BKSC
Bank of South Carolina Corporation
Price Chart
Latest Quote
$16.20
| Previous Close | $15.86 |
| Open | $15.89 |
| Day High | $16.20 |
| Day Low | $15.89 |
| Volume | 2,159 |
Stock Information
| Quarterly Dividend / Yield | $0.92 / 5.68% |
| Shares Outstanding | 5.38M |
| Quarterly Dividend Yield | 5.68% |
| Quarterly Dividend | $0.92 |
| Total Debt | $11.45M |
| Cash Equivalents | $51.34M |
| Revenue | $25.00M |
| Net Income | $8.12M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $87.15M |
| P/E Ratio | 11.17 |
| EPS (TTM) | $1.45 |
| Exchange | OQX |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $47.26M |
| Sales | $25.00M |
| Income | $8.12M |
| Book/sh | $11.14 |
| Cash/sh | $9.54 |
| Employees | 85 |
Financial Ratios
| EPS Growth TTM | 12.10% |
Returns & Margins
| Operating Margin | 41.73% |
| Profit Margin | 32.50% |
Ownership
| Institutional Ownership | 0.08% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| PEG | 1.18 |
| P/S | 3.49 |
| P/B | 1.45 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $15.92 |
| SMA50 | $15.78 |
| SMA200 | $15.44 |
| RSI | 46.06 |
| ATR | 0.3257 |
| Shares Float | 3.50M |
| Short Float | 0.16% |
| Short Ratio | 0.60 |
| Volatility | 0.30 |
| Rel Volume | 0.96 |
Performance History
| Week | +1.95% |
| Month | +2.02% |
| Quarter | +5.41% |
| 6 Months | +3.76% |
| YTD | +4.27% |
| Year | +19.45% |
| 3 Years | +37.34% |
| 5 Years | +4.65% |
| 10 Years | +73.03% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-04 | $16.20 | 4,500 |
| 2026-06-03 | $15.72 | 2,700 |
| 2026-06-02 | $15.88 | 3,100 |
| 2026-06-01 | $15.90 | 400 |
| 2026-05-29 | $15.89 | 1,900 |
| 2026-05-28 | $15.89 | 1,100 |
| 2026-05-27 | $15.81 | 2,400 |
| 2026-05-26 | $15.60 | 900 |
| 2026-05-22 | $15.60 | 27,000 |
| 2026-05-21 | $15.74 | 1,800 |
| 2026-05-20 | $15.66 | 12,600 |
| 2026-05-19 | $16.05 | 400 |
| 2026-05-18 | $16.25 | 1,500 |
| 2026-05-15 | $16.00 | 800 |
| 2026-05-14 | $16.39 | 900 |
| 2026-05-13 | $16.83 | 16,900 |
| 2026-05-12 | $15.93 | 1,300 |
| 2026-05-11 | $15.93 | 1,600 |
| 2026-05-08 | $15.54 | 1,900 |
| 2026-05-07 | $15.65 | 10,100 |
| 2026-05-06 | $15.25 | 8,800 |
| 2026-05-05 | $15.88 | 1,700 |
About Bank of South Carolina Corporation
Bank of South Carolina Corporation operates as a bank holding company for The Bank of South Carolina that provides financial products and services primarily in Charleston, Dorchester, and Berkeley counties of South Carolina. Its deposit products include non-interest-bearing demand accounts, NOW accounts, money market accounts, time deposits, and savings accounts, as well as certificates of deposit. The company also offers secured and unsecured commercial loans, commercial real estate construction loans, consumer construction loans, home equity lines of credit, and automated clearing house originations, as well as paycheck protection program loans. The company was founded in 1986 and is headquartered in Charleston, South Carolina.
đ° Latest News
Income Statement (Annual)
| Metric | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|
| Revenue | |||
| Total Revenue | $20,286,168 | $20,961,552 | $21,245,342 |
| Operating Revenue | $20,286,168 | $20,961,552 | $21,245,342 |
| Expenses | |||
| Interest Expense | $5,792,198 | $301,793 | $174,000 |
| Selling And Marketing Expense | $12,954 | $11,480 | $8,114 |
| General And Administrative Expense | $8,763,844 | $8,176,347 | $8,049,161 |
| Professional Expense And Contract Services Expense | $637,567 | $448,248 | $395,115 |
| Other Non Interest Expense | $1,213,329 | $1,253,061 | $1,428,502 |
| Income & Earnings | |||
| Net Income From Continuing Operation Net Minority Interest | $5,493,616 | $6,655,140 | $6,744,865 |
| Net Interest Income | $18,521,427 | $18,896,690 | $17,377,111 |
| Interest Income | $24,313,625 | $19,198,483 | $17,551,111 |
| Normalized Income | $5,493,616 | $6,655,140 | $6,744,865 |
| Net Income From Continuing And Discontinued Operation | $5,493,616 | $6,655,140 | $6,744,865 |
| Net Income Common Stockholders | $5,493,616 | $6,655,140 | $6,744,865 |
| Net Income | $5,493,616 | $6,655,140 | $6,744,865 |
| Net Income Including Noncontrolling Interests | $5,493,616 | $6,655,140 | $6,744,865 |
| Net Income Continuous Operations | $5,493,616 | $6,655,140 | $6,744,865 |
| Pretax Income | $6,914,139 | $8,632,512 | $8,816,368 |
| Per Share | |||
| Diluted EPS | - | $1.18 | $1.19 |
| Basic EPS | - | $1.20 | $1.22 |
| Other | |||
| Tax Effect Of Unusual Items | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 |
| Reconciled Depreciation | $372,950 | $359,251 | $412,866 |
| Diluted NI Availto Com Stockholders | $5,493,616 | $6,655,140 | $6,744,865 |
| Tax Provision | $1,420,523 | $1,977,372 | $2,071,503 |
| Gain On Sale Of Security | $0 | $64,782 | $266,944 |
| Selling General And Administration | $8,776,798 | $8,187,827 | $8,057,275 |
| Other Gand A | $360,215 | $315,322 | $342,342 |
| Insurance And Claims | $387,432 | $313,719 | $269,032 |
| Salaries And Wages | $8,016,197 | $7,547,306 | $7,437,787 |
| Occupancy And Equipment | $2,699,335 | $2,514,904 | $2,428,082 |
| Diluted Average Shares | - | $5,644,698 | $5,680,482 |
| Basic Average Shares | - | $5,550,078 | $5,531,518 |
Balance Sheet (Annual)
| Metric | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|
| Assets | |||
| Net Tangible Assets | $47,080,862 | $38,811,387 | $53,917,633 |
| Total Assets | $633,815,719 | $653,345,609 | $679,220,646 |
| Receivables | $2,380,972 | $2,145,522 | $1,404,227 |
| Accounts Receivable | $2,380,972 | $2,145,522 | $1,404,227 |
| Cash And Cash Equivalents | $21,916,060 | $27,771,699 | $140,111,988 |
| Cash Financial | $14,665,148 | $14,772,564 | $11,140,559 |
| Cash Cash Equivalents And Federal Funds Sold | $21,916,060 | $27,771,699 | $140,111,988 |
| Debt | |||
| Net Debt | $24,083,940 | - | - |
| Total Debt | $58,799,866 | $13,433,692 | $14,041,843 |
| Long Term Debt And Capital Lease Obligation | $12,799,866 | $13,433,692 | $14,041,843 |
| Current Debt And Capital Lease Obligation | $46,000,000 | $0 | - |
| Current Debt | $46,000,000 | $0 | - |
| Other Current Borrowings | $46,000,000 | $0 | - |
| Liabilities | |||
| Total Liabilities Net Minority Interest | $586,734,857 | $614,534,222 | $625,303,013 |
| Payables And Accrued Expenses | $2,232,453 | $2,430,272 | $2,069,594 |
| Payables | $2,232,453 | $2,430,272 | $2,069,594 |
| Accounts Payable | $2,232,453 | $2,430,272 | $2,069,594 |
| Equity | |||
| Common Stock Equity | $47,080,862 | $38,811,387 | $53,917,633 |
| Total Equity Gross Minority Interest | $47,080,862 | $38,811,387 | $53,917,633 |
| Stockholders Equity | $47,080,862 | $38,811,387 | $53,917,633 |
| Gains Losses Not Affecting Retained Earnings | $-12,963,438 | $-20,402,481 | $-2,132,970 |
| Other Equity Adjustments | $-12,963,438 | $-20,402,481 | $-2,132,970 |
| Retained Earnings | $15,746,736 | $14,002,571 | $11,122,710 |
| Other | |||
| Treasury Shares Number | $383,074 | $299,974 | $299,974 |
| Ordinary Shares Number | $5,469,251 | $5,552,351 | $5,541,266 |
| Share Issued | $5,852,325 | $5,852,325 | $5,841,240 |
| Tangible Book Value | $47,080,862 | $38,811,387 | $53,917,633 |
| Invested Capital | $93,080,862 | - | - |
| Capital Lease Obligations | $12,799,866 | $13,433,692 | $14,041,843 |
| Treasury Stock | $3,800,022 | $2,817,392 | $2,817,392 |
| Additional Paid In Capital | $48,097,586 | $48,028,689 | $47,745,285 |
| Long Term Capital Lease Obligation | $12,799,866 | $13,433,692 | $14,041,843 |
| Investments And Advances | $164,552,809 | $271,172,226 | $212,347,489 |
| Net PPE | $16,884,569 | $17,422,299 | $17,824,779 |
| Accumulated Depreciation | $-6,551,869 | $-6,178,919 | $-5,815,160 |
| Gross PPE | $23,436,438 | $23,601,218 | $23,639,939 |
| Leases | $3,270,292 | $2,659,441 | $2,625,825 |
| Construction In Progress | $31,654 | $535,434 | $31,654 |
| Other Properties | $17,435,180 | $17,707,031 | $18,283,148 |
| Buildings And Improvements | $1,861,237 | $1,861,237 | $1,861,237 |
| Land And Improvements | $838,075 | $838,075 | $838,075 |
| Other Short Term Investments | $164,552,809 | $271,172,226 | $212,347,489 |
Cash Flow Statement (Annual)
| Metric | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|
| Free Cash Flow | |||
| Free Cash Flow | $4,447,560 | $8,908,622 | $17,321,375 |
| Operating Activities | |||
| Operating Cash Flow | $4,916,606 | $9,473,544 | $17,463,644 |
| Cash Flow From Continuing Operating Activities | $4,916,606 | $9,473,544 | $17,463,644 |
| Operating Gains Losses | - | $-64,782 | $-266,944 |
| Investing Activities | |||
| Capital Expenditure | $-469,046 | $-564,922 | $-142,269 |
| Investing Cash Flow | $20,941,683 | $-107,680,850 | $-68,567,333 |
| Cash Flow From Continuing Investing Activities | $20,941,683 | $-107,680,850 | $-68,567,333 |
| Financing Activities | |||
| Repurchase Of Capital Stock | $-982,630 | $0 | $0 |
| Financing Cash Flow | $-31,713,928 | $-14,132,983 | $142,889,696 |
| Cash Flow From Continuing Financing Activities | $-31,713,928 | $-14,132,983 | $142,889,696 |
| Cash Dividends Paid | $-3,763,578 | $-3,773,396 | $-4,312,138 |
| Common Stock Dividend Paid | $-3,763,578 | $-3,773,396 | $-4,312,138 |
| Net Common Stock Issuance | $-982,630 | $0 | $0 |
| Other | |||
| Issuance Of Debt | $46,000,000 | $0 | - |
| Interest Paid Supplemental Data | $5,631,429 | $275,700 | $179,793 |
| Income Tax Paid Supplemental Data | $1,666,396 | $1,582,810 | $2,845,420 |
| End Cash Position | $21,916,060 | $27,771,699 | $140,111,988 |
| Beginning Cash Position | $27,771,699 | $140,111,988 | $48,325,981 |
| Changes In Cash | $-5,855,639 | $-112,340,289 | $91,786,007 |
| Proceeds From Stock Option Exercised | $0 | $161,731 | $207,889 |
| Common Stock Payments | $-982,630 | $0 | $0 |
| Net Issuance Payments Of Debt | $46,000,000 | $0 | - |
| Net Short Term Debt Issuance | $46,000,000 | $0 | - |
| Short Term Debt Issuance | $46,000,000 | $0 | - |
| Net Investment Purchase And Sale | $37,433,000 | $-82,755,609 | $-82,666,801 |
| Sale Of Investment | $37,433,000 | $22,064,780 | $52,539,500 |
| Purchase Of Investment | $0 | $-104,820,389 | $-135,206,301 |
| Net PPE Purchase And Sale | $-469,046 | $-564,922 | $-142,269 |
| Purchase Of PPE | $-469,046 | $-564,922 | $-142,269 |
| Change In Working Capital | $-650,069 | $-128,422 | $-387,127 |
| Change In Payables And Accrued Expense | $-783,692 | $358,795 | $-520,403 |
| Change In Payable | $-783,692 | $358,795 | $-520,403 |
| Change In Account Payable | $-783,692 | $358,795 | $-520,403 |
| Change In Receivables | $133,623 | $-487,217 | $133,276 |
| Changes In Account Receivables | $133,623 | $-487,217 | $133,276 |
| Other Non Cash Items | $-1,264,305 | $1,907,794 | $10,191,345 |
| Stock Based Compensation | $68,897 | $121,673 | $103,033 |
| Deferred Tax | $73,401 | $-171,800 | $-46,751 |
| Deferred Income Tax | $73,401 | $-171,800 | $-46,751 |
| Depreciation Amortization Depletion | $372,950 | $359,251 | $412,866 |
| Depreciation And Amortization | $372,950 | $359,251 | $412,866 |
| Depreciation | $372,950 | $359,251 | $412,866 |
| Gain Loss On Investment Securities | $0 | $-64,782 | $-266,944 |
| Net Income From Continuing Operations | $5,493,616 | $6,655,140 | $6,744,865 |