CCG
Cheche Group Inc.
Price Chart
Latest Quote
$7.59
| Previous Close | $8.00 |
| Open | $8.10 |
| Day High | $8.61 |
| Day Low | $7.50 |
| Volume | 31,950 |
Stock Information
| Shares Outstanding | 1.97M |
| Total Debt | $23.33M |
| Cash Equivalents | $19.83M |
| Revenue | $382.62M |
| Net Income | $-5.45M |
| Sector | Communication Services |
| Industry | Internet Content & Information |
| Market Cap | $19.02M |
| EPS (TTM) | $-2.20 |
| Exchange | NCM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $42.61M |
| Sales | $382.62M |
| Income | $-5.45M |
| Book/sh | $19.23 |
| Cash/sh | $66.84 |
| Employees | 469 |
Financial Ratios
| Quick Ratio | 1.15 |
| Current Ratio | 1.30 |
| Debt/Eq | 50.95 |
Returns & Margins
| ROA | -2.41% |
| ROE | -11.23% |
| Gross Margin | 6.35% |
| Operating Margin | -5.71% |
| Profit Margin | -1.42% |
Ownership
| Insider Ownership | 48.15% |
| Institutional Ownership | 0.55% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | -13.48 |
| P/S | 0.01 |
| P/B | 0.39 |
Analyst Data
| Recommendation | none |
| Target Price | $57.37 |
Technical Indicators
| SMA20 | $5.67 |
| SMA50 | $10.83 |
| SMA200 | $4.60 |
| RSI | 63.77 |
| ATR | 1.0506 |
| Shares Float | 905K |
| Short Float | 0.98% |
| Short Ratio | 0.38 |
| Volatility | 0.27 |
| Rel Volume | 0.98 |
Performance History
| Week | +36.76% |
| Month | -23.49% |
| Quarter | -41.97% |
| 6 Months | +985.84% |
| YTD | +837.04% |
| Year | +651.49% |
| 3 Years | +37.25% |
| 10 Years | -89.88% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-10-27 | $7.59 | 31,950 |
| 2026-10-26 | $8.14 | 27,700 |
| 2026-10-23 | $8.02 | 23,100 |
| 2026-10-22 | $7.68 | 57,600 |
| 2026-10-21 | $5.93 | 127,000 |
| 2026-10-20 | $5.55 | 106,700 |
| 2026-10-19 | $4.60 | 10,300 |
| 2026-10-16 | $4.80 | 8,100 |
| 2026-10-15 | $5.03 | 17,500 |
| 2026-10-14 | $4.78 | 25,000 |
| 2026-10-13 | $4.39 | 12,700 |
| 2026-10-12 | $4.64 | 8,000 |
| 2026-10-09 | $4.61 | 26,900 |
| 2026-10-08 | $5.15 | 20,700 |
| 2026-10-07 | $5.77 | 51,500 |
| 2026-10-06 | $4.97 | 13,500 |
| 2026-10-05 | $5.03 | 7,400 |
| 2026-10-02 | $5.35 | 8,700 |
| 2026-10-01 | $5.31 | 20,800 |
| 2026-09-30 | $6.00 | 45,900 |
| 2026-09-29 | $7.62 | 69,600 |
| 2026-09-28 | $9.92 | 42,200 |
About Cheche Group Inc.
Cheche Group Inc. provides auto insurance transaction services. The company offers digital insurance transaction products, such as Easy-Insur, which provides a range of auto and non-auto insurance products underwritten by insurance carriers, and the New Energy Vehicle (NEV) Insurance Solution, which assists NEV manufacturers in building a full-stack digital insurance service system comprising NEV insurance, one-click renewal, intelligent claims, business management, and interface operation and maintenance, as well as offers customized system deployment and one-stop operation services for various business models of NEV manufacturers. It also provides insurance SaaS solution products, including Digital Surge, a cloud-based software for insurance intermediaries, and Sky Frontier, an AI-based software for auto insurance carriers. The company was founded in 2014 and is headquartered in Beijing, China.
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Reconciled Cost Of Revenue | $426,678,508 | $496,290,536 | $473,352,962 | $379,849,074 |
| Cost Of Revenue | $426,678,508 | $496,290,536 | $473,352,962 | $379,849,074 |
| Total Revenue | $450,690,308 | $520,063,354 | $494,350,072 | $401,158,839 |
| Operating Revenue | $449,799,063 | $519,312,863 | $494,172,632 | $401,157,192 |
| Expenses | ||||
| Interest Expense | $341,255 | $125,481 | $216,522 | $494,587 |
| Total Expenses | $453,536,541 | $529,894,598 | $517,620,965 | $415,479,699 |
| Other Income Expense | $-21,562 | $-160,220 | $-1,272,030 | $824,911 |
| Other Non Operating Income Expenses | $-962,071 | $-133,866 | $-1,145,651 | $-1,153,587 |
| Net Non Operating Interest Income Expense | $143,300 | $778,492 | $591,767 | $-211,581 |
| Interest Expense Non Operating | $341,255 | $125,481 | $216,522 | $494,587 |
| Operating Expense | $26,858,033 | $33,604,062 | $44,268,004 | $35,630,626 |
| Other Operating Expenses | $-281,359 | $-132,818 | $-1,852,418 | $-3,041,792 |
| Selling And Marketing Expense | $10,219,517 | $11,904,377 | $16,688,978 | $20,809,189 |
| General And Administrative Expense | $11,343,905 | $16,150,368 | $20,871,330 | $10,384,380 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $-2,663,702 | $-9,169,400 | $-23,896,801 | $-13,629,517 |
| Net Interest Income | $143,300 | $778,492 | $591,767 | $-211,581 |
| Interest Income | $484,554 | $903,973 | $808,290 | $283,006 |
| Normalized Income | $-3,583,520 | $-9,143,170 | $-23,770,708 | $-15,596,754 |
| Net Income From Continuing And Discontinued Operation | $-2,663,702 | $-9,169,400 | $-23,896,801 | $-13,629,517 |
| Total Operating Income As Reported | $-3,127,592 | $-9,964,063 | $-25,123,311 | $-17,362,653 |
| Net Income Common Stockholders | $-2,663,702 | $-9,169,400 | $-138,023,004 | $-41,820,974 |
| Net Income | $-2,663,702 | $-9,169,400 | $-23,896,801 | $-13,629,517 |
| Net Income Including Noncontrolling Interests | $-2,663,702 | $-9,169,400 | $-23,896,801 | $-13,629,517 |
| Net Income Continuous Operations | $-2,663,702 | $-9,169,400 | $-23,896,801 | $-13,629,517 |
| Pretax Income | $-2,724,496 | $-9,212,974 | $-23,951,156 | $-13,707,531 |
| Interest Income Non Operating | $484,554 | $903,973 | $808,290 | $283,006 |
| Operating Income | $-2,846,233 | $-9,831,245 | $-23,270,893 | $-14,320,860 |
| Gross Profit | $24,011,800 | $23,772,817 | $20,997,111 | $21,309,765 |
| Per Share | ||||
| Diluted EPS | $-1.15 | $-0.12 | $-3.04 | $-0.53 |
| Basic EPS | $-1.15 | $-0.12 | $-3.04 | $-0.53 |
| Other | ||||
| Tax Effect Of Unusual Items | $20,691 | $-125 | $-287 | $11,260 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Normalized EBITDA (Bullshit earnings) | $-2,099,936 | $-7,789,258 | $-21,877,424 | $-13,482,623 |
| Total Unusual Items | $940,509 | $-26,354 | $-126,379 | $1,978,498 |
| Total Unusual Items Excluding Goodwill | $940,509 | $-26,354 | $-126,379 | $1,978,498 |
| Reconciled Depreciation | $1,223,814 | $1,271,881 | $1,730,830 | $1,708,818 |
| EBITDA (Bullshit earnings) | $-1,159,427 | $-7,815,612 | $-22,003,804 | $-11,504,126 |
| EBIT | $-2,383,241 | $-9,087,493 | $-23,734,634 | $-13,212,944 |
| Diluted Average Shares | $353,302 | $11,686,157 | $6,800,414 | $11,902,985 |
| Basic Average Shares | $353,302 | $11,686,157 | $6,800,414 | $11,902,985 |
| Diluted NI Availto Com Stockholders | $-2,663,702 | $-9,169,400 | $-138,023,004 | $-41,820,974 |
| Otherunder Preferred Stock Dividend | $0 | $0 | $114,126,203 | $28,191,457 |
| Tax Provision | $-60,794 | $-43,574 | $-54,355 | $-78,014 |
| Gain On Sale Of Security | $940,509 | $-26,354 | $-126,379 | $1,978,498 |
| Research And Development | $5,575,970 | $5,682,135 | $8,560,113 | $7,478,850 |
| Selling General And Administration | $21,563,422 | $28,054,745 | $37,560,308 | $31,193,568 |
| Other Gand A | $11,343,905 | $16,150,368 | $20,871,330 | $10,384,380 |
| Preferred Stock Dividends | - | - | - | $28,191,457 |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $39,937,261 | $39,709,508 | $42,753,846 | $-202,941,173 |
| Total Assets | $220,842,735 | $192,851,479 | $133,862,963 | $106,688,831 |
| Total Non Current Assets | $17,864,727 | $16,038,513 | $17,028,885 | $16,718,776 |
| Other Non Current Assets | $3,528,293 | $1,427,010 | $1,369,959 | - |
| Goodwill And Other Intangible Assets | $13,245,737 | $13,560,188 | $13,874,639 | $14,189,090 |
| Other Intangible Assets | $576,494 | $890,945 | $1,205,397 | $1,519,848 |
| Current Assets | $202,978,009 | $176,812,966 | $116,834,078 | $89,970,055 |
| Other Current Assets | $556,130 | $429,600 | $238,684 | $232,095 |
| Restricted Cash | $748,694 | $0 | $0 | $748,694 |
| Prepaid Assets | $4,972,823 | $3,022,476 | $1,169,909 | $1,294,791 |
| Receivables | $175,027,632 | $150,466,590 | $75,764,792 | $65,268,408 |
| Taxes Receivable | $3,464,205 | $3,351,452 | $5,976,671 | $5,123,310 |
| Accounts Receivable | $171,563,426 | $147,115,138 | $69,788,122 | $60,145,098 |
| Allowance For Doubtful Accounts Receivable | $-631,298 | $-813,680 | $-333,917 | $-153,782 |
| Gross Accounts Receivable | $172,194,725 | $147,928,818 | $70,122,039 | $60,298,880 |
| Cash Cash Equivalents And Short Term Investments | $21,672,732 | $22,894,300 | $39,660,693 | $22,426,067 |
| Cash And Cash Equivalents | $21,638,891 | $17,590,106 | $36,445,204 | $17,211,716 |
| Debt | ||||
| Total Debt | $14,349,161 | $5,266,909 | $4,394,681 | $2,081,668 |
| Long Term Debt And Capital Lease Obligation | $1,587,380 | $319,992 | $808,290 | $932,273 |
| Long Term Debt | $1,467,439 | - | - | - |
| Current Debt And Capital Lease Obligation | $12,761,781 | $4,946,918 | $3,586,392 | $1,149,394 |
| Current Debt | $12,053,966 | $4,492,161 | $2,994,774 | - |
| Other Current Borrowings | - | - | - | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $167,659,738 | $139,581,784 | $77,234,478 | $295,440,914 |
| Total Non Current Liabilities Net Minority Interest | $2,172,409 | $8,070,916 | $2,135,573 | $243,925,706 |
| Derivative Product Liabilities | $226,405 | $454,008 | $811,434 | $0 |
| Tradeand Other Payables Non Current | $0 | $0 | $0 | $0 |
| Non Current Deferred Liabilities | $358,624 | $437,237 | $515,850 | $594,463 |
| Non Current Deferred Taxes Liabilities | $144,198 | $222,811 | $301,424 | $380,037 |
| Current Liabilities | $165,487,329 | $131,510,867 | $75,098,904 | $51,515,207 |
| Other Current Liabilities | $124,882 | $345,597 | $243,625 | $427,953 |
| Current Deferred Liabilities | $156,327 | $266,685 | $643,128 | $132,968 |
| Payables And Accrued Expenses | $151,575,704 | $124,784,904 | $69,472,323 | $48,811,825 |
| Payables | $149,693,339 | $123,265,355 | $66,884,988 | $43,953,852 |
| Other Payable | $12,531,034 | $12,784,242 | $11,022,117 | $9,478,910 |
| Total Tax Payable | $3,392,630 | $1,798,512 | $142,252 | $460,896 |
| Accounts Payable | $126,189,004 | $108,682,602 | $47,447,406 | $34,014,046 |
| Equity | ||||
| Common Stock Equity | $53,182,997 | $53,269,696 | $56,628,485 | $-188,752,083 |
| Total Equity Gross Minority Interest | $53,182,997 | $53,269,696 | $56,628,485 | $-188,752,083 |
| Stockholders Equity | $53,182,997 | $53,269,696 | $56,628,485 | $-188,752,083 |
| Gains Losses Not Affecting Retained Earnings | $-173,697 | $911,310 | $172,200 | $-9,883 |
| Other Equity Adjustments | $-173,697 | $911,310 | $172,200 | $-9,883 |
| Retained Earnings | $-328,353,931 | $-325,690,229 | $-316,520,830 | $-188,592,761 |
| Preferred Securities Outside Stock Equity | - | $0 | $0 | $233,424,830 |
| Other | ||||
| Treasury Shares Number | $106,229 | $106,229 | $106,229 | - |
| Ordinary Shares Number | $12,431,317 | $12,027,294 | $11,296,394 | $11,902,985 |
| Share Issued | $12,537,546 | $12,133,523 | $11,402,624 | $11,902,985 |
| Tangible Book Value | $39,937,261 | $39,709,508 | $42,753,846 | $-202,941,173 |
| Invested Capital | $66,704,403 | $57,761,857 | $59,623,259 | $-188,752,083 |
| Working Capital | $37,490,680 | $45,302,099 | $41,735,173 | $38,454,847 |
| Capital Lease Obligations | $827,756 | $774,748 | $1,399,907 | $2,081,668 |
| Total Capitalization | $54,650,436 | $53,269,696 | $56,628,485 | $-188,752,083 |
| Treasury Stock | $153,482 | $153,482 | $153,482 | $153,482 |
| Additional Paid In Capital | $381,863,209 | $378,201,199 | $373,129,849 | $3,743 |
| Capital Stock | $898 | $898 | $749 | $299 |
| Common Stock | $898 | $898 | $749 | $299 |
| Dueto Related Parties Non Current | $0 | $6,859,680 | $0 | $8,974,140 |
| Non Current Deferred Revenue | $214,426 | $214,426 | $214,426 | $214,426 |
| Long Term Capital Lease Obligation | $119,941 | $319,992 | $808,290 | $932,273 |
| Current Deferred Revenue | $156,327 | $266,685 | $643,128 | $132,968 |
| Current Capital Lease Obligation | $707,815 | $454,756 | $591,618 | $1,149,394 |
| Line Of Credit | $12,053,966 | $4,492,161 | $2,994,774 | $0 |
| Current Provisions | $868,634 | $1,166,764 | $1,153,437 | $993,067 |
| Current Accrued Expenses | $1,882,365 | $1,519,548 | $2,587,335 | $4,857,973 |
| Dueto Related Parties Current | $7,580,672 | $0 | $8,273,213 | $0 |
| Goodwill | $12,669,243 | $12,669,243 | $12,669,243 | $12,669,243 |
| Net PPE | $1,090,697 | $1,051,315 | $1,784,286 | $2,529,686 |
| Accumulated Depreciation | $-1,180,390 | $-1,220,969 | $-1,164,668 | $-1,060,450 |
| Gross PPE | $2,271,087 | $2,272,285 | $2,948,954 | $3,590,135 |
| Leases | $560,023 | $559,274 | $553,584 | $542,204 |
| Other Properties | $579,489 | $670,230 | $625,758 | $635,791 |
| Machinery Furniture Equipment | $165,312 | $196,307 | $234,940 | $207,538 |
| Buildings And Improvements | $966,264 | $846,473 | $1,534,672 | $2,204,603 |
| Properties | $0 | $0 | $0 | $0 |
| Other Short Term Investments | $33,841 | $5,304,194 | $3,215,489 | $5,214,351 |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-6,083,135 | $-17,339,443 | $-4,117,665 | $-23,973,317 |
| Operating Activities | ||||
| Operating Cash Flow | $-6,071,905 | $-17,090,428 | $-4,035,458 | $-23,787,641 |
| Cash Flow From Continuing Operating Activities | $-6,071,905 | $-17,090,428 | $-4,035,458 | $-23,787,641 |
| Operating Gains Losses | $-927,032 | $148,541 | $133,267 | $-1,977,449 |
| Investing Activities | ||||
| Capital Expenditure | $-11,230 | $-249,015 | $-82,207 | $-185,676 |
| Investing Cash Flow | $5,300,301 | $-2,335,924 | $1,919,950 | $4,146,864 |
| Cash Flow From Continuing Investing Activities | $5,300,301 | $-2,335,924 | $1,919,950 | $4,146,864 |
| Financing Activities | ||||
| Issuance Of Capital Stock | $0 | $0 | $20,650,166 | $0 |
| Financing Cash Flow | $8,296,123 | $291,242 | $21,015,079 | $-23,814,744 |
| Cash Flow From Continuing Financing Activities | $8,296,123 | $291,242 | $21,015,079 | $-23,814,744 |
| Net Common Stock Issuance | $0 | $0 | $20,650,166 | $0 |
| Common Stock Issuance | $0 | $0 | $20,650,166 | $0 |
| Repurchase Of Capital Stock | - | $0 | $0 | $-20,544,450 |
| Net Other Financing Charges | - | $-1,954,839 | $-2,629,861 | - |
| Net Preferred Stock Issuance | - | $0 | $0 | $-20,544,450 |
| Preferred Stock Issuance | - | - | $0 | $0 |
| Other | ||||
| Repayment Of Debt | $-8,565,054 | $-2,994,774 | $0 | $-4,767,681 |
| Issuance Of Debt | $16,845,605 | $5,240,855 | $2,994,774 | $1,497,387 |
| Interest Paid Supplemental Data | $302,023 | $87,447 | $134,465 | $386,476 |
| Income Tax Paid Supplemental Data | $17,819 | $35,039 | $24,258 | $599 |
| End Cash Position | $25,544,975 | $18,338,799 | $37,193,898 | $17,960,410 |
| Beginning Cash Position | $18,338,799 | $37,193,898 | $17,960,410 | $55,011,606 |
| Effect Of Exchange Rate Changes | $-318,344 | $280,011 | $333,917 | $6,404,325 |
| Changes In Cash | $7,524,520 | $-19,135,110 | $18,899,571 | $-43,455,521 |
| Proceeds From Stock Option Exercised | $15,573 | - | - | - |
| Net Issuance Payments Of Debt | $8,280,551 | $2,246,081 | $2,994,774 | $-3,270,293 |
| Net Short Term Debt Issuance | $7,561,805 | $1,497,387 | $2,994,774 | $-1,497,387 |
| Short Term Debt Payments | $-7,786,413 | $-2,994,774 | $0 | $-2,994,774 |
| Short Term Debt Issuance | $15,348,218 | $4,492,161 | $2,994,774 | $1,497,387 |
| Net Long Term Debt Issuance | $718,746 | $748,694 | $0 | $-1,772,906 |
| Long Term Debt Payments | $-778,641 | $0 | $0 | $-1,772,906 |
| Long Term Debt Issuance | $1,497,387 | $748,694 | $0 | $0 |
| Net Investment Purchase And Sale | $5,304,344 | $-2,088,705 | $1,998,862 | $4,332,540 |
| Sale Of Investment | $7,816,660 | $25,833,222 | $8,395,999 | $31,655,961 |
| Purchase Of Investment | $-2,512,316 | $-27,921,927 | $-6,397,137 | $-27,323,421 |
| Net PPE Purchase And Sale | $-4,043 | $-247,219 | $-78,912 | $-185,676 |
| Sale Of PPE | $7,187 | $1,797 | $3,294 | $0 |
| Purchase Of PPE | $-11,230 | $-249,015 | $-82,207 | $-185,676 |
| Change In Working Capital | $-7,758,412 | $-15,307,489 | $300,376 | $-13,207,254 |
| Change In Other Working Capital | $-110,357 | $-376,443 | $510,160 | $-1,125,736 |
| Change In Other Current Liabilities | $-905,021 | $-625,159 | $-1,344,803 | $-1,232,649 |
| Change In Payables And Accrued Expense | $19,438,780 | $63,103,336 | $12,010,542 | $7,820,404 |
| Change In Accrued Expense | $-157,226 | $-801,551 | $-2,647,380 | $-636,539 |
| Change In Payable | $19,596,006 | $63,904,888 | $14,657,922 | $8,456,943 |
| Change In Account Payable | $17,506,402 | $61,235,196 | $13,433,359 | $7,016,307 |
| Change In Tax Payable | $1,594,118 | $1,656,260 | $-318,644 | $-199,152 |
| Change In Income Tax Payable | $1,594,118 | $1,656,260 | $-318,644 | $-199,152 |
| Change In Prepaid Assets | $-1,915,907 | $397,556 | $-1,052,364 | $-1,306,470 |
| Change In Receivables | $-24,265,907 | $-77,806,779 | $-9,823,159 | $-17,362,802 |
| Changes In Account Receivables | $-24,265,907 | $-77,806,779 | $-9,823,159 | $-17,362,802 |
| Other Non Cash Items | $667,984 | $465,987 | $1,126,634 | $965,964 |
| Stock Based Compensation | $3,646,437 | $5,071,500 | $16,468,713 | $2,426,965 |
| Provisionand Write Offof Assets | $-182,382 | $507,165 | $180,136 | $3,444 |
| Deferred Tax | $-78,613 | $-78,613 | $-78,613 | $-78,613 |
| Deferred Income Tax | $-78,613 | $-78,613 | $-78,613 | $-78,613 |
| Depreciation Amortization Depletion | $1,223,814 | $1,271,881 | $1,730,830 | $1,708,818 |
| Depreciation And Amortization | $1,223,814 | $1,271,881 | $1,730,830 | $1,708,818 |
| Amortization Cash Flow | $314,451 | $314,451 | $314,451 | $314,451 |
| Amortization Of Intangibles | $314,451 | $314,451 | $314,451 | $314,451 |
| Depreciation | $909,363 | $957,429 | $1,416,378 | $1,394,367 |
| Gain Loss On Investment Securities | $-221,014 | $-394,412 | $-254,855 | $29,349 |
| Net Foreign Currency Exchange Gain Loss | $-719,495 | $420,766 | $381,235 | $-2,007,846 |
| Gain Loss On Sale Of PPE | $13,476 | $122,187 | $6,888 | $1,048 |
| Net Income From Continuing Operations | $-2,663,702 | $-9,169,400 | $-23,896,801 | $-13,629,517 |
| Preferred Stock Payments | - | $0 | $0 | $-20,544,450 |
| Common Stock Payments | - | - | $0 | $0 |