AX
Axos Financial, Inc.
Price Chart
No historical data available
Latest Quote
$96.79
| Previous Close | $97.85 |
| Open | $97.24 |
| Day High | $98.09 |
| Day Low | $96.21 |
| Volume | 287,037 |
Stock Information
| Shares Outstanding | 56.73M |
| Total Debt | $1.38B |
| Cash Equivalents | $1.13B |
| Revenue | $1.38B |
| Net Income | $490.37M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $5.49B |
| P/E Ratio | 11.41 |
| EPS (TTM) | $8.48 |
| Exchange | NYQ |
Recent Price History
About Axos Financial, Inc.
Axos Financial, Inc., together with its subsidiaries, provides consumer and business banking products in the United States. It operates through two segments, Banking Business and Securities Business. The company offers various deposits products, including consumer and business checking, savings, and time deposits; and demand accounts, and money market accounts. It also provides residential single family, multifamily, and commercial mortgage loans; loans secured by commercial real estate properties; loans secured by commercial assets and non-bank lenders; auto and unsecured loans and other loans; and lender finance loans, asset-based loans, capital call facilities, equipment lending and leasing, retail and floor plan marine loans, and other consumer loans. In addition, the company offers a range of investment and wealth management services, such as disclosed clearing, recordkeeping, trade reporting, and reorganization assistance services, and securities clearing and custody, as well as margin loans and securities lending services; and retail self-directed and digital advice services. It offers it services through its digital online and mobile banking platforms, distribution channels, and affinity partners. The company was formerly known as BofI Holding, Inc. and changed its name to Axos Financial, Inc. in September 2018. Axos Financial, Inc. was incorporated in 1999 and is based in Las Vegas, Nevada.
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Income Statement (Annual)
| Metric | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $1,462,764,000 | $1,241,773,000 | $1,073,432,000 | $890,176,000 |
| Operating Revenue | $1,462,764,000 | $1,241,773,000 | $1,073,432,000 | $890,176,000 |
| Expenses | ||||
| Interest Expense | $710,042,000 | $687,693,000 | $694,178,000 | $374,017,000 |
| Selling And Marketing Expense | $49,134,000 | $47,760,000 | $42,797,000 | $37,150,000 |
| General And Administrative Expense | $428,150,000 | $360,144,000 | $305,359,000 | $268,173,000 |
| Professional Expense And Contract Services Expense | $42,806,000 | $37,572,000 | $36,532,000 | $29,268,000 |
| Other Non Interest Expense | $91,885,000 | $80,433,000 | $69,370,000 | $60,557,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $490,372,000 | $432,908,000 | $450,008,000 | $307,165,000 |
| Net Interest Income | $1,246,910,000 | $1,127,772,000 | $961,429,000 | $783,121,000 |
| Interest Income | $1,956,952,000 | $1,815,465,000 | $1,655,607,000 | $1,157,138,000 |
| Normalized Income | $490,372,000 | $432,908,000 | $384,581,684 | $307,165,000 |
| Net Income From Continuing And Discontinued Operation | $490,372,000 | $432,908,000 | $450,008,000 | $307,165,000 |
| Net Income Common Stockholders | $490,372,000 | $432,908,000 | $450,008,000 | $307,165,000 |
| Net Income | $490,372,000 | $432,908,000 | $450,008,000 | $307,165,000 |
| Net Income Including Noncontrolling Interests | $490,372,000 | $432,908,000 | $450,008,000 | $307,165,000 |
| Net Income Continuous Operations | $490,372,000 | $432,908,000 | $450,008,000 | $307,165,000 |
| Pretax Income | $646,670,000 | $613,395,000 | $635,481,000 | $431,744,000 |
| Special Income Charges | $0 | $0 | $92,397,000 | $0 |
| Depreciation Amortization Depletion Income Statement | $80,623,000 | $29,019,000 | $27,086,000 | $23,387,000 |
| Depreciation And Amortization In Income Statement | $80,623,000 | $29,019,000 | $27,086,000 | $23,387,000 |
| Per Share | ||||
| Diluted EPS | $8.48 | $7.43 | $7.66 | $5.07 |
| Basic EPS | $8.66 | $7.61 | $7.82 | $5.15 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $26,970,684 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $0 | $92,397,000 | $0 |
| Total Unusual Items Excluding Goodwill | $0 | $0 | $92,397,000 | $0 |
| Reconciled Depreciation | $80,623,000 | $29,019,000 | $27,086,000 | $23,387,000 |
| Diluted Average Shares | $57,837,761 | $58,241,421 | $58,747,781 | $60,584,813 |
| Basic Average Shares | $56,656,722 | $56,862,630 | $57,545,780 | $59,643,689 |
| Diluted NI Availto Com Stockholders | $490,372,000 | $432,908,000 | $450,008,000 | $307,165,000 |
| Tax Provision | $156,298,000 | $180,487,000 | $185,473,000 | $124,579,000 |
| Restructuring And Mergern Acquisition | $0 | $0 | $-92,397,000 | $0 |
| Selling General And Administration | $477,284,000 | $407,904,000 | $348,156,000 | $305,323,000 |
| Other Gand A | $77,411,000 | $34,631,000 | $33,940,000 | $48,368,000 |
| Insurance And Claims | $27,693,000 | $27,558,000 | $20,546,000 | $15,534,000 |
| Salaries And Wages | $323,046,000 | $297,955,000 | $250,873,000 | $204,271,000 |
| Occupancy And Equipment | $22,391,000 | $17,705,000 | $16,704,000 | $15,647,000 |
| Otherunder Preferred Stock Dividend | - | - | - | - |
| Preferred Stock Dividends | - | - | - | - |
| Gain On Sale Of Security | - | - | - | - |
Balance Sheet (Annual)
| Metric | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $2,891,448,000 | $2,518,957,000 | $2,119,902,000 | $1,739,567,000 |
| Total Assets | $29,961,869,000 | $24,783,078,000 | $22,855,334,000 | $20,348,469,000 |
| Goodwill And Other Intangible Assets | $274,970,000 | $161,720,000 | $170,694,000 | $177,592,000 |
| Other Intangible Assets | $130,640,000 | $64,047,000 | $73,021,000 | $79,919,000 |
| Receivables | $347,944,000 | $252,720,000 | $240,028,000 | $374,074,000 |
| Other Receivables | $33,145,000 | $17,845,000 | $19,785,000 | $64,766,000 |
| Accounts Receivable | $314,799,000 | $234,875,000 | $220,243,000 | $309,308,000 |
| Cash And Cash Equivalents | $1,108,633,000 | $1,933,845,000 | $1,979,979,000 | $2,233,027,000 |
| Cash Cash Equivalents And Federal Funds Sold | $1,307,802,000 | $2,176,354,000 | $2,185,776,000 | $2,382,086,000 |
| Debt | ||||
| Total Debt | $1,073,595,000 | $372,671,000 | $415,679,000 | $451,779,000 |
| Long Term Debt And Capital Lease Obligation | $979,595,000 | $372,671,000 | $385,679,000 | $451,779,000 |
| Long Term Debt | $979,595,000 | $372,671,000 | $385,679,000 | $451,779,000 |
| Current Debt And Capital Lease Obligation | $94,000,000 | $0 | $30,000,000 | $0 |
| Current Debt | $94,000,000 | $0 | $30,000,000 | $0 |
| Other Current Borrowings | $94,000,000 | $0 | $30,000,000 | $0 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $26,795,451,000 | $22,102,401,000 | $20,564,738,000 | $18,431,310,000 |
| Payables And Accrued Expenses | $365,792,000 | $350,606,000 | $301,127,000 | $445,477,000 |
| Payables | $365,792,000 | $350,606,000 | $301,127,000 | $445,477,000 |
| Accounts Payable | $365,792,000 | $350,606,000 | $301,127,000 | $445,477,000 |
| Equity | ||||
| Common Stock Equity | $3,166,418,000 | $2,680,677,000 | $2,290,596,000 | $1,917,159,000 |
| Total Equity Gross Minority Interest | $3,166,418,000 | $2,680,677,000 | $2,290,596,000 | $1,917,159,000 |
| Stockholders Equity | $3,166,418,000 | $2,680,677,000 | $2,290,596,000 | $1,917,159,000 |
| Gains Losses Not Affecting Retained Earnings | $3,914,000 | $348,000 | $-2,466,000 | $-6,610,000 |
| Retained Earnings | $3,108,897,000 | $2,618,525,000 | $2,185,617,000 | $1,735,609,000 |
| Other | ||||
| Ordinary Shares Number | $56,734,049 | $56,483,617 | $56,894,565 | $58,943,035 |
| Share Issued | $56,734,049 | $71,101,642 | $70,221,632 | $69,465,446 |
| Tangible Book Value | $2,891,448,000 | $2,518,957,000 | $2,119,902,000 | $1,739,567,000 |
| Invested Capital | $4,240,013,000 | $3,053,348,000 | $2,706,275,000 | $2,368,938,000 |
| Total Capitalization | $4,146,013,000 | $3,053,348,000 | $2,676,275,000 | $2,368,938,000 |
| Treasury Stock | $540,028,000 | $487,802,000 | $403,489,000 | $292,413,000 |
| Additional Paid In Capital | $592,916,000 | $548,895,000 | $510,232,000 | $479,878,000 |
| Capital Stock | $719,000 | $711,000 | $702,000 | $695,000 |
| Common Stock | $719,000 | $711,000 | $702,000 | $695,000 |
| Investments And Advances | $53,728,000 | $66,057,000 | $141,164,000 | $233,108,000 |
| Trading Securities | $661,000 | $649,000 | $353,000 | $758,000 |
| Goodwill | $144,330,000 | $97,673,000 | $97,673,000 | $97,673,000 |
| Other Short Term Investments | $53,067,000 | $65,408,000 | $140,811,000 | $232,350,000 |
| Treasury Shares Number | - | $14,618,025 | $13,327,067 | $10,522,411 |
| Preferred Stock | - | - | - | - |
| Line Of Credit | - | - | - | - |
Cash Flow Statement (Annual)
| Metric | 2026-06-30 | 2025-06-30 | 2024-06-30 | 2023-06-30 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $291,148,000 | $436,118,000 | $269,516,000 | $166,491,000 |
| Operating Activities | ||||
| Operating Cash Flow | $557,597,000 | $490,331,000 | $305,477,000 | $196,706,000 |
| Cash Flow From Continuing Operating Activities | $557,597,000 | $490,331,000 | $305,477,000 | $196,706,000 |
| Operating Gains Losses | $-5,206,000 | $-10,325,000 | $-9,612,000 | $-7,999,000 |
| Investing Activities | ||||
| Capital Expenditure | $-266,449,000 | $-54,213,000 | $-35,961,000 | $-30,215,000 |
| Investing Cash Flow | $-5,035,870,000 | $-1,841,067,000 | $-2,589,280,000 | $-2,399,098,000 |
| Cash Flow From Continuing Investing Activities | $-5,035,870,000 | $-1,841,067,000 | $-2,589,280,000 | $-2,399,098,000 |
| Net Other Investing Changes | $6,549,000 | $-110,239,000 | $4,757,000 | $6,945,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-21,980,000 | $-58,203,000 | $-96,286,000 | $-48,963,000 |
| Financing Cash Flow | $3,609,721,000 | $1,341,314,000 | $2,087,493,000 | $3,009,779,000 |
| Cash Flow From Continuing Financing Activities | $3,609,721,000 | $1,341,314,000 | $2,087,493,000 | $3,009,779,000 |
| Net Other Financing Charges | $-33,107,000 | $-27,640,000 | $-16,192,000 | $-6,144,000 |
| Net Common Stock Issuance | $-21,980,000 | $-58,203,000 | $-96,286,000 | $-48,963,000 |
| Dividends Received Cfi | $75,000 | $81,000 | $1,989,000 | $288,000 |
| Cash Dividends Paid | - | - | - | $0 |
| Preferred Stock Dividend Paid | - | - | - | $0 |
| Net Preferred Stock Issuance | - | - | - | $0 |
| Other | ||||
| Repayment Of Debt | $-365,041,000 | $-43,169,000 | $-36,138,000 | $-111,800,000 |
| Issuance Of Debt | $294,000,000 | $0 | $0 | $0 |
| Interest Paid Supplemental Data | $705,171,000 | $687,244,000 | $698,956,000 | $368,311,000 |
| End Cash Position | $1,307,802,000 | $2,176,354,000 | $2,185,776,000 | $2,382,086,000 |
| Beginning Cash Position | $2,176,354,000 | $2,185,776,000 | $2,382,086,000 | $1,574,699,000 |
| Changes In Cash | $-868,552,000 | $-9,422,000 | $-196,310,000 | $807,387,000 |
| Common Stock Payments | $-21,980,000 | $-58,203,000 | $-96,286,000 | $-48,963,000 |
| Net Issuance Payments Of Debt | $-71,041,000 | $-43,169,000 | $-36,138,000 | $-111,800,000 |
| Net Long Term Debt Issuance | $-71,041,000 | $-43,169,000 | $-36,138,000 | $-111,800,000 |
| Long Term Debt Payments | $-365,041,000 | $-43,169,000 | $-36,138,000 | $-111,800,000 |
| Long Term Debt Issuance | $294,000,000 | $0 | $0 | $0 |
| Net Investment Purchase And Sale | $-770,862,000 | $58,638,000 | $84,236,000 | $16,285,000 |
| Sale Of Investment | $17,291,000 | $100,316,000 | $106,249,000 | $57,989,000 |
| Purchase Of Investment | $-788,153,000 | $-41,678,000 | $-22,013,000 | $-41,704,000 |
| Net Business Purchase And Sale | $-474,448,000 | $0 | $0 | $-5,531,000 |
| Purchase Of Business | $-474,448,000 | $0 | $0 | $-5,531,000 |
| Net PPE Purchase And Sale | $-266,449,000 | $-54,213,000 | $-35,961,000 | $-30,215,000 |
| Purchase Of PPE | $-266,449,000 | $-54,213,000 | $-35,961,000 | $-30,215,000 |
| Change In Working Capital | $-141,747,000 | $79,379,000 | $-122,438,000 | $-145,113,000 |
| Change In Other Current Assets | $-203,988,000 | $18,506,000 | $-114,040,000 | $-11,984,000 |
| Change In Payables And Accrued Expense | $126,228,000 | $80,500,000 | $-123,916,000 | $-66,544,000 |
| Change In Payable | $126,228,000 | $80,500,000 | $-123,916,000 | $-66,544,000 |
| Change In Account Payable | $126,228,000 | $80,500,000 | $-123,916,000 | $-66,544,000 |
| Change In Receivables | $-95,224,000 | $-12,692,000 | $134,046,000 | $43,342,000 |
| Changes In Account Receivables | $-95,224,000 | $-12,692,000 | $134,046,000 | $43,342,000 |
| Other Non Cash Items | $-14,136,000 | $-2,334,000 | $-82,120,000 | $-9,882,000 |
| Stock Based Compensation | $44,255,000 | $41,971,000 | $35,194,000 | $26,100,000 |
| Deferred Tax | $93,209,000 | $-27,956,000 | $33,134,000 | $-19,586,000 |
| Deferred Income Tax | $93,209,000 | $-27,956,000 | $33,134,000 | $-19,586,000 |
| Depreciation Amortization Depletion | $80,623,000 | $29,019,000 | $27,086,000 | $23,387,000 |
| Depreciation And Amortization | $80,623,000 | $29,019,000 | $27,086,000 | $23,387,000 |
| Net Income From Continuing Operations | $490,372,000 | $432,908,000 | $450,008,000 | $307,165,000 |
| Income Tax Paid Supplemental Data | - | $153,689,000 | $200,809,000 | $131,365,000 |
| Preferred Stock Payments | - | - | - | $0 |
| Amortization Cash Flow | - | - | - | $634,000 |
| Amortization Of Intangibles | - | - | - | $634,000 |
| Depreciation | - | - | - | $23,387,000 |
| Amortization Of Securities | - | - | - | - |
| Sale Of Business | - | - | - | - |
| Change In Other Working Capital | - | - | - | - |
| Gain Loss On Investment Securities | - | - | - | - |