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BMO

Bank of Montreal

Price Chart
Latest Quote

$172.13

+1.65 (+0.97%)
Current Price
Previous Close $170.48
Open $170.72
Day High $172.34
Day Low $169.70
Volume 372,516
Fetched: 2026-10-28T01:37:25
Stock Information
Note: Financial values converted from CAD to USD
Quarterly Dividend / Yield $4.88 / 2.86%
Shares Outstanding 695.09M
Quarterly Dividend Yield 2.86%
Quarterly Dividend $4.88
Total Debt $241.03B
Cash Equivalents $326.56B
Revenue $25.37B
Net Income $6.18B
Sector Financial Services
Industry Banks - Diversified
Market Cap $119.65B
P/E Ratio 19.45
EPS (TTM) $8.85
Exchange NYQ
🌐 Visit Website
📊 Comprehensive Analysis
Company Data
Enterprise Value$1.37B
Sales$25.37B
Income$6.18B
Book/sh$86.79
Cash/sh$660.43
Employees53K
Financial Ratios
EPS Growth TTM-24.90%
Returns & Margins
ROA0.62%
ROE10.57%
Operating Margin30.50%
Profit Margin25.66%
Ownership
Insider Ownership0.03%
Institutional Ownership54.59%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E14.68
PEG1.52
P/S3.35
P/B1.98
Analyst Data
Recommendationhold
Target Price$167.85
Technical Indicators
SMA20$166.34
SMA50$170.60
SMA200$158.28
RSI75.22
ATR2.7907
Shares Float696.32M
Short Ratio8.81
Volatility1.12
Rel Volume0.58
Performance History
Week+2.78%
Month+0.57%
Quarter-1.12%
6 Months+15.37%
YTD+32.18%
Year+38.04%
3 Years+148.16%
5 Years+94.03%
10 Years+294.47%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-10-27 $172.13 395,300
2026-10-26 $170.48 988,600
2026-10-23 $169.11 1,213,800
2026-10-22 $170.44 404,600
2026-10-21 $170.45 1,511,900
2026-10-20 $167.47 635,800
2026-10-19 $166.02 248,300
2026-10-16 $167.07 350,600
2026-10-15 $166.05 414,800
2026-10-14 $163.62 362,700
2026-10-13 $165.28 405,300
2026-10-12 $163.88 191,600
2026-10-09 $162.59 441,500
2026-10-08 $160.70 813,800
2026-10-07 $161.75 577,300
2026-10-06 $166.09 338,400
2026-10-05 $164.45 446,700
2026-10-02 $165.70 2,410,500
2026-10-01 $166.30 929,600
2026-09-30 $167.25 471,000
2026-09-29 $169.61 472,500
2026-09-28 $171.15 391,600
About Bank of Montreal

Bank of Montreal provides diversified financial services primarily in North America. It operates through Canadian Personal and Commercial Banking; U.S. Banking; Wealth Management; and Capital Markets segments. The company offers chequing accounts, savings accounts, money markets and certificates of deposits, debit cards, overdrafts, digital banking, credit cards, loans, mortgages, investment and retirement options, and other banking services; and commercial banking products and services, including financing options and treasury and payment solutions, as well as risk management products. It also offers investing, banking, and wealth management advisory; digital investing services; financial solutions for individuals, families, and businesses; offers investment management services to institutional, retail, and high net worth investors; and diversified insurance, and wealth and pension de-risking solutions. In addition, the company provides individual life, critical illness and annuity products, as well as segregated funds, and group creditor and travel insurance to customers; debt and equity capital-raising, loan origination and syndication, balance sheet management, treasury management, mergers and acquisitions advice, restructurings and recapitalizations, trade finance, and risk mitigation services, as well as a range of banking and other operating services. Further, the company offers research and access to financial markets for institutional, corporate and retail clients through an integrated suite of sales and trading solutions related to debt, foreign exchange, interest rates, credit, equities, securitization, and commodities; provides new product development and origination services, as well as risk management and advisory services for hedging strategies, including in interest rates, foreign exchange rates and commodities prices; and funding and liquidity management services. Bank of Montreal was founded in 1817 and is headquartered in Montreal, Canada.

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Income Statement (Annual)
Metric 2025-10-31 2024-10-31 2023-10-31 2022-10-31
Revenue
Total Revenue $25,325,522,749 $22,478,602,576 $21,828,960,368 $18,422,197,342
Operating Revenue $25,325,522,749 $22,478,602,576 $21,828,960,368 $18,422,197,342
Expenses
Interest Expense $29,500,491,193 $32,634,348,367 $25,882,559,372 $7,725,550,750
Selling And Marketing Expense $565,455,313 $587,203,594 $569,664,658 $362,705,207
General And Administrative Expense $8,431,317,554 $7,627,332,705 $8,039,848,492 $5,691,034,116
Professional Expense And Contract Services Expense $475,655,958 $409,007,999 $605,444,088 $552,827,278
Other Non Interest Expense $1,257,892,526 $1,326,645,157 $21,046,724 $613,862,778
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $6,109,863,919 $5,133,997,492 $3,104,391,760 $9,496,983,336
Net Interest Income $15,074,365,143 $13,657,920,631 $13,105,794,910 $11,144,240,252
Interest Income $44,574,856,336 $46,292,268,998 $38,988,354,282 $18,869,791,002
Normalized Income $6,211,561,689 $4,886,151,273 $5,635,893,102 $6,205,886,790
Net Income From Continuing And Discontinued Operation $6,109,863,919 $5,133,997,492 $3,104,391,760 $9,496,983,336
Net Income Common Stockholders $5,803,984,867 $4,863,196,313 $2,872,176,241 $9,334,923,563
Net Income $6,109,863,919 $5,133,997,492 $3,104,391,760 $9,496,983,336
Net Income Including Noncontrolling Interests $6,121,088,838 $5,140,311,509 $3,112,810,450 $9,496,983,336
Net Income Continuous Operations $6,121,088,838 $5,140,311,509 $3,112,810,450 $9,496,983,336
Pretax Income $8,102,988,663 $6,689,350,381 $4,172,162,215 $12,548,056,730
Special Income Charges $-134,699,032 $322,716,432 $-3,393,433,434 $4,347,551,580
Depreciation Amortization Depletion Income Statement $808,194,194 $780,131,896 $707,169,920 $423,740,706
Depreciation And Amortization In Income Statement $808,194,194 $780,131,896 $707,169,920 $423,740,706
Amortization Of Intangibles Income Statement $808,194,194 $780,131,896 $707,169,920 $423,740,706
Per Share
Diluted EPS $8.03 $6.67 $4.04 $14.02
Basic EPS $8.04 $6.68 $4.05 $14.06
Other
Tax Effect Of Unusual Items $-33,001,263 $74,870,212 $-861,932,092 $1,056,455,034
Tax Rate For Calcs $0 $0 $0 $0
Total Unusual Items $-134,699,032 $322,716,432 $-3,393,433,434 $4,347,551,580
Total Unusual Items Excluding Goodwill $-134,699,032 $322,716,432 $-3,393,433,434 $4,347,551,580
Reconciled Depreciation $1,529,395,263 $1,480,286,241 $1,467,658,206 $1,038,305,041
Diluted Average Shares $507,413,359 $511,109,164 $498,467,099 $467,031,712
Basic Average Shares $506,472,571 $510,550,023 $497,659,606 $465,827,138
Diluted NI Availto Com Stockholders $5,803,984,867 $4,863,196,313 $2,872,176,241 $9,334,923,563
Preferred Stock Dividends $305,879,053 $270,801,180 $232,215,519 $162,059,773
Minority Interests $-11,224,919 $-6,314,017 $-8,418,690 $0
Tax Provision $1,981,899,824 $1,549,038,872 $1,059,351,765 $3,051,073,394
Gain On Sale Of Business $-71,558,861 $0 $0 $-25,957,626
Other Special Charges $-13,329,592 $-462,326,366 $18,942,051 $801,178,619
Impairment Of Capital Assets $64,543,286 $18,942,051 $34,376,316 $7,717,132
Restructuring And Mergern Acquisition $11,926,477 $120,667,883 $3,340,115,067 $-5,182,404,957
Gain On Sale Of Security $201,346,991 $140,311,492 $126,280,343 $197,137,646
Amortization $808,194,194 $780,131,896 $707,169,920 $423,740,706
Selling General And Administration $8,996,772,867 $8,214,536,299 $8,609,513,149 $6,053,739,322
Salaries And Wages $8,431,317,554 $7,627,332,705 $8,039,848,492 $6,170,197,861
Occupancy And Equipment $3,134,558,731 $2,888,312,063 $3,416,584,830 $2,550,161,367
Insurance And Claims - - $1,360,319,915 $-479,163,745
Fetched: 2026-10-11
Balance Sheet (Annual)
Metric 2025-10-31 2024-10-31 2023-10-31 2022-10-31
Assets
Net Tangible Assets $46,650,764,860 $43,883,120,680 $37,990,038,016 $44,590,992,158
Total Assets $1,036,061,460,043 $988,948,368,817 $945,002,107,965 $799,213,556,875
Goodwill And Other Intangible Assets $15,122,071,050 $15,223,095,325 $15,394,976,902 $5,246,246,686
Other Intangible Assets $3,338,010,395 $3,455,170,490 $3,659,323,711 $1,538,515,510
Receivables $38,008,980,068 $29,767,083,028 $45,571,067,929 $5,678,406,081
Other Receivables $1,382,068,196 $1,556,756,004 $1,439,595,908 $996,913,151
Accounts Receivable $36,626,911,872 $28,210,327,024 $44,131,472,021 $4,681,492,931
Cash And Cash Equivalents $49,334,923,702 $48,223,656,685 $57,557,878,691 $65,385,155,272
Cash Cash Equivalents And Federal Funds Sold $140,131,191,733 $126,031,289,902 $138,701,417,629 $144,797,250,399
Cash Financial - $44,017,819,713 $52,899,537,156 $59,735,513,047
Cash Equivalents - - - -
Debt
Net Debt $144,935,457,219 $136,035,499,281 $114,484,355,668 $88,821,383,781
Total Debt $196,596,043,901 $186,592,536,079 $174,501,894,813 $156,195,454,452
Long Term Debt And Capital Lease Obligation $117,079,416,712 $111,858,426,095 $98,357,654,335 $88,795,426,155
Long Term Debt $114,753,753,732 $109,525,045,983 $95,897,993,880 $86,806,510,756
Current Debt And Capital Lease Obligation $79,516,627,189 $74,734,109,984 $76,144,240,479 $67,400,028,297
Current Debt $79,516,627,189 $74,734,109,984 $76,144,240,479 $67,400,028,297
Liabilities
Total Liabilities Net Minority Interest $974,254,247,817 $929,816,896,743 $891,597,449,437 $749,376,318,031
Derivative Product Liabilities $41,201,768,068 $40,902,904,590 $35,213,273,590 $42,062,579,072
Non Current Deferred Liabilities $701,557 $701,557 $11,224,919 $71,558,861
Non Current Deferred Taxes Liabilities $701,557 $701,557 $11,224,919 $71,558,861
Current Notes Payable $5,895,888,894 $4,605,724,725 $5,724,007,316 $10,787,147,505
Payables And Accrued Expenses $47,684,158,999 $40,893,082,786 $62,590,150,351 $17,125,017,599
Payables $47,684,158,999 $40,893,082,786 $62,590,150,351 $17,125,017,599
Total Tax Payable $230,812,404 $329,732,006 $30,868,528 $298,161,920
Income Tax Payable $230,812,404 $329,732,006 $30,868,528 $298,161,920
Accounts Payable $44,127,964,234 $36,611,477,608 $49,847,060,648 $11,569,384,073
Equity
Common Stock Equity $60,685,421,847 $57,668,023,212 $51,069,875,301 $47,978,111,574
Preferred Stock Equity $1,087,414,063 $1,438,192,793 $2,315,139,618 $1,859,127,269
Total Equity Gross Minority Interest $61,807,212,226 $59,131,472,074 $53,404,658,528 $49,837,238,843
Stockholders Equity $61,772,835,910 $59,106,216,005 $53,385,014,919 $49,837,238,843
Other Equity Interest $5,195,734,549 $4,235,302,386 $2,566,297,189 $2,566,297,189
Gains Losses Not Affecting Retained Earnings $5,602,637,876 $3,801,739,876 $1,306,299,991 $1,088,817,178
Other Equity Adjustments $5,602,637,876 $3,801,739,876 $1,306,299,991 $1,088,817,178
Retained Earnings $33,237,687,782 $32,600,673,609 $30,872,737,585 $31,652,167,923
Long Term Equity Investment $1,252,981,624 $1,211,589,733 $1,024,975,449 $907,113,796
Other
Preferred Shares Number $11,224,919 $16,837,379 $60,333,942 $60,333,942
Ordinary Shares Number $497,338,068 $511,807,127 $505,759,200 $475,024,556
Share Issued $497,338,068 $511,845,833 $505,810,772 $475,147,111
Tangible Book Value $45,563,350,797 $42,444,927,887 $35,674,898,398 $42,731,864,889
Invested Capital $254,955,802,768 $241,927,179,179 $223,112,109,659 $202,184,650,627
Capital Lease Obligations $2,325,662,980 $2,333,380,112 $2,459,660,455 $1,988,915,399
Total Capitalization $176,526,589,643 $168,631,261,988 $149,283,008,798 $136,643,749,599
Minority Interest $34,376,316 $25,256,069 $19,643,609 $0
Additional Paid In Capital $261,680,933 $248,351,341 $230,110,847 $222,393,715
Capital Stock $17,475,094,771 $18,220,148,794 $18,409,569,308 $14,307,562,839
Common Stock $16,387,680,708 $16,781,956,001 $16,094,429,690 $12,448,435,570
Preferred Stock $1,087,414,063 $1,438,192,793 $2,315,139,618 $1,859,127,269
Employee Benefits $738,740,005 $738,038,448 $702,960,575 $645,432,863
Non Current Pension And Other Postretirement Benefit Plans $133,295,917 $132,594,360 $125,578,785 $61,737,056
Long Term Capital Lease Obligation $2,325,662,980 $2,333,380,112 $2,459,660,455 $1,988,915,399
Commercial Paper $73,620,738,295 $70,128,385,259 $70,420,233,162 $56,612,880,792
Defined Pension Benefit $984,285,116 $909,218,468 $916,234,043 $924,652,732
Investments And Advances $295,141,014,077 $275,792,059,330 $225,266,592,619 $191,466,255,753
Available For Sale Securities $144,813,386,221 $94,185,492,120 $93,690,894,111 $84,348,954,973
Trading Securities $125,336,748,016 $114,657,640,360 $86,479,584,979 $75,649,642,469
Goodwill $11,784,060,656 $11,767,924,834 $11,735,653,191 $3,707,731,176
Net PPE $4,403,676,176 $4,431,036,917 $4,465,413,233 $3,580,749,276
Accumulated Depreciation $-4,861,091,640 $-4,656,236,862 $-4,828,118,440 $-4,259,155,340
Gross PPE $9,264,767,817 $9,087,273,779 $9,293,531,673 $7,839,904,616
Leases $2,014,171,468 $1,876,666,206 $1,692,858,151 $1,440,999,023
Other Properties $3,927,318,661 $3,803,844,548 $3,887,329,886 $3,257,331,287
Machinery Furniture Equipment $1,607,969,698 $1,739,862,501 $2,050,652,456 $1,873,859,976
Land And Improvements $1,715,307,990 $1,666,900,525 $226,603,060 $83,485,338
Other Short Term Investments $23,737,898,217 $65,737,337,117 $44,071,138,080 $30,560,544,515
Treasury Shares Number - $38,706 $51,572 $122,554
Buildings And Improvements - $1,444,506,810 $1,436,088,121 $1,184,228,992
Fetched: 2026-10-11
Cash Flow Statement (Annual)
Metric 2025-10-31 2024-10-31 2023-10-31 2022-10-31
Free Cash Flow
Free Cash Flow $5,970,955,542 $17,636,452,987 $5,552,125,738 $2,461,765,127
Operating Activities
Operating Cash Flow $7,183,948,390 $18,733,688,854 $6,728,637,599 $3,477,620,329
Cash Flow From Continuing Operating Activities $7,183,948,390 $18,733,688,854 $6,728,637,599 $3,477,620,329
Operating Gains Losses $-324,119,547 $-285,533,886 $-256,068,473 $-176,792,480
Investing Activities
Capital Expenditure $-1,212,992,848 $-1,097,235,867 $-1,176,511,860 $-1,015,855,202
Investing Cash Flow $424,442,263 $-17,208,502,936 $-14,842,851,181 $-20,675,599,904
Cash Flow From Continuing Investing Activities $424,442,263 $-17,208,502,936 $-14,842,851,181 $-20,675,599,904
Financing Activities
Repurchase Of Capital Stock $-2,733,267,864 $-876,946,825 $0 $-1,064,262,667
Issuance Of Capital Stock $1,068,472,012 $1,708,993,973 $2,806,931,397 $3,758,944,871
Financing Cash Flow $-6,084,607,851 $-10,582,994,284 $188,017,399 $11,210,888,211
Cash Flow From Continuing Financing Activities $-6,084,607,851 $-10,582,994,284 $188,017,399 $11,210,888,211
Net Other Financing Charges $-665,076,472 $-8,470,604,772 $1,450,820,827 $4,859,688,525
Cash Dividends Paid $-3,529,535,581 $-2,693,980,646 $-1,896,309,814 $-1,820,541,609
Net Preferred Stock Issuance $606,847,203 $784,341,240 $454,609,234 $522,660,308
Preferred Stock Issuance $957,625,933 $1,661,288,065 $454,609,234 $1,574,996,498
Net Common Stock Issuance $-2,271,643,055 $47,705,907 $2,352,322,163 $2,172,021,896
Common Stock Issuance $110,846,079 $47,705,907 $2,352,322,163 $2,183,948,373
Other
Repayment Of Debt $-1,102,146,770 $-952,013,473 $-8,611,617,822 $-4,891,960,169
Issuance Of Debt $876,946,825 $701,557,460 $6,438,192,810 $10,369,019,259
Interest Paid Supplemental Data $30,261,681,037 $31,634,628,986 $23,675,459,603 $6,704,784,645
Income Tax Paid Supplemental Data $1,986,109,169 $1,718,815,777 $1,817,735,379 $1,665,497,410
End Cash Position $47,343,903,631 $45,669,987,531 $54,675,179,088 $61,362,424,796
Beginning Cash Position $45,669,987,531 $54,675,179,088 $61,362,424,796 $65,427,950,277
Effect Of Exchange Rate Changes $150,133,296 $52,616,810 $1,238,950,474 $1,921,565,883
Changes In Cash $1,523,782,803 $-9,057,808,366 $-7,926,196,183 $-5,987,091,364
Preferred Stock Payments $-350,778,730 $-876,946,825 $0 $-1,052,336,190
Common Stock Payments $-2,382,489,134 $0 - $-11,926,477
Net Issuance Payments Of Debt $-225,199,945 $-250,456,013 $-2,173,425,011 $5,477,059,090
Net Long Term Debt Issuance $-225,199,945 $-250,456,013 $-2,173,425,011 $5,477,059,090
Long Term Debt Payments $-1,102,146,770 $-952,013,473 $-8,611,617,822 $-4,891,960,169
Long Term Debt Issuance $876,946,825 $701,557,460 $6,438,192,810 $10,369,019,259
Net Investment Purchase And Sale $1,038,305,041 $-16,472,569,161 $-4,250,035,093 $-22,846,218,685
Sale Of Investment $56,241,055,338 $44,548,898,710 $30,932,369,969 $44,922,828,836
Purchase Of Investment $-55,202,750,298 $-61,021,467,871 $-35,182,405,062 $-67,769,047,521
Net PPE Purchase And Sale $-1,212,992,848 $-1,097,235,867 $-1,176,511,860 $-545,110,146
Purchase Of PPE $-1,212,992,848 $-1,097,235,867 $-1,176,511,860 $-545,110,146
Change In Working Capital $-2,813,245,415 $9,634,488,598 $1,372,947,949 $-7,433,702,846
Change In Other Working Capital $-14,647,116,650 $11,522,379,723 $23,977,830,868 $44,389,645,167
Asset Impairment Charge $124,877,228 $18,240,494 - $0
Deferred Tax $8,418,690 $107,338,291 $-496,702,682 $333,239,794
Deferred Income Tax $8,418,690 $107,338,291 $-496,702,682 $333,239,794
Depreciation Amortization Depletion $1,529,395,263 $1,480,286,241 $1,467,658,206 $1,038,305,041
Depreciation And Amortization $1,529,395,263 $1,480,286,241 $1,467,658,206 $1,038,305,041
Amortization Cash Flow $808,194,194 $780,131,896 $707,169,920 $423,740,706
Amortization Of Intangibles $808,194,194 $780,131,896 $707,169,920 $423,740,706
Depreciation $721,201,069 $700,154,345 $760,488,287 $614,564,335
Earnings Losses From Equity Investments $-122,772,556 $-145,222,394 $-129,788,130 -
Gain Loss On Investment Securities $-203,451,663 $-141,013,049 $-126,280,343 $-197,839,204
Net Income From Continuing Operations $6,121,088,838 $5,140,311,509 $3,112,810,450 $9,496,983,336
Net Business Purchase And Sale - $0 $-10,594,920,761 $860,109,446
Purchase Of Business - $0 $-10,594,920,761 $0
Change In Receivables - $180,300,267 $-694,541,885 $-590,711,381
Sale Of Business - - $0 $860,109,446
Net Intangibles Purchase And Sale - - $-555,633,508 $-470,745,056
Purchase Of Intangibles - - $-555,633,508 $-470,745,056
Gain Loss On Sale Of Business - - $0 $20,345,166
Change In Other Current Liabilities - - - $109,442,964
Change In Other Current Assets - - - $230,110,847
Change In Payables And Accrued Expense - - - $1,029,886,351
Change In Payable - - - $1,029,886,351
Change In Account Payable - - - $920,443,388
Change In Tax Payable - - - $109,442,964
Change In Income Tax Payable - - - $109,442,964
Changes In Account Receivables - - - $-820,822,228
Other Non Cash Items - - - $67,349,516
Fetched: 2026-10-11