S&P 500 6,976.44 ▲ 37.41 (+0.54%)
DOW 49,407.66 ▲ 515.19 (+1.05%)
NASDAQ 23,592.11 ▲ 130.29 (+0.56%)
US Markets Closed

AIFU

AIFU Inc.

Price Chart
Latest Quote

$2.03

Current Price
Previous Close $2.06
Open $2.01
Day High $2.05
Day Low $1.96
Volume 6,576
Fetched: 2026-02-03T07:29:11
Stock Information
Note: Financial values converted from CNY to USD
Shares Outstanding 115.95M
Total Debt $19.80M
Cash Equivalents $89.56M
Revenue $173.78M
Net Income $-2.42M
Sector Financial Services
Industry Insurance Brokers
Market Cap $235.37M
P/E Ratio 0.17
EPS (TTM) $11.62
Exchange NMS
🌐 Visit Website
📊 Custom Metrics & Score
Score: 24/42
Debt to Equity 0.08
Debt to Earnings 0.30
Current Ratio 2.50
Quick Ratio 2.40
Avg Revenue Growth -11.18%
Profit Margin 25.15%
Return on Equity 17.87%
Avg FCF Growth 10.22%
FCF Yield 57.10%
Score Explanation: The perfect score is 42/42 based on debt levels, profitability, growth rates, and cash flow metrics. FCF Yield is weighted most heavily as it shows what return the business currently generates.
Recent Price History
Date Close Volume
2026-02-02 $2.03 6,800
2026-01-30 $2.05 20,400
2026-01-29 $1.95 7,700
2026-01-28 $2.09 6,300
2026-01-27 $2.25 11,300
2026-01-26 $2.30 5,800
2026-01-23 $2.30 17,300
2026-01-22 $2.15 25,800
2026-01-21 $2.05 223,200
2026-01-20 $2.03 58,700
2026-01-16 $2.52 571,200
2026-01-15 $2.68 35,300
2026-01-14 $2.73 4,700
2026-01-13 $2.78 3,800
2026-01-12 $2.82 80,900
2026-01-09 $2.86 7,800
2026-01-08 $3.16 8,700
2026-01-07 $3.27 30,400
2026-01-06 $3.01 31,800
2026-01-05 $2.72 7,000
About AIFU Inc.

AIFU Inc., through its subsidiary, distributes insurance products in China. The company operates through two segments, Insurance Agency and Claims Adjusting. The Insurance Agency segment provides life and health insurance products, such as individual whole life, individual health, individual annuity, individual term life, individual endowment life, and participating insurance products; and non-life insurance products primarily includes individual accident, travel, homeowner, indemnity medical, commercial property, cargo, hull, liability, construction and erection, and extended warranty insurance products. The Claims Adjusting segment offers pre-underwriting survey, claims adjusting, residual value disposal, loading and unloading supervision, and consulting services. It also provides value-added services; elderly care services; healthcare services; and family governance services. In addition, the company operates FA app, an insurance sales and service platform; Fanhua RONS Assistant Digital Operating Platform, a digital marketing platform; Fanhua RONS Guanjia, a customer service platform; and WeCom that enables agents to directly interact with existing and potential customers. It serves customers through insurance sales and service group, insurance agencies and insurance brokerage firms, as well as sales and service outlets, individual sales agents, and in-house claims adjustors. The company was formerly known as AIX Inc. and changed its name to AIFU Inc. in April 2025. AIFU Inc. was founded in 1998 and is headquartered in Guangzhou, China. AIFU Inc. is a subsidiary of Highest Performances Holdings Inc.

Income Statement (Annual)
Revenue
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Reconciled Cost Of Revenue $1,112,866,000 $2,145,416,000 $1,795,603,000 $2,115,167,000
Cost Of Revenue $1,112,866,000 $2,145,416,000 $1,795,603,000 $2,115,167,000
Total Revenue $1,808,832,000 $3,198,389,000 $2,781,614,000 $3,271,114,000
Operating Revenue $1,808,832,000 $3,198,389,000 $2,781,614,000 $3,271,114,000
Expenses
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Expenses $1,840,554,000 $3,002,564,000 $2,612,939,000 $2,969,209,000
Other Income Expense $432,540,000 $148,303,000 $13,986,000 $66,212,000
Other Non Operating Income Expenses $-24,434,000 $-766,000 $-3,823,000 $33,314,000
Net Non Operating Interest Income Expense $12,423,000 $5,690,000 $13,674,000 $2,971,000
Operating Expense $727,688,000 $857,148,000 $817,336,000 $854,042,000
Selling And Marketing Expense $208,583,000 $250,223,000 $272,706,000 $306,463,000
General And Administrative Expense $519,105,000 $606,925,000 $544,630,000 $547,579,000
Income & Earnings
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Net Income From Continuing Operation Net Minority Interest $454,960,000 $280,477,000 $100,272,000 $250,989,000
Net Interest Income $12,423,000 $5,690,000 $13,674,000 $2,971,000
Interest Income $12,423,000 $5,690,000 $13,674,000 $2,971,000
Normalized Income $107,202,786 $156,749,730 $86,183,447 $226,120,641
Net Income From Continuing And Discontinued Operation $454,960,000 $280,477,000 $100,272,000 $250,989,000
Total Operating Income As Reported $-435,843,000 $195,825,000 $168,675,000 $301,905,000
Net Income Common Stockholders $454,960,000 $280,477,000 $100,272,000 $250,989,000
Net Income $454,960,000 $280,477,000 $100,272,000 $250,989,000
Net Income Including Noncontrolling Interests $309,474,000 $289,099,000 $85,723,000 $259,941,000
Net Income Continuous Operations $309,474,000 $289,099,000 $85,723,000 $259,941,000
Earnings From Equity Interest Net Of Tax $-5,052,000 $-1,317,000 $-69,596,000 $-20,573,000
Pretax Income $413,241,000 $349,818,000 $196,335,000 $371,088,000
Special Income Charges $493,185,000 $-2,904,000 $0 -
Interest Income Non Operating $12,423,000 $5,690,000 $13,674,000 $2,971,000
Operating Income $-31,722,000 $195,825,000 $168,675,000 $301,905,000
Gross Profit $695,966,000 $1,052,973,000 $986,011,000 $1,155,947,000
Per Share Metrics
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Diluted EPS $168.00 $104.00 $36.00 $92.00
Basic EPS $172.00 $104.00 $36.00 $92.00
Other
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Tax Effect Of Unusual Items $109,216,786 $25,341,730 $3,720,447 $8,029,641
Tax Rate For Calcs $0 $0 $0 $0
Normalized EBITDA (Bullshit earnings) $-459,389,000 $80,806,000 $170,339,000 $287,394,000
Total Unusual Items $456,974,000 $149,069,000 $17,809,000 $32,898,000
Total Unusual Items Excluding Goodwill $456,974,000 $149,069,000 $17,809,000 $32,898,000
Reconciled Depreciation $29,307,000 $34,050,000 $19,473,000 $18,387,000
EBITDA (Bullshit earnings) $-2,415,000 $229,875,000 $188,148,000 $320,292,000
EBIT $-31,722,000 $195,825,000 $168,675,000 $301,905,000
Diluted Average Shares $2,676,371 $2,691,850 $2,686,144 $2,685,727
Basic Average Shares $2,666,735 $2,685,930 $2,685,490 $2,684,729
Diluted NI Availto Com Stockholders $454,960,000 $280,477,000 $100,272,000 $250,989,000
Minority Interests $145,486,000 $-8,622,000 $14,549,000 $-8,952,000
Tax Provision $98,715,000 $59,402,000 $41,016,000 $90,574,000
Gain On Sale Of Business $897,306,000 $-2,904,000 $0 -
Impairment Of Capital Assets $404,121,000 $0 $0 -
Gain On Sale Of Security $-36,211,000 $151,973,000 $17,809,000 $32,898,000
Selling General And Administration $727,688,000 $857,148,000 $817,336,000 $854,042,000
Other Gand A $519,105,000 $606,925,000 $544,630,000 $547,579,000
Fetched: 2026-02-02
Balance Sheet (Annual)
Assets
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Net Tangible Assets $2,546,516,000 $1,638,798,000 $1,513,406,000 $1,728,016,000
Total Assets $4,151,014,000 $4,050,884,000 $3,089,516,000 $3,242,118,000
Total Non Current Assets $2,111,319,000 $1,675,319,000 $795,942,000 $976,050,000
Other Non Current Assets $37,281,000 $45,286,000 $32,129,000 $47,054,000
Non Current Deferred Assets $9,976,000 $40,735,000 $20,402,000 $18,728,000
Non Current Deferred Taxes Assets $9,976,000 $40,735,000 $20,402,000 $18,728,000
Non Current Note Receivables $31,709,000 $30,359,000 - -
Non Current Accounts Receivable $722,979,000 $741,867,000 $385,834,000 $192,114,000
Investmentin Financial Assets $151,492,000 $156,892,000 - -
Goodwill And Other Intangible Assets $0 $432,465,000 $109,997,000 $109,869,000
Current Assets $2,039,695,000 $2,375,565,000 $2,293,574,000 $2,266,068,000
Other Current Assets $447,000 $4,202,000 $2,664,000 $1,997,000
Restricted Cash $35,539,000 $53,238,000 $59,957,000 $76,303,000
Prepaid Assets $43,330,000 $72,756,000 $416,945,000 $95,056,000
Receivables $1,139,046,000 $699,218,000 $898,603,000 $657,406,000
Receivables Adjustments Allowances $-47,257,000 $-30,414,000 $-12,771,000 $-802,000
Other Receivables $267,691,000 $366,564,000 $505,003,000 $267,876,000
Loans Receivable $747,711,000 $83,156,000 - -
Accounts Receivable $170,901,000 $279,912,000 $393,600,000 $390,332,000
Allowance For Doubtful Accounts Receivable $-12,254,000 $-15,650,000 $-15,361,000 $-27,934,000
Gross Accounts Receivable $183,155,000 $295,562,000 $408,961,000 $418,266,000
Cash Cash Equivalents And Short Term Investments $821,333,000 $1,546,151,000 $915,405,000 $1,435,306,000
Cash And Cash Equivalents $192,117,000 $521,538,000 $567,525,000 $564,624,000
Other Intangible Assets - $58,316,000 - -
Debt
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Debt $206,486,000 $292,775,000 $172,173,000 $215,295,000
Long Term Debt And Capital Lease Obligation $35,472,000 $71,311,000 $74,190,000 $128,283,000
Current Debt And Capital Lease Obligation $171,014,000 $221,464,000 $97,983,000 $87,012,000
Current Debt $134,976,000 $164,300,000 $35,679,000 -
Liabilities
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Total Liabilities Net Minority Interest $1,520,559,000 $1,713,366,000 $1,358,185,000 $1,281,756,000
Total Non Current Liabilities Net Minority Interest $703,683,000 $689,588,000 $406,209,000 $373,081,000
Other Non Current Liabilities $33,374,000 $33,373,000 - -
Tradeand Other Payables Non Current $29,624,000 $34,368,000 $36,647,000 $73,213,000
Non Current Deferred Liabilities $217,673,000 $149,151,000 $102,455,000 $73,716,000
Non Current Deferred Taxes Liabilities $217,673,000 $149,151,000 $102,455,000 $73,716,000
Current Liabilities $816,876,000 $1,023,778,000 $951,976,000 $908,675,000
Payables And Accrued Expenses $625,214,000 $802,314,000 $853,993,000 $821,663,000
Payables $369,033,000 $476,199,000 $606,695,000 $584,293,000
Other Payable $20,530,000 $34,975,000 $36,817,000 $53,122,000
Total Tax Payable $143,228,000 $189,975,000 $207,526,000 $195,450,000
Income Tax Payable $73,429,000 $100,260,000 $130,024,000 $130,222,000
Accounts Payable $113,265,000 $251,249,000 $362,352,000 $335,721,000
Equity
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Common Stock Equity $2,546,516,000 $2,071,263,000 $1,623,403,000 $1,837,885,000
Total Equity Gross Minority Interest $2,630,455,000 $2,337,518,000 $1,731,331,000 $1,960,362,000
Stockholders Equity $2,546,516,000 $2,071,263,000 $1,623,403,000 $1,837,885,000
Gains Losses Not Affecting Retained Earnings $556,025,000 $580,440,000 $526,877,000 $518,081,000
Other Equity Adjustments $556,025,000 $580,440,000 $526,877,000 $518,081,000
Retained Earnings $1,789,250,000 $1,319,605,000 $1,087,984,000 $1,311,715,000
Long Term Equity Investment $1,004,683,000 $0 $4,035,000 $335,808,000
Other
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Treasury Shares Number $68,078 $61,692 - -
Ordinary Shares Number $2,830,229 $2,835,590 $2,682,106 $2,685,729
Share Issued $2,898,307 $2,897,282 $2,682,106 $2,685,729
Tangible Book Value $2,546,516,000 $1,638,798,000 $1,513,406,000 $1,728,016,000
Invested Capital $2,681,492,000 $2,235,563,000 $1,659,082,000 $1,837,885,000
Working Capital $1,222,819,000 $1,351,787,000 $1,341,598,000 $1,357,393,000
Capital Lease Obligations $71,510,000 $128,475,000 $136,494,000 $215,295,000
Total Capitalization $2,546,516,000 $2,071,263,000 $1,623,403,000 $1,837,885,000
Minority Interest $83,939,000 $266,255,000 $107,928,000 $122,477,000
Treasury Stock $197,000 $178,000 $10,000 $0
Additional Paid In Capital $192,760,000 $162,721,000 $461,000 $0
Capital Stock $8,678,000 $8,675,000 $8,091,000 $8,089,000
Common Stock $8,678,000 $8,675,000 $8,091,000 $8,089,000
Non Current Accrued Expenses $387,540,000 $401,385,000 $192,917,000 $97,869,000
Long Term Capital Lease Obligation $35,472,000 $71,311,000 $74,190,000 $128,283,000
Current Capital Lease Obligation $36,038,000 $57,164,000 $62,304,000 $87,012,000
Line Of Credit $134,976,000 $164,300,000 $35,679,000 $0
Pensionand Other Post Retirement Benefit Plans Current $20,648,000 $0 - -
Current Accrued Expenses $256,181,000 $326,115,000 $247,298,000 $237,370,000
Dueto Related Parties Current $92,010,000 $0 - -
Duefrom Related Parties Non Current $33,373,000 $33,373,000 - -
Investments And Advances $1,156,175,000 $156,892,000 $4,035,000 $335,808,000
Held To Maturity Securities $125,000,000 $125,000,000 - -
Available For Sale Securities $26,492,000 $31,892,000 - -
Goodwill $0 $374,149,000 $109,997,000 $109,869,000
Net PPE $153,199,000 $227,715,000 $243,545,000 $272,477,000
Accumulated Depreciation $-155,335,000 $-197,530,000 $-191,945,000 $-163,315,000
Gross PPE $308,534,000 $425,245,000 $435,490,000 $435,792,000
Leases $21,897,000 $34,969,000 $39,993,000 $36,791,000
Construction In Progress $53,640,000 $53,640,000 $56,880,000 $0
Machinery Furniture Equipment $142,994,000 $185,008,000 $181,214,000 $161,007,000
Buildings And Improvements $90,003,000 $151,628,000 $157,403,000 $237,994,000
Properties $0 $0 $0 $0
Other Short Term Investments $629,216,000 $1,024,613,000 $347,880,000 $870,682,000
Investmentsin Associatesat Cost - - $4,035,000 $335,808,000
Fetched: 2026-02-02
Cash Flow Statement (Annual)
Free Cash Flow
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Free Cash Flow $134,402,000 $88,791,000 $60,006,000 $95,413,000
Operating Activities
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Operating Cash Flow $142,852,000 $101,787,000 $137,752,000 $126,198,000
Cash Flow From Continuing Operating Activities $142,852,000 $101,787,000 $137,752,000 $126,198,000
Operating Gains Losses $-892,181,000 $-11,515,000 $61,458,000 $16,745,000
Investing Activities
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Capital Expenditure $-8,450,000 $-12,996,000 $-77,746,000 $-30,785,000
Investing Cash Flow $-436,590,000 $-234,308,000 $-127,562,000 $450,399,000
Cash Flow From Continuing Investing Activities $-436,590,000 $-234,308,000 $-127,562,000 $450,399,000
Net Other Investing Changes $-683,800,000 $66,560,000 $-181,300,000 $17,990,000
Financing Activities
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Repurchase Of Capital Stock $-5,735,000 $-40,556,000 $-3,984,000 $0
Issuance Of Capital Stock $93,000 $0 $0 -
Financing Cash Flow $-64,389,000 $86,176,000 $-20,371,000 $-260,298,000
Cash Flow From Continuing Financing Activities $-64,389,000 $86,176,000 $-20,371,000 $-260,298,000
Net Other Financing Charges $-29,423,000 $7,220,000 $3,000 $-17,780,000
Cash Dividends Paid $0 $0 $-52,069,000 $-242,518,000
Common Stock Dividend Paid $0 $0 $-52,069,000 $-242,518,000
Net Common Stock Issuance $-5,642,000 $-40,556,000 $-3,984,000 $0
Common Stock Issuance $93,000 $0 $0 -
Other
Metric 2024-12-31 2023-12-31 2022-12-31 2021-12-31
Repayment Of Debt $-164,300,000 $-62,789,000 $0 $0
Issuance Of Debt $134,976,000 $182,301,000 $35,679,000 $0
Interest Paid Supplemental Data $3,326,000 $8,750,000 $0 $0
Income Tax Paid Supplemental Data $12,601,000 $76,879,000 $47,029,000 $74,323,000
End Cash Position $245,744,000 $602,004,000 $648,211,000 $656,522,000
Beginning Cash Position $602,004,000 $648,211,000 $656,522,000 $350,098,000
Effect Of Exchange Rate Changes $1,867,000 $138,000 $1,870,000 $-9,875,000
Changes In Cash $-358,127,000 $-46,345,000 $-10,181,000 $316,299,000
Common Stock Payments $-5,735,000 $-40,556,000 $-3,984,000 $0
Net Issuance Payments Of Debt $-29,324,000 $119,512,000 $35,679,000 $0
Net Short Term Debt Issuance $134,976,000 $182,301,000 $35,679,000 $0
Short Term Debt Issuance $134,976,000 $182,301,000 $35,679,000 $0
Net Long Term Debt Issuance $-164,300,000 $-62,789,000 $0 $0
Long Term Debt Payments $-164,300,000 $-62,789,000 $0 $0
Net Investment Purchase And Sale $302,936,000 $-309,371,000 $149,256,000 $462,169,000
Sale Of Investment $2,150,410,000 $4,226,001,000 $3,239,556,000 $8,646,532,000
Purchase Of Investment $-1,847,474,000 $-4,535,372,000 $-3,090,300,000 $-8,184,363,000
Net Business Purchase And Sale $-50,393,000 $18,452,000 $-21,571,000 $0
Purchase Of Business $-50,393,000 - $-21,571,000 $0
Net PPE Purchase And Sale $-5,333,000 $-9,949,000 $-73,947,000 $-29,760,000
Sale Of PPE $3,117,000 $3,047,000 $3,799,000 $1,025,000
Purchase Of PPE $-8,450,000 $-12,996,000 $-77,746,000 $-30,785,000
Change In Working Capital $-32,566,000 $-229,418,000 $-174,975,000 $-293,993,000
Change In Other Current Liabilities $-55,709,000 $-68,265,000 $-88,573,000 $-101,186,000
Change In Other Current Assets $7,577,000 $3,643,000 $8,572,000 $3,485,000
Change In Payables And Accrued Expense $108,095,000 $-406,843,000 $-54,139,000 $-42,222,000
Change In Accrued Expense $-30,299,000 $-8,799,000 $-15,771,000 $6,265,000
Change In Payable $138,394,000 $-398,044,000 $-38,368,000 $-48,487,000
Change In Account Payable $-135,671,000 $-362,066,000 $22,099,000 $-37,104,000
Change In Tax Payable $-28,815,000 $-32,226,000 $-36,828,000 $-9,885,000
Change In Income Tax Payable $-28,815,000 $-32,226,000 $-36,828,000 $-9,885,000
Change In Receivables $-92,529,000 $242,047,000 $-40,835,000 $-154,070,000
Changes In Account Receivables $76,783,000 $196,422,000 $-1,491,000 $-5,528,000
Other Non Cash Items $44,192,000 $59,502,000 $87,066,000 $101,448,000
Stock Based Compensation $38,589,000 $17,095,000 $461,000 $0
Unrealized Gain Loss On Investment Securities $82,588,000 $-96,217,000 $0 $0
Provisionand Write Offof Assets $43,650,000 $24,647,000 $30,701,000 -
Asset Impairment Charge $408,301,000 $0 $0 $-235,000
Deferred Tax $111,498,000 $14,544,000 $27,845,000 $23,905,000
Deferred Income Tax $111,498,000 $14,544,000 $27,845,000 $23,905,000
Depreciation Amortization Depletion $29,307,000 $34,050,000 $19,473,000 $18,387,000
Depreciation And Amortization $29,307,000 $34,050,000 $19,473,000 $18,387,000
Amortization Cash Flow $16,791,000 $17,858,000 $0 $45,000
Amortization Of Intangibles $16,791,000 $17,858,000 $0 $45,000
Depreciation $12,516,000 $16,192,000 $19,473,000 $18,342,000
Earnings Losses From Equity Investments $10,252,000 $1,317,000 $69,596,000 $20,573,000
Gain Loss On Investment Securities $-5,351,000 $-17,047,000 $-10,963,000 $-3,171,000
Gain Loss On Sale Of PPE $224,000 $1,311,000 $2,825,000 $1,394,000
Gain Loss On Sale Of Business $-897,306,000 $2,904,000 $0 $-2,051,000
Net Income From Continuing Operations $309,474,000 $289,099,000 $85,723,000 $259,941,000
Long Term Debt Issuance - $182,301,000 $35,679,000 $0
Sale Of Business - $18,452,000 $0 $960,000
Proceeds From Stock Option Exercised - - - $0
Fetched: 2026-02-02