AMSF
AMERISAFE, Inc.
Price Chart
Latest Quote
$38.53
Current Price| Previous Close | $37.61 |
| Open | $37.76 |
| Day High | $38.82 |
| Day Low | $37.72 |
| Volume | 172,340 |
Stock Information
| Quarterly Dividend / Yield | $1.56 / 4.05% |
| Shares Outstanding | 18.92M |
| Cash Equivalents | $73.84M |
| Revenue | $309.75M |
| Net Income | $49.92M |
| Sector | Financial Services |
| Industry | Insurance - Specialty |
| Market Cap | $731.71M |
| P/E Ratio | 14.82 |
| EPS (TTM) | $2.60 |
| Exchange | NMS |
đ Custom Metrics & Score
Score: 8/42| Debt to Equity | 3.50 |
| Debt to Earnings | 13.04 |
| Avg Revenue Growth | -0.55% |
| Profit Margin | 17.93% |
| Return on Equity | 21.54% |
| Avg FCF Growth | -9.09% |
| FCF Yield | 3.19% |
Score Explanation: The perfect score is 42/42 based on debt levels, profitability, growth rates, and cash flow metrics. FCF Yield is weighted most heavily as it shows what return the business currently generates.
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-02-02 | $38.53 | 177,800 |
| 2026-01-30 | $37.61 | 199,400 |
| 2026-01-29 | $36.95 | 243,900 |
| 2026-01-28 | $36.37 | 109,400 |
| 2026-01-27 | $36.73 | 74,300 |
| 2026-01-26 | $37.28 | 93,700 |
| 2026-01-23 | $37.14 | 108,400 |
| 2026-01-22 | $38.12 | 153,400 |
| 2026-01-21 | $37.94 | 114,400 |
| 2026-01-20 | $37.52 | 204,300 |
| 2026-01-16 | $38.12 | 155,100 |
| 2026-01-15 | $38.43 | 177,300 |
| 2026-01-14 | $38.09 | 205,800 |
| 2026-01-13 | $37.54 | 120,500 |
| 2026-01-12 | $37.92 | 135,800 |
| 2026-01-09 | $37.44 | 211,900 |
| 2026-01-08 | $37.81 | 136,200 |
| 2026-01-07 | $37.30 | 101,000 |
| 2026-01-06 | $37.73 | 134,300 |
| 2026-01-05 | $38.42 | 181,200 |
About AMERISAFE, Inc.
AMERISAFE, Inc., an insurance holding company, underwrites workers' compensation insurance in the United States. The company provides benefits to injured employees for temporary or permanent disability, death, and medical and hospital expenses. It sells its products through retail and wholesale brokers and agents; and small and mid-sized employers engaged in hazardous industries, including construction, trucking, logging and lumber, agriculture, manufacturing, telecommunications, and maritime. AMERISAFE, Inc. was incorporated in 1985 and is based in Deridder, Louisiana.
đ° Latest News
How Valuation Resets Are Rewriting The Story For AMERISAFE (AMSF)
Simply Wall St. âĸ 2026-01-19T18:05:49Z
AMERISAFE, Inc.'s (NASDAQ:AMSF) Stock Has Shown Weakness Lately But Financial Prospects Look Decent: Is The Market Wrong?
Simply Wall St. âĸ 2026-01-10T12:02:14Z
UNM Stock Trading at a Discount to Industry at 1.2X: Time to Hold?
Zacks âĸ 2025-12-15T15:27:00Z
How Recent Analyst Updates Are Shaping the Evolving Story for AMERISAFE
Simply Wall St. âĸ 2025-11-30T22:04:19Z
Why Is Amerisafe (AMSF) Up 2.4% Since Last Earnings Report?
Zacks âĸ 2025-11-28T16:30:06Z
How the Narrative Around AMERISAFE Is Shifting Amid Analyst Caution and Sector Pressures
Simply Wall St. âĸ 2025-11-16T14:09:53Z
How Recent Analyst Moves Are Shaping the AMERISAFE Investment Story
Simply Wall St. âĸ 2025-11-02T07:12:22Z
AMERISAFE Q3 Earnings Met Estimates, New Business Growth Aids
Zacks âĸ 2025-10-31T17:27:00Z
Amerisafe (AMSF): Earnings Decline Reinforces Bearish Narratives Despite Undervaluation
Simply Wall St. âĸ 2025-10-31T12:21:07Z
AMERISAFE Inc (AMSF) Q3 2025 Earnings Call Highlights: Strong Premium Growth and Strategic ...
GuruFocus.com âĸ 2025-10-31T01:09:30Z
Income Statement (Annual)
Revenue
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Revenue | $309,109,000 | $306,910,000 | $294,693,000 | $316,013,000 |
| Operating Revenue | $309,109,000 | $306,910,000 | $294,693,000 | $316,013,000 |
Expenses
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Expenses | $240,053,000 | $229,533,000 | $227,047,000 | $236,564,000 |
| General And Administrative Expense | $31,503,000 | $27,359,000 | $26,510,000 | $25,954,000 |
| Loss Adjustment Expense | $157,267,000 | $148,263,000 | $152,316,000 | $160,798,000 |
Income & Earnings
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Income From Continuing Operation Net Minority Interest | $55,436,000 | $62,108,000 | $55,602,000 | $65,756,000 |
| Normalized Income | $55,436,000 | $62,108,000 | $55,602,000 | $65,756,000 |
| Net Income From Continuing And Discontinued Operation | $55,436,000 | $62,108,000 | $55,602,000 | $65,756,000 |
| Net Income Common Stockholders | $55,436,000 | $62,108,000 | $55,602,000 | $65,756,000 |
| Net Income | $55,436,000 | $62,108,000 | $55,602,000 | $65,756,000 |
| Net Income Including Noncontrolling Interests | $55,436,000 | $62,108,000 | $55,602,000 | $65,756,000 |
| Net Income Continuous Operations | $55,436,000 | $62,108,000 | $55,602,000 | $65,756,000 |
| Pretax Income | $69,056,000 | $77,377,000 | $67,646,000 | $79,449,000 |
Per Share Metrics
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Diluted EPS | $2.89 | $3.23 | $2.88 | $3.39 |
| Basic EPS | $2.91 | $3.24 | $2.89 | $3.40 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $1,093,000 | $1,427,000 | $1,309,000 | $1,017,000 |
| Diluted Average Shares | $19,159,805 | $19,226,021 | $19,321,717 | $19,408,619 |
| Basic Average Shares | $19,070,717 | $19,149,080 | $19,233,241 | $19,332,391 |
| Diluted NI Availto Com Stockholders | $55,436,000 | $62,108,000 | $55,602,000 | $65,756,000 |
| Tax Provision | $13,620,000 | $15,269,000 | $12,044,000 | $13,693,000 |
| Selling General And Administration | $31,503,000 | $27,359,000 | $26,510,000 | $25,954,000 |
| Salaries And Wages | $31,503,000 | $27,359,000 | $26,510,000 | $25,954,000 |
| Net Policyholder Benefits And Claims | $157,267,000 | $148,263,000 | $152,316,000 | $160,798,000 |
| Policyholder Benefits Gross | $157,267,000 | $148,263,000 | $152,316,000 | $160,798,000 |
Balance Sheet (Annual)
Assets
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Tangible Assets | $257,341,000 | $292,451,000 | $317,432,000 | $399,323,000 |
| Total Assets | $1,157,791,000 | $1,229,162,000 | $1,269,279,000 | $1,402,724,000 |
| Receivables | $269,185,000 | $272,879,000 | $257,271,000 | $270,155,000 |
| Taxes Receivable | $2,180,000 | $1,781,000 | $1,453,000 | $6,414,000 |
| Accrued Interest Receivable | $7,327,000 | $8,274,000 | $8,428,000 | $8,080,000 |
| Accounts Receivable | $259,678,000 | $262,824,000 | $247,390,000 | $255,661,000 |
| Cash Cash Equivalents And Short Term Investments | $130,551,000 | $133,431,000 | $396,710,000 | $469,922,000 |
| Cash And Cash Equivalents | $44,045,000 | $38,682,000 | $61,469,000 | $70,722,000 |
Liabilities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Liabilities Net Minority Interest | $900,450,000 | $936,711,000 | $951,847,000 | $1,003,401,000 |
| Payables And Accrued Expenses | $1,430,000 | $0 | $38,058,000 | $37,883,000 |
| Payables | $1,430,000 | - | $38,058,000 | $37,883,000 |
| Other Payable | $1,430,000 | - | - | - |
| Accounts Payable | - | - | $38,058,000 | $37,883,000 |
| Total Tax Payable | - | - | - | $0 |
| Income Tax Payable | - | - | - | $0 |
Equity
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Common Stock Equity | $257,341,000 | $292,451,000 | $317,432,000 | $399,323,000 |
| Total Equity Gross Minority Interest | $257,341,000 | $292,451,000 | $317,432,000 | $399,323,000 |
| Stockholders Equity | $257,341,000 | $292,451,000 | $317,432,000 | $399,323,000 |
| Gains Losses Not Affecting Retained Earnings | $-8,875,000 | $-7,194,000 | $-13,828,000 | $13,537,000 |
| Other Equity Adjustments | $-8,875,000 | $-7,194,000 | $-13,828,000 | $13,537,000 |
| Retained Earnings | $84,105,000 | $114,289,000 | $145,512,000 | $190,492,000 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Treasury Shares Number | $1,682,851 | $1,569,440 | $1,522,699 | $1,258,250 |
| Ordinary Shares Number | $19,050,315 | $19,135,008 | $19,155,873 | $19,364,054 |
| Share Issued | $20,733,166 | $20,704,448 | $20,678,572 | $20,622,304 |
| Tangible Book Value | $257,341,000 | $292,451,000 | $317,432,000 | $399,323,000 |
| Invested Capital | $257,341,000 | $292,451,000 | $317,432,000 | $399,323,000 |
| Total Capitalization | $257,341,000 | $292,451,000 | $317,432,000 | $399,323,000 |
| Treasury Stock | $42,052,000 | $36,929,000 | $34,758,000 | $22,370,000 |
| Additional Paid In Capital | $223,956,000 | $222,078,000 | $220,299,000 | $217,458,000 |
| Capital Stock | $207,000 | $207,000 | $207,000 | $206,000 |
| Common Stock | $207,000 | $207,000 | $207,000 | $206,000 |
| Investments And Advances | $788,778,000 | $857,786,000 | $888,987,000 | $1,012,571,000 |
| Net PPE | $5,887,000 | $6,349,000 | $7,225,000 | $6,652,000 |
| Other Short Term Investments | $86,506,000 | $94,749,000 | $335,241,000 | $399,200,000 |
Cash Flow Statement (Annual)
Free Cash Flow
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | $23,350,000 | $29,289,000 | $26,105,000 | $36,683,000 |
Operating Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Operating Cash Flow | $24,190,000 | $29,842,000 | $28,194,000 | $37,979,000 |
| Cash Flow From Continuing Operating Activities | $24,190,000 | $29,842,000 | $28,194,000 | $37,979,000 |
| Operating Gains Losses | $719,000 | $-6,634,000 | $-3,387,000 | $-1,795,000 |
Investing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Capital Expenditure | $-840,000 | $-553,000 | $-2,089,000 | $-1,296,000 |
| Investing Cash Flow | $72,371,000 | $43,884,000 | $75,426,000 | $70,959,000 |
| Cash Flow From Continuing Investing Activities | $72,371,000 | $43,884,000 | $75,426,000 | $70,959,000 |
Financing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repurchase Of Capital Stock | $-5,123,000 | $-2,171,000 | $-12,388,000 | $0 |
| Financing Cash Flow | $-91,198,000 | $-96,513,000 | $-112,873,000 | $-99,973,000 |
| Cash Flow From Continuing Financing Activities | $-91,198,000 | $-96,513,000 | $-112,873,000 | $-99,973,000 |
| Cash Dividends Paid | $-85,436,000 | $-93,307,000 | $-100,427,000 | $-99,929,000 |
| Common Stock Dividend Paid | $-85,436,000 | $-93,307,000 | $-100,427,000 | $-99,929,000 |
| Net Common Stock Issuance | $-5,123,000 | $-2,171,000 | $-12,388,000 | $0 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repayment Of Debt | $-85,000 | $-91,000 | $-58,000 | $-44,000 |
| Income Tax Paid Supplemental Data | $11,750,000 | $13,950,000 | $7,791,000 | $18,198,000 |
| End Cash Position | $44,045,000 | $38,682,000 | $61,469,000 | $70,722,000 |
| Beginning Cash Position | $38,682,000 | $61,469,000 | $70,722,000 | $61,757,000 |
| Changes In Cash | $5,363,000 | $-22,787,000 | $-9,253,000 | $8,965,000 |
| Proceeds From Stock Option Exercised | $-554,000 | $-944,000 | $0 | $0 |
| Common Stock Payments | $-5,123,000 | $-2,171,000 | $-12,388,000 | $0 |
| Net Issuance Payments Of Debt | $-85,000 | $-91,000 | $-58,000 | $-44,000 |
| Net Long Term Debt Issuance | $-85,000 | $-91,000 | $-58,000 | $-44,000 |
| Long Term Debt Payments | $-85,000 | $-91,000 | $-58,000 | $-44,000 |
| Net Investment Purchase And Sale | $73,211,000 | $44,437,000 | $77,515,000 | $72,232,000 |
| Sale Of Investment | $183,910,000 | $178,115,000 | $292,995,000 | $343,414,000 |
| Purchase Of Investment | $-110,699,000 | $-133,678,000 | $-215,480,000 | $-271,182,000 |
| Net PPE Purchase And Sale | $-840,000 | $-553,000 | $-2,089,000 | $-1,273,000 |
| Purchase Of PPE | $-840,000 | $-553,000 | $-2,089,000 | $-1,296,000 |
| Change In Working Capital | $-29,338,000 | $-31,041,000 | $-41,499,000 | $-27,142,000 |
| Change In Other Working Capital | $11,926,000 | $-3,740,000 | $-4,754,000 | $-14,577,000 |
| Change In Other Current Liabilities | $-15,692,000 | $3,093,000 | $2,825,000 | $-2,628,000 |
| Change In Other Current Assets | $6,688,000 | $-1,033,000 | $-2,840,000 | $-1,016,000 |
| Change In Payables And Accrued Expense | $-2,232,000 | $306,000 | $969,000 | $-2,244,000 |
| Change In Payable | $-2,232,000 | $306,000 | $969,000 | $-2,244,000 |
| Change In Account Payable | $-2,232,000 | $306,000 | $969,000 | $-2,244,000 |
| Change In Receivables | $-11,508,000 | $-8,659,000 | $18,000,000 | $16,023,000 |
| Changes In Account Receivables | $-12,056,000 | $-8,485,000 | $13,387,000 | $21,660,000 |
| Other Non Cash Items | $1,447,000 | $3,025,000 | $6,734,000 | $8,868,000 |
| Stock Based Compensation | $2,939,000 | $1,557,000 | $2,479,000 | $2,320,000 |
| Unrealized Gain Loss On Investment Securities | $-9,508,000 | $-1,228,000 | $8,092,000 | $-12,315,000 |
| Deferred Tax | $1,402,000 | $628,000 | $-1,136,000 | $1,270,000 |
| Deferred Income Tax | $1,402,000 | $628,000 | $-1,136,000 | $1,270,000 |
| Depreciation And Amortization | $1,093,000 | $1,427,000 | $1,309,000 | $1,017,000 |
| Depreciation | $1,093,000 | $1,427,000 | $1,309,000 | $1,017,000 |
| Gain Loss On Investment Securities | $510,000 | $-6,636,000 | $-3,396,000 | $-1,774,000 |
| Gain Loss On Sale Of PPE | $209,000 | $2,000 | $9,000 | $-21,000 |
| Net Income From Continuing Operations | $55,436,000 | $62,108,000 | $55,602,000 | $65,756,000 |
| Sale Of PPE | - | $0 | $0 | $23,000 |
| Amortization Of Securities | - | - | $6,734,000 | $8,868,000 |
| Change In Tax Payable | - | - | - | $-6,831,000 |
| Change In Income Tax Payable | - | - | - | $-6,831,000 |