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BCH

Banco de Chile

Price Chart
Latest Quote

$39.92

-0.95 (-2.32%)
Current Price
Previous Close $40.87
Open $40.78
Day High $40.84
Day Low $39.80
Volume 204,515
Fetched: 2026-07-16T20:58:27
Stock Information
Note: Financial values converted from CLP to USD
Quarterly Dividend / Yield $2.19 / 5.48%
Shares Outstanding 505.09M
Quarterly Dividend Yield 5.48%
Quarterly Dividend $2.19
Sector Financial Services
Industry Banks - Regional
Market Cap $20.27B
P/E Ratio 16.72
EPS (TTM) $2.40
Exchange NYQ
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📊 Comprehensive Analysis
Company Data
Book/sh$56.24
Financial Ratios
EPS Growth TTM28.10%
Returns & Margins
ROA2.24%
ROE21.58%
Profit Margin45.43%
Ownership
Institutional Ownership2.31%
Insider & Institutional transactions data not available
Valuation Ratios
Forward P/E12.77
PEG2.89
P/B0.71
Analyst Data
Recommendationhold
Target Price$38.61
Technical Indicators
SMA20$39.76
SMA50$38.48
SMA200$36.90
RSI57.01
ATR1.0486
Shares Float189.09M
Short Float0.40%
Short Ratio2.85
Rel Volume1.15
Performance History
Week-1.62%
Month-1.18%
Quarter-0.62%
6 Months+3.31%
YTD+11.44%
Year+51.00%
3 Years+135.03%
5 Years+214.88%
10 Years+218.28%
Stock Score: ⭐ Premium
Based on debt, profitability, growth, and cash flow metrics
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Recent Price History
Date Close Volume
2026-07-17 $40.14 352,600
2026-07-16 $39.92 239,300
2026-07-15 $40.87 225,200
2026-07-14 $40.97 285,900
2026-07-13 $39.85 205,100
2026-07-10 $40.80 307,800
2026-07-09 $40.14 200,400
2026-07-08 $39.67 234,300
2026-07-07 $40.52 356,300
2026-07-06 $40.04 429,800
2026-07-02 $39.38 209,600
2026-07-01 $38.84 276,000
2026-06-30 $39.76 650,100
2026-06-29 $39.05 119,000
2026-06-26 $38.91 333,100
2026-06-25 $38.82 389,800
2026-06-24 $38.00 343,500
2026-06-23 $39.20 314,500
2026-06-22 $40.08 377,600
2026-06-18 $40.21 276,300
About Banco de Chile

Banco de Chile, together with its subsidiaries, provides commercial banking services in Chile. It operates through four segments: Retail Banking, Wholesale Banking, Treasury, and Subsidiaries. The company offers current account and digital student plans; digital and checking accounts; mortgage loans; credit and debit cards; consumer credit; applications; deposits and savings; financing; autoleasing; online payments; cell phone top-ups; foreign currency; and income accreditation. It also provides insurance products, including journey, health, protection, home, life, and automotive; and investments, such as mutual, investment, and APV funds, stocks, fixed income, and derivative products. In addition, the company offers cash management comprising mass and easy payments, collection, and fund transfers; foreign trade, which includes imports, exports, international network products, Banchile international transport insurance, and customs guarantee insurance; and other services, such as bank connection, financial portability, digital VAT and signature, financial advice, and SME program. It serves individuals, private entities, companies, and small and medium-sized enterprises. The company was founded in 1893 and is headquartered in Santiago, Chile.

Period:
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Income Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Revenue
Total Revenue $3,238,211,092 $3,289,665,638 $3,214,129,923 $3,367,208,930
Operating Revenue $3,238,211,092 $3,289,665,638 $3,214,129,923 $3,367,208,930
Expenses
Interest Expense $1,449,677,513 $1,740,588,773 $2,298,563,891 $2,381,766,273
Rent Expense Supplemental $10,428,572 $12,102,814 $9,134,199 $9,098,485
Selling And Marketing Expense $46,303,031 $36,740,260 $42,875,542 $38,181,819
General And Administrative Expense $941,528,154 $955,001,098 $935,781,401 $1,073,850,667
Professional Expense And Contract Services Expense $40,754,330 $40,188,312 $38,366,884 $25,000,000
Other Non Interest Expense $-13,680,736 $-11,601,732 $-30,748,918 $-3,320,346
Income & Earnings
Net Income From Continuing Operation Net Minority Interest $1,282,914,523 $1,351,164,524 $1,487,042,232 $1,564,717,558
Net Interest Income $2,240,348,522 $2,340,643,978 $2,078,779,255 $2,452,520,603
Interest Income $3,690,026,035 $4,081,232,751 $4,377,343,145 $4,834,286,876
Normalized Income $1,297,966,447 $1,373,705,969 $1,506,600,361 $1,572,087,393
Net Income From Continuing And Discontinued Operation $1,282,914,523 $1,351,164,524 $1,487,042,232 $1,564,717,558
Net Income Common Stockholders $1,282,914,523 $1,351,164,524 $1,487,042,232 $1,564,717,558
Net Income $1,282,914,523 $1,351,164,524 $1,487,042,232 $1,564,717,558
Net Income Including Noncontrolling Interests $1,282,914,523 $1,351,164,524 $1,487,042,232 $1,564,719,723
Net Income Continuous Operations $1,282,914,523 $1,351,164,524 $1,487,042,232 $1,564,719,723
Pretax Income $1,627,490,286 $1,712,204,574 $1,835,650,463 $1,877,716,481
Special Income Charges $-26,643,940 $-36,300,866 $-31,494,589 $-16,165,585
Depreciation Amortization Depletion Income Statement $102,932,902 $102,382,036 $99,900,435 $91,130,954
Depreciation And Amortization In Income Statement $102,932,902 $102,382,036 $99,900,435 $91,130,954
Amortization Of Intangibles Income Statement - - - -
Depreciation Income Statement - - - -
Per Share
Diluted EPS $2.55 $2.59 $2.66 $3.02
Basic EPS $2.55 $2.59 $2.66 $3.02
Other
Tax Effect Of Unusual Items $-4,042,233 $-6,024,573 $-4,584,729 $-1,474,321
Tax Rate For Calcs $0 $0 $0 $0
Total Unusual Items $-19,094,156 $-28,566,018 $-24,142,858 $-8,844,156
Total Unusual Items Excluding Goodwill $-19,094,156 $-28,566,018 $-24,142,858 $-8,844,156
Reconciled Depreciation $102,932,902 $102,382,036 $99,900,435 $91,130,954
Diluted Average Shares $546,629 $546,629 $546,629 $546,629
Basic Average Shares $546,629 $546,629 $546,629 $546,629
Diluted NI Availto Com Stockholders $1,282,914,523 $1,351,164,524 $1,487,042,232 $1,564,717,558
Minority Interests $0 $0 $-1,082 $-2,165
Tax Provision $344,575,763 $361,040,049 $348,608,231 $312,996,758
Other Special Charges $-6,057,359 $949,134 $-3,705,628 $-3,821,429
Write Off $31,912,338 $34,138,529 $33,274,892 $19,987,013
Impairment Of Capital Assets $788,961 $1,213,203 $1,925,325 -
Gain On Sale Of Security $-177,074,678 $139,324,678 $96,718,616 $-113,635,283
Selling General And Administration $987,831,185 $991,741,358 $978,656,942 $1,112,032,486
Other Gand A $298,175,330 $296,918,836 $281,232,689 $480,178,579
Insurance And Claims $11,629,870 $11,645,022 $11,061,688 $9,440,476
Rent And Landing Fees $10,428,572 $12,102,814 $9,134,199 $9,098,485
Salaries And Wages $621,294,382 $634,334,426 $634,352,824 $575,133,126
Occupancy And Equipment $56,642,858 $55,850,650 $53,786,797 $45,793,291
Amortization - - - -
Fetched: 2026-07-16
Balance Sheet (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Assets
Net Tangible Assets $7,012,833,448 $6,832,173,272 $6,397,542,313 $5,726,628,882
Total Assets $58,554,771,523 $56,337,167,591 $60,300,911,162 $59,641,617,861
Goodwill And Other Intangible Assets $225,095,242 $207,755,415 $184,647,189 $151,547,622
Other Intangible Assets $207,006,497 $189,666,670 $166,558,444 $133,458,877
Prepaid Assets $42,658,009 $58,057,360 $73,380,954 $43,012,988
Receivables $3,359,339,882 $3,142,042,259 $2,759,173,205 $2,469,340,950
Other Receivables $3,175,156,978 $2,930,609,355 $2,651,580,130 $2,326,908,047
Accounts Receivable $184,182,903 $211,432,904 $107,593,075 $142,432,903
Cash And Cash Equivalents $3,252,602,867 $3,324,168,886 $5,390,785,803 $3,828,008,721
Cash Financial $974,311,704 $951,439,410 $1,005,448,068 $1,025,615,818
Cash Cash Equivalents And Federal Funds Sold $4,153,640,761 $3,929,306,341 $5,966,671,094 $4,232,403,749
Notes Receivable - - - -
Debt
Net Debt $11,016,547,800 $9,513,023,966 $6,959,877,820 $7,337,686,268
Total Debt $14,349,608,460 $12,937,061,900 $12,460,490,464 $11,262,414,687
Long Term Debt And Capital Lease Obligation $14,324,100,884 $12,908,895,233 $12,433,873,581 $11,262,414,687
Long Term Debt $14,269,150,667 $12,838,112,765 $12,349,100,852 $11,165,694,988
Current Debt And Capital Lease Obligation $25,507,576 $28,166,667 $25,054,113 -
Current Debt - $919,913 $1,562,771 -
Liabilities
Total Liabilities Net Minority Interest $51,316,841,751 $49,297,236,739 $53,718,719,496 $53,763,439,193
Derivative Product Liabilities $2,572,816,060 $2,798,442,687 $2,550,560,648 $3,597,927,548
Non Current Deferred Liabilities $42,461,040 $43,234,849 $47,485,932 $64,132,036
Non Current Deferred Taxes Liabilities $1,538,961 $179,654 - -
Payables And Accrued Expenses $976,357,159 $683,016,245 $661,418,842 $567,453,473
Payables $976,357,159 $683,016,245 $661,418,842 $567,453,473
Other Payable $451,701,306 $209,059,527 $272,768,403 $141,889,613
Dividends Payable $18,173,160 $14,574,676 $13,068,182 $8,663,420
Total Tax Payable $41,261,905 $4,555,195 $10,924,243 $6,142,857
Income Tax Payable $41,261,905 $4,555,195 $10,924,243 $6,142,857
Accounts Payable $465,220,787 $454,826,847 $364,658,015 $410,757,582
Equity
Common Stock Equity $7,237,928,690 $7,039,928,687 $6,582,189,502 $5,878,176,503
Total Equity Gross Minority Interest $7,237,929,772 $7,039,930,851 $6,582,191,666 $5,878,178,668
Stockholders Equity $7,237,928,690 $7,039,928,687 $6,582,189,502 $5,878,176,503
Gains Losses Not Affecting Retained Earnings $1,097,961,057 $1,061,161,273 $930,426,422 $735,862,566
Other Equity Adjustments $1,097,961,057 $1,061,161,273 $930,426,422 $735,862,566
Retained Earnings $3,522,182,958 $3,360,982,739 $3,033,978,405 $2,524,529,262
Preferred Securities Outside Stock Equity $0 $0 $0 -
Long Term Equity Investment $82,064,936 $72,810,607 $70,435,066 $60,797,620
Other
Ordinary Shares Number $109,325,847 $109,325,847 $109,325,847 $109,325,847
Share Issued $109,325,847 $109,325,847 $109,325,847 $109,325,847
Tangible Book Value $7,012,833,448 $6,832,173,272 $6,397,542,313 $5,726,628,882
Invested Capital $21,507,079,357 $19,878,041,452 $18,932,853,124 $17,043,871,492
Capital Lease Obligations $80,457,794 $98,949,136 $109,826,842 $96,719,699
Total Capitalization $21,507,079,357 $19,878,041,452 $18,931,290,354 $17,043,871,492
Minority Interest $1,082 $2,165 $2,165 $2,165
Capital Stock $2,617,784,675 $2,617,784,675 $2,617,784,675 $2,617,784,675
Common Stock $2,617,784,675 $2,617,784,675 $2,617,784,675 $2,617,784,675
Employee Benefits $151,680,738 $164,104,981 $166,809,527 $150,773,812
Non Current Deferred Revenue $40,922,079 $43,055,196 $47,485,932 $64,132,036
Long Term Capital Lease Obligation $54,950,217 $70,782,469 $84,772,729 $96,719,699
Long Term Provisions $523,572,519 $533,358,234 $541,937,238 $652,629,881
Current Capital Lease Obligation $25,507,576 $28,166,667 $25,054,113 -
Investments And Advances $7,922,636,494 $5,523,027,147 $5,778,484,943 $9,332,834,569
Available For Sale Securities $4,081,908,076 $3,215,241,395 $3,760,534,694 $4,971,239,259
Goodwill $18,088,745 $18,088,745 $18,088,745 $18,088,745
Net PPE $425,261,912 $485,439,402 $507,062,779 $432,867,972
Accumulated Depreciation $-613,280,313 $-603,645,032 $-583,989,187 $-578,017,325
Gross PPE $1,038,542,225 $1,089,084,433 $1,091,051,966 $1,010,885,298
Leases $30,911,256 $31,150,433 $32,928,572 $30,946,970
Other Properties $254,847,407 $283,411,260 $272,898,273 $213,535,718
Machinery Furniture Equipment $280,700,221 $282,621,217 $278,066,022 $266,997,840
Buildings And Improvements $121,037,881 $137,072,513 $157,845,241 $156,365,803
Land And Improvements $351,045,460 $354,829,010 $349,313,859 $343,038,967
Other Short Term Investments $3,758,663,482 $2,234,975,145 $1,947,515,183 $4,300,797,690
Line Of Credit - $919,913 $1,562,771 -
Trading Securities - - $4,083,281,452 $3,994,664,568
Held To Maturity Securities - - - -
Fetched: 2026-07-16
Cash Flow Statement (Annual)
Metric 2025-12-31 2024-12-31 2023-12-31 2022-12-31
Free Cash Flow
Free Cash Flow $810,363,650 $3,916,984,913 $1,773,904,791 $54,638,529
Operating Activities
Operating Cash Flow $894,020,577 $3,997,983,832 $1,867,734,879 $139,190,478
Cash Flow From Continuing Operating Activities $894,020,577 $3,997,983,832 $1,867,734,879 $139,190,478
Operating Gains Losses $495,681,826 $585,898,278 $201,072,514 $-849,503,261
Investing Activities
Capital Expenditure $-83,656,928 $-80,998,919 $-93,830,088 $-84,551,949
Investing Cash Flow $-1,286,888,549 $2,195,675,361 $-375,000,006 $-917,548,716
Cash Flow From Continuing Investing Activities $-1,286,888,549 $2,195,675,361 $-375,000,006 $-917,548,716
Net Other Investing Changes $-33,438,312 $-32,457,793 $-34,722,944 $-35,037,879
Financing Activities
Financing Cash Flow $119,869,050 $-6,075,951,398 $-1,684,004,357 $-175,111,475
Cash Flow From Continuing Financing Activities $119,869,050 $-6,075,951,398 $-1,684,004,357 $-175,111,475
Net Other Financing Charges $95,780,305 $-59,309,525 $-51,002,165 $101,888,530
Cash Dividends Paid $-1,077,251,100 $-883,043,305 $-938,234,864 $-584,228,365
Common Stock Dividend Paid $-1,077,251,100 $-883,043,305 $-938,234,864 $-584,228,365
Dividends Received Cfi $3,651,515 $3,267,316 $5,059,524 $3,919,913
Other
Repayment Of Debt $-2,211,477,309 $-1,622,342,018 $-2,019,962,154 $-1,730,465,396
Issuance Of Debt $3,312,817,154 $1,194,804,132 $1,325,194,827 $2,037,708,908
Interest Paid Supplemental Data $1,505,774,916 $1,699,913,448 $1,552,706,735 $1,455,514,093
End Cash Position $3,175,515,204 $3,533,048,759 $3,237,047,672 $3,411,393,995
Beginning Cash Position $3,533,048,759 $3,237,047,672 $3,411,393,995 $4,323,727,344
Effect Of Exchange Rate Changes $-84,534,633 $178,293,293 $16,923,160 $41,136,364
Changes In Cash $-272,998,922 $117,707,794 $-191,269,484 $-953,469,713
Net Issuance Payments Of Debt $1,101,339,845 $-427,537,886 $-694,767,327 $307,243,512
Net Short Term Debt Issuance $814,101,745 $-470,901,523 $-637,116,894 $-197,917,752
Short Term Debt Payments $-2,153,799,819 $-1,566,830,112 $-1,962,311,720 $-1,665,251,110
Short Term Debt Issuance $2,967,901,564 $1,095,928,589 $1,325,194,827 $1,467,333,357
Net Long Term Debt Issuance $287,238,100 $43,363,637 $-57,650,434 $505,161,264
Long Term Debt Payments $-57,677,490 $-55,511,906 $-57,650,434 $-65,214,287
Long Term Debt Issuance $344,915,590 $98,875,543 - $570,375,550
Net Investment Purchase And Sale $-1,183,255,431 $2,291,703,501 $-255,430,740 $-803,320,359
Net Business Purchase And Sale $0 $12,760,823 $0 $0
Sale Of Business $0 $12,760,823 $0 $0
Net Intangibles Purchase And Sale $-63,416,668 $-62,356,062 $-64,886,365 $-61,570,347
Purchase Of Intangibles $-63,416,668 $-62,356,062 $-64,886,365 $-61,570,347
Net PPE Purchase And Sale $-10,429,654 $-17,242,425 $-25,019,481 $-21,540,044
Sale Of PPE $9,810,606 $1,400,433 $3,924,242 $1,441,558
Purchase Of PPE $-20,240,260 $-18,642,857 $-28,943,723 $-22,981,602
Change In Working Capital $-1,534,929,679 $1,491,048,726 $-210,731,605 $-1,106,120,148
Change In Other Working Capital $-1,183,656,946 $1,207,122,314 $1,211,494,609 $698,112,566
Change In Receivables $285,300,870 $2,005,621,245 $-368,364,725 $-693,378,799
Changes In Account Receivables $285,300,870 $2,005,621,245 $-368,364,725 $-693,378,799
Other Non Cash Items $56,676,408 $14,175,325 $-49,711,040 $26,340,910
Unrealized Gain Loss On Investment Securities $-5,609,307 $-1,852,814 $2,508,658 $-6,191,559
Asset Impairment Charge $2,280,303 $4,370,130 $2,431,818 $124,459
Deferred Tax $-10,520,563 $-1,603,896 $48,208,875 $-98,485,932
Deferred Income Tax $-10,520,563 $-1,603,896 $48,208,875 $-98,485,932
Depreciation Amortization Depletion $102,932,902 $102,382,036 $99,900,435 $91,130,954
Depreciation And Amortization $102,932,902 $102,382,036 $99,900,435 $91,130,954
Amortization Cash Flow $44,862,555 $39,247,836 $31,759,741 $23,270,563
Amortization Of Intangibles $44,862,555 $39,247,836 $31,759,741 $23,270,563
Depreciation $58,070,347 $63,134,200 $68,140,694 $67,860,391
Earnings Losses From Equity Investments $-12,968,615 $-9,448,052 $-14,511,905 $-14,102,814
Net Foreign Currency Exchange Gain Loss $518,215,376 $598,916,676 $220,269,484 $-829,885,295
Gain Loss On Sale Of PPE $-7,234,849 $-1,015,152 $-3,215,368 $-1,128,788
Net Income From Continuing Operations $1,282,914,523 $1,351,164,524 $1,487,042,232 $1,564,719,723
Purchase Of Business - $0 $0 $0
Fetched: 2026-07-16