AIZ
Assurant, Inc.
Price Chart
Latest Quote
$240.39
Current Price| Previous Close | $238.13 |
| Open | $239.52 |
| Day High | $242.81 |
| Day Low | $238.59 |
| Volume | 315,602 |
Stock Information
| Quarterly Dividend / Yield | $3.36 / 1.40% |
| Shares Outstanding | 50.08M |
| Total Debt | $2.21B |
| Cash Equivalents | $2.06B |
| Revenue | $12.57B |
| Net Income | $848.80M |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
| Market Cap | $12.13B |
| P/E Ratio | 14.64 |
| EPS (TTM) | $16.42 |
| Exchange | NYQ |
đ Custom Metrics & Score
Score: 11/42| Debt to Equity | 0.41 |
| Debt to Earnings | 2.25 |
| Avg Revenue Growth | 4.15% |
| Profit Margin | 6.40% |
| Return on Equity | 14.89% |
| Avg FCF Growth | 21.75% |
| FCF Yield | 9.16% |
Score Explanation: The perfect score is 42/42 based on debt levels, profitability, growth rates, and cash flow metrics. FCF Yield is weighted most heavily as it shows what return the business currently generates.
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-02-02 | $240.39 | 367,900 |
| 2026-01-30 | $238.13 | 331,200 |
| 2026-01-29 | $238.54 | 256,000 |
| 2026-01-28 | $237.29 | 300,200 |
| 2026-01-27 | $237.05 | 330,100 |
| 2026-01-26 | $233.87 | 282,500 |
| 2026-01-23 | $233.39 | 259,200 |
| 2026-01-22 | $237.42 | 266,700 |
| 2026-01-21 | $238.23 | 334,600 |
| 2026-01-20 | $232.75 | 367,500 |
| 2026-01-16 | $234.00 | 406,800 |
| 2026-01-15 | $237.45 | 340,100 |
| 2026-01-14 | $238.00 | 281,700 |
| 2026-01-13 | $235.01 | 364,700 |
| 2026-01-12 | $238.23 | 259,400 |
| 2026-01-09 | $238.00 | 209,800 |
| 2026-01-08 | $238.02 | 445,800 |
| 2026-01-07 | $236.50 | 271,800 |
| 2026-01-06 | $235.62 | 468,600 |
| 2026-01-05 | $240.42 | 305,700 |
About Assurant, Inc.
Assurant, Inc. provides protection services to connected devices, homes, and automobiles in North America, Latin America, Europe, and the Asia Pacific. It operates in two segments, Global Lifestyle and Global Housing. The Global Lifestyle segment offers mobile device solutions, and extended service contracts and related services for consumer electronics and appliances, and financial services and other insurance products; and vehicle protection, commercial equipment, and other related services. The Global Housing segment provides lender-placed homeowners, manufactured housing, and flood insurance; renters insurance and related products; and voluntary manufactured housing, and condominium and homeowners insurance products. The company was formerly known as Fortis, Inc. and changed its name to Assurant, Inc. in February 2004. Assurant, Inc. was founded in 1892 and is headquartered in Atlanta, Georgia.
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Income Statement (Annual)
Revenue
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Revenue | $11,877,500,000 | $11,131,600,000 | $10,193,000,000 | $10,187,600,000 |
| Operating Revenue | $11,877,500,000 | $11,131,600,000 | $10,193,000,000 | $10,187,600,000 |
Expenses
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Interest Expense | $107,000,000 | $108,000,000 | $108,300,000 | $111,800,000 |
| Total Expenses | $10,950,200,000 | $10,324,800,000 | $9,843,100,000 | $9,416,300,000 |
| Net Non Operating Interest Income Expense | $-107,000,000 | $-108,000,000 | $-108,300,000 | $-111,800,000 |
| Interest Expense Non Operating | $107,000,000 | $108,000,000 | $108,300,000 | $111,800,000 |
| Loss Adjustment Expense | $2,766,500,000 | $2,521,800,000 | $2,359,800,000 | $2,201,900,000 |
Income & Earnings
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Income From Continuing Operation Net Minority Interest | $760,200,000 | $642,500,000 | $276,600,000 | $602,900,000 |
| Net Interest Income | $-107,000,000 | $-108,000,000 | $-108,300,000 | $-111,800,000 |
| Normalized Income | $760,200,000 | $642,420,400 | $283,481,700 | $619,087,400 |
| Net Income From Continuing And Discontinued Operation | $760,200,000 | $642,500,000 | $276,600,000 | $1,361,800,000 |
| Net Income Common Stockholders | $760,200,000 | $642,500,000 | $276,600,000 | $1,357,100,000 |
| Net Income | $760,200,000 | $642,500,000 | $276,600,000 | $1,361,800,000 |
| Net Income Including Noncontrolling Interests | $760,200,000 | $642,500,000 | $276,600,000 | $1,361,800,000 |
| Net Income Continuous Operations | $760,200,000 | $642,500,000 | $276,600,000 | $602,900,000 |
| Pretax Income | $927,300,000 | $806,800,000 | $349,900,000 | $771,300,000 |
| Special Income Charges | $0 | $100,000 | $-8,700,000 | $-20,700,000 |
| Net Income Discontinuous Operations | - | $0 | $0 | $758,900,000 |
Per Share Metrics
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Diluted EPS | $14.46 | $11.95 | $5.05 | $10.20 |
| Basic EPS | $14.55 | $12.02 | $5.09 | $10.29 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Tax Effect Of Unusual Items | $0 | $20,400 | $-1,818,300 | $-4,512,600 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $0 | $100,000 | $-8,700,000 | $-20,700,000 |
| Total Unusual Items Excluding Goodwill | $0 | $100,000 | $-8,700,000 | $-20,700,000 |
| Reconciled Depreciation | $223,500,000 | $196,400,000 | $182,000,000 | $171,600,000 |
| EBIT | $1,034,300,000 | $914,800,000 | $458,200,000 | $883,100,000 |
| Diluted Average Shares | $52,581,102 | $53,783,069 | $54,782,528 | $60,123,694 |
| Basic Average Shares | $52,231,729 | $53,455,139 | $54,371,531 | $59,140,861 |
| Diluted NI Availto Com Stockholders | $760,200,000 | $642,500,000 | $276,600,000 | $1,357,100,000 |
| Tax Provision | $167,100,000 | $164,300,000 | $73,300,000 | $168,400,000 |
| Impairment Of Capital Assets | $0 | $0 | $7,800,000 | $0 |
| Net Policyholder Benefits And Claims | $2,766,500,000 | $2,521,800,000 | $2,359,800,000 | $2,201,900,000 |
| Policyholder Benefits Gross | $9,087,800,000 | $7,846,600,000 | $7,835,800,000 | $6,409,700,000 |
| Policyholder Benefits Ceded | $6,321,300,000 | $5,324,800,000 | $5,476,000,000 | $4,207,800,000 |
| Other Special Charges | - | $-100,000 | $900,000 | $20,700,000 |
| Minority Interests | - | - | $0 | $0 |
| Preferred Stock Dividends | - | - | - | $4,700,000 |
Balance Sheet (Annual)
Assets
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Tangible Assets | $1,947,100,000 | $1,549,700,000 | $724,000,000 | $1,589,900,000 |
| Total Assets | $35,020,600,000 | $33,635,200,000 | $33,117,300,000 | $33,920,600,000 |
| Goodwill And Other Intangible Assets | $3,159,600,000 | $3,259,800,000 | $3,504,700,000 | $3,874,200,000 |
| Other Intangible Assets | $543,600,000 | $651,000,000 | $901,700,000 | $1,302,600,000 |
| Receivables | $9,633,500,000 | $8,914,800,000 | $9,405,800,000 | $8,123,700,000 |
| Receivables Adjustments Allowances | $-7,200,000 | $-9,000,000 | $-9,200,000 | $-9,400,000 |
| Other Receivables | $86,800,000 | $78,800,000 | $110,700,000 | $73,900,000 |
| Accounts Receivable | $9,553,900,000 | $8,845,000,000 | $9,295,100,000 | $8,059,200,000 |
| Cash Cash Equivalents And Short Term Investments | $4,187,200,000 | $3,733,600,000 | $7,975,900,000 | $9,503,900,000 |
| Cash And Cash Equivalents | $1,807,700,000 | $1,627,400,000 | $1,536,700,000 | $2,040,800,000 |
Debt
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Debt | $275,400,000 | $453,000,000 | $593,200,000 | $161,700,000 |
| Total Debt | $2,083,100,000 | $2,080,400,000 | $2,129,900,000 | $2,202,500,000 |
| Long Term Debt And Capital Lease Obligation | $2,083,100,000 | $2,080,400,000 | $1,905,200,000 | $2,202,500,000 |
| Long Term Debt | $2,083,100,000 | $2,080,400,000 | $1,905,200,000 | $2,202,500,000 |
| Current Debt And Capital Lease Obligation | - | $0 | $224,700,000 | - |
| Current Debt | - | $0 | $224,700,000 | - |
Liabilities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Liabilities Net Minority Interest | $29,913,900,000 | $28,825,700,000 | $28,888,600,000 | $28,456,500,000 |
| Payables And Accrued Expenses | $3,967,000,000 | $2,962,100,000 | $3,350,300,000 | $2,743,700,000 |
| Payables | $3,967,000,000 | $2,962,100,000 | $3,350,300,000 | $2,743,700,000 |
| Other Payable | $559,600,000 | $542,800,000 | $647,500,000 | $692,700,000 |
| Accounts Payable | $3,407,400,000 | $2,419,300,000 | $2,702,800,000 | $2,051,000,000 |
| Current Notes Payable | - | $0 | $224,700,000 | - |
Equity
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Common Stock Equity | $5,106,700,000 | $4,809,500,000 | $4,228,700,000 | $5,464,100,000 |
| Total Equity Gross Minority Interest | $5,106,700,000 | $4,809,500,000 | $4,228,700,000 | $5,464,100,000 |
| Stockholders Equity | $5,106,700,000 | $4,809,500,000 | $4,228,700,000 | $5,464,100,000 |
| Gains Losses Not Affecting Retained Earnings | $-836,100,000 | $-765,000,000 | $-986,200,000 | $-150,000,000 |
| Other Equity Adjustments | $-836,100,000 | $-765,000,000 | $-986,200,000 | $-150,000,000 |
| Retained Earnings | $4,378,300,000 | $4,028,200,000 | $3,699,300,000 | $4,041,200,000 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Treasury Shares Number | $2,296,089 | $2,296,089 | $2,296,089 | $2,296,089 |
| Ordinary Shares Number | $50,833,749 | $51,955,994 | $52,830,381 | $55,754,113 |
| Share Issued | $53,129,838 | $54,252,083 | $55,126,470 | $58,050,202 |
| Tangible Book Value | $1,947,100,000 | $1,549,700,000 | $724,000,000 | $1,589,900,000 |
| Invested Capital | $7,189,800,000 | $6,889,900,000 | $6,358,600,000 | $7,666,600,000 |
| Total Capitalization | $7,189,800,000 | $6,889,900,000 | $6,133,900,000 | $7,666,600,000 |
| Treasury Stock | $122,800,000 | $122,800,000 | $122,800,000 | $122,800,000 |
| Additional Paid In Capital | $1,686,800,000 | $1,668,500,000 | $1,637,800,000 | $1,695,000,000 |
| Capital Stock | $500,000 | $600,000 | $600,000 | $700,000 |
| Common Stock | $500,000 | $600,000 | $600,000 | $700,000 |
| Investments And Advances | $7,665,200,000 | $7,393,200,000 | $6,720,500,000 | $7,908,800,000 |
| Goodwill | $2,616,000,000 | $2,608,800,000 | $2,603,000,000 | $2,571,600,000 |
| Net PPE | $768,300,000 | $685,800,000 | $645,100,000 | $561,400,000 |
| Other Short Term Investments | $2,379,500,000 | $2,106,200,000 | $6,439,200,000 | $7,463,100,000 |
| Minority Interest | - | - | - | $0 |
| Preferred Stock | - | - | - | $0 |
Cash Flow Statement (Annual)
Free Cash Flow
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | $1,111,400,000 | $935,600,000 | $410,600,000 | $594,300,000 |
Operating Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Operating Cash Flow | $1,332,700,000 | $1,138,100,000 | $596,900,000 | $781,700,000 |
| Cash Flow From Continuing Operating Activities | $1,332,700,000 | $1,138,100,000 | $596,900,000 | $630,500,000 |
| Operating Gains Losses | $84,400,000 | $68,700,000 | $179,700,000 | $-128,200,000 |
| Cash From Discontinued Operating Activities | - | $0 | $0 | $151,200,000 |
Investing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Capital Expenditure | $-221,300,000 | $-202,500,000 | $-186,300,000 | $-187,400,000 |
| Investing Cash Flow | $-657,800,000 | $-637,700,000 | $-262,100,000 | $157,600,000 |
| Cash Flow From Continuing Investing Activities | $-657,800,000 | $-637,700,000 | $-262,100,000 | $302,800,000 |
| Net Other Investing Changes | $100,000 | $2,400,000 | $600,000 | $3,200,000 |
| Cash From Discontinued Investing Activities | - | $0 | $0 | $-145,200,000 |
Financing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repurchase Of Capital Stock | $-307,400,000 | $-193,100,000 | $-572,800,000 | $-839,300,000 |
| Financing Cash Flow | $-477,500,000 | $-403,900,000 | $-818,400,000 | $-1,089,800,000 |
| Cash Flow From Continuing Financing Activities | $-477,500,000 | $-403,900,000 | $-818,400,000 | $-1,089,800,000 |
| Cash Dividends Paid | $-155,900,000 | $-152,300,000 | $-150,200,000 | $-162,300,000 |
| Common Stock Dividend Paid | $-155,900,000 | $-152,300,000 | $-150,200,000 | $-157,600,000 |
| Net Common Stock Issuance | $-307,400,000 | $-193,100,000 | $-572,800,000 | $-839,300,000 |
| Net Other Financing Charges | - | $-2,500,000 | - | - |
| Preferred Stock Dividend Paid | - | $0 | $0 | $-4,700,000 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repayment Of Debt | $0 | $-225,000,000 | $-75,900,000 | $-419,800,000 |
| Issuance Of Debt | $0 | $173,200,000 | $0 | $347,200,000 |
| Interest Paid Supplemental Data | $107,400,000 | $107,400,000 | $108,600,000 | $109,800,000 |
| End Cash Position | $1,807,700,000 | $1,627,400,000 | $1,536,700,000 | $2,054,800,000 |
| Beginning Cash Position | $1,627,400,000 | $1,536,700,000 | $2,054,800,000 | $2,228,600,000 |
| Effect Of Exchange Rate Changes | $-17,100,000 | $-5,800,000 | $-34,500,000 | $-23,300,000 |
| Changes In Cash | $197,400,000 | $96,500,000 | $-483,600,000 | $-150,500,000 |
| Proceeds From Stock Option Exercised | $-14,200,000 | $-4,200,000 | $-19,500,000 | $-15,600,000 |
| Common Stock Payments | $-307,400,000 | $-193,100,000 | $-572,800,000 | $-839,300,000 |
| Net Issuance Payments Of Debt | $0 | $-51,800,000 | $-75,900,000 | $-72,600,000 |
| Long Term Debt Payments | $0 | $-225,000,000 | $-75,900,000 | $-419,800,000 |
| Long Term Debt Issuance | $0 | $173,200,000 | $0 | $347,200,000 |
| Net Investment Purchase And Sale | $-402,100,000 | $-402,100,000 | $31,100,000 | $-697,900,000 |
| Sale Of Investment | $2,074,500,000 | $1,888,200,000 | $3,230,100,000 | $2,504,300,000 |
| Purchase Of Investment | $-2,476,600,000 | $-2,290,300,000 | $-3,199,000,000 | $-3,202,200,000 |
| Net Business Purchase And Sale | $-17,900,000 | $-300,000 | $-67,700,000 | $1,299,000,000 |
| Purchase Of Business | $-17,900,000 | $-300,000 | $-72,500,000 | $-16,600,000 |
| Net PPE Purchase And Sale | $-221,300,000 | $-202,500,000 | $-186,300,000 | $-187,400,000 |
| Purchase Of PPE | $-221,300,000 | $-202,500,000 | $-186,300,000 | $-187,400,000 |
| Change In Working Capital | $-1,000,000 | $261,000,000 | $-195,800,000 | $-233,200,000 |
| Change In Other Working Capital | $-440,700,000 | $3,000,000 | $-261,700,000 | $4,500,000 |
| Change In Payables And Accrued Expense | $106,300,000 | $-161,100,000 | $11,000,000 | $46,600,000 |
| Change In Payable | $106,300,000 | $-161,100,000 | $11,000,000 | $46,600,000 |
| Change In Account Payable | $69,700,000 | $-68,500,000 | $41,700,000 | $89,900,000 |
| Change In Receivables | $-719,400,000 | $466,200,000 | $-1,275,100,000 | $-871,100,000 |
| Changes In Account Receivables | $-719,400,000 | $466,200,000 | $-1,275,100,000 | $-871,100,000 |
| Other Non Cash Items | $-60,400,000 | $2,900,000 | $20,200,000 | $17,300,000 |
| Stock Based Compensation | $81,100,000 | $75,100,000 | $62,600,000 | $66,700,000 |
| Asset Impairment Charge | $0 | $0 | $7,800,000 | $1,700,000 |
| Deferred Tax | $244,900,000 | $-108,500,000 | $63,800,000 | $131,700,000 |
| Deferred Income Tax | $244,900,000 | $-108,500,000 | $63,800,000 | $131,700,000 |
| Depreciation And Amortization | $223,500,000 | $196,400,000 | $182,000,000 | $171,600,000 |
| Amortization Cash Flow | $84,100,000 | $87,100,000 | $95,700,000 | - |
| Amortization Of Intangibles | $84,100,000 | $87,100,000 | $95,700,000 | - |
| Depreciation | $139,400,000 | $109,300,000 | $86,300,000 | - |
| Gain Loss On Investment Securities | $75,800,000 | $68,700,000 | $179,700,000 | $-128,200,000 |
| Gain Loss On Sale Of Business | $8,600,000 | $0 | $0 | $0 |
| Net Income From Continuing Operations | $760,200,000 | $642,500,000 | $276,600,000 | $602,900,000 |
| Income Tax Paid Supplemental Data | - | $235,400,000 | $127,700,000 | $221,100,000 |
| Net Long Term Debt Issuance | - | $-51,800,000 | $-75,900,000 | $-72,600,000 |
| Sale Of Business | - | $0 | $4,800,000 | $1,315,600,000 |
| Net Short Term Debt Issuance | - | - | $0 | $0 |
| Short Term Debt Payments | - | - | $0 | $0 |
| Short Term Debt Issuance | - | - | $0 | $0 |