ALPIB

Alpine Banks of Colorado

Price Chart

Latest Quote

$41.99

Current Price

Previous Close	$41.70
Open	$41.57
Day High	$42.00
Day Low	$41.57
Volume	10,787

Fetched: 2026-02-03T12:00:26

Stock Information

Quarterly Dividend / Yield	$0.92 / 2.19%
Shares Outstanding	7.33M
Total Debt	$119.18M
Cash Equivalents	$484.33M
Revenue	$259.65M
Net Income	$64.26M
Sector	Financial Services
Industry	Banks - Regional
Market Cap	$635.53M
P/E Ratio	14.43
EPS (TTM)	$2.91
Exchange	OQX

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📊 Custom Metrics & Score

Score: 12/42

Debt to Equity	0.36
Debt to Earnings	2.46

Avg Revenue Growth	3.16%
Profit Margin	23.72%
Return on Equity	12.23%
Avg FCF Growth	-1.96%
FCF Yield	12.67%

Score Explanation: The perfect score is 42/42 based on debt levels, profitability, growth rates, and cash flow metrics. FCF Yield is weighted most heavily as it shows what return the business currently generates.

Recent Price History

Date	Close	Volume
2026-02-02	$41.99	14,400
2026-01-30	$41.70	100
2026-01-29	$41.70	15,400
2026-01-28	$41.88	23,300
2026-01-27	$40.45	300
2026-01-26	$40.45	100
2026-01-23	$40.45	100
2026-01-22	$40.45	900
2026-01-21	$40.45	10,300
2026-01-20	$40.46	100
2026-01-16	$40.46	1,100
2026-01-15	$40.27	4,300
2026-01-14	$40.37	5,400
2026-01-13	$40.37	700
2026-01-12	$40.77	0
2026-01-09	$40.77	100
2026-01-08	$39.77	800
2026-01-07	$39.52	5,900
2026-01-06	$39.47	3,400
2026-01-05	$39.47	5,500

About Alpine Banks of Colorado

Alpine Banks of Colorado provides banking products and services to individuals and businesses. The company offers checking, savings, money market, health, youth, and individual retirement accounts; and certificates of deposit. It also provides various loan products, such as personal, term, business, student, auto, green, home mortgage, home equity, land and construction, commercial real estate, and small business administration loans; installment loans; personal lines of credit; and business lines of credit, as well as debit and credit cards. In addition, the company offers wealth management, cash and online payment processing, lockbox, and remote check deposit services; treasury management services; and online banking services, such as business online and mobile app banking, and bill pay. Further, it owns commercial buildings. Alpine Banks of Colorado was founded in 1973 and is based in Glenwood Springs, Colorado.

📰 Latest News

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Income Statement (Annual)

Revenue

Metric	2023-12-31	2022-12-31	2021-12-31
Total Revenue	$240,487,000	$242,845,000	$219,639,000
Operating Revenue	$240,487,000	$242,845,000	$219,639,000

Expenses

Metric	2023-12-31	2022-12-31	2021-12-31
Interest Expense	$80,056,000	$9,725,000	$6,635,000
General And Administrative Expense	$88,179,000	$81,845,000	$78,631,000
Other Non Interest Expense	$59,571,000	$51,190,000	$45,728,000

Income & Earnings

Metric	2023-12-31	2022-12-31	2021-12-31
Net Income From Continuing Operation Net Minority Interest	$57,044,000	$73,354,000	$59,646,000
Net Interest Income	$193,500,000	$201,764,000	$172,072,000
Interest Income	$273,556,000	$211,489,000	$178,707,000
Normalized Income	$57,044,000	$73,354,000	$59,646,000
Net Income From Continuing And Discontinued Operation	$57,044,000	$73,354,000	$59,646,000
Net Income Common Stockholders	$57,044,000	$73,354,000	$59,646,000
Net Income	$57,044,000	$73,354,000	$59,646,000
Net Income Including Noncontrolling Interests	$57,182,000	$73,432,000	$59,728,000
Net Income Continuous Operations	$57,182,000	$73,432,000	$59,728,000
Pretax Income	$68,653,000	$88,662,000	$73,345,000

Per Share Metrics

Metric	2023-12-31	2022-12-31	2021-12-31
Diluted EPS	$3.51	$4.64	$3.86
Basic EPS	$3.51	$4.64	$3.86

Other

Metric	2023-12-31	2022-12-31	2021-12-31
Tax Effect Of Unusual Items	$0	$0	$0
Tax Rate For Calcs	$0	$0	$0
Reconciled Depreciation	$7,640,000	$7,455,000	$7,957,000
Diluted Average Shares	$8,452,777	$8,005,070	$7,592,082
Basic Average Shares	$8,452,777	$8,005,070	$7,592,082
Diluted NI Availto Com Stockholders	$57,044,000	$73,354,000	$59,646,000
Minority Interests	$-138,000	$-78,000	$-82,000
Tax Provision	$11,471,000	$15,230,000	$13,617,000
Selling General And Administration	$88,179,000	$81,845,000	$78,631,000
Salaries And Wages	$88,179,000	$81,845,000	$78,631,000
Occupancy And Equipment	$20,381,000	$18,553,000	$16,705,000

Fetched: 2026-02-02

Balance Sheet (Annual)

Assets

Metric	2023-12-31	2022-12-31	2021-12-31
Net Tangible Assets	$448,865,000	$406,965,000	$400,372,000
Total Assets	$6,419,559,000	$6,317,255,000	$6,218,621,000
Goodwill And Other Intangible Assets	$17,631,000	$17,631,000	$17,631,000
Receivables	$28,251,000	$26,533,000	$22,657,000
Accounts Receivable	$28,251,000	$26,533,000	$22,657,000
Cash And Cash Equivalents	$223,731,000	$171,646,000	$861,771,000
Cash Cash Equivalents And Federal Funds Sold	$223,731,000	$171,646,000	$861,771,000

Debt

Metric	2023-12-31	2022-12-31	2021-12-31
Total Debt	$169,179,000	$297,112,000	$119,179,000
Long Term Debt And Capital Lease Obligation	$169,179,000	$297,112,000	$119,179,000
Long Term Debt	$169,179,000	$297,112,000	$119,179,000
Net Debt	-	$125,466,000	-

Liabilities

Metric	2023-12-31	2022-12-31	2021-12-31
Total Liabilities Net Minority Interest	$5,952,626,000	$5,892,227,000	$5,800,172,000
Payables And Accrued Expenses	$11,690,000	$1,640,000	$444,000
Payables	$11,690,000	$1,640,000	$444,000
Accounts Payable	$11,690,000	$1,640,000	$444,000

Equity

Metric	2023-12-31	2022-12-31	2021-12-31
Common Stock Equity	$466,496,000	$424,596,000	$418,003,000
Total Equity Gross Minority Interest	$466,933,000	$425,028,000	$418,449,000
Stockholders Equity	$466,496,000	$424,596,000	$418,003,000
Gains Losses Not Affecting Retained Earnings	$-71,197,000	$-83,272,000	$-4,965,000
Other Equity Adjustments	$-71,197,000	$-83,272,000	$-4,965,000
Retained Earnings	$496,842,000	$466,991,000	$414,291,000
Long Term Equity Investment	$2,134,000	$2,132,000	$2,126,000

Other

Metric	2023-12-31	2022-12-31	2021-12-31
Treasury Shares Number	$2,752,123	-	-
Ordinary Shares Number	$13,431,060	$16,368,382	$15,394,602
Share Issued	$14,387,233	$16,368,382	$15,394,602
Tangible Book Value	$448,865,000	$406,965,000	$400,372,000
Invested Capital	$635,675,000	$721,708,000	$537,182,000
Total Capitalization	$635,675,000	$721,708,000	$537,182,000
Minority Interest	$437,000	$432,000	$446,000
Additional Paid In Capital	$6,801,000	$6,826,000	$8,626,000
Capital Stock	$34,050,000	$34,051,000	$51,000
Common Stock	$34,050,000	$34,051,000	$51,000
Investments And Advances	$1,873,641,000	$1,975,548,000	$1,746,737,000
Held To Maturity Securities	$1,169,300,000	$1,224,553,000	$896,561,000
Goodwill	$17,631,000	$17,631,000	$17,631,000
Net PPE	$77,942,000	$76,283,000	$70,214,000
Accumulated Depreciation	$-101,150,000	$-94,419,000	$-94,016,000
Gross PPE	$179,092,000	$170,702,000	$164,230,000
Construction In Progress	$8,895,000	$7,773,000	$2,247,000
Other Properties	$23,733,000	$23,618,000	$23,050,000
Machinery Furniture Equipment	$58,207,000	$53,259,000	$55,174,000
Properties	$88,257,000	$86,052,000	$83,759,000
Other Short Term Investments	$702,207,000	$748,863,000	$848,050,000

Fetched: 2026-02-02

Cash Flow Statement (Annual)

Free Cash Flow

Metric	2023-12-31	2022-12-31	2021-12-31
Free Cash Flow	$80,515,000	$86,422,000	$85,557,000

Operating Activities

Metric	2023-12-31	2022-12-31	2021-12-31
Operating Cash Flow	$91,133,000	$100,851,000	$91,535,000
Cash Flow From Continuing Operating Activities	$91,133,000	$100,851,000	$91,535,000
Operating Gains Losses	$8,493,000	$5,651,000	$17,000

Investing Activities

Metric	2023-12-31	2022-12-31	2021-12-31
Capital Expenditure	$-10,618,000	$-14,429,000	$-5,978,000
Investing Cash Flow	$-65,062,000	$-888,917,000	$-1,082,559,000
Cash Flow From Continuing Investing Activities	$-65,062,000	$-888,917,000	$-1,082,559,000
Net Other Investing Changes	$-2,404,000	$-20,000,000	$-548,000

Financing Activities

Metric	2023-12-31	2022-12-31	2021-12-31
Repurchase Of Capital Stock	$-7,701,000	$-9,248,000	$-2,397,000
Issuance Of Capital Stock	$0	$32,230,000	$0
Financing Cash Flow	$26,014,000	$97,941,000	$988,683,000
Cash Flow From Continuing Financing Activities	$26,014,000	$97,941,000	$988,683,000
Cash Dividends Paid	$-13,021,000	$-11,435,000	$-9,869,000
Common Stock Dividend Paid	$-13,021,000	$-11,435,000	$-9,869,000
Net Common Stock Issuance	$-7,701,000	$22,982,000	$-2,397,000
Common Stock Issuance	$0	$32,230,000	$0
Net Other Financing Charges	-	$32,230,000	-

Other

Metric	2023-12-31	2022-12-31	2021-12-31
Repayment Of Debt	$-127,933,000	-	-
Issuance Of Debt	$0	$177,933,000	$0
Interest Paid Supplemental Data	$70,006,000	$7,492,000	$6,657,000
Income Tax Paid Supplemental Data	$10,096,000	$17,616,000	$16,130,000
End Cash Position	$223,731,000	$171,646,000	$861,771,000
Beginning Cash Position	$171,646,000	$861,771,000	$864,112,000
Changes In Cash	$52,085,000	$-690,125,000	$-2,341,000
Common Stock Payments	$-7,701,000	$-9,248,000	$-2,397,000
Net Issuance Payments Of Debt	$-127,933,000	$177,933,000	$0
Net Long Term Debt Issuance	$-127,933,000	$177,933,000	$0
Long Term Debt Payments	$-127,933,000	-	-
Long Term Debt Issuance	$0	$177,933,000	$0
Net Investment Purchase And Sale	$103,222,000	$-345,435,000	$-911,006,000
Sale Of Investment	$205,423,000	$205,981,000	$98,570,000
Purchase Of Investment	$-102,201,000	$-551,416,000	$-1,009,576,000
Net PPE Purchase And Sale	$-9,299,000	$-13,524,000	$-4,076,000
Sale Of PPE	$1,319,000	$905,000	$1,902,000
Purchase Of PPE	$-10,618,000	$-14,429,000	$-5,978,000
Change In Working Capital	$11,256,000	$-2,961,000	$1,239,000
Change In Other Working Capital	$5,000	$-14,000	$-17,000
Change In Other Current Liabilities	$3,613,000	$4,465,000	$-2,308,000
Change In Other Current Assets	$-5,778,000	$-3,510,000	$6,718,000
Change In Payables And Accrued Expense	$10,050,000	$1,196,000	$-22,000
Change In Payable	$10,050,000	$1,196,000	$-22,000
Change In Account Payable	$10,050,000	$1,196,000	$-22,000
Change In Receivables	$-1,718,000	$-3,876,000	$719,000
Changes In Account Receivables	$-1,718,000	$-3,876,000	$719,000
Other Non Cash Items	$-3,213,000	$7,653,000	$13,348,000
Depreciation Amortization Depletion	$7,640,000	$7,455,000	$7,957,000
Depreciation And Amortization	$7,640,000	$7,455,000	$7,957,000
Depreciation	$7,640,000	$7,455,000	$7,957,000
Gain Loss On Investment Securities	$8,493,000	$5,651,000	$-108,000
Net Income From Continuing Operations	$57,044,000	$73,354,000	$59,646,000
Gain Loss On Sale Of PPE	-	$0	$125,000
Asset Impairment Charge	-	-	$0

Fetched: 2026-02-02