BCOW
1895 Bancorp of Wisconsin, Inc.
Price Chart
Latest Quote
$10.85
+0.00 (+0.00%)
Current Price
| Previous Close | $10.85 |
| Open | $10.85 |
| Day High | $10.85 |
| Day Low | $10.85 |
| Volume | 800 |
Stock Information
| Shares Outstanding | 5.14M |
| Total Debt | $75.79M |
| Cash Equivalents | $25.69M |
| Revenue | $11.83M |
| Net Income | $-3.26M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $55.82M |
| P/E Ratio | 29.32 |
| EPS (TTM) | $0.37 |
| Exchange | OQX |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $110.20M |
| Sales | $11.83M |
| Income | $-3.26M |
| Book/sh | $13.19 |
| Cash/sh | $4.99 |
| Employees | 88 |
Financial Ratios
Returns & Margins
| ROA | -0.58% |
| ROE | -4.55% |
| Operating Margin | -10.27% |
| Profit Margin | -27.59% |
Ownership
| Institutional Ownership | 5.25% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/S | 4.72 |
| P/B | 0.82 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $10.80 |
| SMA50 | $10.88 |
| SMA200 | $10.88 |
| RSI | 56.49 |
| ATR | 0.0996 |
| Shares Float | 5.22M |
| Short Float | 0.21% |
| Short Ratio | 1.49 |
| Volatility | 0.04 |
| Rel Volume | 0.14 |
Performance History
| Week | +0.09% |
| Month | -0.82% |
| Quarter | -1.81% |
| 6 Months | +0.00% |
| YTD | -1.63% |
| Year | +9.49% |
| 3 Years | +59.56% |
| 5 Years | -26.42% |
| 10 Years | +13.02% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-04 | $10.85 | 800 |
| 2026-06-03 | $10.86 | 6,039 |
| 2026-06-02 | $10.98 | 103 |
| 2026-06-01 | $10.71 | 5,455 |
| 2026-05-29 | $10.85 | 2,235 |
| 2026-05-28 | $10.84 | 0 |
| 2026-05-27 | $10.84 | 202 |
| 2026-05-26 | $10.85 | 3,019 |
| 2026-05-22 | $10.84 | 3,161 |
| 2026-05-21 | $10.84 | 2,660 |
| 2026-05-20 | $10.92 | 8,300 |
| 2026-05-19 | $10.71 | 14,713 |
| 2026-05-18 | $10.70 | 9,614 |
| 2026-05-15 | $10.74 | 15,436 |
| 2026-05-14 | $10.73 | 25,644 |
| 2026-05-13 | $10.65 | 4,600 |
| 2026-05-12 | $10.71 | 500 |
| 2026-05-11 | $10.75 | 2,212 |
| 2026-05-08 | $10.77 | 12,573 |
| 2026-05-07 | $10.85 | 1,000 |
| 2026-05-06 | $10.94 | 102 |
| 2026-05-05 | $10.94 | 2,089 |
About 1895 Bancorp of Wisconsin, Inc.
1895 Bancorp of Wisconsin, Inc. operates as a holding company for PyraMax Bank, FSB that provides a range of financial services to commercial and retail customers. It provides checking, savings, certificate of deposits, and money market accounts. The company offers home equity, commercial, residential, and consumer loans; and one-to-four-family mortgages, as well as accept deposits from individual customers and small businesses in the metropolitan. 1895 Bancorp of Wisconsin, Inc. was founded in 1892 and is headquartered in Greenfield, Wisconsin.
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Income Statement (Annual)
| Metric | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|
| Revenue | |||
| Total Revenue | $10,277,000 | $16,898,000 | $16,972,000 |
| Operating Revenue | $10,277,000 | $16,898,000 | $16,972,000 |
| Expenses | |||
| Interest Expense | $8,544,000 | $1,991,000 | $1,536,000 |
| Selling And Marketing Expense | $163,000 | $184,000 | $111,000 |
| General And Administrative Expense | $10,390,000 | $10,627,000 | $10,588,000 |
| Other Non Interest Expense | $4,672,000 | $4,860,000 | $4,812,000 |
| Income & Earnings | |||
| Net Income From Continuing Operation Net Minority Interest | $-6,792,000 | $-148,000 | $85,000 |
| Net Interest Income | $12,311,000 | $14,447,000 | $12,702,000 |
| Interest Income | $20,855,000 | $16,438,000 | $14,238,000 |
| Normalized Income | $-6,792,000 | $-148,000 | $85,000 |
| Net Income From Continuing And Discontinued Operation | $-6,792,000 | $-148,000 | $85,000 |
| Net Income Common Stockholders | $-6,792,000 | $-148,000 | $85,000 |
| Net Income | $-6,792,000 | $-148,000 | $85,000 |
| Net Income Including Noncontrolling Interests | $-6,792,000 | $-148,000 | $85,000 |
| Net Income Continuous Operations | $-6,792,000 | $-148,000 | $85,000 |
| Pretax Income | $-6,404,000 | $-319,000 | $21,000 |
| Per Share | |||
| Diluted EPS | $-1.23 | $-0.03 | $0.01 |
| Basic EPS | $-1.23 | $-0.03 | $0.01 |
| Other | |||
| Tax Effect Of Unusual Items | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 |
| Reconciled Depreciation | $492,000 | $600,000 | $654,000 |
| Diluted Average Shares | $5,533,959 | $5,775,140 | $6,372,508 |
| Basic Average Shares | $5,533,959 | $5,775,140 | $6,372,508 |
| Diluted NI Availto Com Stockholders | $-6,792,000 | $-148,000 | $85,000 |
| Tax Provision | $388,000 | $-171,000 | $-64,000 |
| Gain On Sale Of Security | $-4,529,000 | $0 | $234,000 |
| Selling General And Administration | $10,553,000 | $10,811,000 | $10,699,000 |
| Insurance And Claims | $245,000 | $135,000 | $163,000 |
| Salaries And Wages | $10,145,000 | $10,492,000 | $10,425,000 |
| Occupancy And Equipment | $1,156,000 | $1,324,000 | $1,410,000 |
| Other Gand A | - | - | $801,000 |
Fetched: 2026-02-02
Balance Sheet (Annual)
| Metric | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|
| Assets | |||
| Net Tangible Assets | $71,041,000 | $73,502,000 | $88,857,000 |
| Total Assets | $557,607,000 | $543,016,000 | $539,639,000 |
| Goodwill And Other Intangible Assets | $1,720,000 | $1,860,000 | $2,036,000 |
| Other Intangible Assets | $1,720,000 | $1,860,000 | $2,036,000 |
| Receivables | $1,554,000 | $1,257,000 | $948,000 |
| Accounts Receivable | $1,554,000 | $1,257,000 | $948,000 |
| Cash And Cash Equivalents | $11,220,000 | $26,029,000 | $65,300,000 |
| Cash Cash Equivalents And Federal Funds Sold | $13,250,000 | $28,344,000 | $66,803,000 |
| Debt | |||
| Net Debt | $59,787,000 | $45,435,000 | - |
| Total Debt | $71,007,000 | $71,464,000 | $55,442,000 |
| Long Term Debt And Capital Lease Obligation | $71,007,000 | $71,464,000 | $55,442,000 |
| Long Term Debt | $71,007,000 | $71,464,000 | $55,442,000 |
| Liabilities | |||
| Total Liabilities Net Minority Interest | $484,846,000 | $467,654,000 | $448,746,000 |
| Payables And Accrued Expenses | $1,106,000 | $291,000 | $109,000 |
| Payables | $1,106,000 | $291,000 | $109,000 |
| Accounts Payable | $1,106,000 | $291,000 | $109,000 |
| Equity | |||
| Common Stock Equity | $72,761,000 | $75,362,000 | $90,893,000 |
| Total Equity Gross Minority Interest | $72,761,000 | $75,362,000 | $90,893,000 |
| Stockholders Equity | $72,761,000 | $75,362,000 | $90,893,000 |
| Other Equity Interest | $-4,120,000 | $-4,307,000 | $-3,432,000 |
| Gains Losses Not Affecting Retained Earnings | $-6,555,000 | $-11,491,000 | $142,000 |
| Retained Earnings | $33,892,000 | $41,468,000 | $41,615,000 |
| Other | |||
| Treasury Shares Number | $463,580 | $30,063 | $30,063 |
| Ordinary Shares Number | $5,650,603 | $6,206,105 | $6,372,508 |
| Share Issued | $6,114,183 | $6,236,168 | $6,402,571 |
| Tangible Book Value | $71,041,000 | $73,502,000 | $88,857,000 |
| Invested Capital | $143,768,000 | $146,826,000 | $146,335,000 |
| Total Capitalization | $143,768,000 | $146,826,000 | $146,335,000 |
| Treasury Stock | $295,000 | $301,000 | $301,000 |
| Additional Paid In Capital | $49,778,000 | $49,931,000 | $52,805,000 |
| Capital Stock | $61,000 | $62,000 | $64,000 |
| Common Stock | $61,000 | $62,000 | $64,000 |
| Preferred Stock | $0 | $0 | $0 |
| Investments And Advances | $113,184,000 | $117,416,000 | $115,984,000 |
| Available For Sale Securities | $3,625,000 | $2,924,000 | $3,544,000 |
| Net PPE | $5,182,000 | $5,451,000 | $5,864,000 |
| Accumulated Depreciation | $-9,974,000 | $-9,697,000 | $-9,171,000 |
| Gross PPE | $15,156,000 | $15,148,000 | $15,035,000 |
| Leases | $1,000 | $1,000 | $1,000 |
| Machinery Furniture Equipment | $6,218,000 | $6,212,000 | $6,111,000 |
| Buildings And Improvements | $8,074,000 | $8,072,000 | $8,060,000 |
| Land And Improvements | $863,000 | $863,000 | $863,000 |
| Other Short Term Investments | $109,559,000 | $114,492,000 | $112,440,000 |
Fetched: 2026-02-02
Cash Flow Statement (Annual)
| Metric | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|
| Free Cash Flow | |||
| Free Cash Flow | $-1,521,000 | $2,398,000 | $2,534,000 |
| Operating Activities | |||
| Operating Cash Flow | $-709,000 | $2,585,000 | $2,777,000 |
| Cash Flow From Continuing Operating Activities | $-709,000 | $2,585,000 | $2,777,000 |
| Operating Gains Losses | $4,339,000 | $-310,000 | $-1,515,000 |
| Investing Activities | |||
| Capital Expenditure | $-812,000 | $-187,000 | $-243,000 |
| Investing Cash Flow | $-29,320,000 | $-55,141,000 | $-50,529,000 |
| Cash Flow From Continuing Investing Activities | $-29,320,000 | $-55,141,000 | $-50,529,000 |
| Net Other Investing Changes | $685,000 | $-397,000 | - |
| Capital Expenditure Reported | $-812,000 | $-187,000 | $-243,000 |
| Financing Activities | |||
| Repurchase Of Capital Stock | $-793,000 | $-3,254,000 | $-220,000 |
| Financing Cash Flow | $14,935,000 | $14,097,000 | $22,029,000 |
| Cash Flow From Continuing Financing Activities | $14,935,000 | $14,097,000 | $22,029,000 |
| Net Other Financing Charges | $204,000 | $-829,000 | $-2,865,000 |
| Net Common Stock Issuance | $-793,000 | $-3,254,000 | $35,208,000 |
| Issuance Of Capital Stock | - | $0 | $35,428,000 |
| Common Stock Issuance | - | $0 | $35,428,000 |
| Other | |||
| Repayment Of Debt | $-108,957,000 | $-20,978,000 | $-12,956,000 |
| Issuance Of Debt | $108,500,000 | $37,000,000 | $0 |
| Interest Paid Supplemental Data | $7,729,000 | $1,809,000 | $1,610,000 |
| End Cash Position | $13,250,000 | $28,344,000 | $66,803,000 |
| Beginning Cash Position | $28,344,000 | $66,803,000 | $92,526,000 |
| Changes In Cash | $-15,094,000 | $-38,459,000 | $-25,723,000 |
| Proceeds From Stock Option Exercised | $19,000 | $-1,062,000 | $-2,011,000 |
| Common Stock Payments | $-793,000 | $-3,254,000 | $-220,000 |
| Net Issuance Payments Of Debt | $-457,000 | $16,022,000 | $-12,956,000 |
| Net Long Term Debt Issuance | $-457,000 | $16,022,000 | $-12,956,000 |
| Long Term Debt Payments | $-108,957,000 | $-20,978,000 | $-12,956,000 |
| Long Term Debt Issuance | $108,500,000 | $37,000,000 | $0 |
| Net Investment Purchase And Sale | $6,535,000 | $-18,226,000 | $-55,640,000 |
| Sale Of Investment | $56,984,000 | $19,006,000 | $13,460,000 |
| Purchase Of Investment | $-50,449,000 | $-37,232,000 | $-69,100,000 |
| Change In Working Capital | $1,270,000 | $-299,000 | $1,073,000 |
| Change In Other Current Assets | $140,000 | $176,000 | $139,000 |
| Change In Payables And Accrued Expense | $574,000 | $45,000 | $1,108,000 |
| Change In Payable | $574,000 | $45,000 | $1,108,000 |
| Change In Account Payable | $574,000 | $45,000 | $1,108,000 |
| Change In Receivables | $556,000 | $-520,000 | $-174,000 |
| Changes In Account Receivables | $556,000 | $-520,000 | $-174,000 |
| Other Non Cash Items | $-931,000 | $1,269,000 | $2,397,000 |
| Stock Based Compensation | $807,000 | $563,000 | $487,000 |
| Unrealized Gain Loss On Investment Securities | $-663,000 | $714,000 | $-222,000 |
| Amortization Of Securities | $81,000 | $145,000 | $221,000 |
| Deferred Tax | $388,000 | $-171,000 | $-64,000 |
| Deferred Income Tax | $388,000 | $-171,000 | $-64,000 |
| Depreciation Amortization Depletion | $492,000 | $600,000 | $654,000 |
| Depreciation And Amortization | $492,000 | $600,000 | $654,000 |
| Depreciation | $492,000 | $600,000 | $654,000 |
| Gain Loss On Investment Securities | $4,529,000 | $0 | $-12,000 |
| Net Income From Continuing Operations | $-6,792,000 | $-148,000 | $85,000 |
| Net Business Purchase And Sale | - | $0 | $100,000 |
| Sale Of Business | - | $0 | $100,000 |
| Asset Impairment Charge | - | $0 | $-369,000 |
| Gain Loss On Sale Of PPE | - | - | $0 |
Fetched: 2026-02-02