ASRRF
ASR NEDERLAND NV
Price Chart
Latest Quote
$76.62
+0.00 (+0.00%)
Current Price
| Previous Close | $76.62 |
| Open | $48.45 |
| Day High | $48.45 |
| Day Low | $48.45 |
| Volume | 200 |
Stock Information
Note: Financial values converted from EUR to USD
| Quarterly Dividend / Yield | $3.97 / 5.19% |
| Shares Outstanding | 204.56M |
| Quarterly Dividend Yield | 5.19% |
| Quarterly Dividend | $3.97 |
| Total Debt | $28.18B |
| Cash Equivalents | $107.30B |
| Revenue | $19.92B |
| Net Income | $553.62M |
| Sector | Financial Services |
| Industry | Insurance - Diversified |
| Market Cap | $15.67B |
| P/E Ratio | 30.53 |
| EPS (TTM) | $2.51 |
| Exchange | PNK |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $-52.35B |
| Sales | $19.92B |
| Income | $553.62M |
| Book/sh | $57.57 |
| Cash/sh | $451.02 |
| Employees | 5K |
Financial Ratios
| Quick Ratio | 4.74 |
| Current Ratio | 5.01 |
| Debt/Eq | 239.30 |
| EPS Growth TTM | -59.30% |
Returns & Margins
| ROA | 2.81% |
| ROE | 5.65% |
| Gross Margin | 52.00% |
| Operating Margin | 34.94% |
| Profit Margin | 3.20% |
Ownership
| Insider Ownership | 0.02% |
| Institutional Ownership | 88.09% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| P/S | 0.92 |
| P/B | 1.33 |
Analyst Data
| Recommendation | none |
Technical Indicators
| SMA20 | $73.45 |
| SMA50 | $70.94 |
| SMA200 | $68.25 |
| RSI | 100.00 |
| ATR | 0.3770 |
| Shares Float | 192.86M |
| Volatility | 0.51 |
Performance History
| Week | +0.00% |
| Month | +7.40% |
| Quarter | +8.33% |
| 6 Months | +20.57% |
| YTD | +8.30% |
| Year | +46.35% |
| 3 Years | +191.96% |
| 5 Years | +145.34% |
| 10 Years | +213.45% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-06-03 | $76.62 | 0 |
| 2026-06-02 | $76.62 | 0 |
| 2026-06-01 | $76.62 | 0 |
| 2026-05-29 | $76.62 | 0 |
| 2026-05-28 | $76.62 | 0 |
| 2026-05-27 | $76.62 | 0 |
| 2026-05-26 | $76.62 | 0 |
| 2026-05-22 | $76.62 | 3,344 |
| 2026-05-21 | $71.34 | 0 |
| 2026-05-20 | $71.34 | 0 |
| 2026-05-19 | $71.34 | 0 |
| 2026-05-18 | $71.34 | 0 |
| 2026-05-15 | $71.34 | 0 |
| 2026-05-14 | $71.34 | 0 |
| 2026-05-13 | $71.34 | 0 |
| 2026-05-12 | $71.34 | 0 |
| 2026-05-11 | $71.34 | 0 |
| 2026-05-08 | $71.34 | 0 |
| 2026-05-07 | $71.34 | 0 |
| 2026-05-06 | $71.34 | 0 |
| 2026-05-05 | $71.34 | 0 |
| 2026-05-04 | $71.34 | 0 |
About ASR NEDERLAND NV
ASR Nederland N.V. provides insurance, pensions, and mortgages products and services for consumers, businesses, and employers in the Netherlands. The company operates through five segments: Non-Life, Life, Asset Management, Distribution and Services, and Holding and Other. It offers individual and group disability, as well as sickness leave; property and casualty, including motor, fire, liability, legal aid, travel and recreation, pet, and transport insurance; and health insurance, such as basic and supplementary health insurance. The company also provides pension products; Individual term life insurance; and funeral capital insurance. In addition, it is involved in the provision of asset management services, including investment property management, as well as managing of corporate bonds, government bonds, and equities; investment solutions; manages non-listed sector funds, which invest in retail and residential properties, offices, real estate on science parks, agricultural land, and renewable energy sources comprising wind, solar farms, and energy storage; and develops investment strategies. Further, the company operates in the residential mortgage markets under a.s.r. and Aegon brands; and specialised products for first-time buyers, customers who want to finance sustainable home modifications and senior citizens. Additionally, it engages in the provision of distribution and services; involved in the group-related activities, real estate development business, and activities relating to private investments for customers; offers expert guidance, software and advice on creating healthy and safe working environments services under the ArboNed, Mensely, HumanCapitalCare, Focus, and IT&Care brands; and health and reintegration services. The company was formerly known as Fortis Verzekeringen Nederland N.V. and changed its name to ASR Nederland N.V. in October 2008. The company was founded in 1720 and is based in Utrecht, the Netherlands.
đ° Latest News
Transamerica Owner Aegon to Sell U.K. Unit to Standard Life for $2.7 Billion
The Wall Street Journal âĸ 2026-04-15T08:02:00Z
ASR Nederland NV (ASRRF) Full Year 2025 Earnings Call Highlights: Robust Growth and Strategic ...
GuruFocus.com âĸ 2026-02-19T01:03:31ZAssessing ASR Nederland (ENXTAM:ASRNL) Valuation After Recent Subtle Share Price Shifts
Simply Wall St. âĸ 2025-09-10T11:15:50Z
Is There Still Opportunity in ASR Nederland Shares After Recent 26.5% Rally in 2025?
Simply Wall St. âĸ 2025-09-09T12:39:02Z
Period:
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Income Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $17,967,000,000 | $15,380,000,000 | $2,048,000,000 | $9,734,000,000 |
| Operating Revenue | $17,967,000,000 | $15,380,000,000 | $2,048,000,000 | $9,734,000,000 |
| Expenses | ||||
| Interest Expense | $3,584,000,000 | $2,175,000,000 | $444,000,000 | $279,000,000 |
| Total Expenses | $16,521,000,000 | $14,102,000,000 | $4,371,000,000 | $8,521,000,000 |
| Other Income Expense | $197,000,000 | $164,000,000 | $146,000,000 | $68,000,000 |
| Net Non Operating Interest Income Expense | $-4,031,000,000 | $-2,452,000,000 | $-449,000,000 | $-362,000,000 |
| Total Other Finance Cost | $447,000,000 | $277,000,000 | $5,000,000 | $83,000,000 |
| Interest Expense Non Operating | $3,584,000,000 | $2,175,000,000 | $444,000,000 | $279,000,000 |
| Other Operating Expenses | $786,000,000 | $654,000,000 | $296,000,000 | $241,000,000 |
| Selling And Marketing Expense | - | $51,000,000 | $22,000,000 | $20,000,000 |
| General And Administrative Expense | - | $151,000,000 | $111,000,000 | $110,000,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $1,066,000,000 | $1,003,000,000 | $-1,709,000,000 | $942,000,000 |
| Net Interest Income | $-4,031,000,000 | $-2,452,000,000 | $-449,000,000 | $-362,000,000 |
| Interest Income | $3,838,000,000 | $2,406,000,000 | $11,525,000,000 | $1,504,000,000 |
| Normalized Income | $1,054,240,000 | $983,375,000 | $-1,717,129,000 | $901,648,000 |
| Net Income From Continuing And Discontinued Operation | $945,000,000 | $1,085,000,000 | $-1,709,000,000 | $942,000,000 |
| Average Dilution Earnings | $17,000,000 | - | - | - |
| Net Income Common Stockholders | $882,000,000 | $1,038,000,000 | $-1,757,000,000 | $894,000,000 |
| Net Income | $945,000,000 | $1,085,000,000 | $-1,709,000,000 | $942,000,000 |
| Net Income Including Noncontrolling Interests | $943,000,000 | $1,085,000,000 | $-1,717,000,000 | $939,000,000 |
| Net Income Discontinuous Operations | $-121,000,000 | $82,000,000 | - | $0 |
| Net Income Continuous Operations | $1,064,000,000 | $1,003,000,000 | $-1,717,000,000 | $939,000,000 |
| Pretax Income | $1,447,000,000 | $1,278,000,000 | $-2,323,000,000 | $1,209,000,000 |
| Special Income Charges | $16,000,000 | $25,000,000 | $11,000,000 | $52,000,000 |
| Depreciation And Amortization In Income Statement | - | $52,000,000 | $51,000,000 | $51,000,000 |
| Depreciation Income Statement | - | $24,000,000 | $17,000,000 | $19,000,000 |
| Per Share | ||||
| Diluted EPS | $3.87 | $5.26 | $-12.83 | $5.77 |
| Basic EPS | $4.19 | $5.80 | $-12.83 | $6.56 |
| Other | ||||
| Tax Effect Of Unusual Items | $4,240,000 | $5,375,000 | $2,871,000 | $11,648,000 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $16,000,000 | $25,000,000 | $11,000,000 | $52,000,000 |
| Total Unusual Items Excluding Goodwill | $16,000,000 | $25,000,000 | $11,000,000 | $52,000,000 |
| Reconciled Depreciation | $113,000,000 | $78,000,000 | $48,000,000 | $52,000,000 |
| EBIT | $5,031,000,000 | $3,453,000,000 | $-1,879,000,000 | $1,488,000,000 |
| Diluted Average Shares | $232,443,759 | $200,483,751 | $158,649,601 | $157,905,493 |
| Basic Average Shares | $210,798,737 | $178,838,730 | $137,004,580 | $136,260,472 |
| Diluted NI Availto Com Stockholders | $899,000,000 | $1,038,000,000 | $-1,757,000,000 | $894,000,000 |
| Otherunder Preferred Stock Dividend | $63,000,000 | $47,000,000 | $48,000,000 | $48,000,000 |
| Minority Interests | $2,000,000 | $0 | $8,000,000 | $3,000,000 |
| Tax Provision | $383,000,000 | $275,000,000 | $-606,000,000 | $270,000,000 |
| Other Special Charges | $-16,000,000 | $-25,000,000 | $-11,000,000 | $-65,000,000 |
| Net Policyholder Benefits And Claims | $8,180,000,000 | $7,296,000,000 | $5,501,000,000 | $5,548,000,000 |
| Write Off | - | $13,000,000 | $1,000,000 | $0 |
| Restructuring And Mergern Acquisition | - | $58,000,000 | $4,000,000 | $4,000,000 |
| Amortization | - | $28,000,000 | $34,000,000 | $32,000,000 |
| Selling General And Administration | - | $202,000,000 | $133,000,000 | $130,000,000 |
| Impairment Of Capital Assets | - | - | $0 | $9,000,000 |
Fetched: 2026-02-02
Balance Sheet (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $9,194,000,000 | $8,693,000,000 | $5,828,000,000 | $6,864,000,000 |
| Fixed Assets Revaluation Reserve | $42,000,000 | $41,000,000 | $37,000,000 | $28,000,000 |
| Total Assets | $138,595,000,000 | $150,768,000,000 | $61,899,000,000 | $74,032,000,000 |
| Non Current Deferred Taxes Assets | $101,000,000 | $636,000,000 | $318,000,000 | - |
| Financial Assets | $11,767,000,000 | $12,907,000,000 | $5,761,000,000 | $6,441,000,000 |
| Investmentin Financial Assets | $51,904,000,000 | $51,356,000,000 | $29,527,000,000 | $56,050,000,000 |
| Financial Assets Designatedas Fair Value Through Profitor Loss Total | $40,137,000,000 | $38,449,000,000 | $23,766,000,000 | $3,216,000,000 |
| Goodwill And Other Intangible Assets | $592,000,000 | $649,000,000 | $322,000,000 | $310,000,000 |
| Other Intangible Assets | $359,000,000 | $649,000,000 | $322,000,000 | $310,000,000 |
| Prepaid Assets | $10,000,000 | $30,000,000 | $7,000,000 | $142,000,000 |
| Receivables Adjustments Allowances | $-25,000,000 | $-34,000,000 | $-4,000,000 | - |
| Other Receivables | $666,000,000 | $1,109,000,000 | $234,000,000 | $1,072,000,000 |
| Taxes Receivable | $194,000,000 | $68,000,000 | $120,000,000 | $0 |
| Accounts Receivable | $72,000,000 | $17,000,000 | $16,000,000 | $221,000,000 |
| Cash Cash Equivalents And Short Term Investments | $7,034,000,000 | $11,222,000,000 | $4,292,000,000 | $2,305,000,000 |
| Cash And Cash Equivalents | $4,193,000,000 | $7,910,000,000 | $2,246,000,000 | $2,305,000,000 |
| Debt | ||||
| Net Debt | $6,425,000,000 | $4,903,000,000 | $2,149,000,000 | $4,611,000,000 |
| Total Debt | $10,692,000,000 | $12,901,000,000 | $4,457,000,000 | $6,916,000,000 |
| Long Term Debt And Capital Lease Obligation | $10,692,000,000 | $12,901,000,000 | $4,457,000,000 | $6,916,000,000 |
| Long Term Debt | $10,618,000,000 | $12,813,000,000 | $4,395,000,000 | $6,916,000,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $128,762,000,000 | $141,391,000,000 | $55,722,000,000 | $66,840,000,000 |
| Derivative Product Liabilities | $8,666,000,000 | $10,132,000,000 | $5,681,000,000 | $832,000,000 |
| Payables | $620,000,000 | $770,000,000 | $55,000,000 | $717,000,000 |
| Accounts Payable | $620,000,000 | $770,000,000 | $55,000,000 | $588,000,000 |
| Non Current Deferred Taxes Liabilities | - | $0 | $0 | $3,000,000 |
| Other Payable | - | - | $188,000,000 | $93,000,000 |
| Total Tax Payable | - | - | $0 | $129,000,000 |
| Equity | ||||
| Common Stock Equity | $9,786,000,000 | $9,342,000,000 | $6,150,000,000 | $7,174,000,000 |
| Total Equity Gross Minority Interest | $9,833,000,000 | $9,377,000,000 | $6,177,000,000 | $7,192,000,000 |
| Stockholders Equity | $9,786,000,000 | $9,342,000,000 | $6,150,000,000 | $7,174,000,000 |
| Other Equity Interest | $1,006,000,000 | $1,003,000,000 | $1,005,000,000 | $1,004,000,000 |
| Retained Earnings | $4,528,000,000 | $4,147,000,000 | $3,569,000,000 | $5,613,000,000 |
| Long Term Equity Investment | $457,000,000 | $426,000,000 | $79,000,000 | $102,000,000 |
| Other | ||||
| Treasury Shares Number | $2,424,597 | $178,816 | $1,902,772 | $2,263,812 |
| Ordinary Shares Number | $208,902,381 | $211,148,162 | $147,924,284 | $135,793,392 |
| Share Issued | $211,326,978 | $211,326,978 | $149,827,056 | $138,057,204 |
| Tangible Book Value | $9,194,000,000 | $8,693,000,000 | $5,828,000,000 | $6,864,000,000 |
| Invested Capital | $20,404,000,000 | $22,155,000,000 | $10,545,000,000 | $14,090,000,000 |
| Capital Lease Obligations | $74,000,000 | $88,000,000 | $62,000,000 | $55,000,000 |
| Total Capitalization | $20,404,000,000 | $22,155,000,000 | $10,545,000,000 | $14,090,000,000 |
| Minority Interest | $47,000,000 | $35,000,000 | $27,000,000 | $18,000,000 |
| Treasury Stock | $109,000,000 | $7,000,000 | $79,000,000 | $83,000,000 |
| Additional Paid In Capital | $4,070,000,000 | $4,070,000,000 | $1,533,000,000 | $956,000,000 |
| Capital Stock | $34,000,000 | $34,000,000 | $24,000,000 | $22,000,000 |
| Common Stock | $34,000,000 | $34,000,000 | $24,000,000 | $22,000,000 |
| Non Current Pension And Other Postretirement Benefit Plans | $5,081,000,000 | $5,246,000,000 | $2,764,000,000 | $4,013,000,000 |
| Non Current Deferred Revenue | $11,000,000 | $11,000,000 | $18,000,000 | $110,000,000 |
| Long Term Capital Lease Obligation | $74,000,000 | $88,000,000 | $62,000,000 | $55,000,000 |
| Long Term Provisions | $413,000,000 | $414,000,000 | $18,000,000 | $24,000,000 |
| Investments And Advances | $55,202,000,000 | $55,094,000,000 | $31,652,000,000 | $56,152,000,000 |
| Available For Sale Securities | $7,479,000,000 | $97,389,000,000 | $76,000,000 | $49,609,000,000 |
| Investment Properties | $3,382,000,000 | $3,078,000,000 | $694,000,000 | $2,052,000,000 |
| Goodwill | $233,000,000 | $234,000,000 | $234,000,000 | $223,000,000 |
| Net PPE | $676,000,000 | $732,000,000 | $679,000,000 | $556,000,000 |
| Accumulated Depreciation | $-344,000,000 | $-329,000,000 | $-180,000,000 | $-149,000,000 |
| Gross PPE | $1,020,000,000 | $1,061,000,000 | $859,000,000 | $705,000,000 |
| Other Properties | $284,000,000 | $319,000,000 | $139,000,000 | $125,000,000 |
| Machinery Furniture Equipment | $446,000,000 | $457,000,000 | $498,000,000 | $332,000,000 |
| Properties | $290,000,000 | $285,000,000 | $222,000,000 | $248,000,000 |
| Other Short Term Investments | $2,841,000,000 | $3,312,000,000 | $2,046,000,000 | $30,333,000,000 |
| Non Current Accrued Expenses | - | - | $188,000,000 | $93,000,000 |
Fetched: 2026-02-02
Cash Flow Statement (Annual)
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $-729,000,000 | $3,563,000,000 | $-1,151,000,000 | $-189,000,000 |
| Operating Activities | ||||
| Operating Cash Flow | $-699,000,000 | $3,597,000,000 | $-961,000,000 | $198,000,000 |
| Investing Activities | ||||
| Capital Expenditure | $-30,000,000 | $-34,000,000 | $-190,000,000 | $-387,000,000 |
| Investing Cash Flow | $-1,941,000,000 | $2,201,000,000 | $-202,000,000 | $-463,000,000 |
| Net Other Investing Changes | - | - | - | $-1,000,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-605,000,000 | $-5,000,000 | $-71,000,000 | $-79,000,000 |
| Issuance Of Capital Stock | $495,000,000 | $0 | $586,000,000 | $0 |
| Financing Cash Flow | $-1,076,000,000 | $-130,000,000 | $1,104,000,000 | $-292,000,000 |
| Net Other Financing Charges | $15,000,000 | $-5,000,000 | $10,000,000 | $23,000,000 |
| Cash Dividends Paid | $-629,000,000 | $-484,000,000 | $-347,000,000 | $-285,000,000 |
| Common Stock Dividend Paid | $-629,000,000 | $-484,000,000 | $-347,000,000 | $-285,000,000 |
| Net Common Stock Issuance | $-110,000,000 | $-5,000,000 | $515,000,000 | $-79,000,000 |
| Common Stock Issuance | $495,000,000 | $0 | $586,000,000 | $0 |
| Other | ||||
| Repayment Of Debt | $-582,000,000 | $-741,000,000 | $-5,000,000 | $-9,000,000 |
| Issuance Of Debt | $310,000,000 | $1,165,000,000 | $987,000,000 | $113,000,000 |
| End Cash Position | $4,194,000,000 | $7,910,000,000 | $2,246,000,000 | $2,306,000,000 |
| Beginning Cash Position | $7,910,000,000 | $2,246,000,000 | $2,305,000,000 | $2,863,000,000 |
| Effect Of Exchange Rate Changes | $0 | $-4,000,000 | - | - |
| Changes In Cash | $-3,716,000,000 | $5,668,000,000 | $-59,000,000 | $-557,000,000 |
| Interest Paid Cff | $-63,000,000 | $-48,000,000 | $-48,000,000 | $-48,000,000 |
| Common Stock Payments | $-605,000,000 | $-5,000,000 | $-71,000,000 | $-79,000,000 |
| Net Issuance Payments Of Debt | $-272,000,000 | $424,000,000 | $982,000,000 | $104,000,000 |
| Net Long Term Debt Issuance | $-272,000,000 | $424,000,000 | $982,000,000 | $104,000,000 |
| Long Term Debt Payments | $-582,000,000 | $-741,000,000 | $-5,000,000 | $-9,000,000 |
| Long Term Debt Issuance | $310,000,000 | $1,165,000,000 | $987,000,000 | $113,000,000 |
| Net Business Purchase And Sale | $-1,912,000,000 | $2,235,000,000 | $-13,000,000 | $-75,000,000 |
| Sale Of Business | $4,000,000 | $2,263,000,000 | $0 | $19,000,000 |
| Purchase Of Business | $-1,916,000,000 | $-28,000,000 | $-13,000,000 | $-94,000,000 |
| Net Intangibles Purchase And Sale | $-5,000,000 | $-5,000,000 | $-11,000,000 | $-1,000,000 |
| Purchase Of Intangibles | $-5,000,000 | $-5,000,000 | $-11,000,000 | $-1,000,000 |
| Net PPE Purchase And Sale | $-24,000,000 | $-29,000,000 | $-178,000,000 | $-386,000,000 |
| Sale Of PPE | $1,000,000 | $0 | $1,000,000 | $0 |
| Purchase Of PPE | $-25,000,000 | $-29,000,000 | $-179,000,000 | $-386,000,000 |
| Taxes Refund Paid | $-102,000,000 | $-82,000,000 | $-202,000,000 | $-131,000,000 |
| Change In Working Capital | $-2,882,000,000 | $1,895,000,000 | $1,486,000,000 | $-850,000,000 |
| Change In Other Current Liabilities | $-658,000,000 | $-83,000,000 | $-1,711,000,000 | $1,429,000,000 |
| Change In Other Current Assets | $-1,067,000,000 | $2,481,000,000 | $13,414,000,000 | $-375,000,000 |
| Change In Prepaid Assets | $-102,000,000 | $644,000,000 | - | - |
| Other Non Cash Items | $-25,000,000 | $-133,000,000 | $1,000,000 | $111,000,000 |
| Provisionand Write Offof Assets | $37,000,000 | $363,000,000 | - | - |
| Depreciation And Amortization | $113,000,000 | $78,000,000 | $48,000,000 | $52,000,000 |
| Depreciation | $113,000,000 | $78,000,000 | $37,000,000 | $19,000,000 |
| Gain Loss On Investment Securities | $540,000,000 | $59,000,000 | $5,000,000 | $-209,000,000 |
| Net Income From Continuing Operations | $1,608,000,000 | $1,389,000,000 | $-2,323,000,000 | $1,209,000,000 |
| Amortization Cash Flow | - | $43,000,000 | $11,000,000 | $33,000,000 |
| Change In Receivables | - | - | $223,000,000 | $4,000,000 |
Fetched: 2026-02-02