BMBN
Benchmark Bankshares, Inc.
Price Chart
Latest Quote
$38.25
| Previous Close | $38.00 |
| Open | $38.25 |
| Day High | $38.25 |
| Day Low | $38.25 |
| Volume | 1,000 |
Stock Information
| Quarterly Dividend / Yield | $0.98 / 2.56% |
| Shares Outstanding | 4.45M |
| Quarterly Dividend Yield | 2.56% |
| Quarterly Dividend | $0.98 |
| Cash Equivalents | $101.81M |
| Revenue | $63.36M |
| Net Income | $19.09M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $170.23M |
| P/E Ratio | 8.28 |
| EPS (TTM) | $4.62 |
| Exchange | OID |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $68.42M |
| Sales | $63.36M |
| Income | $19.09M |
| Book/sh | $29.57 |
| Cash/sh | $22.88 |
Financial Ratios
| EPS Growth TTM | 15.10% |
Returns & Margins
| ROA | 1.51% |
| ROE | 16.46% |
| Operating Margin | 39.44% |
| Profit Margin | 30.12% |
Ownership
| Institutional Ownership | 3.89% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/S | 2.69 |
| P/B | 1.29 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $38.45 |
| SMA50 | $37.81 |
| SMA200 | $34.43 |
| RSI | 40.38 |
| ATR | 0.1793 |
| Volatility | 0.10 |
| Rel Volume | 1.20 |
Performance History
| Week | -0.78% |
| Month | +0.00% |
| Quarter | +4.08% |
| 6 Months | +20.40% |
| YTD | +14.15% |
| Year | +43.49% |
| 3 Years | +85.09% |
| 5 Years | +125.76% |
| 10 Years | +311.95% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-04 | $38.25 | 1,000 |
| 2026-06-03 | $38.00 | 1,000 |
| 2026-06-02 | $38.01 | 1,200 |
| 2026-06-01 | $38.62 | 700 |
| 2026-05-29 | $38.55 | 0 |
| 2026-05-28 | $38.55 | 100 |
| 2026-05-27 | $38.55 | 0 |
| 2026-05-26 | $38.55 | 100 |
| 2026-05-22 | $38.50 | 200 |
| 2026-05-21 | $38.25 | 0 |
| 2026-05-20 | $38.25 | 2,400 |
| 2026-05-19 | $38.01 | 1,100 |
| 2026-05-18 | $38.60 | 1,200 |
| 2026-05-15 | $38.61 | 1,400 |
| 2026-05-14 | $38.66 | 200 |
| 2026-05-13 | $38.52 | 3,300 |
| 2026-05-12 | $38.57 | 1,000 |
| 2026-05-11 | $38.57 | 500 |
| 2026-05-08 | $38.41 | 900 |
| 2026-05-07 | $38.88 | 300 |
| 2026-05-06 | $38.30 | 1,000 |
| 2026-05-05 | $38.25 | 2,500 |
About Benchmark Bankshares, Inc.
Benchmark Bankshares, Inc. operates as the holding company for Benchmark Community Bank that provides various banking products and services in the United States. The company accepts various deposits, such as checking, saving, commercial services, and youth accounts. Its loan products include personal, mortgage, other real estate, business, auto, and student loans. The company also offers credit and debit cards; wealth management services comprising financial solutions, financial and retirement planning, and portfolio management, as well as estate, charitable giving, and trust services; and reorder checks, safe deposit boxes, wire transfers, bill pay, and internet and mobile banking services. Benchmark Bankshares, Inc. was founded in 1971 and is based in Kenbridge, Virginia.
đ° Latest News
Income Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $55,791,000 | $51,184,000 | $44,895,499 | $40,489,121 |
| Operating Revenue | $55,791,000 | $51,184,000 | $44,895,499 | $40,489,121 |
| Expenses | ||||
| Interest Expense | $14,916,000 | $8,149,000 | $2,013,806 | $2,617,869 |
| Operating Expense | $34,976,000 | $31,898,000 | $28,067,129 | $25,868,375 |
| Other Operating Expenses | $9,249,000 | $8,776,000 | $6,937,454 | $6,496,983 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $15,853,000 | $15,380,000 | $13,239,600 | $11,524,043 |
| Net Interest Income | $48,477,000 | $44,740,000 | $39,314,764 | $33,320,522 |
| Interest Income | $63,393,000 | $52,889,000 | $41,328,570 | $35,938,391 |
| Normalized Income | $15,853,000 | $15,380,000 | $12,688,178 | $11,524,043 |
| Net Income From Continuing And Discontinued Operation | $15,853,000 | $15,380,000 | $13,239,600 | $11,524,043 |
| Net Income Common Stockholders | $15,853,000 | $15,380,000 | $13,239,600 | $11,524,043 |
| Net Income | $15,853,000 | $15,380,000 | $13,239,600 | $11,524,043 |
| Net Income Including Noncontrolling Interests | $15,853,000 | $15,380,000 | $13,239,600 | $11,524,043 |
| Net Income Continuous Operations | $15,853,000 | $15,380,000 | $13,239,600 | $11,524,043 |
| Pretax Income | $19,898,000 | $19,289,000 | $16,497,411 | $14,290,362 |
| Special Income Charges | - | - | $687,108 | $0 |
| Depreciation And Amortization In Income Statement | - | - | $1,227,414 | $1,208,163 |
| Depreciation Income Statement | - | - | $1,227,414 | $1,208,163 |
| Per Share | ||||
| Diluted EPS | $3.55 | $3.41 | $2.93 | $2.55 |
| Basic EPS | $3.55 | $3.41 | $2.93 | $2.55 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $135,686 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $1,711,000 | $1,773,000 | $1,323,302 | $1,208,163 |
| Diluted Average Shares | $4,468,381 | $4,511,301 | $4,516,656 | $4,524,843 |
| Basic Average Shares | $4,468,381 | $4,511,301 | $4,516,656 | $4,524,843 |
| Diluted NI Availto Com Stockholders | $15,853,000 | $15,380,000 | $13,239,600 | $11,524,043 |
| Tax Provision | $4,045,000 | $3,909,000 | $3,257,811 | $2,766,319 |
| Gain On Sale Of Security | $310,000 | $89,000 | $-390,441 | $47,679 |
| Insurance And Claims | $1,658,000 | $1,366,000 | $523,705 | $445,438 |
| Rent And Landing Fees | $3,511,000 | $3,170,000 | $2,834,048 | $2,390,815 |
| Total Unusual Items | - | - | $687,108 | $0 |
| Total Unusual Items Excluding Goodwill | - | - | $687,108 | $0 |
| Restructuring And Mergern Acquisition | - | - | $-687,108 | $0 |
Balance Sheet (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $108,260,000 | $97,197,000 | $83,799,879 | $84,436,937 |
| Total Assets | $1,223,588,000 | $1,162,325,000 | $1,124,672,239 | $1,040,576,452 |
| Investmentin Financial Assets | $107,537,000 | $122,953,000 | $109,306,595 | $49,448,503 |
| Goodwill And Other Intangible Assets | $1,174,000 | $1,495,000 | $1,854,112 | $0 |
| Other Intangible Assets | $1,174,000 | $1,495,000 | $1,854,112 | - |
| Receivables | $4,032,000 | $3,548,000 | $3,254,058 | $2,266,689 |
| Cash And Cash Equivalents | $62,596,000 | $97,216,000 | $97,307,260 | $269,349,730 |
| Cash Financial | $18,493,000 | $26,601,000 | $20,168,671 | $12,689,824 |
| Cash Cash Equivalents And Federal Funds Sold | $62,596,000 | $97,216,000 | $97,307,260 | $269,349,730 |
| Debt | ||||
| Total Debt | $790,000 | $1,531,000 | $2,702,937 | $3,828,689 |
| Long Term Debt And Capital Lease Obligation | $790,000 | $1,531,000 | $2,702,937 | $3,828,689 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $1,114,154,000 | $1,063,633,000 | $1,039,018,248 | $956,139,515 |
| Payables | $2,901,000 | $2,791,000 | $1,902,753 | $1,806,897 |
| Dividends Payable | $1,965,000 | $1,798,000 | $1,716,016 | $1,581,447 |
| Accounts Payable | $936,000 | $993,000 | $186,737 | $225,450 |
| Equity | ||||
| Common Stock Equity | $109,434,000 | $98,692,000 | $85,653,991 | $84,436,937 |
| Total Equity Gross Minority Interest | $109,434,000 | $98,692,000 | $85,653,991 | $84,436,937 |
| Stockholders Equity | $109,434,000 | $98,692,000 | $85,653,991 | $84,436,937 |
| Retained Earnings | $108,697,000 | $97,373,000 | $86,607,134 | $76,811,729 |
| Other | ||||
| Ordinary Shares Number | $4,465,501 | $4,493,890 | $4,521,648 | $4,515,830 |
| Share Issued | $4,465,501 | $4,493,890 | $4,521,648 | $4,515,830 |
| Tangible Book Value | $108,260,000 | $97,197,000 | $83,799,879 | $84,436,937 |
| Invested Capital | $110,224,000 | $100,223,000 | $88,356,928 | $88,265,626 |
| Total Capitalization | $110,224,000 | $100,223,000 | $88,356,928 | $88,265,626 |
| Additional Paid In Capital | $5,915,000 | $5,862,000 | $5,808,102 | $5,598,448 |
| Capital Stock | $938,000 | $943,000 | $948,715 | $947,847 |
| Common Stock | $938,000 | $943,000 | $948,715 | $947,847 |
| Investments And Advances | $107,537,000 | $122,953,000 | $109,306,595 | $49,448,503 |
| Held To Maturity Securities | $14,750,000 | $19,750,000 | $19,750,000 | $11,250,000 |
| Available For Sale Securities | $84,108,000 | $95,024,000 | $82,732,513 | $31,117,659 |
| Trading Securities | $5,523,000 | $5,366,000 | $4,996,635 | $5,082,560 |
| Net PPE | $22,881,000 | $21,826,000 | $18,658,474 | $17,057,783 |
| Accumulated Depreciation | $-15,389,000 | $-14,215,000 | $-13,286,463 | $-12,292,370 |
| Gross PPE | $38,270,000 | $36,041,000 | $31,944,937 | $29,350,153 |
| Construction In Progress | $382,000 | $4,000 | $153,383 | $0 |
| Machinery Furniture Equipment | $7,305,000 | $6,808,000 | $6,259,125 | $5,934,291 |
| Buildings And Improvements | $26,806,000 | $25,476,000 | $22,779,861 | $20,993,294 |
| Land And Improvements | $3,777,000 | $3,753,000 | $2,752,568 | $2,422,568 |
Cash Flow Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $13,813,000 | $11,622,000 | $14,577,282 | $11,972,317 |
| Operating Activities | ||||
| Operating Cash Flow | $16,258,000 | $16,204,000 | $15,225,432 | $13,194,252 |
| Investing Activities | ||||
| Capital Expenditure | $-2,445,000 | $-4,582,000 | $-648,150 | $-1,221,935 |
| Investing Cash Flow | $-89,994,000 | $-30,788,000 | $-209,551,596 | $-70,479,625 |
| Net Other Investing Changes | $5,721,000 | $4,957,000 | $-3,527,732 | $5,936,413 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-947,000 | $-745,000 | $-157,201 | $-644,986 |
| Issuance Of Capital Stock | $210,000 | $0 | $125,085 | $119,771 |
| Financing Cash Flow | $44,115,000 | $18,993,000 | $18,531,694 | $157,348,387 |
| Net Other Financing Charges | $49,265,000 | $24,436,000 | $22,851,550 | $161,938,407 |
| Cash Dividends Paid | $-3,672,000 | $-3,526,000 | $-3,161,988 | $-2,991,196 |
| Common Stock Dividend Paid | $-3,672,000 | $-3,526,000 | $-3,161,988 | $-2,991,196 |
| Net Common Stock Issuance | $-737,000 | $-745,000 | $-32,116 | $-525,215 |
| Common Stock Issuance | $210,000 | $0 | $125,085 | $119,771 |
| Other | ||||
| Repayment Of Debt | $-741,000 | $-1,172,000 | $-1,125,752 | $-1,073,609 |
| End Cash Position | $62,097,000 | $91,718,000 | $87,309,265 | $263,103,735 |
| Beginning Cash Position | $91,718,000 | $87,309,000 | $263,103,735 | $163,040,720 |
| Changes In Cash | $-29,621,000 | $4,409,000 | $-175,794,470 | $100,063,014 |
| Common Stock Payments | $-947,000 | $-745,000 | $-157,201 | $-644,986 |
| Net Issuance Payments Of Debt | $-741,000 | $-1,172,000 | $-1,125,752 | $-1,073,609 |
| Net Long Term Debt Issuance | $-741,000 | $-1,172,000 | $-1,125,752 | $-1,073,609 |
| Long Term Debt Payments | $-741,000 | $-1,172,000 | $-1,125,752 | $-1,073,609 |
| Net Investment Purchase And Sale | $15,196,000 | $45,580,000 | $-88,020,000 | $-47,447,748 |
| Sale Of Investment | $33,177,000 | $70,725,000 | $1,955,000 | $5,781,267 |
| Purchase Of Investment | $-17,981,000 | $-25,145,000 | $-89,975,000 | $-53,229,015 |
| Net PPE Purchase And Sale | $-2,445,000 | $-4,582,000 | $-648,150 | $-1,221,935 |
| Purchase Of PPE | $-2,445,000 | $-4,582,000 | $-648,150 | $-1,221,935 |
| Change In Working Capital | $-364,000 | $-738,000 | $-1,104,183 | $705,001 |
| Change In Other Current Liabilities | $1,112,000 | $-254,000 | $-412,157 | $738,971 |
| Change In Other Current Assets | $-935,000 | $-996,000 | $334,056 | $-53,389 |
| Change In Payable | $-57,000 | $806,000 | $-38,713 | $-55,709 |
| Change In Receivables | $-484,000 | $-294,000 | $-987,369 | $75,128 |
| Other Non Cash Items | $-778,000 | $-563,000 | $-901,845 | $-1,843,912 |
| Stock Based Compensation | $95,000 | $95,000 | $95,001 | $94,965 |
| Provisionand Write Offof Assets | $929,000 | $-3,000 | $1,018,067 | $429,852 |
| Deferred Tax | $-393,000 | $181,000 | $-251,135 | $167,669 |
| Depreciation And Amortization | $1,711,000 | $1,773,000 | $1,323,302 | $1,208,163 |
| Amortization Cash Flow | $321,000 | $359,000 | $95,888 | $0 |
| Depreciation | $1,390,000 | $1,414,000 | $1,227,414 | $1,208,163 |
| Gain Loss On Investment Securities | $-565,000 | $-318,000 | $-470,199 | $-100,905 |
| Net Income From Continuing Operations | $15,853,000 | $15,380,000 | $13,239,600 | $11,524,043 |
| Net Business Purchase And Sale | - | - | $58,010,962 | $0 |
| Sale Of Business | - | - | $58,010,962 | $0 |
| Other Cash Adjustment Outside Changein Cash | - | - | - | $1 |