CCB
Coastal Financial Corporation
Price Chart
Latest Quote
$47.11
-1.37 (-2.83%)
Current Price
| Previous Close | $48.48 |
| Open | $48.47 |
| Day High | $48.97 |
| Day Low | $46.86 |
| Volume | 160,030 |
Stock Information
| Shares Outstanding | 15.29M |
| Total Debt | $52.63M |
| Cash Equivalents | $1.01B |
| Revenue | $362.02M |
| Net Income | $-3.85M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $720.14M |
| EPS (TTM) | $-0.27 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $-235.68M |
| Sales | $362.02M |
| Income | $-3.85M |
| Book/sh | $30.33 |
| Cash/sh | $65.97 |
| Employees | 483 |
Financial Ratios
Returns & Margins
| ROA | -0.08% |
| ROE | -0.83% |
| Operating Margin | -63.28% |
| Profit Margin | -1.06% |
Ownership
| Insider Ownership | 15.30% |
| Institutional Ownership | 85.08% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 7.97 |
| P/S | 1.99 |
| P/B | 1.55 |
Analyst Data
| Recommendation | none |
| Target Price | $49.50 |
Technical Indicators
| SMA20 | $47.31 |
| SMA50 | $63.31 |
| SMA200 | $83.17 |
| RSI | 45.92 |
| ATR | 2.4059 |
| Shares Float | 13.18M |
| Short Float | 8.00% |
| Short Ratio | 2.78 |
| Volatility | 0.77 |
| Rel Volume | 0.56 |
Performance History
| Week | +1.80% |
| Month | +18.04% |
| Quarter | -33.82% |
| 6 Months | -36.50% |
| YTD | -58.42% |
| Year | -58.64% |
| 3 Years | +6.49% |
| 5 Years | +59.16% |
| 10 Years | +192.43% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-08-31 | $47.11 | 160,030 |
| 2026-08-27 | $46.74 | 142,600 |
| 2026-08-26 | $46.86 | 108,500 |
| 2026-08-25 | $47.17 | 142,700 |
| 2026-08-24 | $46.96 | 125,000 |
| 2026-08-21 | $46.28 | 135,300 |
| 2026-08-20 | $46.10 | 215,000 |
| 2026-08-19 | $47.49 | 187,200 |
| 2026-08-18 | $49.54 | 175,400 |
| 2026-08-17 | $48.94 | 274,300 |
| 2026-08-14 | $52.47 | 208,200 |
| 2026-08-13 | $50.63 | 229,200 |
| 2026-08-12 | $49.32 | 224,100 |
| 2026-08-11 | $51.86 | 505,400 |
| 2026-08-10 | $48.61 | 525,800 |
| 2026-08-07 | $45.34 | 276,800 |
| 2026-08-06 | $43.93 | 346,500 |
| 2026-08-05 | $44.15 | 537,300 |
| 2026-08-04 | $44.05 | 523,200 |
| 2026-08-03 | $42.63 | 647,400 |
About Coastal Financial Corporation
Coastal Financial Corporation operates as the bank holding company for Coastal Community Bank that provides various banking products and services to consumers and small and medium-sized businesses in the Puget Sound region in Washington. It accepts a range of deposit products, including demand and savings accounts, time deposits, and money market accounts. The company also offers commercial and industrial loans, such as term loans, commercial lines of credit, capital call lines working capital loans, equipment financing, borrowing base loans, small business administration loans, and other loan products; owner and non-owner-occupied real estate loans, and multi-family residential loans; construction and development loans; residential real estate loans; and consumer and other loans, including automobile, boat and recreational vehicle, and secured term loans, as well as personal lines of credit, including overdraft protection. In addition, it provides remote deposit capture, online and mobile banking, and direct and reciprocal deposit services; and debit cards. Further, the company offers business accounts and cash management services, including business checking and savings accounts, and treasury services, as well as Banking as a Service (BaaS), a platform that allows digital financial service partners to offer their customers banking services. The company was founded in 1997 and is headquartered in Everett, Washington.
đ° Latest News
2 Bank Stocks with Competitive Advantages and 1 We Question
StockStory âĸ 2026-08-31T13:26:24Z
1 Small-Cap Stock with Promising Prospects and 2 We Ignore
StockStory âĸ 2026-08-14T20:45:00Z
Coastal Financial (CCB) After A Q2 Loss And Board Changes Is The Undervalued View Intact
Simply Wall St. âĸ 2026-08-02T18:08:46Z
1 Russell 2000 Stock with Impressive Fundamentals and 2 We Question
StockStory âĸ 2026-08-01T00:59:57Z
Roblox downgraded, Quanta Services upgraded: Wall Street's top analyst calls
The Fly âĸ 2026-07-31T13:46:17Z
Coastal Financial Corp (CCB) (Q2 2026) Earnings Call Highlights: Record NII and CCBX Growth ...
GuruFocus.com âĸ 2026-07-30T19:03:21ZCoastal Financial Q2 Earnings Call Highlights
MarketBeat âĸ 2026-07-30T14:04:30Z
First Northwest Bancorp (FNWB) Surpasses Q2 Earnings Estimates
Zacks âĸ 2026-07-29T13:40:04Z
Earnings To Watch: Coastal Financial (CCB) Reports Q2 Results Tomorrow
StockStory âĸ 2026-07-29T11:17:02Z
Does Coastal Financial (CCB) Now Prioritize Fintech Partnerships Over Internal Stability In Its Banking Platform?
Simply Wall St. âĸ 2026-07-25T03:17:00Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $404,573,000 | $452,863,000 | $348,784,000 | $211,853,000 |
| Operating Revenue | $404,573,000 | $452,863,000 | $348,784,000 | $211,853,000 |
| Expenses | ||||
| Interest Expense | $119,552,000 | $123,749,000 | $91,644,000 | $20,395,000 |
| Selling And Marketing Expense | $981,000 | $487,000 | $998,000 | $719,000 |
| General And Administrative Expense | $91,608,000 | $74,902,000 | $71,137,000 | $56,798,000 |
| Professional Expense And Contract Services Expense | $20,254,000 | $15,506,000 | $14,803,000 | $6,760,000 |
| Other Non Interest Expense | $33,862,000 | $23,108,000 | $16,549,000 | $13,672,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $46,993,000 | $45,219,000 | $44,579,000 | $40,625,000 |
| Net Interest Income | $309,534,000 | $272,593,000 | $231,188,000 | $171,430,000 |
| Interest Income | $429,086,000 | $396,342,000 | $322,832,000 | $191,825,000 |
| Normalized Income | $46,993,000 | $45,219,000 | $44,579,000 | $40,625,000 |
| Net Income From Continuing And Discontinued Operation | $46,993,000 | $45,219,000 | $44,579,000 | $40,625,000 |
| Net Income Common Stockholders | $46,993,000 | $45,219,000 | $44,579,000 | $40,625,000 |
| Net Income | $46,993,000 | $45,219,000 | $44,579,000 | $40,625,000 |
| Net Income Including Noncontrolling Interests | $46,993,000 | $45,219,000 | $44,579,000 | $40,625,000 |
| Net Income Continuous Operations | $46,993,000 | $45,219,000 | $44,579,000 | $40,625,000 |
| Pretax Income | $61,245,000 | $57,317,000 | $57,133,000 | $50,621,000 |
| Special Income Charges | - | - | $0 | $0 |
| Per Share | ||||
| Diluted EPS | $3.04 | $3.25 | $3.27 | $3.01 |
| Basic EPS | $3.12 | $3.35 | $3.36 | $3.14 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $6,515,000 | $4,552,000 | $2,328,000 | $1,809,000 |
| Diluted Average Shares | $15,452,452 | $13,875,981 | $13,640,182 | $13,514,952 |
| Basic Average Shares | $15,051,270 | $13,507,334 | $13,261,664 | $12,949,266 |
| Diluted NI Availto Com Stockholders | $46,993,000 | $45,219,000 | $44,579,000 | $40,625,000 |
| Tax Provision | $14,252,000 | $12,098,000 | $12,554,000 | $9,996,000 |
| Gain On Sale Of Security | $-414,000 | $27,000 | $279,000 | $-153,000 |
| Selling General And Administration | $92,589,000 | $75,389,000 | $72,135,000 | $57,517,000 |
| Insurance And Claims | $3,177,000 | $2,863,000 | $2,524,000 | $2,859,000 |
| Salaries And Wages | $88,431,000 | $72,039,000 | $68,613,000 | $53,939,000 |
| Occupancy And Equipment | $3,992,000 | $3,936,000 | $4,172,000 | $4,219,000 |
| Total Unusual Items | - | - | $0 | $0 |
| Total Unusual Items Excluding Goodwill | - | - | $0 | $0 |
| Gain On Sale Of Business | - | - | $0 | $0 |
| Other Gand A | - | - | - | - |
Fetched: 2026-08-27
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $486,423,000 | $438,704,000 | $294,978,000 | $243,494,000 |
| Total Assets | $4,741,437,000 | $4,121,208,000 | $3,750,005,000 | $3,144,467,000 |
| Goodwill And Other Intangible Assets | $4,536,000 | $0 | - | - |
| Receivables | $41,660,000 | $35,242,000 | $32,546,000 | $28,231,000 |
| Accounts Receivable | $41,660,000 | $35,242,000 | $32,546,000 | $28,231,000 |
| Cash And Cash Equivalents | $736,970,000 | $452,513,000 | $483,128,000 | $342,139,000 |
| Cash Financial | $34,241,000 | $36,533,000 | $31,345,000 | $32,722,000 |
| Cash Cash Equivalents And Federal Funds Sold | $736,970,000 | $452,513,000 | $483,128,000 | $342,139,000 |
| Debt | ||||
| Total Debt | $53,020,000 | $53,282,000 | $53,858,000 | $52,821,000 |
| Long Term Debt And Capital Lease Obligation | $53,020,000 | $53,282,000 | $53,858,000 | $52,821,000 |
| Long Term Debt | $48,036,000 | $47,884,000 | $47,734,000 | $47,587,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $4,250,478,000 | $3,682,504,000 | $3,455,027,000 | $2,900,973,000 |
| Non Current Deferred Liabilities | $853,000 | - | - | - |
| Non Current Deferred Taxes Liabilities | $853,000 | - | - | - |
| Payables And Accrued Expenses | $28,927,000 | $30,133,000 | $31,182,000 | $21,103,000 |
| Payables | $28,927,000 | $30,133,000 | $31,182,000 | $21,103,000 |
| Accounts Payable | $28,927,000 | $30,133,000 | $31,182,000 | $21,103,000 |
| Equity | ||||
| Common Stock Equity | $490,959,000 | $438,704,000 | $294,978,000 | $243,494,000 |
| Total Equity Gross Minority Interest | $490,959,000 | $438,704,000 | $294,978,000 | $243,494,000 |
| Stockholders Equity | $490,959,000 | $438,704,000 | $294,978,000 | $243,494,000 |
| Gains Losses Not Affecting Retained Earnings | $-1,000 | $-2,000 | $-469,000 | $-2,334,000 |
| Other Equity Adjustments | $-1,000 | $-2,000 | $-469,000 | $-2,334,000 |
| Retained Earnings | $257,522,000 | $210,529,000 | $165,311,000 | $119,998,000 |
| Other | ||||
| Ordinary Shares Number | $15,140,192 | $14,935,298 | $13,304,339 | $13,161,147 |
| Share Issued | $15,140,192 | $14,935,298 | $13,304,339 | $13,161,147 |
| Tangible Book Value | $486,423,000 | $438,704,000 | $294,978,000 | $243,494,000 |
| Invested Capital | $538,995,000 | $486,588,000 | $342,712,000 | $291,081,000 |
| Capital Lease Obligations | $4,984,000 | $5,398,000 | $6,124,000 | $5,234,000 |
| Total Capitalization | $538,995,000 | $486,588,000 | $342,712,000 | $291,081,000 |
| Capital Stock | $233,438,000 | $228,177,000 | $130,136,000 | $125,830,000 |
| Common Stock | $233,438,000 | $228,177,000 | $130,136,000 | $125,830,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Employee Benefits | $267,000 | $332,000 | $479,000 | $616,000 |
| Long Term Capital Lease Obligation | $4,984,000 | $5,398,000 | $6,124,000 | $5,234,000 |
| Investments And Advances | $61,084,000 | $58,121,000 | $160,591,000 | $108,908,000 |
| Held To Maturity Securities | $48,218,000 | $47,286,000 | $50,860,000 | $1,036,000 |
| Available For Sale Securities | $12,837,000 | $10,800,000 | $10,227,000 | $10,555,000 |
| Net PPE | $34,146,000 | $32,650,000 | $28,022,000 | $23,231,000 |
| Accumulated Depreciation | $-21,810,000 | $-16,687,000 | $-12,148,000 | $-11,253,000 |
| Gross PPE | $55,956,000 | $49,337,000 | $40,170,000 | $34,484,000 |
| Leases | $5,095,000 | $5,038,000 | $5,038,000 | $4,049,000 |
| Construction In Progress | $5,948,000 | $0 | $120,000 | $138,000 |
| Other Properties | $9,721,000 | $10,942,000 | $11,519,000 | $10,709,000 |
| Machinery Furniture Equipment | $19,678,000 | $17,960,000 | $8,114,000 | $4,244,000 |
| Buildings And Improvements | $11,915,000 | $11,798,000 | $11,780,000 | $11,745,000 |
| Land And Improvements | $3,599,000 | $3,599,000 | $3,599,000 | $3,599,000 |
| Other Short Term Investments | $29,000 | $35,000 | $99,504,000 | $97,317,000 |
Fetched: 2026-08-27
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $246,148,000 | $249,886,000 | $185,295,000 | $64,260,000 |
| Operating Activities | ||||
| Operating Cash Flow | $254,584,000 | $259,786,000 | $191,540,000 | $67,098,000 |
| Cash Flow From Continuing Operating Activities | $254,584,000 | $259,786,000 | $191,540,000 | $67,098,000 |
| Operating Gains Losses | $26,000 | - | $-214,000 | $35,000 |
| Investing Activities | ||||
| Capital Expenditure | $-8,436,000 | $-9,900,000 | $-6,245,000 | $-2,838,000 |
| Investing Cash Flow | $-525,651,000 | $-608,566,000 | $-594,012,000 | $-987,948,000 |
| Cash Flow From Continuing Investing Activities | $-525,651,000 | $-608,566,000 | $-594,012,000 | $-987,948,000 |
| Net Other Investing Changes | $-2,389,000 | $-20,000 | $-230,000 | $-53,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-3,529,000 | $0 | $0 | - |
| Issuance Of Capital Stock | $82,000 | $91,801,000 | $0 | $0 |
| Financing Cash Flow | $555,524,000 | $318,165,000 | $543,461,000 | $449,828,000 |
| Cash Flow From Continuing Financing Activities | $555,524,000 | $318,165,000 | $543,461,000 | $449,828,000 |
| Net Common Stock Issuance | $-3,447,000 | $91,801,000 | $0 | $0 |
| Common Stock Issuance | $82,000 | $91,801,000 | $0 | $0 |
| Other | ||||
| Interest Paid Supplemental Data | $119,079,000 | $123,679,000 | $91,436,000 | $20,068,000 |
| Income Tax Paid Supplemental Data | $9,472,000 | $10,540,000 | $6,843,000 | $23,498,000 |
| End Cash Position | $736,970,000 | $452,513,000 | $483,128,000 | $342,139,000 |
| Beginning Cash Position | $452,513,000 | $483,128,000 | $342,139,000 | $813,161,000 |
| Changes In Cash | $284,457,000 | $-30,615,000 | $140,989,000 | $-471,022,000 |
| Proceeds From Stock Option Exercised | $104,000 | $1,396,000 | $618,000 | $1,468,000 |
| Common Stock Payments | $-3,529,000 | $0 | $0 | - |
| Net Investment Purchase And Sale | $-1,494,000 | $103,502,000 | $-49,691,000 | $-66,869,000 |
| Sale Of Investment | $4,207,000 | $103,573,000 | $676,000 | $70,273,000 |
| Purchase Of Investment | $-5,145,000 | $0 | $-50,244,000 | $-137,142,000 |
| Net PPE Purchase And Sale | $-8,436,000 | $-9,900,000 | $-6,245,000 | $-2,838,000 |
| Purchase Of PPE | $-8,436,000 | $-9,900,000 | $-6,245,000 | $-2,838,000 |
| Change In Working Capital | $-5,064,000 | $-72,552,000 | $-56,408,000 | $-46,037,000 |
| Change In Other Working Capital | $2,450,000 | $2,625,000 | $-12,531,000 | $-10,801,000 |
| Change In Other Current Liabilities | $-915,000 | $-848,000 | $-857,000 | $-1,086,000 |
| Change In Other Current Assets | $5,132,000 | $-68,160,000 | $-54,219,000 | $-43,578,000 |
| Change In Payables And Accrued Expense | $-1,679,000 | $-1,119,000 | $9,871,000 | $18,578,000 |
| Change In Payable | $-1,679,000 | $-1,119,000 | $9,871,000 | $18,578,000 |
| Change In Receivables | $-10,052,000 | $-5,050,000 | $1,328,000 | $-9,150,000 |
| Stock Based Compensation | $8,603,000 | $4,844,000 | $3,688,000 | $2,517,000 |
| Unrealized Gain Loss On Investment Securities | $414,000 | $-27,000 | $-279,000 | $153,000 |
| Deferred Tax | $4,453,000 | $138,000 | $13,879,000 | $-11,018,000 |
| Deferred Income Tax | $4,453,000 | $138,000 | $13,879,000 | $-11,018,000 |
| Depreciation Amortization Depletion | $6,515,000 | $4,552,000 | $2,328,000 | $1,809,000 |
| Depreciation And Amortization | $6,515,000 | $4,552,000 | $2,328,000 | $1,809,000 |
| Gain Loss On Sale Of PPE | $26,000 | $0 | $39,000 | $35,000 |
| Net Income From Continuing Operations | $46,993,000 | $45,219,000 | $44,579,000 | $40,625,000 |
| Repayment Of Debt | - | $0 | $0 | $-24,999,000 |
| Issuance Of Debt | - | $0 | $0 | $19,625,000 |
| Net Issuance Payments Of Debt | - | $0 | $0 | $-5,374,000 |
| Net Long Term Debt Issuance | - | $0 | $0 | $-5,374,000 |
| Long Term Debt Payments | - | $0 | $0 | $-24,999,000 |
| Long Term Debt Issuance | - | $0 | $0 | $19,625,000 |
| Net Business Purchase And Sale | - | - | $0 | $0 |
| Purchase Of Business | - | - | $0 | $0 |
| Gain Loss On Sale Of Business | - | - | $0 | $0 |
| Other Non Cash Items | - | - | - | $-360,000 |
| Net Short Term Debt Issuance | - | - | - | - |
| Short Term Debt Payments | - | - | - | - |
Fetched: 2026-08-27