ALKT
Alkami Technology, Inc.
Price Chart
Latest Quote
$19.98
Current Price| Previous Close | $21.19 |
| Open | $21.03 |
| Day High | $21.43 |
| Day Low | $19.84 |
| Volume | 1,842,582 |
Stock Information
| Shares Outstanding | 105.00M |
| Total Debt | $378.44M |
| Cash Equivalents | $90.91M |
| Revenue | $412.50M |
| Net Income | $-43.85M |
| Sector | Technology |
| Industry | Software - Application |
| Market Cap | $2.10B |
| EPS (TTM) | $-0.42 |
| Exchange | NMS |
📊 Custom Metrics & Score
Score: 17/42| Debt to Equity | 0.05 |
| Debt to Earnings | 0.09 |
| Current Ratio | 3.98 |
| Quick Ratio | 3.39 |
| Avg Revenue Growth | 29.85% |
| Profit Margin | -12.23% |
| Return on Equity | -11.44% |
| Avg FCF Growth | -33.22% |
| FCF Yield | 0.51% |
Score Explanation: The perfect score is 42/42 based on debt levels, profitability, growth rates, and cash flow metrics. FCF Yield is weighted most heavily as it shows what return the business currently generates.
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-02-02 | $19.98 | 1,931,700 |
| 2026-01-30 | $21.19 | 1,141,200 |
| 2026-01-29 | $21.19 | 3,291,200 |
| 2026-01-28 | $22.41 | 3,213,800 |
| 2026-01-27 | $21.10 | 1,466,300 |
| 2026-01-26 | $21.36 | 1,141,800 |
| 2026-01-23 | $20.65 | 1,578,200 |
| 2026-01-22 | $21.18 | 3,008,700 |
| 2026-01-21 | $19.62 | 1,603,900 |
| 2026-01-20 | $19.73 | 1,265,200 |
| 2026-01-16 | $19.88 | 1,702,400 |
| 2026-01-15 | $20.69 | 1,237,500 |
| 2026-01-14 | $21.58 | 1,447,500 |
| 2026-01-13 | $21.80 | 799,000 |
| 2026-01-12 | $21.96 | 943,000 |
| 2026-01-09 | $22.18 | 1,349,300 |
| 2026-01-08 | $22.18 | 2,167,500 |
| 2026-01-07 | $23.50 | 733,900 |
| 2026-01-06 | $23.09 | 1,562,300 |
| 2026-01-05 | $23.67 | 1,325,600 |
About Alkami Technology, Inc.
Alkami Technology, Inc. provides cloud-based digital banking solutions in the United States. The company's Alkami Digital Banking Platform allows financial institutions to onboard and engage new users, accelerate revenues, and enhance operational efficiency, with the support of a proprietary, cloud-based, and multi-tenant architecture. It serves community, regional, super-regional credit unions, and banks. The company was founded in 2009 and is based in Plano, Texas.
📰 Latest News
3 Stocks Estimated To Be Trading At Up To 48.3% Below Intrinsic Value
Simply Wall St. • 2026-01-28T17:38:24Z
Assessing Alkami Technology (ALKT) Valuation After Recent Share Price Weakness And Growth Expectations
Simply Wall St. • 2026-01-15T19:11:26Z
This Niche Tech Stock Dropped 50%, but Its Revenue Model Means It's Poised for a Comeback
Motley Fool • 2026-01-14T21:48:00Z
3 Stocks Estimated To Be Trading Below Their Intrinsic Value In December 2025
Simply Wall St. • 2025-12-22T17:38:13Z
Jana Partners’ Push for a Potential Sale Might Change The Case For Investing In Alkami Technology (ALKT)
Simply Wall St. • 2025-12-22T17:09:42Z
Alkami Technology (ALKT): Jana Lauds Organic Top Line Growth
Insider Monkey • 2025-12-21T14:00:58Z
Evaluating Alkami Technology (ALKT) After a Steep Pullback and Recent Share Price Rebound
Simply Wall St. • 2025-12-13T21:08:37Z
Has Alkami’s Recent Digital Banking Momentum Created an Opportunity After a 40% Share Price Slide?
Simply Wall St. • 2025-12-13T14:10:33Z
Activist investor Jana Partners pushes Alkami Technology to explore sale, Bloomberg News reports
Reuters • 2025-12-09T21:37:30ZDoes Jeanne D'Arc Credit Union's Full-Platform Adoption Hint at a Broader Shift for Alkami (ALKT)?
Simply Wall St. • 2025-11-18T22:08:52Z
Income Statement (Annual)
Revenue
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Reconciled Cost Of Revenue | $128,146,000 | $111,524,000 | $89,026,000 | $65,277,000 |
| Cost Of Revenue | $137,219,000 | $120,720,000 | $95,946,000 | $68,352,000 |
| Total Revenue | $333,849,000 | $264,831,000 | $204,270,000 | $152,159,000 |
| Operating Revenue | $326,847,000 | $260,836,000 | $201,328,000 | $149,866,000 |
Expenses
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Interest Expense | $461,000 | $7,384,000 | $3,850,000 | $1,186,000 |
| Total Expenses | $378,280,000 | $328,273,000 | $274,488,000 | $192,092,000 |
| Other Income Expense | $-195,000 | $-138,000 | $12,311,000 | $-6,018,000 |
| Net Non Operating Interest Income Expense | $4,099,000 | $711,000 | $-1,154,000 | $-699,000 |
| Interest Expense Non Operating | $461,000 | $7,384,000 | $3,850,000 | $1,186,000 |
| Operating Expense | $241,061,000 | $207,553,000 | $178,542,000 | $123,740,000 |
| Selling And Marketing Expense | $59,765,000 | $48,557,000 | $36,811,000 | $24,174,000 |
| General And Administrative Expense | $83,650,000 | $72,900,000 | $71,247,000 | $50,398,000 |
Income & Earnings
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Income From Continuing Operation Net Minority Interest | $-40,835,000 | $-62,913,000 | $-58,600,000 | $-46,822,000 |
| Net Interest Income | $4,099,000 | $711,000 | $-1,154,000 | $-699,000 |
| Interest Income | $4,560,000 | $8,095,000 | $2,696,000 | $487,000 |
| Normalized Income | $-40,680,950 | $-62,803,980 | $-70,824,823 | $-42,428,860 |
| Net Income From Continuing And Discontinued Operation | $-40,835,000 | $-62,913,000 | $-58,600,000 | $-46,822,000 |
| Total Operating Income As Reported | $-44,626,000 | $-63,705,000 | $-57,689,000 | $-42,916,000 |
| Net Income Common Stockholders | $-40,835,000 | $-62,913,000 | $-58,600,000 | $-47,099,000 |
| Net Income | $-40,835,000 | $-62,913,000 | $-58,600,000 | $-46,822,000 |
| Net Income Including Noncontrolling Interests | $-40,835,000 | $-62,913,000 | $-58,600,000 | $-46,822,000 |
| Net Income Continuous Operations | $-40,835,000 | $-62,913,000 | $-58,600,000 | $-46,822,000 |
| Pretax Income | $-40,527,000 | $-62,869,000 | $-59,061,000 | $-46,650,000 |
| Special Income Charges | $-195,000 | $-672,000 | $12,511,000 | $-2,983,000 |
| Interest Income Non Operating | $4,560,000 | $8,095,000 | $2,696,000 | $487,000 |
| Operating Income | $-44,431,000 | $-63,442,000 | $-70,218,000 | $-39,933,000 |
| Depreciation Amortization Depletion Income Statement | $1,435,000 | $1,435,000 | $1,155,000 | $368,000 |
| Depreciation And Amortization In Income Statement | $1,435,000 | $1,435,000 | $1,155,000 | $368,000 |
| Amortization Of Intangibles Income Statement | $1,435,000 | $1,435,000 | $1,155,000 | $368,000 |
| Gross Profit | $196,630,000 | $144,111,000 | $108,324,000 | $83,807,000 |
Per Share Metrics
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Diluted EPS | $-0.41 | $-0.67 | $-0.64 | $-0.73 |
| Basic EPS | $-0.41 | $-0.67 | $-0.64 | $-0.73 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Tax Effect Of Unusual Items | $-40,950 | $-28,980 | $86,177 | $-1,624,860 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Normalized EBITDA (Bullshit earnings) | $-29,363,000 | $-44,716,000 | $-59,447,000 | $-36,003,000 |
| Total Unusual Items | $-195,000 | $-138,000 | $12,311,000 | $-6,018,000 |
| Total Unusual Items Excluding Goodwill | $-195,000 | $-138,000 | $12,311,000 | $-6,018,000 |
| Reconciled Depreciation | $10,508,000 | $10,631,000 | $8,075,000 | $3,443,000 |
| EBITDA (Bullshit earnings) | $-29,558,000 | $-44,854,000 | $-47,136,000 | $-42,021,000 |
| EBIT | $-40,066,000 | $-55,485,000 | $-55,211,000 | $-45,464,000 |
| Diluted Average Shares | $98,892,692 | $94,080,797 | $90,956,521 | $64,510,456 |
| Basic Average Shares | $98,892,692 | $94,080,797 | $90,956,521 | $64,510,456 |
| Diluted NI Availto Com Stockholders | $-40,835,000 | $-62,913,000 | $-58,600,000 | $-47,099,000 |
| Tax Provision | $308,000 | $44,000 | $-461,000 | $172,000 |
| Restructuring And Mergern Acquisition | $195,000 | $263,000 | $-12,529,000 | $2,983,000 |
| Amortization | $1,435,000 | $1,435,000 | $1,155,000 | $368,000 |
| Research And Development | $96,211,000 | $84,661,000 | $69,329,000 | $48,800,000 |
| Selling General And Administration | $143,415,000 | $121,457,000 | $108,058,000 | $74,572,000 |
| Other Gand A | $83,650,000 | $72,900,000 | $71,247,000 | $50,398,000 |
| Other Special Charges | - | $409,000 | $18,000 | - |
| Gain On Sale Of Security | - | $534,000 | $-200,000 | $-3,035,000 |
| Preferred Stock Dividends | - | - | - | $277,000 |
Balance Sheet (Annual)
Assets
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Tangible Assets | $179,959,000 | $141,084,000 | $143,436,000 | $285,356,000 |
| Total Assets | $437,277,000 | $399,825,000 | $488,885,000 | $436,510,000 |
| Total Non Current Assets | $255,900,000 | $251,240,000 | $246,720,000 | $91,349,000 |
| Other Non Current Assets | $5,011,000 | $3,949,000 | $3,096,000 | $2,275,000 |
| Non Current Deferred Assets | $37,178,000 | $30,734,000 | $24,783,000 | $17,991,000 |
| Goodwill And Other Intangible Assets | $177,071,000 | $183,857,000 | $190,610,000 | $59,255,000 |
| Other Intangible Assets | $29,021,000 | $35,807,000 | $42,593,000 | $11,164,000 |
| Current Assets | $181,377,000 | $148,585,000 | $242,165,000 | $345,161,000 |
| Other Current Assets | $13,697,000 | $10,634,000 | $11,709,000 | $9,487,000 |
| Current Deferred Assets | $13,207,000 | $10,329,000 | $7,855,000 | $6,272,000 |
| Receivables | $38,739,000 | $35,499,000 | $26,246,000 | $20,821,000 |
| Receivables Adjustments Allowances | $-213,000 | $-587,000 | $-787,000 | $-202,000 |
| Other Receivables | $6,086,000 | $5,975,000 | $5,368,000 | $5,032,000 |
| Accounts Receivable | $32,866,000 | $30,111,000 | $21,665,000 | $15,991,000 |
| Cash Cash Equivalents And Short Term Investments | $115,734,000 | $92,123,000 | $196,355,000 | $308,581,000 |
| Cash And Cash Equivalents | $94,359,000 | $40,927,000 | $108,720,000 | $308,581,000 |
| Prepaid Assets | - | - | - | $9,487,000 |
Debt
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Debt | $18,452,000 | $19,257,000 | $104,054,000 | $24,616,000 |
| Long Term Debt And Capital Lease Obligation | $17,109,000 | $18,052,000 | $97,209,000 | $23,053,000 |
| Current Debt And Capital Lease Obligation | $1,343,000 | $1,205,000 | $6,845,000 | $1,563,000 |
| Long Term Debt | - | - | $81,392,000 | $23,053,000 |
| Current Debt | - | - | $3,188,000 | $1,563,000 |
| Other Current Borrowings | - | - | $3,188,000 | $1,563,000 |
Liabilities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Liabilities Net Minority Interest | $80,247,000 | $74,884,000 | $154,839,000 | $91,899,000 |
| Total Non Current Liabilities Net Minority Interest | $34,677,000 | $35,454,000 | $113,225,000 | $58,701,000 |
| Other Non Current Liabilities | $220,000 | $305,000 | $400,000 | $16,500,000 |
| Non Current Deferred Liabilities | $17,348,000 | $17,097,000 | $15,616,000 | $19,148,000 |
| Non Current Deferred Taxes Liabilities | $1,822,000 | $1,713,000 | $1,712,000 | $85,000 |
| Current Liabilities | $45,570,000 | $39,430,000 | $41,614,000 | $33,198,000 |
| Current Deferred Liabilities | $13,578,000 | $10,984,000 | $8,835,000 | $9,528,000 |
| Payables And Accrued Expenses | $29,449,000 | $25,899,000 | $21,320,000 | $19,282,000 |
| Payables | $6,763,000 | $8,644,000 | $5,438,000 | $7,373,000 |
| Total Tax Payable | $634,000 | $1,166,000 | $1,147,000 | $3,724,000 |
| Accounts Payable | $6,129,000 | $7,478,000 | $4,291,000 | $3,649,000 |
| Derivative Product Liabilities | - | - | - | $0 |
Equity
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Common Stock Equity | $357,030,000 | $324,941,000 | $334,046,000 | $344,611,000 |
| Total Equity Gross Minority Interest | $357,030,000 | $324,941,000 | $334,046,000 | $344,611,000 |
| Stockholders Equity | $357,030,000 | $324,941,000 | $334,046,000 | $344,611,000 |
| Retained Earnings | $-476,201,000 | $-435,366,000 | $-372,453,000 | $-313,853,000 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Ordinary Shares Number | $102,088,783 | $96,722,098 | $92,112,749 | $89,954,657 |
| Share Issued | $102,088,783 | $96,722,098 | $92,112,749 | $89,954,657 |
| Tangible Book Value | $179,959,000 | $141,084,000 | $143,436,000 | $285,356,000 |
| Invested Capital | $357,030,000 | $324,941,000 | $418,626,000 | $369,227,000 |
| Working Capital | $135,807,000 | $109,155,000 | $200,551,000 | $311,963,000 |
| Capital Lease Obligations | $18,452,000 | $19,257,000 | $19,474,000 | $0 |
| Total Capitalization | $357,030,000 | $324,941,000 | $415,438,000 | $367,664,000 |
| Additional Paid In Capital | $833,129,000 | $760,210,000 | $706,407,000 | $658,374,000 |
| Capital Stock | $102,000 | $97,000 | $92,000 | $90,000 |
| Common Stock | $102,000 | $97,000 | $92,000 | $90,000 |
| Preferred Stock | $0 | $0 | $0 | $0 |
| Non Current Deferred Revenue | $15,526,000 | $15,384,000 | $13,904,000 | $13,873,000 |
| Long Term Capital Lease Obligation | $17,109,000 | $18,052,000 | $15,817,000 | $0 |
| Current Deferred Revenue | $13,578,000 | $10,984,000 | $8,835,000 | $8,198,000 |
| Current Capital Lease Obligation | $1,343,000 | $1,205,000 | $3,657,000 | $0 |
| Pensionand Other Post Retirement Benefit Plans Current | $757,000 | $682,000 | $717,000 | $821,000 |
| Current Provisions | $443,000 | $660,000 | $3,897,000 | $2,004,000 |
| Current Accrued Expenses | $22,686,000 | $17,255,000 | $15,882,000 | $11,909,000 |
| Goodwill | $148,050,000 | $148,050,000 | $148,017,000 | $48,091,000 |
| Net PPE | $36,640,000 | $32,700,000 | $28,231,000 | $11,828,000 |
| Accumulated Depreciation | $-10,816,000 | $-18,896,000 | $-14,999,000 | $-12,017,000 |
| Gross PPE | $47,456,000 | $51,596,000 | $43,230,000 | $23,845,000 |
| Leases | $10,229,000 | $12,312,000 | $11,715,000 | $11,712,000 |
| Construction In Progress | $19,728,000 | $12,263,000 | $6,222,000 | - |
| Other Properties | $14,565,000 | $15,754,000 | $14,670,000 | - |
| Machinery Furniture Equipment | $2,934,000 | $11,267,000 | $10,623,000 | $12,133,000 |
| Properties | $0 | $0 | $0 | $0 |
| Other Short Term Investments | $21,375,000 | $51,196,000 | $87,635,000 | $0 |
| Dueto Related Parties Current | - | - | $300 | - |
Cash Flow Statement (Annual)
Free Cash Flow
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | $10,742,000 | $-23,794,000 | $-42,490,000 | $-32,656,000 |
Operating Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Operating Cash Flow | $18,597,000 | $-17,502,000 | $-38,045,000 | $-28,959,000 |
| Cash Flow From Continuing Operating Activities | $18,597,000 | $-17,502,000 | $-38,045,000 | $-28,959,000 |
| Operating Gains Losses | - | $-123,000 | $218,000 | $3,035,000 |
Investing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Capital Expenditure | $-7,855,000 | $-6,292,000 | $-4,445,000 | $-3,697,000 |
| Investing Cash Flow | $23,041,000 | $33,911,000 | $-223,751,000 | $-22,023,000 |
| Cash Flow From Continuing Investing Activities | $23,041,000 | $33,911,000 | $-223,751,000 | $-22,023,000 |
| Capital Expenditure Reported | $-6,660,000 | $-5,234,000 | $-3,388,000 | $-2,577,000 |
Financing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Financing Cash Flow | $11,794,000 | $-87,819,000 | $61,179,000 | $192,273,000 |
| Cash Flow From Continuing Financing Activities | $11,794,000 | $-87,819,000 | $61,179,000 | $192,273,000 |
| Net Other Financing Charges | $-13,183,000 | $-19,926,000 | $-4,438,000 | $-4,520,000 |
| Repurchase Of Capital Stock | - | $0 | $0 | $-3,497,000 |
| Issuance Of Capital Stock | - | $0 | $0 | $192,810,000 |
| Cash Dividends Paid | - | $0 | $0 | $-4,969,000 |
| Preferred Stock Dividend Paid | - | $0 | $0 | $-4,969,000 |
| Net Common Stock Issuance | - | $0 | $0 | $189,313,000 |
| Common Stock Issuance | - | $0 | $0 | $192,810,000 |
| Net Preferred Stock Issuance | - | - | $0 | $0 |
| Preferred Stock Issuance | - | - | $0 | $0 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repayment Of Debt | $0 | $-85,000,000 | $-24,688,000 | $-313,000 |
| Issuance Of Debt | $0 | $0 | $85,000,000 | $0 |
| Interest Paid Supplemental Data | $283,000 | $7,056,000 | $3,612,000 | $1,100,000 |
| Income Tax Paid Supplemental Data | $375,000 | $332,000 | $249,000 | $32,000 |
| End Cash Position | $94,359,000 | $40,927,000 | $112,337,000 | $312,954,000 |
| Beginning Cash Position | $40,927,000 | $112,337,000 | $312,954,000 | $171,663,000 |
| Changes In Cash | $53,432,000 | $-71,410,000 | $-200,617,000 | $141,291,000 |
| Proceeds From Stock Option Exercised | $24,977,000 | $17,107,000 | $5,305,000 | $12,762,000 |
| Net Issuance Payments Of Debt | $0 | $-85,000,000 | $60,312,000 | $-313,000 |
| Net Long Term Debt Issuance | $0 | $-85,000,000 | $60,312,000 | $-313,000 |
| Long Term Debt Payments | $0 | $-85,000,000 | $-24,688,000 | $-313,000 |
| Long Term Debt Issuance | $0 | $0 | $85,000,000 | $0 |
| Net Investment Purchase And Sale | $30,896,000 | $40,203,000 | $-87,467,000 | $0 |
| Sale Of Investment | $71,312,000 | $181,019,000 | $99,750,000 | $0 |
| Purchase Of Investment | $-40,416,000 | $-140,816,000 | $-187,217,000 | $0 |
| Net Business Purchase And Sale | $0 | $0 | $-131,839,000 | $-18,326,000 |
| Purchase Of Business | $0 | $0 | $-131,839,000 | $-18,326,000 |
| Net PPE Purchase And Sale | $-1,195,000 | $-1,058,000 | $-1,057,000 | $-1,120,000 |
| Purchase Of PPE | $-1,195,000 | $-1,058,000 | $-1,057,000 | $-1,120,000 |
| Change In Working Capital | $-9,757,000 | $-12,828,000 | $-15,905,000 | $-3,285,000 |
| Change In Other Working Capital | $-5,867,000 | $-4,091,000 | $-7,324,000 | $-4,181,000 |
| Change In Payables And Accrued Expense | $3,322,000 | $91,000 | $-1,374,000 | $6,825,000 |
| Change In Prepaid Assets | $-3,972,000 | $425,000 | $-3,194,000 | $352,000 |
| Change In Receivables | $-3,240,000 | $-9,253,000 | $-4,013,000 | $-6,281,000 |
| Changes In Account Receivables | $-3,240,000 | $-9,253,000 | $-4,013,000 | $-6,281,000 |
| Other Non Cash Items | $-865,000 | $-3,468,000 | $-15,735,000 | $50,000 |
| Stock Based Compensation | $59,437,000 | $51,231,000 | $44,592,000 | $14,535,000 |
| Deferred Tax | $109,000 | $-32,000 | $-690,000 | $85,000 |
| Deferred Income Tax | $109,000 | $-32,000 | $-690,000 | $85,000 |
| Depreciation Amortization Depletion | $10,508,000 | $10,631,000 | $8,075,000 | $3,443,000 |
| Depreciation And Amortization | $10,508,000 | $10,631,000 | $8,075,000 | $3,443,000 |
| Net Income From Continuing Operations | $-40,835,000 | $-62,913,000 | $-58,600,000 | $-46,822,000 |
| Common Stock Payments | - | $0 | $0 | $-3,497,000 |
| Gain Loss On Investment Securities | - | $-532,000 | $200,000 | $3,035,000 |
| Net Short Term Debt Issuance | - | - | $0 | $0 |
| Short Term Debt Payments | - | - | $0 | $0 |
| Short Term Debt Issuance | - | - | $0 | $0 |