CFG-PE
Citizens Financial Group, Inc.
Price Chart
Latest Quote
$18.18
| Previous Close | $18.29 |
| Open | $18.30 |
| Day High | $18.33 |
| Day Low | $18.14 |
| Volume | 219,419 |
Stock Information
| Quarterly Dividend / Yield | $1.25 / 6.83% |
| Quarterly Dividend Yield | 6.83% |
| Quarterly Dividend | $1.25 |
| Total Debt | $12.31B |
| Cash Equivalents | $13.16B |
| Revenue | $7.89B |
| Net Income | $1.83B |
| Sector | Financial Services |
| Industry | Banks - Regional |
| P/E Ratio | 3.85 |
| EPS (TTM) | $4.72 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $9.00B |
| Sales | $7.89B |
| Income | $1.83B |
| Book/sh | $56.48 |
| Employees | 17K |
Financial Ratios
| EPS Growth TTM | 38.60% |
Returns & Margins
| ROA | 0.88% |
| ROE | 7.74% |
| Operating Margin | 32.05% |
| Profit Margin | 25.05% |
Ownership
| Institutional Ownership | 15.45% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/B | 0.32 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $18.33 |
| SMA50 | $18.80 |
| SMA200 | $19.21 |
| RSI | 30.86 |
| ATR | 0.1689 |
| Shares Float | 418.67M |
| Short Ratio | 0.70 |
| Volatility | 1.02 |
| Rel Volume | 3.22 |
Performance History
| Week | +1.08% |
| Month | -3.76% |
| Quarter | -5.76% |
| 6 Months | -3.59% |
| YTD | -4.59% |
| Year | +2.91% |
| 3 Years | +11.69% |
| 5 Years | -9.11% |
| 10 Years | +4.32% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-17 | $18.18 | 219,419 |
| 2026-06-16 | $18.29 | 78,162 |
| 2026-06-15 | $18.22 | 175,112 |
| 2026-06-12 | $18.15 | 83,865 |
| 2026-06-11 | $18.12 | 52,039 |
| 2026-06-10 | $17.99 | 44,321 |
| 2026-06-09 | $18.03 | 41,503 |
| 2026-06-08 | $18.12 | 53,389 |
| 2026-06-05 | $18.08 | 42,851 |
| 2026-06-04 | $18.23 | 43,765 |
| 2026-06-03 | $18.20 | 48,614 |
| 2026-06-02 | $18.37 | 53,450 |
| 2026-06-01 | $18.48 | 38,919 |
| 2026-05-29 | $18.50 | 74,568 |
| 2026-05-28 | $18.65 | 35,553 |
| 2026-05-27 | $18.66 | 56,868 |
| 2026-05-26 | $18.56 | 38,749 |
| 2026-05-22 | $18.56 | 59,168 |
| 2026-05-21 | $18.50 | 56,974 |
| 2026-05-20 | $18.65 | 65,543 |
| 2026-05-19 | $18.65 | 38,535 |
| 2026-05-18 | $18.90 | 28,417 |
About Citizens Financial Group, Inc.
Citizens Financial Group, Inc. operates as the bank holding company that provides retail and commercial banking products and services to individuals, small businesses, middle-market companies, large corporations, and institutions in the United States. The company operates through two segments, Consumer Banking and Commercial Banking. The Consumer Banking segment offers deposit products, mortgage and home equity lending products, credit cards, business loans, and wealth management services; and education and point-of-sale finance loans, as well as digital deposit products. This segment serves its customers through telephone service centers, as well as through its online and mobile platforms. The Commercial Banking segment provides various financial products and solutions, including lending and leasing, deposit and treasury management services, foreign exchange, and interest rate and commodity risk management solutions, as well as syndicated loans, corporate finance, mergers and acquisitions, and debt and equity capital markets services. The company serves customers and small businesses, high- and ultra-high-net-worth individuals and families, as well as investors, entrepreneurs, and companies and institutions, as well as multifamily, office, industrial, retail, healthcare, and hospitality sectors. The company was formerly known as RBS Citizens Financial Group, Inc. and changed its name to Citizens Financial Group, Inc. in April 2014. Citizens Financial Group, Inc. was founded in 1828 and is headquartered in Providence, Rhode Island.
đ° Latest News
Citizens Financial Group (CFG) is a Great Momentum Stock: Should You Buy?
Zacks âĸ 2026-06-15T16:00:03ZForget âToo Big to Fail.â How âCommunityâ Became the Most Controversial Word in Banking.
Barrons.com âĸ 2026-06-12T14:14:00ZA Look At Citizens Financial Group (CFG) Valuation After Sector Rally On Expanding Net Interest Margins
Simply Wall St. âĸ 2026-06-07T23:09:59ZGoldman Sachs Sees S&P 500 at 8000 Year-End: 5 of Its Top Picks Pay Big Passive Income Dividends
24/7 Wall St. âĸ 2026-06-05T12:44:52ZCitizens Financial Group and NBT Bancorp Stocks Trade Up, What You Need To Know
StockStory âĸ 2026-06-05T04:45:30ZCitizens Financial Group (CFG) Upgraded to Buy: Here's What You Should Know
Zacks âĸ 2026-06-04T16:00:01ZHow FITB's NYSE Move Reflects Its Transition Into a Larger U.S. Bank
Zacks âĸ 2026-06-02T13:10:00ZIf Rates Fall Further, Hereâs What Happens to the KRE Regional Banking ETF
24/7 Wall St. âĸ 2026-05-31T11:18:33ZCitizens Financial Group Links Rhode Island Training Push To Long Term Story
Simply Wall St. âĸ 2026-05-29T23:06:04ZHere's Why Citizens Financial Group (CFG) is a Strong Value Stock
Zacks âĸ 2026-05-29T13:40:03ZIncome Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $7,794,000,000 | $8,224,000,000 | $8,021,000,000 | $6,647,000,000 |
| Operating Revenue | $7,794,000,000 | $8,224,000,000 | $8,021,000,000 | $6,647,000,000 |
| Expenses | ||||
| Interest Expense | $4,553,000,000 | $3,963,000,000 | $1,048,000,000 | $339,000,000 |
| Selling And Marketing Expense | $170,000,000 | $187,000,000 | $166,000,000 | $111,000,000 |
| General And Administrative Expense | $2,819,000,000 | $2,764,000,000 | $2,645,000,000 | $2,198,000,000 |
| Other Non Interest Expense | $873,000,000 | $802,000,000 | $1,023,000,000 | $829,000,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $1,509,000,000 | $1,608,000,000 | $2,073,000,000 | $2,319,000,000 |
| Net Interest Income | $5,633,000,000 | $6,241,000,000 | $6,012,000,000 | $4,512,000,000 |
| Interest Income | $10,186,000,000 | $10,204,000,000 | $7,060,000,000 | $4,851,000,000 |
| Normalized Income | $1,621,715,400 | $2,008,954,400 | $2,073,000,000 | $2,319,000,000 |
| Net Income From Continuing And Discontinued Operation | $1,509,000,000 | $1,608,000,000 | $2,073,000,000 | $2,319,000,000 |
| Net Income Common Stockholders | $1,372,000,000 | $1,491,000,000 | $1,960,000,000 | $2,206,000,000 |
| Net Income | $1,509,000,000 | $1,608,000,000 | $2,073,000,000 | $2,319,000,000 |
| Net Income Including Noncontrolling Interests | $1,509,000,000 | $1,608,000,000 | $2,073,000,000 | $2,319,000,000 |
| Net Income Continuous Operations | $1,509,000,000 | $1,608,000,000 | $2,073,000,000 | $2,319,000,000 |
| Pretax Income | $1,888,000,000 | $2,030,000,000 | $2,655,000,000 | $2,977,000,000 |
| Special Income Charges | $-141,000,000 | $-506,000,000 | $-244,000,000 | $-35,000,000 |
| Other | ||||
| Tax Effect Of Unusual Items | $-28,284,600 | $-105,045,600 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-141,000,000 | $-506,000,000 | $-244,000,000 | $-35,000,000 |
| Total Unusual Items Excluding Goodwill | $-141,000,000 | $-506,000,000 | $-244,000,000 | $-35,000,000 |
| Reconciled Depreciation | $498,000,000 | $478,000,000 | $565,000,000 | $625,000,000 |
| Diluted NI Availto Com Stockholders | $1,372,000,000 | $1,491,000,000 | $1,960,000,000 | $2,206,000,000 |
| Preferred Stock Dividends | $137,000,000 | $117,000,000 | $113,000,000 | $113,000,000 |
| Tax Provision | $379,000,000 | $422,000,000 | $582,000,000 | $658,000,000 |
| Other Special Charges | $31,000,000 | $225,000,000 | - | - |
| Restructuring And Mergern Acquisition | $110,000,000 | $281,000,000 | $244,000,000 | $35,000,000 |
| Gain On Sale Of Security | $18,000,000 | $28,000,000 | $9,000,000 | $10,000,000 |
| Selling General And Administration | $2,989,000,000 | $2,951,000,000 | $2,811,000,000 | $2,309,000,000 |
| Insurance And Claims | $162,000,000 | $165,000,000 | $96,000,000 | $66,000,000 |
| Salaries And Wages | $2,657,000,000 | $2,599,000,000 | $2,549,000,000 | $2,132,000,000 |
| Occupancy And Equipment | $1,216,000,000 | $1,248,000,000 | $1,058,000,000 | $943,000,000 |
| Otherunder Preferred Stock Dividend | - | - | - | $113,000,000 |
Balance Sheet (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $15,921,000,000 | $15,997,000,000 | $15,320,000,000 | $16,240,000,000 |
| Total Assets | $217,521,000,000 | $221,964,000,000 | $226,733,000,000 | $188,409,000,000 |
| Goodwill And Other Intangible Assets | $8,333,000,000 | $8,345,000,000 | $8,370,000,000 | $7,180,000,000 |
| Other Intangible Assets | $146,000,000 | $157,000,000 | $197,000,000 | $64,000,000 |
| Receivables | $1,027,000,000 | $1,148,000,000 | $1,456,000,000 | $1,540,000,000 |
| Other Receivables | $1,027,000,000 | $1,148,000,000 | $1,456,000,000 | $1,540,000,000 |
| Cash And Cash Equivalents | $11,236,000,000 | $12,033,000,000 | $10,850,000,000 | $9,474,000,000 |
| Cash Financial | $10,601,000,000 | $11,628,000,000 | $10,547,000,000 | $9,158,000,000 |
| Cash Cash Equivalents And Federal Funds Sold | $11,236,000,000 | $12,033,000,000 | $10,850,000,000 | $9,474,000,000 |
| Accounts Receivable | - | - | - | $506,000,000 |
| Debt | ||||
| Net Debt | $1,165,000,000 | $1,939,000,000 | $5,040,000,000 | - |
| Total Debt | $12,401,000,000 | $13,972,000,000 | $15,890,000,000 | $7,005,000,000 |
| Long Term Debt And Capital Lease Obligation | $10,413,000,000 | $13,467,000,000 | $15,887,000,000 | $6,932,000,000 |
| Long Term Debt | $10,413,000,000 | $13,467,000,000 | $15,887,000,000 | $6,932,000,000 |
| Current Debt And Capital Lease Obligation | $1,988,000,000 | $505,000,000 | $3,000,000 | $73,000,000 |
| Current Debt | $1,988,000,000 | $505,000,000 | $3,000,000 | $73,000,000 |
| Other Current Borrowings | $0 | $505,000,000 | $3,000,000 | $73,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $193,267,000,000 | $197,622,000,000 | $203,043,000,000 | $164,989,000,000 |
| Derivative Product Liabilities | $1,220,000,000 | $1,562,000,000 | $1,909,000,000 | $197,000,000 |
| Current Notes Payable | $1,988,000,000 | $0 | - | - |
| Equity | ||||
| Common Stock Equity | $22,141,000,000 | $22,328,000,000 | $21,676,000,000 | $21,406,000,000 |
| Preferred Stock Equity | $2,113,000,000 | $2,014,000,000 | $2,014,000,000 | $2,014,000,000 |
| Total Equity Gross Minority Interest | $24,254,000,000 | $24,342,000,000 | $23,690,000,000 | $23,420,000,000 |
| Stockholders Equity | $24,254,000,000 | $24,342,000,000 | $23,690,000,000 | $23,420,000,000 |
| Gains Losses Not Affecting Retained Earnings | $-3,595,000,000 | $-3,758,000,000 | $-4,560,000,000 | $-665,000,000 |
| Other Equity Adjustments | $-3,595,000,000 | $-3,758,000,000 | $-4,560,000,000 | $-665,000,000 |
| Retained Earnings | $10,412,000,000 | $9,816,000,000 | $9,159,000,000 | $7,978,000,000 |
| Other | ||||
| Treasury Shares Number | $209,524,943 | $181,411,665 | $152,937,860 | $149,121,938 |
| Preferred Shares Number | $34,000,000 | $30,000,000 | $30,000,000 | $30,000,000 |
| Ordinary Shares Number | $440,543,381 | $466,418,055 | $492,282,158 | $422,137,197 |
| Share Issued | $650,068,324 | $647,829,720 | $645,220,018 | $571,259,135 |
| Tangible Book Value | $13,808,000,000 | $13,983,000,000 | $13,306,000,000 | $14,226,000,000 |
| Invested Capital | $34,542,000,000 | $36,300,000,000 | $37,566,000,000 | $28,411,000,000 |
| Total Capitalization | $34,667,000,000 | $37,809,000,000 | $39,577,000,000 | $30,352,000,000 |
| Treasury Stock | $7,047,000,000 | $5,986,000,000 | $5,071,000,000 | $4,918,000,000 |
| Additional Paid In Capital | $22,364,000,000 | $22,250,000,000 | $22,142,000,000 | $19,005,000,000 |
| Capital Stock | $2,120,000,000 | $2,020,000,000 | $2,020,000,000 | $2,020,000,000 |
| Common Stock | $7,000,000 | $6,000,000 | $6,000,000 | $6,000,000 |
| Preferred Stock | $2,113,000,000 | $2,014,000,000 | $2,014,000,000 | $2,014,000,000 |
| Investments And Advances | $41,129,000,000 | $38,647,000,000 | $33,461,000,000 | $27,592,000,000 |
| Held To Maturity Securities | $8,516,000,000 | $8,980,000,000 | $9,724,000,000 | $2,165,000,000 |
| Goodwill | $8,187,000,000 | $8,188,000,000 | $8,173,000,000 | $7,116,000,000 |
| Net PPE | $875,000,000 | $895,000,000 | $844,000,000 | $768,000,000 |
| Accumulated Depreciation | $-810,000,000 | $-813,000,000 | $-862,000,000 | $-804,000,000 |
| Gross PPE | $1,685,000,000 | $1,708,000,000 | $1,706,000,000 | $1,572,000,000 |
| Construction In Progress | $53,000,000 | $77,000,000 | $61,000,000 | $77,000,000 |
| Machinery Furniture Equipment | $601,000,000 | $613,000,000 | $622,000,000 | $589,000,000 |
| Buildings And Improvements | $887,000,000 | $875,000,000 | $879,000,000 | $805,000,000 |
| Land And Improvements | $144,000,000 | $143,000,000 | $144,000,000 | $101,000,000 |
| Other Short Term Investments | $32,613,000,000 | $29,667,000,000 | $23,737,000,000 | $25,427,000,000 |
Cash Flow Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $1,879,000,000 | $2,789,000,000 | $3,993,000,000 | $2,151,000,000 |
| Operating Activities | ||||
| Operating Cash Flow | $2,001,000,000 | $2,961,000,000 | $4,119,000,000 | $2,275,000,000 |
| Cash Flow From Continuing Operating Activities | $2,001,000,000 | $2,961,000,000 | $4,119,000,000 | $2,275,000,000 |
| Operating Gains Losses | $-18,000,000 | $-28,000,000 | $-9,000,000 | $-11,000,000 |
| Investing Activities | ||||
| Capital Expenditure | $-122,000,000 | $-172,000,000 | $-126,000,000 | $-124,000,000 |
| Investing Cash Flow | $2,987,000,000 | $5,248,000,000 | $-12,637,000,000 | $-10,486,000,000 |
| Cash Flow From Continuing Investing Activities | $2,987,000,000 | $5,248,000,000 | $-12,637,000,000 | $-10,486,000,000 |
| Net Other Investing Changes | $-93,000,000 | $-61,000,000 | $-871,000,000 | $-1,366,000,000 |
| Capital Expenditure Reported | $-122,000,000 | $-172,000,000 | $-126,000,000 | $-124,000,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-1,350,000,000 | $-906,000,000 | $-153,000,000 | $-545,000,000 |
| Issuance Of Capital Stock | $392,000,000 | $0 | $0 | $296,000,000 |
| Financing Cash Flow | $-6,015,000,000 | $-7,128,000,000 | $9,907,000,000 | $4,636,000,000 |
| Cash Flow From Continuing Financing Activities | $-6,015,000,000 | $-7,128,000,000 | $9,907,000,000 | $4,636,000,000 |
| Net Other Financing Charges | $18,000,000 | $21,000,000 | $-25,000,000 | $-23,000,000 |
| Cash Dividends Paid | $-903,000,000 | $-928,000,000 | $-892,000,000 | $-783,000,000 |
| Preferred Stock Dividend Paid | $-134,000,000 | $-120,000,000 | $-113,000,000 | $-113,000,000 |
| Common Stock Dividend Paid | $-769,000,000 | $-808,000,000 | $-779,000,000 | $-670,000,000 |
| Net Preferred Stock Issuance | $92,000,000 | $0 | $0 | $46,000,000 |
| Preferred Stock Issuance | $392,000,000 | $0 | $0 | $296,000,000 |
| Net Common Stock Issuance | $-1,050,000,000 | $-906,000,000 | $-153,000,000 | $-295,000,000 |
| Other | ||||
| Repayment Of Debt | $-14,286,000,000 | $-28,418,000,000 | $-19,691,000,000 | $-1,352,000,000 |
| Issuance Of Debt | $13,185,000,000 | $25,983,000,000 | $24,617,000,000 | $0 |
| Interest Paid Supplemental Data | $4,375,000,000 | $3,640,000,000 | $989,000,000 | $347,000,000 |
| Income Tax Paid Supplemental Data | $208,000,000 | $375,000,000 | $183,000,000 | $1,247,000,000 |
| End Cash Position | $10,601,000,000 | $11,628,000,000 | $10,547,000,000 | $9,158,000,000 |
| Beginning Cash Position | $11,628,000,000 | $10,547,000,000 | $9,158,000,000 | $12,733,000,000 |
| Changes In Cash | $-1,027,000,000 | $1,081,000,000 | $1,389,000,000 | $-3,575,000,000 |
| Preferred Stock Payments | $-300,000,000 | $0 | $0 | $-250,000,000 |
| Common Stock Payments | $-1,050,000,000 | $-906,000,000 | $-153,000,000 | $-295,000,000 |
| Net Issuance Payments Of Debt | $-1,606,000,000 | $-1,933,000,000 | $4,831,000,000 | $-1,506,000,000 |
| Net Short Term Debt Issuance | $-505,000,000 | $502,000,000 | $-95,000,000 | $-154,000,000 |
| Net Long Term Debt Issuance | $-1,101,000,000 | $-2,435,000,000 | $4,926,000,000 | $-1,352,000,000 |
| Long Term Debt Payments | $-14,286,000,000 | $-28,418,000,000 | $-19,691,000,000 | $-1,352,000,000 |
| Long Term Debt Issuance | $13,185,000,000 | $25,983,000,000 | $24,617,000,000 | $0 |
| Net Investment Purchase And Sale | $-2,170,000,000 | $-4,384,000,000 | $-5,141,000,000 | $-2,800,000,000 |
| Sale Of Investment | $7,585,000,000 | $5,703,000,000 | $5,635,000,000 | $9,606,000,000 |
| Purchase Of Investment | $-9,755,000,000 | $-10,087,000,000 | $-10,776,000,000 | $-12,406,000,000 |
| Net Business Purchase And Sale | $0 | $0 | $-255,000,000 | $-165,000,000 |
| Purchase Of Business | $0 | $0 | $-255,000,000 | $-165,000,000 |
| Change In Working Capital | $-571,000,000 | $273,000,000 | $-858,000,000 | $-962,000,000 |
| Change In Other Current Liabilities | $-310,000,000 | $-339,000,000 | $1,036,000,000 | $757,000,000 |
| Change In Other Current Assets | $-261,000,000 | $612,000,000 | $-1,894,000,000 | $-1,719,000,000 |
| Other Non Cash Items | $-24,000,000 | $98,000,000 | $1,733,000,000 | $1,085,000,000 |
| Stock Based Compensation | $97,000,000 | $87,000,000 | $84,000,000 | $59,000,000 |
| Deferred Tax | $-177,000,000 | $-242,000,000 | $57,000,000 | $-429,000,000 |
| Deferred Income Tax | $-177,000,000 | $-242,000,000 | $57,000,000 | $-429,000,000 |
| Depreciation Amortization Depletion | $498,000,000 | $478,000,000 | $565,000,000 | $625,000,000 |
| Depreciation And Amortization | $498,000,000 | $478,000,000 | $565,000,000 | $625,000,000 |
| Net Income From Continuing Operations | $1,509,000,000 | $1,608,000,000 | $2,073,000,000 | $2,319,000,000 |
| Depreciation | - | $478,000,000 | $565,000,000 | $625,000,000 |
| Short Term Debt Payments | - | - | $-95,000,000 | $-154,000,000 |