AII
American Integrity Insurance Group, Inc.
Price Chart
Latest Quote
$19.00
Current Price| Previous Close | $18.69 |
| Open | $18.72 |
| Day High | $19.11 |
| Day Low | $18.60 |
| Volume | 90,751 |
Stock Information
| Shares Outstanding | 19.58M |
| Total Debt | $1.75M |
| Cash Equivalents | $171.88M |
| Revenue | $275.53M |
| Net Income | $84.60M |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
| Market Cap | $371.96M |
| P/E Ratio | 4.40 |
| EPS (TTM) | $4.32 |
| Exchange | NYQ |
đ Custom Metrics & Score
Score: 24/42| Debt to Equity | 0.02 |
| Debt to Earnings | 0.07 |
| Avg Revenue Growth | 0.87% |
| Profit Margin | 19.45% |
| Return on Equity | 24.47% |
| Avg FCF Growth | 65.89% |
| FCF Yield | 39.68% |
Score Explanation: The perfect score is 42/42 based on debt levels, profitability, growth rates, and cash flow metrics. FCF Yield is weighted most heavily as it shows what return the business currently generates.
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-02-02 | $19.00 | 100,800 |
| 2026-01-30 | $18.69 | 128,000 |
| 2026-01-29 | $18.67 | 191,500 |
| 2026-01-28 | $18.51 | 214,700 |
| 2026-01-27 | $18.51 | 119,200 |
| 2026-01-26 | $18.30 | 70,800 |
| 2026-01-23 | $18.50 | 146,900 |
| 2026-01-22 | $19.18 | 163,300 |
| 2026-01-21 | $19.63 | 335,400 |
| 2026-01-20 | $18.81 | 157,800 |
| 2026-01-16 | $18.84 | 114,200 |
| 2026-01-15 | $19.03 | 136,800 |
| 2026-01-14 | $19.00 | 193,200 |
| 2026-01-13 | $19.26 | 94,600 |
| 2026-01-12 | $19.76 | 54,900 |
| 2026-01-09 | $19.76 | 73,700 |
| 2026-01-08 | $20.22 | 105,200 |
| 2026-01-07 | $20.06 | 135,200 |
| 2026-01-06 | $20.19 | 165,800 |
| 2026-01-05 | $20.15 | 129,400 |
About American Integrity Insurance Group, Inc.
American Integrity Insurance Group, Inc. operates as an insurance company. It provides personal residential property insurance for single-family homeowners and condominium owners, as well as coverage for vacant dwellings and investment properties in Florida, Georgia, and South Carolina, North Carolina. It also offers condo, rental, vacant dwelling, seasonal property, umbrella, golf cart, boat, renters, manufactured home, cyber, and flood insurance. The company was founded in 2006 and is headquartered in Tampa, Florida.
đ° Latest News
American Integrity Insurance Group, Inc. (NYSE:AII) has caught the attention of institutional investors who hold a sizeable 43% stake
Simply Wall St. âĸ 2025-12-19T11:05:03Z
Insurance IPOs hit 20-year high on Wall Street after tariff-driven chaos
Reuters âĸ 2025-11-20T15:47:14Z
American Integrity Insurance Group Inc (AII) Q3 2025 Earnings Call Highlights: Strong Premium ...
GuruFocus.com âĸ 2025-11-12T21:06:14ZAmerican Integrity Insurance (AII) Q3 Earnings: Taking a Look at Key Metrics Versus Estimates
Zacks âĸ 2025-11-11T23:00:02Z
Flood insurance provider Neptune targets $2.8 billion valuation in US IPO
Reuters âĸ 2025-09-22T11:17:27Z
Allstate and NACDA Honor Student-Athletes for Community Service
Insider Monkey âĸ 2025-09-11T18:15:32Z
American Integrity Insurance Group Inc (AII) Q2 2025 Earnings Call Highlights: Robust Growth ...
GuruFocus.com âĸ 2025-08-14T07:10:20ZAmerican Integrity Insurance (AII) Q2 Earnings: Taking a Look at Key Metrics Versus Estimates
Zacks âĸ 2025-08-12T22:00:02Z
Undiscovered Gems in the US Market for May 2025
Simply Wall St. âĸ 2025-05-08T17:32:52Z
Income Statement (Annual)
Revenue
| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total Revenue | $204,354,000 | $200,871,000 |
| Operating Revenue | $204,354,000 | $200,871,000 |
Expenses
| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total Expenses | $153,315,000 | $156,116,000 |
| Other Income Expense | $607,000 | $923,000 |
| General And Administrative Expense | $30,951,000 | $34,112,000 |
| Loss Adjustment Expense | $90,832,000 | $86,749,000 |
Income & Earnings
| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Net Income From Continuing Operation Net Minority Interest | $39,742,000 | $37,797,000 |
| Normalized Income | $39,742,000 | $37,797,000 |
| Net Income From Continuing And Discontinued Operation | $39,742,000 | $37,797,000 |
| Net Income Common Stockholders | $38,031,000 | $36,115,000 |
| Net Income | $39,742,000 | $37,797,000 |
| Net Income Including Noncontrolling Interests | $39,742,000 | $37,797,000 |
| Net Income Continuous Operations | $39,742,000 | $37,797,000 |
| Pretax Income | $51,039,000 | $44,755,000 |
Per Share Metrics
| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Diluted EPS | $1.94 | $1.84 |
| Basic EPS | $1.94 | $1.84 |
Other
| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Tax Effect Of Unusual Items | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 |
| Reconciled Depreciation | $2,841,000 | $1,224,000 |
| Diluted Average Shares | $19,581,828 | $19,581,828 |
| Basic Average Shares | $19,581,828 | $19,581,828 |
| Diluted NI Availto Com Stockholders | $38,031,000 | $36,115,000 |
| Otherunder Preferred Stock Dividend | $1,711,000 | $1,682,000 |
| Tax Provision | $11,297,000 | $6,958,000 |
| Selling General And Administration | $30,951,000 | $34,112,000 |
| Other Gand A | $30,951,000 | $34,112,000 |
| Net Policyholder Benefits And Claims | $90,832,000 | $86,749,000 |
Balance Sheet (Annual)
Assets
| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Net Tangible Assets | $162,392,000 | $133,966,000 |
| Total Assets | $1,198,145,000 | $862,035,000 |
| Prepaid Assets | $268,254,000 | $225,930,000 |
| Receivables | $513,691,000 | $362,827,000 |
| Taxes Receivable | $0 | $768,000 |
| Accounts Receivable | $513,691,000 | $362,059,000 |
| Cash Cash Equivalents And Short Term Investments | $262,253,000 | $256,802,000 |
| Cash And Cash Equivalents | $173,220,000 | $61,645,000 |
Debt
| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total Debt | $3,641,000 | $6,082,000 |
| Long Term Debt And Capital Lease Obligation | $3,229,000 | $5,670,000 |
| Long Term Debt | $617,000 | $1,029,000 |
| Current Debt And Capital Lease Obligation | $412,000 | $412,000 |
| Current Debt | $412,000 | $412,000 |
Liabilities
| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Total Liabilities Net Minority Interest | $1,035,753,000 | $728,069,000 |
| Non Current Deferred Liabilities | $1,122,000 | $3,233,000 |
| Non Current Deferred Taxes Liabilities | $1,122,000 | $3,233,000 |
| Current Notes Payable | $412,000 | $412,000 |
| Payables And Accrued Expenses | $68,221,000 | $61,061,000 |
| Payables | $68,221,000 | $61,061,000 |
| Total Tax Payable | $11,873,000 | $0 |
| Income Tax Payable | $11,873,000 | $0 |
| Accounts Payable | $56,348,000 | $61,061,000 |
Equity
| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Common Stock Equity | $162,392,000 | $133,966,000 |
| Total Equity Gross Minority Interest | $162,392,000 | $133,966,000 |
| Stockholders Equity | $162,392,000 | $133,966,000 |
| Gains Losses Not Affecting Retained Earnings | $-327,000 | $-1,035,000 |
| Other Equity Adjustments | $-327,000 | $-1,035,000 |
| Retained Earnings | $152,432,000 | $124,714,000 |
Other
| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Ordinary Shares Number | $19,581,828 | $19,581,828 |
| Share Issued | $19,581,828 | $19,581,828 |
| Tangible Book Value | $162,392,000 | $133,966,000 |
| Invested Capital | $163,421,000 | $135,407,000 |
| Capital Lease Obligations | $2,612,000 | $4,641,000 |
| Total Capitalization | $163,009,000 | $134,995,000 |
| Capital Stock | $10,287,000 | $10,287,000 |
| Common Stock | $10,287,000 | $10,287,000 |
| Long Term Capital Lease Obligation | $2,612,000 | $4,641,000 |
| Investments And Advances | $214,045,000 | $195,157,000 |
| Net PPE | $4,341,000 | $5,817,000 |
| Other Short Term Investments | $89,033,000 | $195,157,000 |
Cash Flow Statement (Annual)
Free Cash Flow
| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Free Cash Flow | $147,602,000 | $63,682,000 |
Operating Activities
| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Operating Cash Flow | $148,909,000 | $64,438,000 |
| Cash Flow From Continuing Operating Activities | $148,909,000 | $64,438,000 |
| Operating Gains Losses | $-119,000 | $22,000 |
Investing Activities
| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Capital Expenditure | $-1,307,000 | $-756,000 |
| Investing Cash Flow | $-19,369,000 | $-1,841,000 |
| Cash Flow From Continuing Investing Activities | $-19,369,000 | $-1,841,000 |
Financing Activities
| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Financing Cash Flow | $-12,436,000 | $-2,352,000 |
| Cash Flow From Continuing Financing Activities | $-12,436,000 | $-2,352,000 |
| Cash Dividends Paid | $-12,024,000 | $-1,837,000 |
| Common Stock Dividend Paid | $-12,024,000 | $-1,837,000 |
Other
| Metric | 2024-12-31 | 2023-12-31 |
|---|---|---|
| Repayment Of Debt | $-412,000 | $-515,000 |
| Interest Paid Supplemental Data | $65,000 | $114,000 |
| Income Tax Paid Supplemental Data | $1,000,000 | $8,941,000 |
| End Cash Position | $179,272,000 | $62,168,000 |
| Beginning Cash Position | $62,168,000 | $1,923,000 |
| Changes In Cash | $117,104,000 | $60,245,000 |
| Net Issuance Payments Of Debt | $-412,000 | $-515,000 |
| Net Long Term Debt Issuance | $-412,000 | $-515,000 |
| Long Term Debt Payments | $-412,000 | $-515,000 |
| Net Investment Purchase And Sale | $-18,062,000 | $-1,085,000 |
| Sale Of Investment | $85,180,000 | $49,031,000 |
| Purchase Of Investment | $-103,242,000 | $-50,116,000 |
| Net PPE Purchase And Sale | $-1,307,000 | $-756,000 |
| Purchase Of PPE | $-1,307,000 | $-756,000 |
| Change In Working Capital | $110,638,000 | $93,706,000 |
| Change In Other Working Capital | $40,439,000 | $-2,321,000 |
| Change In Other Current Liabilities | $-7,067,000 | $6,349,000 |
| Change In Other Current Assets | $-7,981,000 | $3,512,000 |
| Change In Payables And Accrued Expense | $-4,713,000 | $648,000 |
| Change In Payable | $-4,713,000 | $648,000 |
| Change In Account Payable | $-4,713,000 | $648,000 |
| Change In Tax Payable | $12,640,000 | $-3,095,000 |
| Change In Income Tax Payable | $12,640,000 | $-3,095,000 |
| Change In Prepaid Assets | $-42,324,000 | $-66,852,000 |
| Change In Receivables | $-14,825,000 | $-7,938,000 |
| Changes In Account Receivables | $-14,825,000 | $-7,938,000 |
| Other Non Cash Items | $-2,083,000 | $-69,423,000 |
| Deferred Tax | $-2,110,000 | $1,112,000 |
| Deferred Income Tax | $-2,110,000 | $1,112,000 |
| Depreciation And Amortization | $2,841,000 | $1,224,000 |
| Gain Loss On Investment Securities | $-119,000 | $22,000 |
| Net Income From Continuing Operations | $39,742,000 | $37,797,000 |