payable | $36,164,000,000 | $39,901,000,000 | $35,862,000,000 | $37,258,000,000 |
| Other Payable | - | - | $35,862,000,000 | $37,258,000,000 |
| Equity | ||||
| Common Stock Equity | $74,710,000,000 | $71,086,000,000 | $66,519,000,000 | $68,217,000,000 |
| Total Equity Gross Minority Interest | $83,311,000,000 | $79,919,000,000 | $75,480,000,000 | $76,916,000,000 |
| Stockholders Equity | $74,710,000,000 | $71,086,000,000 | $66,519,000,000 | $68,217,000,000 |
| Retained Earnings | $7,087,000,000 | $6,348,000,000 | $5,306,000,000 | $5,844,000,000 |
| Long Term Equity Investment | $2,928,000,000 | $2,599,000,000 | $4,300,000,000 | $8,317,000,000 |
| Other | ||||
| Treasury Shares Number | $16,247,289 | $23,559,181 | $18,994,580 | $88,423,241 |
| Ordinary Shares Number | $3,024,783,738 | $3,029,178,810 | $3,023,566,136 | $3,025,152,350 |
| Share Issued | $3,041,031,027 | $3,052,737,991 | $3,042,560,716 | $3,113,575,591 |
| Tangible Book Value | $55,035,000,000 | $52,015,000,000 | $47,743,000,000 | $49,322,000,000 |
| Invested Capital | $388,495,000,000 | $349,604,000,000 | $304,604,000,000 | $265,711,000,000 |
| Total Capitalization | $388,495,000,000 | $349,604,000,000 | $304,604,000,000 | $265,711,000,000 |
| Minority Interest | $8,601,000,000 | $8,833,000,000 | $8,961,000,000 | $8,699,000,000 |
| Capital Stock | $30,904,000,000 | $30,907,000,000 | $29,603,000,000 | $28,495,000,000 |
| Common Stock | $30,904,000,000 | $30,907,000,000 | $29,603,000,000 | $28,495,000,000 |
| Investments And Advances | $781,621,000,000 | $690,110,000,000 | $655,181,000,000 | $681,793,000,000 |
| Available For Sale Securities | $312,571,000,000 | $295,287,000,000 | $296,066,000,000 | $340,335,000,000 |
| Trading Securities | $73,716,000,000 | - | - | - |
| Investment Properties | $10,363,000,000 | $10,824,000,000 | $11,974,000,000 | $7,307,000,000 |
| Goodwill | $16,263,000,000 | $15,929,000,000 | $15,682,000,000 | $15,632,000,000 |
| Net PPE | $9,712,000,000 | $8,586,000,000 | $6,020,000,000 | $6,096,000,000 |
| Accumulated Depreciation | $-8,147,000,000 | $-7,406,000,000 | $-6,437,000,000 | $-6,233,000,000 |
| Gross PPE | $17,859,000,000 | $15,991,000,000 | $12,457,000,000 | $12,329,000,000 |
Fetched: 2026-02-02
Cash Flow Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-16,979,000,000 | $-37,397,000,000 | $421,000,000 | $10,054,000,000 |
| Operating Activities | ||||
| Operating Cash Flow | $-15,909,000,000 | $-36,512,000,000 | $1,463,000,000 | $10,930,000,000 |
| Investing Activities | ||||
| Capital Expenditure | $-1,070,000,000 | $-885,000,000 | $-1,042,000,000 | $-876,000,000 |
| Investing Cash Flow | $-1,782,000,000 | $9,852,000,000 | $-5,035,000,000 | $-838,000,000 |
| Net Other Investing Changes | - | - | $-387,000,000 | $-100,000,000 |
| Financing Activities | ||||
| Financing Cash Flow | $9,447,000,000 | $16,546,000,000 | $598,000,000 | $-1,701,000,000 |
| Net Other Financing Charges | $-1,000,000 | $-1,000,000 | $118,000,000 | $-3,000,000 |
| Cash Dividends Paid | $-5,141,000,000 | $-3,463,000,000 | $-3,226,000,000 | $-3,067,000,000 |
| Common Stock Dividend Paid | $-5,141,000,000 | $-3,463,000,000 | $-3,226,000,000 | $-3,067,000,000 |
| Dividend Received Cfo | $54,000,000 | $618,000,000 | $679,000,000 | $369,000,000 |
| Other | ||||
| End Cash Position | $133,146,000,000 | $142,584,000,000 | $155,431,000,000 | $159,729,000,000 |
| Other Cash Adjustment Outside Changein Cash | $1,000,000 | $2,000,000 | - | - |
| Beginning Cash Position | $142,584,000,000 | $155,431,000,000 | $159,678,000,000 | $151,213,000,000 |
| Effect Of Exchange Rate Changes | $-1,195,000,000 | $-2,735,000,000 | $-1,273,000,000 | $125,000,000 |
| Changes In Cash | $-8,244,000,000 | $-10,114,000,000 | $-2,974,000,000 | $8,391,000,000 |
| Net Issuance Payments Of Debt | $14,589,000,000 | $20,010,000,000 | $3,706,000,000 | $1,369,000,000 |
| Net Long Term Debt Issuance | $14,589,000,000 | $20,010,000,000 | $3,706,000,000 | $1,369,000,000 |
| Net Business Purchase And Sale | $-712,000,000 | $10,737,000,000 | $-3,606,000,000 | $138,000,000 |
| Net PPE Purchase And Sale | $-1,070,000,000 | $-885,000,000 | $-1,042,000,000 | $-876,000,000 |
| Taxes Refund Paid | $-1,187,000,000 | $-1,260,000,000 | $-1,213,000,000 | $-1,699,000,000 |
| Change In Working Capital | $-47,411,000,000 | $-61,147,000,000 | $-1,878,000,000 | $-20,509,000,000 |
| Change In Other Current Assets | $-47,411,000,000 | $-61,147,000,000 | $-1,878,000,000 | $-20,509,000,000 |
| Other Non Cash Items | $3,727,000,000 | $5,202,000,000 | $2,294,000,000 | $4,805,000,000 |
| Provisionand Write Offof Assets | $17,225,000,000 | $9,659,000,000 | $-6,882,000,000 | $19,041,000,000 |
| Depreciation And Amortization | $1,245,000,000 | $1,151,000,000 | $1,104,000,000 | $1,172,000,000 |
| Depreciation | $1,245,000,000 | $1,151,000,000 | $1,104,000,000 | $1,172,000,000 |
| Gain Loss On Investment Securities | $4,000,000 | $-85,000,000 | $-14,000,000 | $51,000,000 |
| Net Income From Continuing Operations | $10,626,000,000 | $9,547,000,000 | $7,871,000,000 | $8,080,000,000 |
Fetched: 2026-02-02