CCGWW
Cheche Group Inc.
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$0.01
| Previous Close | $0.02 |
| Open | $0.04 |
| Day High | $0.01 |
| Day Low | $0.01 |
| Volume | 50 |
Stock Information
| Total Debt | $21.79M |
| Cash Equivalents | $21.54M |
| Revenue | $447.91M |
| Net Income | $-2.65M |
| Exchange | NCM |
Recent Price History
About Cheche Group Inc.
Cheche Group Inc. provides auto insurance transaction services. The company offers digital insurance transaction products, such as Easy-Insur, which provides a range of auto and non-auto insurance products underwritten by insurance carriers, and the New Energy Vehicle (NEV) Insurance Solution, which assists NEV manufacturers in building a full-stack digital insurance service system comprising NEV insurance, one-click renewal, intelligent claims, business management, and interface operation and maintenance, as well as offers customized system deployment and one-stop operation services for various business models of NEV manufacturers. It also provides insurance SaaS solution products, including Digital Surge, a cloud-based software for insurance intermediaries, and Sky Frontier, an AI-based software for auto insurance carriers. The company was founded in 2014 and is headquartered in Beijing, China.
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Reconciled Cost Of Revenue | $424,119,155 | $493,313,629 | $470,513,642 | $377,570,619 |
| Cost Of Revenue | $424,119,155 | $493,313,629 | $470,513,642 | $377,570,619 |
| Total Revenue | $447,986,925 | $516,943,850 | $491,384,805 | $398,752,561 |
| Operating Revenue | $447,101,026 | $516,197,861 | $491,208,429 | $398,750,924 |
| Expenses | ||||
| Interest Expense | $339,208 | $124,728 | $215,223 | $491,620 |
| Total Expenses | $450,816,086 | $526,716,123 | $514,516,112 | $412,987,521 |
| Other Income Expense | $-21,433 | $-159,259 | $-1,264,400 | $819,962 |
| Other Non Operating Income Expenses | $-956,300 | $-133,063 | $-1,138,779 | $-1,146,667 |
| Net Non Operating Interest Income Expense | $142,440 | $773,822 | $588,218 | $-210,312 |
| Interest Expense Non Operating | $339,208 | $124,728 | $215,223 | $491,620 |
| Operating Expense | $26,696,931 | $33,402,494 | $44,002,470 | $35,416,902 |
| Other Operating Expenses | $-279,671 | $-132,022 | $-1,841,306 | $-3,023,547 |
| Selling And Marketing Expense | $10,158,217 | $11,832,971 | $16,588,872 | $20,684,368 |
| General And Administrative Expense | $11,275,861 | $16,053,493 | $20,746,137 | $10,322,091 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $-2,647,724 | $-9,114,399 | $-23,753,460 | $-13,547,763 |
| Net Interest Income | $142,440 | $773,822 | $588,218 | $-210,312 |
| Interest Income | $481,648 | $898,550 | $803,441 | $281,309 |
| Normalized Income | $-3,562,024 | $-9,088,327 | $-23,628,124 | $-15,503,200 |
| Net Income From Continuing And Discontinued Operation | $-2,647,724 | $-9,114,399 | $-23,753,460 | $-13,547,763 |
| Total Operating Income As Reported | $-3,108,832 | $-9,904,295 | $-24,972,613 | $-17,258,506 |
| Net Income Common Stockholders | $-2,647,724 | $-9,114,399 | $-137,195,098 | $-41,570,118 |
| Net Income | $-2,647,724 | $-9,114,399 | $-23,753,460 | $-13,547,763 |
| Net Income Including Noncontrolling Interests | $-2,647,724 | $-9,114,399 | $-23,753,460 | $-13,547,763 |
| Net Income Continuous Operations | $-2,647,724 | $-9,114,399 | $-23,753,460 | $-13,547,763 |
| Pretax Income | $-2,708,153 | $-9,157,711 | $-23,807,489 | $-13,625,309 |
| Interest Income Non Operating | $481,648 | $898,550 | $803,441 | $281,309 |
| Operating Income | $-2,829,161 | $-9,772,274 | $-23,131,307 | $-14,234,959 |
| Gross Profit | $23,867,770 | $23,630,220 | $20,871,163 | $21,181,942 |
| Other | ||||
| Tax Effect Of Unusual Items | $20,567 | $-124 | $-285 | $11,193 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Normalized EBITDA (Bullshit earnings) | $-2,087,340 | $-7,742,536 | $-21,746,197 | $-13,401,750 |
| Total Unusual Items | $934,867 | $-26,196 | $-125,621 | $1,966,630 |
| Total Unusual Items Excluding Goodwill | $934,867 | $-26,196 | $-125,621 | $1,966,630 |
| Reconciled Depreciation | $1,216,474 | $1,264,251 | $1,720,448 | $1,698,568 |
| EBITDA (Bullshit earnings) | $-1,152,472 | $-7,768,731 | $-21,871,818 | $-11,435,120 |
| EBIT | $-2,368,946 | $-9,032,983 | $-23,592,266 | $-13,133,688 |
| Diluted NI Availto Com Stockholders | $-2,647,724 | $-9,114,399 | $-137,195,098 | $-41,570,118 |
| Otherunder Preferred Stock Dividend | $0 | $0 | $113,441,638 | $28,022,355 |
| Tax Provision | $-60,429 | $-43,313 | $-54,029 | $-77,546 |
| Gain On Sale Of Security | $934,867 | $-26,196 | $-125,621 | $1,966,630 |
| Research And Development | $5,542,524 | $5,648,052 | $8,508,767 | $7,433,989 |
| Selling General And Administration | $21,434,078 | $27,886,464 | $37,335,010 | $31,006,459 |
| Other Gand A | $11,275,861 | $16,053,493 | $20,746,137 | $10,322,091 |
| Preferred Stock Dividends | - | - | - | $28,022,355 |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $39,697,704 | $39,471,318 | $42,497,395 | $-201,723,868 |
| Total Assets | $219,518,051 | $191,694,695 | $133,060,010 | $106,048,878 |
| Total Non Current Assets | $17,757,568 | $15,942,309 | $16,926,740 | $16,618,492 |
| Other Non Current Assets | $3,507,129 | $1,418,450 | $1,361,742 | - |
| Goodwill And Other Intangible Assets | $13,166,284 | $13,478,850 | $13,791,415 | $14,103,980 |
| Other Intangible Assets | $573,036 | $885,601 | $1,198,166 | $1,510,731 |
| Current Assets | $201,760,483 | $175,752,386 | $116,133,270 | $89,430,386 |
| Other Current Assets | $552,794 | $427,023 | $237,252 | $230,703 |
| Restricted Cash | $744,203 | $0 | $0 | $744,203 |
| Prepaid Assets | $4,942,994 | $3,004,346 | $1,162,891 | $1,287,024 |
| Receivables | $173,977,761 | $149,564,044 | $75,310,331 | $64,876,908 |
| Taxes Receivable | $3,443,426 | $3,331,349 | $5,940,821 | $5,092,579 |
| Accounts Receivable | $170,534,335 | $146,232,695 | $69,369,510 | $59,784,329 |
| Allowance For Doubtful Accounts Receivable | $-627,512 | $-808,799 | $-331,914 | $-152,859 |
| Gross Accounts Receivable | $171,161,847 | $147,041,495 | $69,701,425 | $59,937,188 |
| Cash Cash Equivalents And Short Term Investments | $21,542,732 | $22,756,973 | $39,422,796 | $22,291,548 |
| Cash And Cash Equivalents | $21,509,094 | $17,484,595 | $36,226,594 | $17,108,475 |
| Debt | ||||
| Total Debt | $14,263,090 | $5,235,317 | $4,368,321 | $2,069,181 |
| Long Term Debt And Capital Lease Obligation | $1,577,858 | $318,072 | $803,441 | $926,681 |
| Long Term Debt | $1,458,637 | - | - | - |
| Current Debt And Capital Lease Obligation | $12,685,232 | $4,917,245 | $3,564,880 | $1,142,500 |
| Current Debt | $11,981,663 | $4,465,216 | $2,976,811 | - |
| Other Current Borrowings | - | - | - | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $166,654,062 | $138,744,528 | $76,771,201 | $293,668,766 |
| Total Non Current Liabilities Net Minority Interest | $2,159,378 | $8,022,505 | $2,122,764 | $242,462,563 |
| Derivative Product Liabilities | $225,047 | $451,284 | $806,567 | $0 |
| Tradeand Other Payables Non Current | $0 | $0 | $0 | $0 |
| Non Current Deferred Liabilities | $356,473 | $434,614 | $512,756 | $590,897 |
| Non Current Deferred Taxes Liabilities | $143,333 | $221,475 | $299,616 | $377,757 |
| Current Liabilities | $164,494,684 | $130,722,023 | $74,648,438 | $51,206,203 |
| Other Current Liabilities | $124,133 | $343,524 | $242,164 | $425,386 |
| Current Deferred Liabilities | $155,390 | $265,085 | $639,270 | $132,170 |
| Payables And Accrued Expenses | $150,666,506 | $124,036,405 | $69,055,606 | $48,519,036 |
| Payables | $148,795,431 | $122,525,971 | $66,483,790 | $43,690,203 |
| Other Payable | $12,455,869 | $12,707,558 | $10,956,003 | $9,422,052 |
| Total Tax Payable | $3,372,280 | $1,787,724 | $141,399 | $458,131 |
| Accounts Payable | $125,432,082 | $108,030,689 | $47,162,801 | $33,810,019 |
| Equity | ||||
| Common Stock Equity | $52,863,989 | $52,950,167 | $56,288,809 | $-187,619,888 |
| Total Equity Gross Minority Interest | $52,863,989 | $52,950,167 | $56,288,809 | $-187,619,888 |
| Stockholders Equity | $52,863,989 | $52,950,167 | $56,288,809 | $-187,619,888 |
| Gains Losses Not Affecting Retained Earnings | $-172,655 | $905,843 | $171,167 | $-9,823 |
| Other Equity Adjustments | $-172,655 | $905,843 | $171,167 | $-9,823 |
| Retained Earnings | $-326,384,361 | $-323,736,637 | $-314,622,238 | $-187,461,522 |
| Preferred Securities Outside Stock Equity | - | $0 | $0 | $232,024,674 |
| Other | ||||
| Treasury Shares Number | $105,592 | $105,592 | $105,592 | - |
| Ordinary Shares Number | $12,356,750 | $11,955,150 | $11,228,635 | $11,831,587 |
| Share Issued | $12,462,342 | $12,060,742 | $11,334,227 | $11,831,587 |
| Tangible Book Value | $39,697,704 | $39,471,318 | $42,497,395 | $-201,723,868 |
| Invested Capital | $66,304,289 | $57,415,383 | $59,265,620 | $-187,619,888 |
| Working Capital | $37,265,799 | $45,030,363 | $41,484,833 | $38,224,183 |
| Capital Lease Obligations | $822,790 | $770,101 | $1,391,510 | $2,069,181 |
| Total Capitalization | $54,322,626 | $52,950,167 | $56,288,809 | $-187,619,888 |
| Treasury Stock | $152,562 | $152,562 | $152,562 | $152,562 |
| Additional Paid In Capital | $379,572,673 | $375,932,629 | $370,891,698 | $3,721 |
| Capital Stock | $893 | $893 | $744 | $298 |
| Common Stock | $893 | $893 | $744 | $298 |
| Dueto Related Parties Non Current | $0 | $6,818,534 | $0 | $8,920,311 |
| Non Current Deferred Revenue | $213,140 | $213,140 | $213,140 | $213,140 |
| Long Term Capital Lease Obligation | $119,221 | $318,072 | $803,441 | $926,681 |
| Current Deferred Revenue | $155,390 | $265,085 | $639,270 | $132,170 |
| Current Capital Lease Obligation | $703,569 | $452,029 | $588,069 | $1,142,500 |
| Line Of Credit | $11,981,663 | $4,465,216 | $2,976,811 | $0 |
| Current Provisions | $863,424 | $1,159,765 | $1,146,519 | $987,110 |
| Current Accrued Expenses | $1,871,074 | $1,510,434 | $2,571,816 | $4,828,833 |
| Dueto Related Parties Current | $7,535,201 | $0 | $8,223,588 | $0 |
| Goodwill | $12,593,248 | $12,593,248 | $12,593,248 | $12,593,248 |
| Net PPE | $1,084,154 | $1,045,009 | $1,773,584 | $2,514,512 |
| Accumulated Depreciation | $-1,173,310 | $-1,213,646 | $-1,157,682 | $-1,054,089 |
| Gross PPE | $2,257,464 | $2,258,655 | $2,931,265 | $3,568,601 |
| Leases | $556,664 | $555,919 | $550,263 | $538,952 |
| Other Properties | $576,013 | $666,210 | $622,005 | $631,977 |
| Machinery Furniture Equipment | $164,320 | $195,130 | $233,531 | $206,293 |
| Buildings And Improvements | $960,468 | $841,396 | $1,525,467 | $2,191,379 |
| Properties | $0 | $0 | $0 | $0 |
| Other Short Term Investments | $33,638 | $5,272,378 | $3,196,202 | $5,183,074 |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-6,046,647 | $-17,235,436 | $-4,092,966 | $-23,829,518 |
| Operating Activities | ||||
| Operating Cash Flow | $-6,035,483 | $-16,987,914 | $-4,011,252 | $-23,644,955 |
| Cash Flow From Continuing Operating Activities | $-6,035,483 | $-16,987,914 | $-4,011,252 | $-23,644,955 |
| Operating Gains Losses | $-921,472 | $147,650 | $132,468 | $-1,965,588 |
| Investing Activities | ||||
| Capital Expenditure | $-11,163 | $-247,522 | $-81,713 | $-184,562 |
| Investing Cash Flow | $5,268,508 | $-2,321,912 | $1,908,433 | $4,121,990 |
| Cash Flow From Continuing Investing Activities | $5,268,508 | $-2,321,912 | $1,908,433 | $4,121,990 |
| Financing Activities | ||||
| Issuance Of Capital Stock | $0 | $0 | $20,526,300 | $0 |
| Financing Cash Flow | $8,246,361 | $289,495 | $20,889,024 | $-23,671,896 |
| Cash Flow From Continuing Financing Activities | $8,246,361 | $289,495 | $20,889,024 | $-23,671,896 |
| Net Common Stock Issuance | $0 | $0 | $20,526,300 | $0 |
| Common Stock Issuance | $0 | $0 | $20,526,300 | $0 |
| Repurchase Of Capital Stock | - | $0 | $0 | $-20,421,218 |
| Net Other Financing Charges | - | $-1,943,113 | $-2,614,086 | - |
| Net Preferred Stock Issuance | - | $0 | $0 | $-20,421,218 |
| Preferred Stock Issuance | - | - | $0 | $0 |
| Other | ||||
| Repayment Of Debt | $-8,513,678 | $-2,976,811 | $0 | $-4,739,082 |
| Issuance Of Debt | $16,744,560 | $5,209,419 | $2,976,811 | $1,488,405 |
| Interest Paid Supplemental Data | $300,211 | $86,923 | $133,659 | $384,157 |
| Income Tax Paid Supplemental Data | $17,712 | $34,829 | $24,112 | $595 |
| End Cash Position | $25,391,748 | $18,228,797 | $36,970,797 | $17,852,677 |
| Beginning Cash Position | $18,228,797 | $36,970,797 | $17,852,677 | $54,681,629 |
| Effect Of Exchange Rate Changes | $-316,435 | $278,332 | $331,914 | $6,365,909 |
| Changes In Cash | $7,479,385 | $-19,020,331 | $18,786,205 | $-43,194,861 |
| Proceeds From Stock Option Exercised | $15,479 | - | - | - |
| Net Issuance Payments Of Debt | $8,230,881 | $2,232,608 | $2,976,811 | $-3,250,677 |
| Net Short Term Debt Issuance | $7,516,447 | $1,488,405 | $2,976,811 | $-1,488,405 |
| Short Term Debt Payments | $-7,739,708 | $-2,976,811 | $0 | $-2,976,811 |
| Short Term Debt Issuance | $15,256,154 | $4,465,216 | $2,976,811 | $1,488,405 |
| Net Long Term Debt Issuance | $714,435 | $744,203 | $0 | $-1,762,272 |
| Long Term Debt Payments | $-773,971 | $0 | $0 | $-1,762,272 |
| Long Term Debt Issuance | $1,488,405 | $744,203 | $0 | $0 |
| Net Investment Purchase And Sale | $5,272,527 | $-2,076,177 | $1,986,872 | $4,306,552 |
| Sale Of Investment | $7,769,773 | $25,678,266 | $8,345,637 | $31,466,079 |
| Purchase Of Investment | $-2,497,246 | $-27,754,442 | $-6,358,765 | $-27,159,527 |
| Net PPE Purchase And Sale | $-4,019 | $-245,736 | $-78,439 | $-184,562 |
| Sale Of PPE | $7,144 | $1,786 | $3,274 | $0 |
| Purchase Of PPE | $-11,163 | $-247,522 | $-81,713 | $-184,562 |
| Change In Working Capital | $-7,711,874 | $-15,215,670 | $298,574 | $-13,128,032 |
| Change In Other Working Capital | $-109,695 | $-374,185 | $507,100 | $-1,118,983 |
| Change In Other Current Liabilities | $-899,592 | $-621,409 | $-1,336,737 | $-1,225,255 |
| Change In Payables And Accrued Expense | $19,322,180 | $62,724,823 | $11,938,499 | $7,773,494 |
| Change In Accrued Expense | $-156,283 | $-796,743 | $-2,631,501 | $-632,721 |
| Change In Payable | $19,478,462 | $63,521,566 | $14,569,999 | $8,406,215 |
| Change In Account Payable | $17,401,393 | $60,867,888 | $13,352,782 | $6,974,221 |
| Change In Tax Payable | $1,584,556 | $1,646,325 | $-316,733 | $-197,958 |
| Change In Income Tax Payable | $1,584,556 | $1,646,325 | $-316,733 | $-197,958 |
| Change In Prepaid Assets | $-1,904,415 | $395,172 | $-1,046,051 | $-1,298,634 |
| Change In Receivables | $-24,120,352 | $-77,340,070 | $-9,764,236 | $-17,258,655 |
| Changes In Account Receivables | $-24,120,352 | $-77,340,070 | $-9,764,236 | $-17,258,655 |
| Other Non Cash Items | $663,978 | $463,192 | $1,119,876 | $960,170 |
| Stock Based Compensation | $3,624,565 | $5,041,080 | $16,369,928 | $2,412,407 |
| Provisionand Write Offof Assets | $-181,288 | $504,123 | $179,055 | $3,423 |
| Deferred Tax | $-78,141 | $-78,141 | $-78,141 | $-78,141 |
| Deferred Income Tax | $-78,141 | $-78,141 | $-78,141 | $-78,141 |
| Depreciation Amortization Depletion | $1,216,474 | $1,264,251 | $1,720,448 | $1,698,568 |
| Depreciation And Amortization | $1,216,474 | $1,264,251 | $1,720,448 | $1,698,568 |
| Amortization Cash Flow | $312,565 | $312,565 | $312,565 | $312,565 |
| Amortization Of Intangibles | $312,565 | $312,565 | $312,565 | $312,565 |
| Depreciation | $903,909 | $951,686 | $1,407,883 | $1,386,003 |
| Gain Loss On Investment Securities | $-219,689 | $-392,046 | $-253,327 | $29,173 |
| Net Foreign Currency Exchange Gain Loss | $-715,179 | $418,242 | $378,948 | $-1,995,803 |
| Gain Loss On Sale Of PPE | $13,396 | $121,454 | $6,847 | $1,042 |
| Net Income From Continuing Operations | $-2,647,724 | $-9,114,399 | $-23,753,460 | $-13,547,763 |
| Preferred Stock Payments | - | $0 | $0 | $-20,421,218 |
| Common Stock Payments | - | - | $0 | $0 |