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CIB

Grupo Cibest S.A.

Price Chart
Latest Quote

$96.10

-0.30 (-0.31%)
Current Price
Previous Close $96.40
Open $97.01
Day High $97.44
Day Low $95.68
Volume 96,817
Fetched: 2026-10-27T17:38:33
Stock Information
Note: Financial values converted from COP to USD
Quarterly Dividend / Yield $4.00 / 4.15%
Shares Outstanding 109.05M
Quarterly Dividend Yield 4.15%
Quarterly Dividend $4.00
Sector Financial Services
Industry Banks - Regional
Market Cap $22.62B
P/E Ratio 11.54
EPS (TTM) $8.30
Exchange NYQ
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📊 Comprehensive Analysis
Company Data
Book/sh$44394.48
Employees32K
Financial Ratios
EPS Growth TTM52.40%
Returns & Margins
ROA2.13%
ROE19.22%
Profit Margin17.57%
Ownership
Institutional Ownership21.37%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E8.31
PEG0.43
P/B0.00
Analyst Data
Recommendationhold
Target Price$84.72
Technical Indicators
SMA20$95.49
SMA50$96.01
SMA200$78.35
RSI58.05
ATR2.7911
Shares Float596.29M
Short Float0.94%
Short Ratio2.18
Volatility0.44
Rel Volume0.80
Performance History
Week-0.07%
Month+5.36%
Quarter+10.54%
6 Months+46.36%
YTD+61.93%
Year+82.52%
3 Years+478.96%
5 Years+395.68%
10 Years+447.72%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-10-27 $95.80 217,286
2026-10-26 $96.40 405,900
2026-10-23 $98.00 232,300
2026-10-22 $96.64 344,100
2026-10-21 $97.60 303,100
2026-10-20 $95.87 210,800
2026-10-19 $95.60 210,400
2026-10-16 $97.91 183,400
2026-10-15 $97.65 326,600
2026-10-14 $96.92 328,100
2026-10-13 $95.49 307,800
2026-10-12 $94.96 84,700
2026-10-09 $94.81 261,100
2026-10-08 $94.08 229,400
2026-10-07 $93.70 252,200
2026-10-06 $96.54 307,700
2026-10-05 $96.06 456,600
2026-10-02 $91.91 198,900
2026-10-01 $91.08 272,900
2026-09-30 $92.85 289,700
2026-09-29 $92.33 358,100
2026-09-28 $90.93 264,800
About Grupo Cibest S.A.

Grupo Cibest S.A., together with its subsidiaries, provides various banking products and services in Colombia and internationally. It offers deposit products, including checking and savings accounts, fixed-term deposits, and investment products; credit alternatives solutions such as trade financing, working capital loans, mortgages, credit cards, personal, vehicle, payroll, and small business loans, and overdrafts; and factoring. It also provides financial and operating leases; capital markets, such as hedging instruments; trading, including interbank lending, repurchase agreements, foreign exchange transactions, and sovereign and corporate securities trading, brokerage and investment advisory services, access to local and international capital markets, and third-party asset management, as well as cash management, payables and receivables solutions, real-time web services, and SWIFT Net solutions. In addition, it provides foreign currency investment and trade finance solutions such as letters of credit and bills collection; bancassurance and insurance; and investment banking services include project finance, acquisition finance, large corporate loans, loan syndication, debt and equity capital markets, principal investments, mergers and acquisitions, and advisory on hedging strategies and restructurings. Further, it offers trust and fiduciary services, escrow accounts, investment funds, and real estate funds; and Nequi digital platform. Additionally, it provides roadside and medical assistance services; and BRE-b, mortgage lending innovations, payments through wompi, inflation-indexed sustainability loans, and Salud para ti. It serves physical branches, mobile branches, ATMs, online, computer, telephone, and mobile banking, banking correspondents, kiosks, and direct business connections. The company was formerly known as Bancolombia S.A. and changed its name to Grupo Cibest S.A. in May 2025. The company was founded in 1875 and is based in Medellín, Colombia.

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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Total Revenue $8,702,649,104 $8,279,884,212 $8,407,630,539 $7,654,944,614
Operating Revenue $8,702,649,104 $8,279,884,212 $8,407,630,539 $7,654,944,614
Expenses
Interest Expense $3,807,481,431 $4,320,913,254 $4,870,991,991 $2,665,114,455
Rent Expense Supplemental $8,779,362 $5,164,200 $3,449,114 $6,290,229
Selling And Marketing Expense $56,964,045 $51,158,068 $49,776,655 $58,439,215
General And Administrative Expense $3,177,376,686 $2,882,986,324 $2,684,940,704 $2,533,012,067
Professional Expense And Contract Services Expense $3,873,387 $2,757,776 $2,907,092 $3,337,679
Other Non Interest Expense $467,623,260 $442,602,820 $439,809,688 $293,427,856
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $2,155,230,238 $1,898,041,438 $1,769,176,028 $2,141,408,528
Net Interest Income $5,679,134,907 $5,524,751,547 $5,758,056,353 $5,363,955,158
Interest Income $9,486,616,338 $9,845,664,801 $10,629,048,344 $8,029,069,613
Normalized Income $2,057,103,345 $1,918,521,542 $1,716,404,948 $2,065,956,846
Net Income From Continuing And Discontinued Operation $1,206,095,716 $1,978,598,104 $1,930,991,115 $2,141,408,528
Net Income Common Stockholders $650,574,665 $1,058,179,050 $1,032,950,262 $2,141,408,528
Net Income $1,206,095,716 $1,978,598,104 $1,930,991,115 $2,141,408,528
Net Income Including Noncontrolling Interests $1,244,313,451 $2,009,483,236 $1,961,938,751 $2,208,608,795
Net Income Discontinuous Operations $-949,134,522 $80,556,666 $161,815,087 -
Net Income Continuous Operations $2,193,447,973 $1,928,926,571 $1,800,123,665 $2,208,608,795
Pretax Income $3,080,812,230 $2,680,196,989 $2,374,752,794 $3,076,228,880
Special Income Charges $28,630,550 $-123,840,425 $-47,158,093 $-23,742,569
Depreciation Amortization Depletion Income Statement $308,614,879 $287,705,534 $308,082,012 $299,721,241
Depreciation And Amortization In Income Statement $308,614,879 $287,705,534 $308,082,012 $299,721,241
Amortization Of Intangibles Income Statement $60,707,372 $45,621,050 $58,893,793 $55,556,746
Depreciation Income Statement $247,907,507 $242,084,484 $249,188,219 $244,164,496
Per Share
Diluted EPS $5.06 $8.23 $8.03 $8.91
Basic EPS $5.06 $8.23 $8.03 $8.91
Other
Tax Effect Of Unusual Items $39,963,303 $-7,976,507 $16,845,398 $29,634,226
Tax Rate For Calcs $0 $0 $0 $0
Total Unusual Items $138,090,196 $-28,456,610 $69,616,478 $105,085,907
Total Unusual Items Excluding Goodwill $138,090,196 $-28,456,610 $69,616,478 $105,085,907
Reconciled Depreciation $333,354,679 $319,295,578 $341,829,726 $299,721,241
Diluted Average Shares $75,228 $75,907 $75,907 $75,907
Basic Average Shares $75,228 $75,907 $75,907 $75,907
Diluted NI Availto Com Stockholders $650,574,665 $1,058,179,050 $1,032,950,262 $2,141,408,528
Otherunder Preferred Stock Dividend $-67,889,711 $433,956,044 $411,577,842 -
Preferred Stock Dividends $623,410,762 $486,463,010 $486,463,010 $996,951,122
Minority Interests $-38,217,735 $-30,885,132 $-30,947,637 $-67,200,267
Tax Provision $887,364,257 $751,270,418 $574,629,129 $867,620,085
Gain On Sale Of Business $3,632,839 $0 $0 $-10,875,473
Other Special Charges $-1,323,960 $-2,510,283 $-4,373,739 $-2,157,038
Write Off $-24,997,710 $123,840,425 $47,158,093 $12,867,095
Gain On Sale Of Security $475,089,079 $538,724,378 $180,115,025 $429,964,277
Amortization $60,707,372 $45,621,050 $58,893,793 $55,556,746
Selling General And Administration $3,234,340,730 $2,934,144,391 $2,734,717,359 $2,591,451,282
Other Gand A $1,108,373,979 $999,541,588 $904,655,600 $929,885,966
Insurance And Claims $241,871,084 $228,942,747 $230,232,929 $202,272,567
Rent And Landing Fees $8,779,362 $5,164,200 $3,449,114 $6,290,229
Salaries And Wages $1,818,352,260 $1,649,337,788 $1,546,603,061 $1,394,563,305
Occupancy And Equipment $347,741,140 $301,889,012 $265,835,260 $239,241,159
Fetched: 2026-10-20
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $11,748,785,838 $10,661,936,779 $9,344,053,911 $9,044,125,584
Total Assets $119,880,030,050 $117,500,754,516 $108,255,584,673 $111,376,367,922
Goodwill And Other Intangible Assets $800,935,638 $3,083,526,442 $2,680,023,049 $3,295,438,598
Other Intangible Assets $186,205,114 $236,912,391 $212,001,493 $190,206,667
Prepaid Assets $456,232,913 $922,496,857 $686,704,180 $591,943,833
Receivables $9,491,893,552 $8,983,255,637 $9,046,223,274 $9,226,578,847
Other Receivables $9,288,801,796 $8,795,862,306 $8,856,872,099 $9,076,836,606
Accounts Receivable $203,091,756 $187,393,331 $189,351,175 $149,742,241
Cash And Cash Equivalents $7,968,636,882 $8,561,590,573 $10,088,700,111 $9,082,595,547
Cash Financial $2,536,982,368 $3,021,776,065 $2,855,102,672 $2,886,602,432
Cash Cash Equivalents And Federal Funds Sold $9,443,993,296 $10,368,207,765 $12,563,919,475 $9,989,768,691
Debt
Total Debt $5,711,007,800 $9,108,650,783 $10,128,825,813 $12,996,174,638
Long Term Debt And Capital Lease Obligation $5,702,718,058 $9,101,769,287 $8,676,328,696 $12,996,174,638
Long Term Debt $5,292,720,191 $8,512,217,357 $8,122,814,104 $12,396,299,043
Current Debt And Capital Lease Obligation $8,289,743 $6,881,497 $1,452,497,117 -
Current Debt - $2,559,532,931 $1,446,119,444 -
Other Current Borrowings - $2,559,532,931 $1,446,119,444 -
Net Debt - - - $3,313,703,496
Liabilities
Total Liabilities Net Minority Interest $106,938,550,036 $103,426,414,213 $95,928,386,918 $98,749,962,221
Derivative Product Liabilities $1,666,365,854 $965,477,248 $2,369,487,576 $1,702,342,580
Non Current Deferred Liabilities $1,471,860,895 $1,302,494,440 $1,029,864,495 $590,195,284
Non Current Deferred Taxes Liabilities $916,535,881 $813,980,776 $563,560,460 $199,939,065
Payables And Accrued Expenses $2,246,177,177 $2,161,078,516 $2,472,296,172 $2,543,352,464
Payables $2,105,618,368 $2,025,943,395 $2,347,055,393 $2,429,811,082
Other Payable $1,262,897,817 $1,119,822,727 $1,498,316,729 $1,145,737,486
Dividends Payable $7,820,959 $275,776,954 $274,908,204 $242,814,650
Total Tax Payable $221,433,996 $49,297,137 $51,878,448 $304,687,511
Income Tax Payable $221,433,996 $49,297,137 $51,878,448 $304,687,511
Accounts Payable $613,465,596 $581,046,577 $521,952,012 $736,571,435
Equity
Common Stock Equity $12,549,721,475 $13,745,463,221 $12,024,076,961 $12,339,564,182
Total Equity Gross Minority Interest $12,941,480,013 $14,074,340,302 $12,327,197,754 $12,626,405,701
Stockholders Equity $12,549,721,475 $13,745,463,221 $12,024,076,961 $12,339,564,182
Gains Losses Not Affecting Retained Earnings $8,592,659,747 $9,224,483,367 $7,613,851,039 $7,478,093,399
Other Equity Adjustments $8,592,659,747 $9,224,483,367 $7,613,851,039 $7,478,093,399
Retained Earnings $2,271,836,868 $2,835,766,673 $2,725,012,740 $1,034,849,074
Preferred Securities Outside Stock Equity $184,191,710 $184,421,209 $184,421,209 $184,421,209
Long Term Equity Investment $1,045,374,459 $924,620,117 $946,281,726 $920,405,480
Other Equity Interest - - $1,930,991,115 $2,141,408,528
Other
Treasury Shares Number $2,719 - - -
Ordinary Shares Number $300,910 $303,629 $303,629 $303,629
Share Issued $303,629 $303,629 $303,629 $303,629
Tangible Book Value $11,748,785,838 $10,661,936,779 $9,344,053,911 $9,044,125,584
Invested Capital $17,842,441,667 $22,257,680,578 $21,593,010,509 $24,735,863,225
Capital Lease Obligations $418,287,609 $596,433,426 $559,892,265 $599,875,595
Total Capitalization $17,842,441,667 $22,257,680,578 $20,146,891,065 $24,735,863,225
Minority Interest $391,758,538 $328,877,082 $303,120,794 $286,841,519
Additional Paid In Capital $1,533,410,184 $1,533,398,504 $1,533,398,504 $1,533,398,504
Capital Stock $151,814,677 $151,814,677 $151,814,677 $151,814,677
Common Stock $151,814,677 $151,814,677 $151,814,677 $151,814,677
Employee Benefits $557,166,688 $514,090,962 $510,728,344 $443,791,354
Non Current Deferred Revenue $555,325,014 $488,513,664 $466,304,035 $390,256,219
Long Term Capital Lease Obligation $409,997,866 $589,551,929 $553,514,592 $599,875,595
Long Term Provisions $120,796,328 $138,613,277 $126,622,508 $131,714,733
Current Capital Lease Obligation $8,289,743 $6,881,497 $6,377,672 -
Current Accrued Expenses $140,558,809 $135,135,120 $125,240,779 $113,541,382
Investments And Advances $11,878,628,592 $12,784,783,038 $9,051,097,997 $9,740,534,067
Available For Sale Securities $9,994,177,470 $10,932,751,882 $6,789,085,074 $8,820,128,587
Goodwill $614,730,524 $2,846,614,051 $2,468,021,556 $3,105,231,931
Net PPE $2,178,712,371 $2,474,881,271 $2,638,411,444 $2,754,742,170
Accumulated Depreciation $-1,030,318,127 $-1,189,264,950 $-1,038,287,771 $-999,993,641
Gross PPE $3,209,030,498 $3,664,146,221 $3,676,699,215 $3,754,735,811
Leases $2,378,329 $1,864,719 $5,251,959 $3,049,779
Construction In Progress $3,433,014 $14,738,759 $26,401,221 $16,364,508
Other Properties $1,271,545,541 $1,357,192,538 $1,591,871,181 $1,627,714,375
Machinery Furniture Equipment $644,200,465 $693,269,051 $613,571,665 $591,123,066
Buildings And Improvements $1,131,643,660 $1,427,045,775 $1,276,269,053 $1,325,272,924
Land And Improvements $155,829,488 $170,035,380 $163,334,136 $191,211,159
Other Short Term Investments $839,076,663 $927,411,039 $1,315,731,196 -
Fetched: 2026-10-20
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $3,161,442,449 $-507,044,049 $5,284,777,696 $884,086,557
Operating Activities
Operating Cash Flow $3,869,897,260 $137,603,103 $6,046,235,406 $2,001,230,428
Cash Flow From Continuing Operating Activities $3,869,897,260 $137,603,103 $6,046,235,406 $2,001,230,428
Operating Gains Losses $-279,189,133 $40,599,537 $-94,774,238 $-93,828,462
Investing Activities
Capital Expenditure $-708,454,812 $-644,647,152 $-761,457,710 $-1,117,143,871
Investing Cash Flow $-699,575,064 $-176,526,697 $-50,410,539 $-1,469,330,724
Cash Flow From Continuing Investing Activities $-699,575,064 $-176,526,697 $-50,410,539 $-1,469,330,724
Net Other Investing Changes $-86,842,475 $-64,118,289 $-110,951,232 $-77,405,869
Financing Activities
Repurchase Of Capital Stock $-136,189,806 $0 $0 -
Financing Cash Flow $-2,603,361,237 $-2,918,259,716 $-1,714,351,659 $269,412,224
Cash Flow From Continuing Financing Activities $-2,603,361,237 $-2,918,259,716 $-1,714,351,659 $269,412,224
Net Other Financing Charges $-5,709,379 $-6,163,642 $-13,020,200 $-11,740,435
Cash Dividends Paid $-1,640,474,139 $-1,072,917,493 $-1,041,168,661 $-729,429,818
Common Stock Dividend Paid $-1,640,474,139 $-1,072,917,493 $-1,041,168,661 $-729,429,818
Net Common Stock Issuance $-136,189,806 $0 $0 -
Dividend Received Cfo $74,915,158 $70,495,329 $49,143,717 $25,853,833
Other
Repayment Of Debt $-3,987,097,367 $-6,297,385,888 $-4,429,882,966 $-4,019,058,651
Issuance Of Debt $3,155,372,564 $4,284,399,241 $3,673,486,545 $5,212,573,593
End Cash Position $10,554,477,909 $10,368,207,765 $12,563,919,475 $9,989,768,691
Beginning Cash Position $10,368,207,765 $12,563,919,475 $9,989,768,691 $7,996,112,360
Effect Of Exchange Rate Changes $-380,690,816 $761,471,600 $-1,707,322,424 $1,192,344,403
Changes In Cash $566,960,959 $-2,957,183,310 $4,281,473,208 $801,311,928
Common Stock Payments $-136,189,806 $0 $0 -
Net Issuance Payments Of Debt $-831,724,803 $-2,012,986,647 $-756,396,421 $1,193,514,942
Net Long Term Debt Issuance $-831,724,803 $-2,012,986,647 $-756,396,421 $1,193,514,942
Long Term Debt Issuance $3,155,372,564 $4,284,399,241 $3,673,486,545 $5,212,573,593
Net Investment Purchase And Sale $-60,891,729 $401,537,972 $763,495,421 $-150,544,382
Sale Of Investment $704,637,931 $1,253,154,370 $4,422,362,534 $3,553,379,661
Purchase Of Investment $-765,529,660 $-851,616,398 $-3,658,867,113 $-3,703,924,044
Net PPE Purchase And Sale $-551,840,860 $-513,946,381 $-702,954,728 $-984,012,684
Sale Of PPE $156,613,952 $130,700,771 $58,502,982 $133,131,187
Purchase Of PPE $-708,454,812 $-644,647,152 $-761,457,710 $-1,117,143,871
Taxes Refund Paid $-763,085,354 $-617,112,641 $-864,176,022 $-649,475,153
Interest Received Cfo $10,039,257,446 $10,488,506,266 $10,954,838,397 $7,451,211,398
Interest Paid Cfo $-4,198,521,483 $-4,729,625,674 $-5,044,162,700 $-2,370,142,296
Change In Working Capital $-247,743,670 $-4,475,377,744 $1,520,232,776 $-1,691,626,209
Change In Other Working Capital $7,981,974,340 $3,009,519,494 $5,018,404,518 $9,433,863,773
Change In Other Current Liabilities $131,931,605 $-445,683,221 $64,711,450 $-50,189,563
Change In Other Current Assets $-368,436,770 $282,819,763 $-363,606,558 $-228,794,694
Change In Payables And Accrued Expense $234,243,637 $-271,279,784 $298,608,471 $858,517,467
Change In Payable $234,243,637 $-271,279,784 $298,608,471 $858,517,467
Change In Account Payable $234,243,637 $-271,279,784 $298,608,471 $858,517,467
Change In Receivables $392,770,291 $-225,101,244 $-165,905,345 $162,591,342
Changes In Account Receivables $392,770,291 $-225,101,244 $-165,905,345 $162,591,342
Other Non Cash Items $-4,971,562,420 $-4,827,807,356 $-5,261,117,519 $-4,692,605,942
Unrealized Gain Loss On Investment Securities $-794,450,319 $-750,088,830 $-530,468,728 $-563,934,856
Asset Impairment Charge $1,071,977,084 $132,829,398 $47,413,794 $12,867,095
Deferred Tax $911,257,089 $755,211,361 $610,067,938 $867,620,085
Deferred Income Tax $911,257,089 $755,211,361 $610,067,938 $867,620,085
Depreciation Amortization Depletion $333,354,679 $319,295,578 $341,829,726 $299,721,241
Depreciation And Amortization $333,354,679 $319,295,578 $341,829,726 $299,721,241
Pension And Employee Benefit Expense $331,334,331 $256,220,610 $231,997,893 $202,179,442
Earnings Losses From Equity Investments $-110,160,139 $-70,261,411 $-35,708,083 $-69,166,950
Net Foreign Currency Exchange Gain Loss $-357,835,938 $97,131,100 $-77,630,317 $-70,960,957
Gain Loss On Sale Of Business $-3,632,839 $0 $0 $13,079,863
Net Income From Continuing Operations $1,244,313,451 $2,009,483,236 $1,961,938,751 $2,208,608,795
Net Business Purchase And Sale - $0 $0 $-257,367,790
Sale Of Business - $0 $0 $252,228
Purchase Of Business - $0 $0 $-257,620,018
Amortization Cash Flow - $53,709,705 - $55,556,746
Amortization Of Intangibles - $53,709,705 - $55,556,746
Depreciation - $265,585,873 - $244,164,496
Fetched: 2026-10-20