BY
Byline Bancorp, Inc.
Price Chart
Latest Quote
$38.06
-0.66 (-1.70%)
Current Price
| Previous Close | $38.72 |
| Open | $38.38 |
| Day High | $38.63 |
| Day Low | $37.84 |
| Volume | 255,215 |
Stock Information
| Quarterly Dividend / Yield | $0.44 / 1.14% |
| Shares Outstanding | 45.41M |
| Quarterly Dividend Yield | 1.14% |
| Quarterly Dividend | $0.44 |
| Total Debt | $671.24M |
| Cash Equivalents | $222.61M |
| Revenue | $422.94M |
| Net Income | $139.38M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $1.73B |
| P/E Ratio | 12.36 |
| EPS (TTM) | $3.08 |
| Exchange | NYQ |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $2.18B |
| Sales | $422.94M |
| Income | $139.38M |
| Book/sh | $28.17 |
| Cash/sh | $4.90 |
| Employees | 1K |
Financial Ratios
| EPS Growth TTM | 33.00% |
Returns & Margins
| ROA | 1.43% |
| ROE | 11.56% |
| Operating Margin | 48.40% |
| Profit Margin | 32.96% |
Ownership
| Insider Ownership | 28.81% |
| Institutional Ownership | 56.29% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 11.24 |
| P/S | 4.09 |
| P/B | 1.35 |
Analyst Data
| Recommendation | buy |
| Target Price | $38.60 |
Technical Indicators
| SMA20 | $37.13 |
| SMA50 | $34.92 |
| SMA200 | $31.23 |
| RSI | 54.53 |
| ATR | 0.7622 |
| Shares Float | 32.24M |
| Short Float | 3.88% |
| Short Ratio | 2.12 |
| Volatility | 0.72 |
| Rel Volume | 1.01 |
Performance History
| Week | +2.20% |
| Month | +8.09% |
| Quarter | +15.38% |
| 6 Months | +26.42% |
| YTD | +32.04% |
| Year | +39.33% |
| 3 Years | +113.67% |
| 5 Years | +84.86% |
| 10 Years | +108.54% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-07-17 | $38.06 | 377,500 |
| 2026-07-16 | $38.72 | 286,700 |
| 2026-07-15 | $37.48 | 259,800 |
| 2026-07-14 | $37.20 | 193,200 |
| 2026-07-13 | $37.37 | 155,000 |
| 2026-07-10 | $37.24 | 191,700 |
| 2026-07-09 | $37.15 | 293,300 |
| 2026-07-08 | $36.60 | 383,400 |
| 2026-07-07 | $37.01 | 268,600 |
| 2026-07-06 | $37.38 | 587,800 |
| 2026-07-02 | $37.44 | 444,100 |
| 2026-07-01 | $38.33 | 410,200 |
| 2026-06-30 | $37.66 | 380,300 |
| 2026-06-29 | $37.61 | 468,900 |
| 2026-06-26 | $37.55 | 1,283,000 |
| 2026-06-25 | $36.79 | 318,900 |
| 2026-06-24 | $36.49 | 287,700 |
| 2026-06-23 | $35.98 | 257,400 |
| 2026-06-22 | $35.48 | 266,800 |
| 2026-06-18 | $35.15 | 395,000 |
About Byline Bancorp, Inc.
Byline Bancorp, Inc. operates as the bank holding company for Byline Bank that provides various banking products and services for small and medium sized businesses, commercial real estate and financial sponsors, and consumers in the United States. It offers various retail deposit products, including non-interest-bearing accounts, money market demand accounts, savings accounts, interest-bearing checking accounts, and time deposits; ATM and debit cards; and online, mobile, and text banking services, as well as commercial deposits. The company also provides term loans, revolving lines of credit, and construction financing services; senior secured financing solutions to private equity backed lower middle market companies; small business administration and the United States department of agriculture loans; and treasury management products and services, such as treasury services, information reporting, fraud management, cash collection, and interest rate derivative products. In addition, it offers financing solutions for equipment vendors and their end users; syndication services; and investment, trust, and wealth management services, including fiduciary and executor services, financial planning solutions, investment advisory services, and private banking services for foundations and endowments, and high net worth individuals. The company was formerly known as Metropolitan Bank Group, Inc. and changed its name to Byline Bancorp, Inc. in 2015. Byline Bancorp, Inc. was founded in 1914 and is headquartered in Chicago, Illinois.
đ° Latest News
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Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $441,507,000 | $403,540,000 | $383,615,000 | $320,229,000 |
| Operating Revenue | $441,507,000 | $403,540,000 | $383,615,000 | $320,229,000 |
| Expenses | ||||
| Interest Expense | $186,872,000 | $217,883,000 | $148,857,000 | $36,229,000 |
| Selling And Marketing Expense | $5,644,000 | $4,978,000 | $3,796,000 | $2,825,000 |
| General And Administrative Expense | $150,376,000 | $140,119,000 | $126,979,000 | $118,051,000 |
| Professional Expense And Contract Services Expense | $16,058,000 | $13,428,000 | $12,946,000 | $10,357,000 |
| Other Non Interest Expense | $36,010,000 | $32,812,000 | $36,042,000 | $26,403,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $130,051,000 | $120,759,000 | $107,878,000 | $87,954,000 |
| Net Interest Income | $385,348,000 | $348,046,000 | $330,621,000 | $265,330,000 |
| Interest Income | $572,220,000 | $565,929,000 | $479,478,000 | $301,559,000 |
| Normalized Income | $131,055,359 | $121,184,823 | $109,645,285 | $88,782,286 |
| Net Income From Continuing And Discontinued Operation | $130,051,000 | $120,759,000 | $107,878,000 | $87,954,000 |
| Net Income Common Stockholders | $130,051,000 | $120,759,000 | $107,878,000 | $87,758,000 |
| Net Income | $130,051,000 | $120,759,000 | $107,878,000 | $87,954,000 |
| Net Income Including Noncontrolling Interests | $130,051,000 | $120,759,000 | $107,878,000 | $87,954,000 |
| Net Income Continuous Operations | $130,051,000 | $120,759,000 | $107,878,000 | $87,954,000 |
| Pretax Income | $173,253,000 | $161,079,000 | $145,680,000 | $114,683,000 |
| Special Income Charges | $-195,000 | $0 | $-2,000,000 | $-372,000 |
| Depreciation Amortization Depletion Income Statement | $5,605,000 | $5,380,000 | $6,011,000 | $6,671,000 |
| Depreciation And Amortization In Income Statement | $5,605,000 | $5,380,000 | $6,011,000 | $6,671,000 |
| Amortization Of Intangibles Income Statement | $5,605,000 | $5,380,000 | $6,011,000 | $6,671,000 |
| Per Share | ||||
| Diluted EPS | $2.89 | $2.75 | $2.67 | $2.34 |
| Basic EPS | $2.90 | $2.78 | $2.69 | $2.37 |
| Other | ||||
| Tax Effect Of Unusual Items | $-333,641 | $-142,177 | $-617,715 | $-251,714 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-1,338,000 | $-568,000 | $-2,385,000 | $-1,080,000 |
| Total Unusual Items Excluding Goodwill | $-1,338,000 | $-568,000 | $-2,385,000 | $-1,080,000 |
| Reconciled Depreciation | $4,551,000 | $5,031,000 | $4,529,000 | $4,288,000 |
| Diluted Average Shares | $45,063,611 | $43,853,939 | $40,445,553 | $37,476,120 |
| Basic Average Shares | $44,798,651 | $43,448,856 | $40,045,208 | $36,972,972 |
| Diluted NI Availto Com Stockholders | $130,051,000 | $120,759,000 | $107,878,000 | $87,758,000 |
| Tax Provision | $43,202,000 | $40,320,000 | $37,802,000 | $26,729,000 |
| Write Off | $195,000 | $0 | $2,000,000 | $372,000 |
| Gain On Sale Of Security | $774,000 | $423,000 | $1,071,000 | $-553,000 |
| Amortization | $5,605,000 | $5,380,000 | $6,011,000 | $6,671,000 |
| Selling General And Administration | $156,020,000 | $145,097,000 | $130,775,000 | $120,876,000 |
| Salaries And Wages | $150,376,000 | $140,119,000 | $126,979,000 | $118,051,000 |
| Occupancy And Equipment | $18,264,000 | $18,703,000 | $18,508,000 | $16,988,000 |
| Preferred Stock Dividends | - | - | - | $196,000 |
| Other Gand A | - | - | - | - |
Fetched: 2026-07-18
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $1,067,386,000 | $893,399,000 | $786,673,000 | $606,929,000 |
| Total Assets | $9,652,676,000 | $9,496,529,000 | $8,881,967,000 | $7,362,941,000 |
| Goodwill And Other Intangible Assets | $200,520,000 | $198,098,000 | $203,478,000 | $158,887,000 |
| Other Intangible Assets | $18,668,000 | $16,393,000 | $21,773,000 | $10,534,000 |
| Receivables | $816,075,000 | $787,340,000 | $736,835,000 | $557,694,000 |
| Other Receivables | $776,257,000 | $746,688,000 | $692,913,000 | $527,879,000 |
| Accounts Receivable | $39,818,000 | $40,652,000 | $43,922,000 | $29,815,000 |
| Cash And Cash Equivalents | $149,095,000 | $563,138,000 | $226,136,000 | $179,353,000 |
| Cash Financial | $60,184,000 | $58,759,000 | $60,431,000 | $62,274,000 |
| Cash Cash Equivalents And Federal Funds Sold | $170,409,000 | $590,590,000 | $242,440,000 | $207,555,000 |
| Debt | ||||
| Net Debt | $336,254,000 | $168,459,000 | $272,765,000 | $556,676,000 |
| Total Debt | $495,200,000 | $742,546,000 | $513,169,000 | $750,420,000 |
| Long Term Debt And Capital Lease Obligation | $495,200,000 | $742,546,000 | $501,919,000 | $750,420,000 |
| Long Term Debt | $485,349,000 | $731,597,000 | $487,651,000 | $736,029,000 |
| Current Debt And Capital Lease Obligation | - | $0 | $11,250,000 | $0 |
| Current Debt | - | $0 | $11,250,000 | $0 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $8,384,770,000 | $8,405,032,000 | $7,891,816,000 | $6,597,125,000 |
| Payables And Accrued Expenses | $11,777,000 | $21,114,000 | $22,233,000 | $4,494,000 |
| Payables | $11,777,000 | $21,114,000 | $22,233,000 | $4,494,000 |
| Accounts Payable | $11,777,000 | $21,114,000 | $22,233,000 | $4,494,000 |
| Equity | ||||
| Common Stock Equity | $1,267,906,000 | $1,091,497,000 | $990,151,000 | $765,816,000 |
| Total Equity Gross Minority Interest | $1,267,906,000 | $1,091,497,000 | $990,151,000 | $765,816,000 |
| Stockholders Equity | $1,267,906,000 | $1,091,497,000 | $990,151,000 | $765,816,000 |
| Gains Losses Not Affecting Retained Earnings | $-73,075,000 | $-113,687,000 | $-100,117,000 | $-117,550,000 |
| Other Equity Adjustments | $-73,075,000 | $-113,687,000 | $-100,117,000 | $-117,550,000 |
| Retained Earnings | $645,724,000 | $533,901,000 | $429,036,000 | $335,794,000 |
| Preferred Stock Equity | - | - | - | - |
| Other | ||||
| Treasury Shares Number | $2,325,584 | $1,793,109 | $1,950,185 | $2,025,927 |
| Ordinary Shares Number | $45,545,928 | $44,459,584 | $43,764,056 | $37,492,775 |
| Share Issued | $47,871,512 | $46,252,693 | $45,714,241 | $39,518,702 |
| Tangible Book Value | $1,067,386,000 | $893,399,000 | $786,673,000 | $606,929,000 |
| Invested Capital | $1,753,255,000 | $1,823,094,000 | $1,489,052,000 | $1,501,845,000 |
| Capital Lease Obligations | $9,851,000 | $10,949,000 | $14,268,000 | $14,391,000 |
| Total Capitalization | $1,753,255,000 | $1,823,094,000 | $1,477,802,000 | $1,501,845,000 |
| Treasury Stock | $65,914,000 | $46,935,000 | $49,707,000 | $51,114,000 |
| Additional Paid In Capital | $760,700,000 | $717,763,000 | $710,488,000 | $598,297,000 |
| Capital Stock | $471,000 | $455,000 | $451,000 | $389,000 |
| Common Stock | $471,000 | $455,000 | $451,000 | $389,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Long Term Capital Lease Obligation | $9,851,000 | $10,949,000 | $14,268,000 | $14,391,000 |
| Investments And Advances | $1,435,000,000 | $1,445,118,000 | $1,372,224,000 | $1,204,297,000 |
| Held To Maturity Securities | $0 | $605,000 | $1,157,000 | $2,705,000 |
| Available For Sale Securities | $244,325,000 | $28,817,000 | $28,587,000 | $27,161,000 |
| Goodwill | $181,852,000 | $181,705,000 | $181,705,000 | $148,353,000 |
| Net PPE | $67,022,000 | $70,299,000 | $79,101,000 | $68,150,000 |
| Accumulated Depreciation | $-30,857,000 | $-33,900,000 | $-33,398,000 | $-34,606,000 |
| Gross PPE | $97,879,000 | $104,199,000 | $112,499,000 | $102,756,000 |
| Leases | $5,029,000 | $6,339,000 | $7,182,000 | $5,331,000 |
| Construction In Progress | $333,000 | $529,000 | $374,000 | $57,000 |
| Other Properties | $9,034,000 | $9,797,000 | $12,474,000 | $11,352,000 |
| Machinery Furniture Equipment | $11,546,000 | $15,609,000 | $16,789,000 | $16,032,000 |
| Buildings And Improvements | $41,953,000 | $41,667,000 | $43,883,000 | $41,340,000 |
| Land And Improvements | $29,984,000 | $30,258,000 | $31,797,000 | $28,644,000 |
| Other Short Term Investments | $1,190,675,000 | $1,415,696,000 | $1,342,480,000 | $1,174,431,000 |
| Line Of Credit | - | $0 | $11,250,000 | $0 |
| Current Accrued Expenses | - | - | - | $131,691,000 |
Fetched: 2026-07-18
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $136,321,000 | $171,168,000 | $162,206,000 | $216,700,000 |
| Operating Activities | ||||
| Operating Cash Flow | $140,318,000 | $175,160,000 | $166,067,000 | $220,333,000 |
| Cash Flow From Continuing Operating Activities | $140,318,000 | $175,160,000 | $166,067,000 | $220,333,000 |
| Operating Gains Losses | $-22,527,000 | $-25,161,000 | $-23,528,000 | $-31,652,000 |
| Investing Activities | ||||
| Capital Expenditure | $-3,997,000 | $-3,992,000 | $-3,861,000 | $-3,633,000 |
| Investing Cash Flow | $-223,591,000 | $-330,919,000 | $-336,241,000 | $-819,858,000 |
| Cash Flow From Continuing Investing Activities | $-223,591,000 | $-330,919,000 | $-336,241,000 | $-819,858,000 |
| Net Other Investing Changes | $11,681,000 | $-3,897,000 | $21,074,000 | $-2,432,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-23,729,000 | $0 | $0 | $-27,712,000 |
| Issuance Of Capital Stock | $1,903,000 | $4,519,000 | $1,791,000 | $1,506,000 |
| Financing Cash Flow | $-330,770,000 | $492,761,000 | $216,957,000 | $620,947,000 |
| Cash Flow From Continuing Financing Activities | $-330,770,000 | $492,761,000 | $216,957,000 | $620,947,000 |
| Cash Dividends Paid | $-18,164,000 | $-15,847,000 | $-14,585,000 | $-13,597,000 |
| Common Stock Dividend Paid | $-18,164,000 | $-15,847,000 | $-14,585,000 | $-13,401,000 |
| Net Common Stock Issuance | $-21,826,000 | $4,519,000 | $1,791,000 | $-15,768,000 |
| Common Stock Issuance | $1,903,000 | $4,519,000 | $1,791,000 | $1,506,000 |
| Preferred Stock Dividend Paid | - | $0 | $0 | $-196,000 |
| Net Preferred Stock Issuance | - | $0 | $0 | $-10,438,000 |
| Other | ||||
| Repayment Of Debt | $-7,731,667,000 | $-2,742,916,000 | $-18,040,617,000 | $-22,134,500,000 |
| Issuance Of Debt | $7,483,897,000 | $2,975,000,000 | $17,730,200,000 | $22,269,500,000 |
| Interest Paid Supplemental Data | $196,960,000 | $217,406,000 | $128,636,000 | $31,181,000 |
| Income Tax Paid Supplemental Data | $36,181,000 | $12,496,000 | $12,244,000 | $28,652,000 |
| End Cash Position | $149,095,000 | $563,138,000 | $226,136,000 | $179,353,000 |
| Beginning Cash Position | $563,138,000 | $226,136,000 | $179,353,000 | $157,931,000 |
| Changes In Cash | $-414,043,000 | $337,002,000 | $46,783,000 | $21,422,000 |
| Common Stock Payments | $-23,729,000 | $0 | $0 | $-17,274,000 |
| Net Issuance Payments Of Debt | $-247,770,000 | $232,084,000 | $-310,417,000 | $135,000,000 |
| Net Short Term Debt Issuance | $-235,000,000 | $250,000,000 | $-340,000,000 | $135,000,000 |
| Short Term Debt Payments | $-7,645,000,000 | $-2,525,000,000 | $-18,035,200,000 | $-22,134,500,000 |
| Short Term Debt Issuance | $7,410,000,000 | $2,775,000,000 | $17,695,200,000 | $22,269,500,000 |
| Net Long Term Debt Issuance | $-12,770,000 | $-17,916,000 | $29,583,000 | $0 |
| Long Term Debt Payments | $-86,667,000 | $-217,916,000 | $-5,417,000 | $0 |
| Long Term Debt Issuance | $73,897,000 | $200,000,000 | $35,000,000 | $0 |
| Net Investment Purchase And Sale | $174,893,000 | $-77,459,000 | $92,224,000 | $86,513,000 |
| Sale Of Investment | $357,512,000 | $274,912,000 | $277,751,000 | $190,596,000 |
| Purchase Of Investment | $-182,619,000 | $-352,371,000 | $-185,527,000 | $-104,083,000 |
| Net Business Purchase And Sale | $61,834,000 | $0 | $7,834,000 | $0 |
| Sale Of Business | $61,834,000 | $0 | $7,834,000 | $0 |
| Net PPE Purchase And Sale | $-3,997,000 | $-3,369,000 | $-3,861,000 | $-3,605,000 |
| Sale Of PPE | $0 | $623,000 | $0 | $28,000 |
| Purchase Of PPE | $-3,997,000 | $-3,992,000 | $-3,861,000 | $-3,633,000 |
| Change In Working Capital | $26,764,000 | $62,764,000 | $-8,372,000 | $36,835,000 |
| Change In Payables And Accrued Expense | $23,827,000 | $42,427,000 | $-7,311,000 | $111,426,000 |
| Change In Payable | $23,827,000 | $42,427,000 | $-7,311,000 | $111,426,000 |
| Change In Account Payable | $23,827,000 | $42,427,000 | $-7,311,000 | $111,426,000 |
| Change In Receivables | $2,937,000 | $20,337,000 | $-1,061,000 | $-74,591,000 |
| Changes In Account Receivables | $2,937,000 | $20,337,000 | $-1,061,000 | $-74,591,000 |
| Other Non Cash Items | $-35,153,000 | $-5,615,000 | $34,669,000 | $67,007,000 |
| Stock Based Compensation | $9,280,000 | $7,889,000 | $6,715,000 | $5,334,000 |
| Unrealized Gain Loss On Investment Securities | $-795,000 | $-1,122,000 | $-1,071,000 | $603,000 |
| Asset Impairment Charge | $76,000 | $1,263,000 | $2,395,000 | $372,000 |
| Amortization Of Securities | $-5,900,000 | $-2,062,000 | $894,000 | $4,272,000 |
| Deferred Tax | $7,763,000 | $-2,554,000 | $26,578,000 | $25,564,000 |
| Deferred Income Tax | $7,763,000 | $-2,554,000 | $26,578,000 | $25,564,000 |
| Depreciation Amortization Depletion | $4,551,000 | $5,031,000 | $4,529,000 | $4,288,000 |
| Depreciation And Amortization | $4,551,000 | $5,031,000 | $4,529,000 | $4,288,000 |
| Depreciation | $4,551,000 | $5,031,000 | $4,529,000 | $4,288,000 |
| Gain Loss On Investment Securities | $21,000 | $699,000 | $0 | $-50,000 |
| Gain Loss On Sale Of PPE | $-672,000 | $-1,320,000 | $-723,000 | $297,000 |
| Net Income From Continuing Operations | $130,051,000 | $120,759,000 | $107,878,000 | $87,954,000 |
| Preferred Stock Payments | - | $0 | $0 | $-10,438,000 |
Fetched: 2026-07-18