BCBP
BCB Bancorp, Inc.
Price Chart
Latest Quote
$8.52
| Previous Close | $8.55 |
| Open | $8.52 |
| Day High | $8.52 |
| Day Low | $8.50 |
| Volume | 29,875 |
Stock Information
| Quarterly Dividend / Yield | $0.48 / 4.34% |
| Shares Outstanding | 18.10M |
| Quarterly Dividend Yield | 4.34% |
| Quarterly Dividend | $0.48 |
| Total Debt | $179.29M |
| Cash Equivalents | $197.62M |
| Revenue | $62.38M |
| Net Income | $-19.09M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $154.23M |
| EPS (TTM) | $-1.11 |
| Exchange | NGM |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $162.58M |
| Sales | $62.38M |
| Income | $-19.09M |
| Book/sh | $14.73 |
| Cash/sh | $10.92 |
| Employees | 295 |
Financial Ratios
Returns & Margins
| ROA | -0.54% |
| ROE | -5.81% |
| Operating Margin | -314.07% |
| Profit Margin | -28.27% |
Ownership
| Insider Ownership | 12.83% |
| Institutional Ownership | 44.33% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 9.16 |
| PEG | 1.05 |
| P/S | 2.47 |
| P/B | 0.58 |
Analyst Data
| Recommendation | none |
| Target Price | $11.75 |
Technical Indicators
| SMA20 | $8.78 |
| SMA50 | $9.71 |
| SMA200 | $9.02 |
| RSI | 38.14 |
| ATR | 0.1586 |
| Shares Float | 15.78M |
| Short Float | 5.19% |
| Short Ratio | 4.70 |
| Volatility | 0.68 |
| Rel Volume | 0.19 |
Performance History
| Week | -1.84% |
| Month | -14.71% |
| Quarter | -25.52% |
| 6 Months | +6.02% |
| YTD | +8.65% |
| Year | -0.42% |
| 3 Years | -11.71% |
| 5 Years | -27.65% |
| 10 Years | +23.90% |
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-09-01 | $8.52 | 29,875 |
| 2026-08-31 | $8.55 | 97,300 |
| 2026-08-27 | $8.69 | 112,700 |
| 2026-08-26 | $8.66 | 158,600 |
| 2026-08-25 | $8.66 | 101,500 |
| 2026-08-24 | $8.68 | 115,100 |
| 2026-08-21 | $8.76 | 125,300 |
| 2026-08-20 | $8.69 | 122,800 |
| 2026-08-19 | $8.67 | 154,200 |
| 2026-08-18 | $8.92 | 89,000 |
| 2026-08-17 | $8.94 | 89,400 |
| 2026-08-14 | $9.00 | 142,700 |
| 2026-08-13 | $9.00 | 126,300 |
| 2026-08-12 | $8.87 | 116,000 |
| 2026-08-11 | $8.75 | 132,900 |
| 2026-08-10 | $8.57 | 305,400 |
| 2026-08-07 | $8.91 | 155,900 |
| 2026-08-06 | $8.80 | 198,500 |
| 2026-08-05 | $8.76 | 345,300 |
| 2026-08-04 | $9.16 | 355,400 |
| 2026-08-03 | $9.79 | 413,100 |
About BCB Bancorp, Inc.
BCB Bancorp, Inc. operates as the bank holding company for BCB Community Bank that provides various banking products and services to businesses and individuals in the United States. The company offers insured deposit products, including savings and club accounts, interest and non-interest-bearing demand, money market, certificates of deposit, and individual retirement accounts. It also provides various loan products, such as commercial and multifamily real estate, one-to-four family mortgage, commercial business, construction, home equity, and consumer loans. In addition, the company offers retail and commercial banking services comprising wire transfers, money orders, safe deposit boxes, night depository, debit cards, online and mobile banking, fraud detection, and automated teller services. BCB Bancorp, Inc. was founded in 2000 and is based in Bayonne, New Jersey.
đ° Latest News
BCB Bancorp (BCBP) Q2 2026 Earnings Call Transcript
Motley Fool âĸ 2026-08-11T01:44:48ZBCB Bancorp, Inc. Q2 2026 Earnings Call Summary
Moby âĸ 2026-08-04T12:30:00ZBCB Bancorp, Inc. (NJ) Q2 Earnings Call Highlights
MarketBeat âĸ 2026-08-03T14:04:35ZCompared to Estimates, BCB Bancorp (BCBP) Q2 Earnings: A Look at Key Metrics
Zacks âĸ 2026-08-03T13:30:03ZBCB Bancorp (BCBP) Reports Q2 Loss, Misses Revenue Estimates
Zacks âĸ 2026-08-03T12:25:02ZMeridian Bank (MRBK) Lags Q2 Earnings and Revenue Estimates
Zacks âĸ 2026-07-30T21:25:03ZCF Bankshares Inc. (CFBK) Beats Q2 Earnings and Revenue Estimates
Zacks âĸ 2026-07-28T14:10:02ZNBT Bancorp (NBTB) Lags Q2 Earnings and Revenue Estimates
Zacks âĸ 2026-07-27T22:05:02ZFirst Mid Bancshares (FMBH) Q2 Earnings and Revenues Top Estimates
Zacks âĸ 2026-07-23T13:15:03ZNew Jerseyâs BCB appoints new CEO
Banking Dive âĸ 2026-06-02T12:29:32ZIncome Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $101,596,000 | $94,961,000 | $108,150,000 | $115,540,000 |
| Operating Revenue | $101,596,000 | $94,961,000 | $108,150,000 | $115,540,000 |
| Expenses | ||||
| Interest Expense | $79,918,000 | $101,988,000 | $84,298,000 | $17,496,000 |
| Selling And Marketing Expense | $1,125,000 | $863,000 | $1,348,000 | $941,000 |
| General And Administrative Expense | $32,751,000 | $29,380,000 | $31,910,000 | $29,274,000 |
| Professional Expense And Contract Services Expense | $3,093,000 | $2,416,000 | $2,735,000 | $3,766,000 |
| Other Non Interest Expense | $30,510,000 | $14,215,000 | $14,258,000 | $10,897,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $-12,527,000 | $18,623,000 | $29,483,000 | $45,579,000 |
| Net Interest Income | $81,275,000 | $75,389,000 | $90,367,000 | $110,812,000 |
| Interest Income | $161,193,000 | $177,377,000 | $174,665,000 | $128,308,000 |
| Normalized Income | $-12,527,000 | $18,623,000 | $29,428,238 | $45,579,000 |
| Net Income From Continuing And Discontinued Operation | $-12,527,000 | $18,623,000 | $29,483,000 | $45,579,000 |
| Net Income Common Stockholders | $-14,456,000 | $16,791,000 | $28,781,000 | $44,783,000 |
| Net Income | $-12,527,000 | $18,623,000 | $29,483,000 | $45,579,000 |
| Net Income Including Noncontrolling Interests | $-12,527,000 | $18,623,000 | $29,483,000 | $45,579,000 |
| Net Income Continuous Operations | $-12,527,000 | $18,623,000 | $29,483,000 | $45,579,000 |
| Pretax Income | $-18,298,000 | $26,270,000 | $41,455,000 | $63,110,000 |
| Special Income Charges | - | - | $0 | $0 |
| Per Share | ||||
| Diluted EPS | $-0.84 | $0.99 | $1.70 | $2.58 |
| Basic EPS | $-0.84 | $0.99 | $1.71 | $2.64 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $22,238 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $0 | $77,000 | $0 |
| Total Unusual Items Excluding Goodwill | $0 | $0 | $77,000 | $0 |
| Reconciled Depreciation | $968,000 | $249,000 | $-555,000 | $639,000 |
| Diluted Average Shares | $17,186,000 | $17,018,000 | $16,932,000 | $17,349,000 |
| Basic Average Shares | $17,186,000 | $17,007,000 | $16,870,000 | $16,969,000 |
| Diluted NI Availto Com Stockholders | $-14,456,000 | $16,791,000 | $28,781,000 | $44,783,000 |
| Preferred Stock Dividends | $1,929,000 | $1,832,000 | $702,000 | $796,000 |
| Tax Provision | $-5,771,000 | $7,647,000 | $11,972,000 | $17,531,000 |
| Gain On Sale Of Security | $-300,000 | $379,000 | $-3,361,000 | $-6,269,000 |
| Selling General And Administration | $33,876,000 | $30,243,000 | $33,258,000 | $30,215,000 |
| Salaries And Wages | $32,751,000 | $29,380,000 | $31,910,000 | $29,274,000 |
| Occupancy And Equipment | $10,404,000 | $10,247,000 | $10,340,000 | $10,627,000 |
| Other Special Charges | - | - | - | - |
| Other Gand A | - | - | - | - |
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $299,031,000 | $318,672,000 | $308,802,000 | $285,872,000 |
| Total Assets | $3,279,466,000 | $3,599,118,000 | $3,832,397,000 | $3,546,193,000 |
| Goodwill And Other Intangible Assets | $5,253,000 | $5,253,000 | $5,253,000 | $5,382,000 |
| Receivables | $13,834,000 | $15,176,000 | $16,072,000 | $13,455,000 |
| Other Receivables | $839,000 | $832,000 | - | - |
| Accounts Receivable | $12,995,000 | $14,344,000 | $16,072,000 | $13,455,000 |
| Cash And Cash Equivalents | $277,319,000 | $318,017,000 | $280,258,000 | $230,094,000 |
| Cash Financial | $13,794,000 | $14,075,000 | $16,597,000 | $11,520,000 |
| Cash Cash Equivalents And Federal Funds Sold | $277,319,000 | $318,017,000 | $280,258,000 | $230,094,000 |
| Other Intangible Assets | - | - | - | - |
| Debt | ||||
| Net Debt | $891,000 | $180,305,000 | $230,177,000 | $189,675,000 |
| Total Debt | $289,350,000 | $511,461,000 | $523,750,000 | $433,628,000 |
| Long Term Debt And Capital Lease Obligation | $289,350,000 | $291,100,000 | $505,750,000 | $433,628,000 |
| Long Term Debt | $278,210,000 | $277,961,000 | $492,435,000 | $419,769,000 |
| Current Debt And Capital Lease Obligation | $0 | $220,361,000 | $18,000,000 | - |
| Current Debt | $0 | $220,361,000 | $18,000,000 | - |
| Other Current Borrowings | $0 | $220,361,000 | $18,000,000 | - |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $2,975,182,000 | $3,275,193,000 | $3,518,342,000 | $3,254,939,000 |
| Equity | ||||
| Common Stock Equity | $304,284,000 | $323,925,000 | $314,055,000 | $291,254,000 |
| Total Equity Gross Minority Interest | $304,284,000 | $323,925,000 | $314,055,000 | $291,254,000 |
| Stockholders Equity | $304,284,000 | $323,925,000 | $314,055,000 | $291,254,000 |
| Gains Losses Not Affecting Retained Earnings | $-2,456,000 | $-5,239,000 | $-7,491,000 | $-6,491,000 |
| Other Equity Adjustments | $-2,456,000 | $-5,239,000 | $-7,491,000 | $-6,491,000 |
| Retained Earnings | $116,415,000 | $141,853,000 | $135,927,000 | $115,109,000 |
| Other | ||||
| Treasury Shares Number | $3,233,971 | $3,233,971 | $3,233,971 | $2,967,218 |
| Ordinary Shares Number | $17,274,212 | $17,062,777 | $16,904,323 | $16,930,979 |
| Share Issued | $20,508,183 | $20,296,748 | $20,138,294 | $19,898,197 |
| Tangible Book Value | $299,031,000 | $318,672,000 | $308,802,000 | $285,872,000 |
| Invested Capital | $582,494,000 | $822,247,000 | $824,490,000 | $711,023,000 |
| Capital Lease Obligations | $11,140,000 | $13,139,000 | $13,315,000 | $13,859,000 |
| Total Capitalization | $582,494,000 | $601,886,000 | $806,490,000 | $711,023,000 |
| Treasury Stock | $38,347,000 | $38,347,000 | $38,347,000 | $34,531,000 |
| Additional Paid In Capital | $228,672,000 | $225,658,000 | $223,966,000 | $217,167,000 |
| Capital Stock | $0 | $0 | $0 | $0 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Long Term Capital Lease Obligation | $11,140,000 | $13,139,000 | $13,315,000 | $13,859,000 |
| Investments And Advances | $135,567,000 | $111,189,000 | $96,862,000 | $109,401,000 |
| Available For Sale Securities | $135,567,000 | $111,189,000 | $96,862,000 | $109,401,000 |
| Net PPE | $22,716,000 | $25,255,000 | $25,992,000 | $24,028,000 |
| Accumulated Depreciation | $-20,314,000 | $-19,649,000 | $-19,549,000 | $-19,314,000 |
| Gross PPE | $43,030,000 | $44,904,000 | $45,541,000 | $43,342,000 |
| Leases | $12,500,000 | $12,160,000 | $12,009,000 | $12,750,000 |
| Other Properties | $10,660,000 | $12,686,000 | $12,935,000 | $13,520,000 |
| Machinery Furniture Equipment | $8,126,000 | $8,364,000 | $8,928,000 | $9,111,000 |
| Buildings And Improvements | $10,098,000 | $10,048,000 | $10,023,000 | $6,514,000 |
| Land And Improvements | $1,646,000 | $1,646,000 | $1,646,000 | $1,447,000 |
| Other Short Term Investments | - | - | - | $91,715,000 |
| Goodwill | - | - | - | - |
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $34,872,000 | $66,502,000 | $30,631,000 | $40,371,000 |
| Operating Activities | ||||
| Operating Cash Flow | $35,919,000 | $67,727,000 | $35,158,000 | $40,889,000 |
| Cash Flow From Continuing Operating Activities | $35,919,000 | $67,727,000 | $35,158,000 | $40,889,000 |
| Operating Gains Losses | $15,348,000 | $4,942,000 | $3,325,000 | $6,140,000 |
| Investing Activities | ||||
| Capital Expenditure | $-1,047,000 | $-1,225,000 | $-4,527,000 | $-518,000 |
| Investing Cash Flow | $232,381,000 | $222,772,000 | $-233,322,000 | $-761,502,000 |
| Cash Flow From Continuing Investing Activities | $232,381,000 | $222,772,000 | $-233,322,000 | $-761,502,000 |
| Net Other Investing Changes | $10,096,000 | $645,000 | $-4,652,000 | $-10,529,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $0 | $-10,010,000 | $-15,046,000 | $-18,136,000 |
| Issuance Of Capital Stock | $1,640,000 | $10,514,000 | $16,625,000 | $7,229,000 |
| Financing Cash Flow | $-308,998,000 | $-252,740,000 | $248,328,000 | $538,343,000 |
| Cash Flow From Continuing Financing Activities | $-308,998,000 | $-252,740,000 | $248,328,000 | $538,343,000 |
| Cash Dividends Paid | $-12,553,000 | $-12,276,000 | $-11,142,000 | $-11,175,000 |
| Preferred Stock Dividend Paid | $-1,928,000 | $-1,833,000 | $-702,000 | $-796,000 |
| Common Stock Dividend Paid | $-10,625,000 | $-10,443,000 | $-10,440,000 | $-10,379,000 |
| Net Preferred Stock Issuance | $520,000 | $-320,000 | $4,040,000 | $-7,920,000 |
| Preferred Stock Issuance | $520,000 | $9,690,000 | $15,270,000 | $6,810,000 |
| Net Common Stock Issuance | $1,120,000 | $824,000 | $-2,461,000 | $-2,987,000 |
| Common Stock Issuance | $1,120,000 | $824,000 | $1,355,000 | $419,000 |
| Other | ||||
| Repayment Of Debt | $-220,800,000 | $-51,500,000 | $-310,000,000 | $0 |
| Issuance Of Debt | $0 | $38,754,000 | $400,000,000 | $310,000,000 |
| Interest Paid Supplemental Data | $81,058,000 | $102,570,000 | $81,594,000 | $15,475,000 |
| Income Tax Paid Supplemental Data | $1,801,000 | $6,879,000 | $18,027,000 | $18,804,000 |
| End Cash Position | $276,584,000 | $317,282,000 | $279,523,000 | $229,359,000 |
| Beginning Cash Position | $317,282,000 | $279,523,000 | $229,359,000 | $411,629,000 |
| Changes In Cash | $-40,698,000 | $37,759,000 | $50,164,000 | $-182,270,000 |
| Proceeds From Stock Option Exercised | $0 | $0 | $418,000 | $220,000 |
| Preferred Stock Payments | $0 | $-10,010,000 | $-11,230,000 | $-14,730,000 |
| Common Stock Payments | $0 | $0 | $-3,816,000 | $-3,406,000 |
| Net Issuance Payments Of Debt | $-220,800,000 | $-12,746,000 | $90,000,000 | $310,000,000 |
| Net Long Term Debt Issuance | $-220,800,000 | $-12,746,000 | $90,000,000 | $310,000,000 |
| Long Term Debt Payments | $-220,800,000 | $-51,500,000 | $-310,000,000 | $0 |
| Long Term Debt Issuance | $0 | $38,754,000 | $400,000,000 | $310,000,000 |
| Net Investment Purchase And Sale | $-21,091,000 | $-11,455,000 | $7,479,000 | $-16,134,000 |
| Sale Of Investment | $41,242,000 | $3,769,000 | $19,977,000 | $11,334,000 |
| Purchase Of Investment | $-62,333,000 | $-15,224,000 | $-12,498,000 | $-27,468,000 |
| Net PPE Purchase And Sale | $-1,047,000 | $-1,221,000 | $-4,527,000 | $-518,000 |
| Sale Of PPE | $0 | $4,000 | $0 | $0 |
| Purchase Of PPE | $-1,047,000 | $-1,225,000 | $-4,527,000 | $-518,000 |
| Change In Working Capital | $-1,658,000 | $-1,271,000 | $1,166,000 | $-6,271,000 |
| Change In Other Current Liabilities | $598,000 | $-1,537,000 | $1,969,000 | $-2,469,000 |
| Change In Other Current Assets | $-2,459,000 | $-48,000 | $-890,000 | $-1,552,000 |
| Change In Payables And Accrued Expense | $-1,139,000 | $-582,000 | $2,704,000 | $2,022,000 |
| Change In Payable | $-1,139,000 | $-582,000 | $2,704,000 | $2,022,000 |
| Change In Account Payable | $-1,139,000 | $-582,000 | $2,704,000 | $2,022,000 |
| Change In Receivables | $1,342,000 | $896,000 | $-2,617,000 | $-4,272,000 |
| Changes In Account Receivables | $1,342,000 | $896,000 | $-2,617,000 | $-4,272,000 |
| Other Non Cash Items | $-3,297,000 | $32,589,000 | $-2,421,000 | $-2,248,000 |
| Stock Based Compensation | $1,016,000 | $767,000 | $593,000 | $1,132,000 |
| Deferred Tax | $-5,942,000 | $258,000 | $-2,537,000 | $-1,007,000 |
| Deferred Income Tax | $-5,942,000 | $258,000 | $-2,537,000 | $-1,007,000 |
| Depreciation Amortization Depletion | $968,000 | $249,000 | $-555,000 | $639,000 |
| Depreciation And Amortization | $968,000 | $249,000 | $-555,000 | $639,000 |
| Amortization Cash Flow | $-592,000 | $-1,464,000 | $-2,533,000 | $-1,607,000 |
| Amortization Of Intangibles | $-592,000 | $-1,464,000 | $-2,533,000 | $-1,607,000 |
| Depreciation | $1,560,000 | $1,713,000 | $1,978,000 | $2,246,000 |
| Gain Loss On Investment Securities | $300,000 | $-379,000 | $3,361,000 | $6,269,000 |
| Gain Loss On Sale Of PPE | $15,077,000 | $-4,000 | $0 | $0 |
| Net Income From Continuing Operations | $-12,527,000 | $18,623,000 | $29,483,000 | $45,579,000 |
| Net Short Term Debt Issuance | - | - | $-160,000,000 | $160,000,000 |