AMSF
AMERISAFE, Inc.
Price Chart
Latest Quote
$33.34
-0.72 (-2.10%)
Current Price
| Previous Close | $34.06 |
| Open | $33.83 |
| Day High | $34.12 |
| Day Low | $33.14 |
| Volume | 14,365 |
Stock Information
| Quarterly Dividend / Yield | $1.64 / 4.89% |
| Shares Outstanding | 18.70M |
| Quarterly Dividend Yield | 4.89% |
| Quarterly Dividend | $1.64 |
| Cash Equivalents | $62.98M |
| Revenue | $324.78M |
| Net Income | $46.34M |
| Sector | Financial Services |
| Industry | Insurance - Specialty |
| Market Cap | $634.06M |
| P/E Ratio | 13.95 |
| EPS (TTM) | $2.43 |
| Exchange | NMS |
đ Comprehensive Analysis
Company Data
| Enterprise Value | $570.66M |
| Sales | $324.78M |
| Income | $46.34M |
| Book/sh | $13.19 |
| Cash/sh | $3.37 |
Financial Ratios
| Quick Ratio | 1.31 |
| Current Ratio | 1.92 |
| EPS Growth TTM | -9.00% |
Returns & Margins
| ROA | 3.17% |
| ROE | 18.27% |
| Gross Margin | 28.04% |
| Operating Margin | 12.68% |
| Profit Margin | 14.27% |
Ownership
| Insider Ownership | 2.03% |
| Institutional Ownership | 99.23% |
| Insider & Institutional transactions data not available | |
Valuation Ratios
| Forward P/E | 16.27 |
| PEG | 1.81 |
| P/S | 1.95 |
| P/B | 2.57 |
Analyst Data
| Recommendation | hold |
| Target Price | $36.67 |
Technical Indicators
| SMA20 | $33.70 |
| SMA50 | $31.81 |
| SMA200 | $34.98 |
| RSI | 50.96 |
| ATR | 1.0571 |
| Shares Float | 18.31M |
| Short Float | 5.30% |
| Short Ratio | 2.92 |
| Volatility | 0.26 |
| Rel Volume | 0.68 |
Performance History
| Week | -1.63% |
| Month | +8.38% |
| Quarter | +2.45% |
| 6 Months | -8.70% |
| YTD | -7.46% |
| Year | -19.20% |
| 3 Years | -16.77% |
| 5 Years | -10.94% |
| 10 Years | +20.99% |
Stock Score:
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Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-07-17 | $33.90 | 170,200 |
| 2026-07-16 | $33.55 | 180,900 |
| 2026-07-15 | $32.77 | 184,800 |
| 2026-07-14 | $34.06 | 203,800 |
| 2026-07-13 | $35.29 | 167,200 |
| 2026-07-10 | $34.46 | 116,100 |
| 2026-07-09 | $34.47 | 159,300 |
| 2026-07-08 | $35.35 | 289,700 |
| 2026-07-07 | $35.45 | 267,000 |
| 2026-07-06 | $34.65 | 134,100 |
| 2026-07-02 | $34.99 | 127,000 |
| 2026-07-01 | $34.36 | 159,700 |
| 2026-06-30 | $33.83 | 269,700 |
| 2026-06-29 | $33.77 | 338,500 |
| 2026-06-26 | $33.75 | 1,162,500 |
| 2026-06-25 | $31.83 | 139,600 |
| 2026-06-24 | $32.46 | 179,900 |
| 2026-06-23 | $32.33 | 173,100 |
| 2026-06-22 | $31.40 | 193,000 |
| 2026-06-18 | $31.32 | 371,900 |
About AMERISAFE, Inc.
AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It sells its products through retail and wholesale brokers and agents; and small and mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. The company was incorporated in 1985 and is based in Deridder, Louisiana.
đ° Latest News
Can Higher Premiums Cushion AMERISAFE's Expense Headwinds in Q2?
Zacks âĸ 2026-07-16T14:33:00Z
Can AMSF Sustain Growth Despite a Tough Workers' Compensation Market?
Zacks âĸ 2026-07-13T16:42:00Z
GL Outperforms Industry, Trades at a Discount: How to Play the Stock?
Zacks âĸ 2026-07-09T15:57:00Z
Here's Why Investors Should Retain AMERISAFE Stock for Now
Zacks âĸ 2026-06-30T13:34:00Z
AMERISAFE (AMSF) Stock Fair Value Edges Lower As Analysts Rework Growth And Margins
Simply Wall St. âĸ 2026-06-23T07:12:03Z
UNM Outperforms Industry, Trades Near 52-Week High: Time to Exit?
Zacks âĸ 2026-06-18T15:10:00Z
Globe Life Hits 52-Week High: Time to Add the Stock for Solid Returns?
Zacks âĸ 2026-06-10T14:48:00Z
Do These 3 Checks Before Buying AMERISAFE, Inc. (NASDAQ:AMSF) For Its Upcoming Dividend
Simply Wall St. âĸ 2026-06-09T10:28:43Z
Why Is Amerisafe (AMSF) Up 0.7% Since Last Earnings Report?
Zacks âĸ 2026-05-22T15:30:02Z
AMERISAFE Q1 Earnings Call Highlights
MarketBeat âĸ 2026-04-23T14:32:30Z
Period:
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Income Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Revenue | ||||
| Total Revenue | $317,295,000 | $309,109,000 | $306,910,000 | $294,693,000 |
| Operating Revenue | $317,295,000 | $309,109,000 | $306,910,000 | $294,693,000 |
| Expenses | ||||
| Total Expenses | $258,444,000 | $240,053,000 | $229,533,000 | $227,047,000 |
| General And Administrative Expense | $33,264,000 | $31,503,000 | $27,359,000 | $26,510,000 |
| Loss Adjustment Expense | $169,937,000 | $157,267,000 | $148,263,000 | $152,316,000 |
| Income & Earnings | ||||
| Net Income From Continuing Operation Net Minority Interest | $47,145,000 | $55,436,000 | $62,108,000 | $55,602,000 |
| Normalized Income | $47,145,000 | $55,436,000 | $62,108,000 | $55,602,000 |
| Net Income From Continuing And Discontinued Operation | $47,145,000 | $55,436,000 | $62,108,000 | $55,602,000 |
| Net Income Common Stockholders | $47,145,000 | $55,436,000 | $62,108,000 | $55,602,000 |
| Net Income | $47,145,000 | $55,436,000 | $62,108,000 | $55,602,000 |
| Net Income Including Noncontrolling Interests | $47,145,000 | $55,436,000 | $62,108,000 | $55,602,000 |
| Net Income Continuous Operations | $47,145,000 | $55,436,000 | $62,108,000 | $55,602,000 |
| Pretax Income | $58,851,000 | $69,056,000 | $77,377,000 | $67,646,000 |
| Per Share | ||||
| Diluted EPS | $2.47 | $2.89 | $3.23 | $2.88 |
| Basic EPS | $2.48 | $2.91 | $3.24 | $2.89 |
| Other | ||||
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $742,000 | $1,093,000 | $1,427,000 | $1,309,000 |
| Diluted Average Shares | $19,082,142 | $19,159,805 | $19,226,021 | $19,321,717 |
| Basic Average Shares | $18,979,465 | $19,070,717 | $19,149,080 | $19,233,241 |
| Diluted NI Availto Com Stockholders | $47,145,000 | $55,436,000 | $62,108,000 | $55,602,000 |
| Tax Provision | $11,706,000 | $13,620,000 | $15,269,000 | $12,044,000 |
| Selling General And Administration | $33,264,000 | $31,503,000 | $27,359,000 | $26,510,000 |
| Salaries And Wages | $33,264,000 | $31,503,000 | $27,359,000 | $26,510,000 |
| Net Policyholder Benefits And Claims | $169,937,000 | $157,267,000 | $148,263,000 | $152,316,000 |
| Policyholder Benefits Gross | $169,937,000 | $157,267,000 | $148,263,000 | $152,316,000 |
Fetched: 2026-07-14
Balance Sheet (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Assets | ||||
| Net Tangible Assets | $251,598,000 | $257,341,000 | $292,451,000 | $317,432,000 |
| Total Assets | $1,130,544,000 | $1,157,791,000 | $1,229,162,000 | $1,269,279,000 |
| Receivables | $279,093,000 | $269,185,000 | $272,879,000 | $257,271,000 |
| Taxes Receivable | $3,088,000 | $2,180,000 | $1,781,000 | $1,453,000 |
| Accrued Interest Receivable | $6,963,000 | $7,327,000 | $8,274,000 | $8,428,000 |
| Accounts Receivable | $269,042,000 | $259,678,000 | $262,824,000 | $247,390,000 |
| Cash Cash Equivalents And Short Term Investments | $149,363,000 | $130,551,000 | $133,431,000 | $396,710,000 |
| Cash And Cash Equivalents | $61,926,000 | $44,045,000 | $38,682,000 | $61,469,000 |
| Liabilities | ||||
| Total Liabilities Net Minority Interest | $878,946,000 | $900,450,000 | $936,711,000 | $951,847,000 |
| Payables And Accrued Expenses | $2,032,000 | $1,430,000 | $0 | $38,058,000 |
| Payables | $2,032,000 | $1,430,000 | - | $38,058,000 |
| Other Payable | $2,032,000 | $1,430,000 | - | - |
| Accounts Payable | - | - | - | $38,058,000 |
| Total Tax Payable | - | - | - | - |
| Income Tax Payable | - | - | - | - |
| Equity | ||||
| Common Stock Equity | $251,598,000 | $257,341,000 | $292,451,000 | $317,432,000 |
| Total Equity Gross Minority Interest | $251,598,000 | $257,341,000 | $292,451,000 | $317,432,000 |
| Stockholders Equity | $251,598,000 | $257,341,000 | $292,451,000 | $317,432,000 |
| Gains Losses Not Affecting Retained Earnings | $-3,217,000 | $-8,875,000 | $-7,194,000 | $-13,828,000 |
| Other Equity Adjustments | $-3,217,000 | $-8,875,000 | $-7,194,000 | $-13,828,000 |
| Retained Earnings | $82,850,000 | $84,105,000 | $114,289,000 | $145,512,000 |
| Other | ||||
| Treasury Shares Number | $1,974,140 | $1,682,851 | $1,569,440 | $1,522,699 |
| Ordinary Shares Number | $18,794,881 | $19,050,315 | $19,135,008 | $19,155,873 |
| Share Issued | $20,769,021 | $20,733,166 | $20,704,448 | $20,678,572 |
| Tangible Book Value | $251,598,000 | $257,341,000 | $292,451,000 | $317,432,000 |
| Invested Capital | $251,598,000 | $257,341,000 | $292,451,000 | $317,432,000 |
| Total Capitalization | $251,598,000 | $257,341,000 | $292,451,000 | $317,432,000 |
| Treasury Stock | $54,155,000 | $42,052,000 | $36,929,000 | $34,758,000 |
| Additional Paid In Capital | $225,912,000 | $223,956,000 | $222,078,000 | $220,299,000 |
| Capital Stock | $208,000 | $207,000 | $207,000 | $207,000 |
| Common Stock | $208,000 | $207,000 | $207,000 | $207,000 |
| Investments And Advances | $734,855,000 | $788,778,000 | $857,786,000 | $888,987,000 |
| Net PPE | $7,293,000 | $5,887,000 | $6,349,000 | $7,225,000 |
| Other Short Term Investments | $87,437,000 | $86,506,000 | $94,749,000 | $335,241,000 |
Fetched: 2026-07-14
Cash Flow Statement (Annual)
| Metric | 2025-12-31 | 2024-12-31 | 2023-12-31 | 2022-12-31 |
|---|---|---|---|---|
| Free Cash Flow | ||||
| Free Cash Flow | $8,922,000 | $23,350,000 | $29,289,000 | $26,105,000 |
| Operating Activities | ||||
| Operating Cash Flow | $11,070,000 | $24,190,000 | $29,842,000 | $28,194,000 |
| Cash Flow From Continuing Operating Activities | $11,070,000 | $24,190,000 | $29,842,000 | $28,194,000 |
| Operating Gains Losses | $-3,077,000 | $719,000 | $-6,634,000 | $-3,387,000 |
| Investing Activities | ||||
| Capital Expenditure | $-2,148,000 | $-840,000 | $-553,000 | $-2,089,000 |
| Investing Cash Flow | $68,423,000 | $72,371,000 | $43,884,000 | $75,426,000 |
| Cash Flow From Continuing Investing Activities | $68,423,000 | $72,371,000 | $43,884,000 | $75,426,000 |
| Financing Activities | ||||
| Repurchase Of Capital Stock | $-12,103,000 | $-5,123,000 | $-2,171,000 | $-12,388,000 |
| Financing Cash Flow | $-61,612,000 | $-91,198,000 | $-96,513,000 | $-112,873,000 |
| Cash Flow From Continuing Financing Activities | $-61,612,000 | $-91,198,000 | $-96,513,000 | $-112,873,000 |
| Cash Dividends Paid | $-48,607,000 | $-85,436,000 | $-93,307,000 | $-100,427,000 |
| Common Stock Dividend Paid | $-48,607,000 | $-85,436,000 | $-93,307,000 | $-100,427,000 |
| Net Common Stock Issuance | $-12,103,000 | $-5,123,000 | $-2,171,000 | $-12,388,000 |
| Other | ||||
| Repayment Of Debt | $-85,000 | $-85,000 | $-91,000 | $-58,000 |
| Income Tax Paid Supplemental Data | $12,450,000 | $12,849,000 | $14,912,000 | $7,791,000 |
| End Cash Position | $61,926,000 | $44,045,000 | $38,682,000 | $61,469,000 |
| Beginning Cash Position | $44,045,000 | $38,682,000 | $61,469,000 | $70,722,000 |
| Changes In Cash | $17,881,000 | $5,363,000 | $-22,787,000 | $-9,253,000 |
| Proceeds From Stock Option Exercised | $-817,000 | $-554,000 | $-944,000 | $0 |
| Common Stock Payments | $-12,103,000 | $-5,123,000 | $-2,171,000 | $-12,388,000 |
| Net Issuance Payments Of Debt | $-85,000 | $-85,000 | $-91,000 | $-58,000 |
| Net Long Term Debt Issuance | $-85,000 | $-85,000 | $-91,000 | $-58,000 |
| Long Term Debt Payments | $-85,000 | $-85,000 | $-91,000 | $-58,000 |
| Net Investment Purchase And Sale | $70,571,000 | $73,211,000 | $44,437,000 | $77,515,000 |
| Sale Of Investment | $137,571,000 | $183,910,000 | $178,115,000 | $292,995,000 |
| Purchase Of Investment | $-67,000,000 | $-110,699,000 | $-133,678,000 | $-215,480,000 |
| Net PPE Purchase And Sale | $-2,148,000 | $-840,000 | $-553,000 | $-2,089,000 |
| Purchase Of PPE | $-2,148,000 | $-840,000 | $-553,000 | $-2,089,000 |
| Change In Working Capital | $-33,863,000 | $-29,338,000 | $-31,041,000 | $-41,499,000 |
| Change In Other Working Capital | $9,127,000 | $11,926,000 | $-3,740,000 | $-4,754,000 |
| Change In Other Current Liabilities | $147,000 | $-15,692,000 | $3,093,000 | $2,825,000 |
| Change In Other Current Assets | $-135,000 | $6,688,000 | $-1,033,000 | $-2,840,000 |
| Change In Payables And Accrued Expense | $1,863,000 | $-2,232,000 | $306,000 | $969,000 |
| Change In Payable | $1,863,000 | $-2,232,000 | $306,000 | $969,000 |
| Change In Account Payable | $1,863,000 | $-2,232,000 | $306,000 | $969,000 |
| Change In Receivables | $-18,782,000 | $-11,508,000 | $-8,659,000 | $18,000,000 |
| Changes In Account Receivables | $-18,238,000 | $-12,056,000 | $-8,485,000 | $13,387,000 |
| Other Non Cash Items | $563,000 | $1,447,000 | $3,025,000 | $6,734,000 |
| Stock Based Compensation | $2,907,000 | $2,939,000 | $1,557,000 | $2,479,000 |
| Unrealized Gain Loss On Investment Securities | $-3,719,000 | $-9,508,000 | $-1,228,000 | $8,092,000 |
| Deferred Tax | $372,000 | $1,402,000 | $628,000 | $-1,136,000 |
| Deferred Income Tax | $372,000 | $1,402,000 | $628,000 | $-1,136,000 |
| Depreciation And Amortization | $742,000 | $1,093,000 | $1,427,000 | $1,309,000 |
| Depreciation | $742,000 | $1,093,000 | $1,427,000 | $1,309,000 |
| Gain Loss On Investment Securities | $-3,077,000 | $510,000 | $-6,636,000 | $-3,396,000 |
| Net Income From Continuing Operations | $47,145,000 | $55,436,000 | $62,108,000 | $55,602,000 |
| Gain Loss On Sale Of PPE | - | $209,000 | $2,000 | $9,000 |
| Sale Of PPE | - | - | $0 | $0 |
| Amortization Of Securities | - | - | - | $6,734,000 |
| Change In Tax Payable | - | - | - | - |
| Change In Income Tax Payable | - | - | - | - |
Fetched: 2026-07-14