AMTB
Amerant Bancorp Inc.
Price Chart
Latest Quote
$21.89
Current Price| Previous Close | $21.70 |
| Open | $21.87 |
| Day High | $22.19 |
| Day Low | $21.64 |
| Volume | 519,878 |
Stock Information
| Quarterly Dividend / Yield | $0.36 / 1.64% |
| Shares Outstanding | 41.95M |
| Total Debt | $959.51M |
| Cash Equivalents | $506.66M |
| Revenue | $394.19M |
| Net Income | $52.42M |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $927.02M |
| P/E Ratio | 17.37 |
| EPS (TTM) | $1.26 |
| Exchange | NYQ |
đ Custom Metrics & Score
Score: 9/42| Debt to Equity | 1.13 |
| Debt to Earnings | -41.72 |
| Avg Revenue Growth | 3.80% |
| Profit Margin | -5.16% |
| Return on Equity | -1.77% |
| Avg FCF Growth | 5.73% |
| FCF Yield | 8.07% |
Score Explanation: The perfect score is 42/42 based on debt levels, profitability, growth rates, and cash flow metrics. FCF Yield is weighted most heavily as it shows what return the business currently generates.
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-02-02 | $21.89 | 581,300 |
| 2026-01-30 | $21.70 | 344,100 |
| 2026-01-29 | $21.73 | 293,300 |
| 2026-01-28 | $20.88 | 292,700 |
| 2026-01-27 | $20.85 | 265,900 |
| 2026-01-26 | $20.82 | 263,800 |
| 2026-01-23 | $21.26 | 478,900 |
| 2026-01-22 | $22.21 | 419,000 |
| 2026-01-21 | $21.60 | 259,200 |
| 2026-01-20 | $20.37 | 188,100 |
| 2026-01-16 | $20.84 | 162,200 |
| 2026-01-15 | $21.00 | 190,300 |
| 2026-01-14 | $20.47 | 167,500 |
| 2026-01-13 | $19.99 | 159,600 |
| 2026-01-12 | $19.88 | 272,200 |
| 2026-01-09 | $20.35 | 250,600 |
| 2026-01-08 | $20.78 | 290,400 |
| 2026-01-07 | $20.19 | 214,900 |
| 2026-01-06 | $20.42 | 217,100 |
| 2026-01-05 | $20.52 | 403,300 |
About Amerant Bancorp Inc.
Amerant Bancorp Inc. operates as the bank holding company for Amerant Bank, N.A. that provides banking products and services to individuals and businesses in the United States and internationally. It offers checking, savings, business, and money market accounts; cash management services; and certificates of deposits. The company also provides variable and fixed rate commercial real estate loans; owner-occupied; single-family residential; commercial; and Loans to financial institutions and acceptances, and consumer loans and overdrafts, such as automobile, personal, or loans secured by cash or securities and revolving credit card agreements. In addition, it offers trust and estate planning products and services to high net worth customers; brokerage and investment advisory services in global capital markets; and wealth management and fiduciary services. Further, the company provides debit and credit cards, night depositories, direct deposits, cashier's checks, safe deposit boxes, and letters of credit, as well as treasury management services, including wire transfer, remote deposit capture, and automated clearinghouse services; derivative instruments; and online and mobile banking, account balances, statements and other documents, online transfers and bill payment, and electronic delivery of customer statements services, as well as automated teller machines ATM, and banking by mobile devices, telephone, and mail. It operates banking centers in Florida and Texas. The company was formerly known as Mercantil Bank Holding Corporation and changed its name to Amerant Bancorp Inc. in June 2019. Amerant Bancorp Inc. was founded in 1979 and is headquartered in Coral Gables, Florida.
đ° Latest News
Undervalued Small Caps With Insider Activity In February 2026
Simply Wall St. âĸ 2026-02-03T11:39:52Z
Amerant Bancorp Inc. (NYSE:AMTB) is a favorite amongst institutional investors who own 59%
Simply Wall St. âĸ 2026-01-30T10:51:36Z
New Strong Sell Stocks for January 28th
Zacks âĸ 2026-01-28T10:39:00Z
Amerant Bancorp Inc (AMTB) Q4 2025 Earnings Call Highlights: Navigating Challenges with ...
GuruFocus.com âĸ 2026-01-23T21:01:01Z
Amerant Bancorp Q4 Earnings Call Highlights
MarketBeat âĸ 2026-01-23T16:56:18Z
Amerant Bancorp (AMTB) Reports Q4 Earnings: What Key Metrics Have to Say
Zacks âĸ 2026-01-23T00:00:02Z
Amerant Bancorp Inc. (AMTB) Q4 Earnings and Revenues Surpass Estimates
Zacks âĸ 2026-01-22T23:25:01Z
Exploring Analyst Estimates for Amerant Bancorp (AMTB) Q4 Earnings, Beyond Revenue and EPS
Zacks âĸ 2026-01-21T14:15:06Z
First Citizens BancShares (FCNCA) Expected to Beat Earnings Estimates: What to Know Ahead of Q4 Release
Zacks âĸ 2026-01-16T15:00:03Z
Earnings Preview: Amerant Bancorp Inc. (AMTB) Q4 Earnings Expected to Decline
Zacks âĸ 2026-01-15T15:00:06Z
Income Statement (Annual)
Revenue
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Revenue | $305,293,000 | $328,909,000 | $314,959,000 | $265,048,000 |
| Operating Revenue | $305,293,000 | $328,909,000 | $314,959,000 | $265,048,000 |
Expenses
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Interest Expense | $269,632,000 | $222,115,000 | $72,111,000 | $42,703,000 |
| Selling And Marketing Expense | $14,492,000 | $12,811,000 | $11,620,000 | $3,382,000 |
| General And Administrative Expense | $148,657,000 | $144,107,000 | $130,108,000 | $124,008,000 |
| Professional Expense And Contract Services Expense | $51,088,000 | $34,569,000 | $22,142,000 | $19,096,000 |
| Other Non Interest Expense | $35,206,000 | $38,666,000 | $28,859,000 | $23,308,000 |
Income & Earnings
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Income From Continuing Operation Net Minority Interest | $-15,752,000 | $32,490,000 | $63,310,000 | $112,921,000 |
| Net Interest Income | $325,957,000 | $326,464,000 | $266,665,000 | $205,141,000 |
| Interest Income | $595,589,000 | $548,579,000 | $338,776,000 | $247,844,000 |
| Normalized Income | $-25,073,462 | $3,782,170 | $60,491,112 | $67,044,356 |
| Net Income From Continuing And Discontinued Operation | $-15,752,000 | $32,490,000 | $63,310,000 | $112,921,000 |
| Net Income Common Stockholders | $-15,752,000 | $32,490,000 | $63,310,000 | $112,921,000 |
| Net Income | $-15,752,000 | $32,490,000 | $63,310,000 | $112,921,000 |
| Net Income Including Noncontrolling Interests | $-15,752,000 | $30,789,000 | $61,963,000 | $110,311,000 |
| Net Income Continuous Operations | $-15,752,000 | $30,789,000 | $61,963,000 | $110,311,000 |
| Pretax Income | $-24,084,000 | $41,328,000 | $78,584,000 | $144,020,000 |
| Special Income Charges | $14,253,000 | $38,534,000 | $3,575,000 | $59,899,000 |
| Depreciation Amortization Depletion Income Statement | $6,600,000 | $6,842,000 | $5,883,000 | $7,269,000 |
| Depreciation And Amortization In Income Statement | $6,600,000 | $6,842,000 | $5,883,000 | $7,269,000 |
Per Share Metrics
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Diluted EPS | $-0.44 | $0.96 | $1.85 | $3.01 |
| Basic EPS | $-0.44 | $0.97 | $1.87 | $3.04 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Tax Effect Of Unusual Items | $4,931,538 | $9,826,170 | $756,112 | $14,022,356 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $14,253,000 | $38,534,000 | $3,575,000 | $59,899,000 |
| Total Unusual Items Excluding Goodwill | $14,253,000 | $38,534,000 | $3,575,000 | $59,899,000 |
| Reconciled Depreciation | $6,600,000 | $6,842,000 | $5,883,000 | $7,269,000 |
| Diluted Average Shares | $35,755,375 | $33,675,388 | $34,142,563 | $37,528,000 |
| Basic Average Shares | $35,755,375 | $33,511,321 | $33,862,410 | $37,169,000 |
| Diluted NI Availto Com Stockholders | $-15,752,000 | $32,490,000 | $63,310,000 | $112,921,000 |
| Minority Interests | $0 | $1,701,000 | $1,347,000 | $2,610,000 |
| Tax Provision | $-8,332,000 | $10,539,000 | $16,621,000 | $33,709,000 |
| Gain On Sale Of Business | $12,636,000 | $0 | $0 | - |
| Gain On Sale Of Security | $-72,427,000 | $-8,291,000 | $-1,020,000 | $6,876,000 |
| Selling General And Administration | $163,149,000 | $156,918,000 | $141,728,000 | $127,390,000 |
| Insurance And Claims | $11,575,000 | $10,601,000 | $6,598,000 | $6,423,000 |
| Salaries And Wages | $137,082,000 | $133,506,000 | $123,510,000 | $117,585,000 |
| Occupancy And Equipment | $27,127,000 | $27,843,000 | $27,393,000 | $20,364,000 |
| Other Special Charges | - | $1,550,000 | $7,103,000 | $-62,387,000 |
| Other Gand A | - | - | - | $14,949,000 |
Balance Sheet (Annual)
Assets
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Tangible Assets | $871,274,000 | $716,875,000 | $688,310,000 | $814,977,000 |
| Total Assets | $9,901,734,000 | $9,716,327,000 | $9,127,804,000 | $7,638,399,000 |
| Goodwill And Other Intangible Assets | $19,193,000 | $19,193,000 | $19,506,000 | $19,506,000 |
| Cash And Cash Equivalents | $565,994,000 | $296,023,000 | $248,441,000 | $274,208,000 |
| Cash Equivalents | $6,944,000 | $6,080,000 | $0 | - |
| Cash Financial | $39,197,000 | $47,234,000 | $19,486,000 | $33,668,000 |
| Cash Cash Equivalents And Federal Funds Sold | $590,359,000 | $321,872,000 | $290,601,000 | $274,208,000 |
| Receivables | - | - | $156,011,000 | $92,497,000 |
| Accounts Receivable | - | - | $156,011,000 | $92,497,000 |
Debt
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Debt | $332,651,000 | $502,135,000 | $810,717,000 | $658,441,000 |
| Total Debt | $1,004,716,000 | $921,325,000 | $1,199,305,000 | $1,069,244,000 |
| Long Term Debt And Capital Lease Obligation | $944,873,000 | $921,325,000 | $1,199,305,000 | $1,069,244,000 |
| Long Term Debt | $838,802,000 | $798,158,000 | $1,059,158,000 | $932,649,000 |
| Current Debt And Capital Lease Obligation | $59,843,000 | - | - | - |
| Current Debt | $59,843,000 | - | - | - |
Liabilities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Liabilities Net Minority Interest | $9,011,267,000 | $8,980,259,000 | $8,422,078,000 | $6,806,526,000 |
| Current Notes Payable | $59,843,000 | - | - | - |
| Payables And Accrued Expenses | - | - | $178,574,000 | $106,411,000 |
Equity
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Common Stock Equity | $890,467,000 | $736,068,000 | $707,816,000 | $834,483,000 |
| Total Equity Gross Minority Interest | $890,467,000 | $736,068,000 | $705,726,000 | $831,873,000 |
| Stockholders Equity | $890,467,000 | $736,068,000 | $707,816,000 | $834,483,000 |
| Gains Losses Not Affecting Retained Earnings | $-39,806,000 | $-70,796,000 | $-80,635,000 | $15,217,000 |
| Other Equity Adjustments | $-39,806,000 | $-70,796,000 | $-80,635,000 | $15,217,000 |
| Retained Earnings | $582,231,000 | $610,802,000 | $590,375,000 | $553,167,000 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Ordinary Shares Number | $42,127,316 | $33,603,242 | $33,815,161 | $35,883,320 |
| Share Issued | $42,127,316 | $33,603,242 | $33,815,161 | $35,883,320 |
| Tangible Book Value | $871,274,000 | $716,875,000 | $688,310,000 | $814,977,000 |
| Invested Capital | $1,789,112,000 | $1,534,226,000 | $1,766,974,000 | $1,767,132,000 |
| Capital Lease Obligations | $106,071,000 | $123,167,000 | $140,147,000 | $136,595,000 |
| Total Capitalization | $1,729,269,000 | $1,534,226,000 | $1,766,974,000 | $1,767,132,000 |
| Additional Paid In Capital | $343,828,000 | $192,701,000 | $194,694,000 | $262,510,000 |
| Capital Stock | $4,214,000 | $3,361,000 | $3,382,000 | $3,589,000 |
| Common Stock | $4,214,000 | $3,361,000 | $3,382,000 | $3,589,000 |
| Long Term Capital Lease Obligation | $106,071,000 | $123,167,000 | $140,147,000 | $136,595,000 |
| Investments And Advances | $1,439,647,000 | $1,446,681,000 | $1,311,105,000 | $1,293,746,000 |
| Held To Maturity Securities | $0 | $226,645,000 | $242,101,000 | $118,175,000 |
| Available For Sale Securities | $2,477,000 | $2,534,000 | $11,383,000 | $252,000 |
| Goodwill | $19,193,000 | $19,193,000 | $19,506,000 | $19,506,000 |
| Net PPE | $131,842,000 | $162,087,000 | $181,759,000 | $178,999,000 |
| Accumulated Depreciation | $-50,241,000 | $-53,031,000 | $-52,895,000 | $-59,149,000 |
| Gross PPE | $182,083,000 | $215,118,000 | $234,654,000 | $238,148,000 |
| Leases | $27,495,000 | $29,724,000 | $23,587,000 | $21,740,000 |
| Construction In Progress | $1,909,000 | $5,315,000 | $6,644,000 | $4,718,000 |
| Other Properties | $100,028,000 | $118,484,000 | $139,987,000 | $141,139,000 |
| Machinery Furniture Equipment | $44,639,000 | $45,515,000 | $48,826,000 | $53,724,000 |
| Buildings And Improvements | $4,232,000 | $9,773,000 | $9,303,000 | $10,520,000 |
| Land And Improvements | $3,780,000 | $6,307,000 | $6,307,000 | $6,307,000 |
| Other Short Term Investments | $1,437,170,000 | $1,217,502,000 | $1,057,621,000 | $1,175,319,000 |
| Minority Interest | - | $0 | $-2,090,000 | $-2,610,000 |
Cash Flow Statement (Annual)
Free Cash Flow
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | $74,793,000 | $15,788,000 | $-59,789,000 | $60,854,000 |
Operating Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Operating Cash Flow | $82,194,000 | $26,721,000 | $-49,160,000 | $67,431,000 |
| Cash Flow From Continuing Operating Activities | $82,194,000 | $26,721,000 | $-49,160,000 | $67,431,000 |
| Operating Gains Losses | $68,558,000 | $14,191,000 | $-6,965,000 | $-67,844,000 |
Investing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Capital Expenditure | $-7,401,000 | $-10,933,000 | $-10,629,000 | $-6,577,000 |
| Investing Cash Flow | $-576,664,000 | $-606,618,000 | $-1,397,246,000 | $385,319,000 |
| Cash Flow From Continuing Investing Activities | $-576,664,000 | $-606,618,000 | $-1,397,246,000 | $385,319,000 |
| Net Other Investing Changes | $55,989,000 | $-57,270,000 | $-1,687,000 | $17,561,000 |
Financing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repurchase Of Capital Stock | $-7,556,000 | $-4,933,000 | $-72,060,000 | $-48,038,000 |
| Issuance Of Capital Stock | $155,750,000 | $0 | $0 | $0 |
| Financing Cash Flow | $762,957,000 | $611,168,000 | $1,462,799,000 | $-392,928,000 |
| Cash Flow From Continuing Financing Activities | $762,957,000 | $611,168,000 | $1,462,799,000 | $-392,928,000 |
| Cash Dividends Paid | $-12,819,000 | $-12,063,000 | $-12,230,000 | $0 |
| Net Common Stock Issuance | $148,194,000 | $-4,933,000 | $-72,060,000 | $-48,038,000 |
| Common Stock Issuance | $155,750,000 | $0 | $0 | $0 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repayment Of Debt | $-1,360,883,000 | $-2,176,977,000 | $-1,024,322,000 | $-729,618,000 |
| Issuance Of Debt | $1,462,500,000 | $1,955,000,000 | $1,159,146,000 | $485,500,000 |
| Interest Paid Supplemental Data | $272,308,000 | $211,769,000 | $67,295,000 | $46,327,000 |
| Income Tax Paid Supplemental Data | $4,861,000 | $24,966,000 | $27,537,000 | $14,538,000 |
| End Cash Position | $590,359,000 | $321,872,000 | $290,601,000 | $274,208,000 |
| Beginning Cash Position | $321,872,000 | $290,601,000 | $274,208,000 | $214,386,000 |
| Changes In Cash | $268,487,000 | $31,271,000 | $16,393,000 | $59,822,000 |
| Proceeds From Stock Option Exercised | $-1,576,000 | $-523,000 | $-1,063,000 | - |
| Common Stock Payments | $-7,556,000 | $-4,933,000 | $-72,060,000 | $-48,038,000 |
| Net Issuance Payments Of Debt | $101,617,000 | $-221,977,000 | $134,824,000 | $-244,118,000 |
| Net Long Term Debt Issuance | $101,617,000 | $-221,977,000 | $134,824,000 | $-244,118,000 |
| Long Term Debt Payments | $-1,360,883,000 | $-2,176,977,000 | $-1,024,322,000 | $-729,618,000 |
| Long Term Debt Issuance | $1,462,500,000 | $1,955,000,000 | $1,159,146,000 | $485,500,000 |
| Net Investment Purchase And Sale | $-31,908,000 | $-136,517,000 | $-157,351,000 | $-16,666,000 |
| Sale Of Investment | $703,702,000 | $130,077,000 | $262,000,000 | $509,601,000 |
| Purchase Of Investment | $-735,610,000 | $-266,594,000 | $-419,351,000 | $-526,267,000 |
| Net Business Purchase And Sale | $-73,912,000 | $-1,970,000 | $0 | $-1,037,000 |
| Purchase Of Business | $-73,912,000 | $-1,970,000 | $0 | $-1,037,000 |
| Net PPE Purchase And Sale | $-7,196,000 | $-10,398,000 | $-10,629,000 | $125,811,000 |
| Sale Of PPE | $205,000 | $535,000 | $0 | $132,388,000 |
| Purchase Of PPE | $-7,401,000 | $-10,933,000 | $-10,629,000 | $-6,577,000 |
| Change In Working Capital | $168,000 | $-30,302,000 | $5,730,000 | $30,525,000 |
| Change In Payables And Accrued Expense | $-3,608,000 | $4,147,000 | $21,078,000 | $34,957,000 |
| Change In Payable | $-3,608,000 | $4,147,000 | $21,078,000 | $34,957,000 |
| Change In Account Payable | $-3,608,000 | $4,147,000 | $21,078,000 | $34,957,000 |
| Change In Receivables | $3,776,000 | $-34,449,000 | $-15,348,000 | $-4,432,000 |
| Changes In Account Receivables | $3,776,000 | $-34,449,000 | $-15,348,000 | $-4,432,000 |
| Other Non Cash Items | $-47,615,000 | $-62,193,000 | $-149,039,000 | $-19,708,000 |
| Stock Based Compensation | $5,047,000 | $6,775,000 | $5,788,000 | $4,782,000 |
| Deferred Tax | $165,000 | $-5,508,000 | $4,998,000 | $6,000,000 |
| Deferred Income Tax | $165,000 | $-5,508,000 | $4,998,000 | $6,000,000 |
| Depreciation Amortization Depletion | $6,600,000 | $6,842,000 | $5,883,000 | $7,269,000 |
| Depreciation And Amortization | $6,600,000 | $6,842,000 | $5,883,000 | $7,269,000 |
| Gain Loss On Investment Securities | $76,855,000 | $10,989,000 | $3,689,000 | $-3,740,000 |
| Gain Loss On Sale Of Business | $-12,636,000 | $0 | $0 | - |
| Net Income From Continuing Operations | $-15,752,000 | $30,789,000 | $61,963,000 | $110,311,000 |
| Gain Loss On Sale Of PPE | - | $0 | $0 | $-62,316,000 |