AIBRF
AIB Group plc
Price Chart
Latest Quote
$10.92
Current Price| Previous Close | $11.05 |
| Open | $10.92 |
| Day High | $10.92 |
| Day Low | $10.92 |
| Volume | 527 |
Stock Information
Note: Financial values converted from EUR to USD
| Quarterly Dividend / Yield | $0.28 / 2.66% |
| Shares Outstanding | 2.14B |
| Total Debt | $17.50B |
| Cash Equivalents | $53.64B |
| Revenue | $5.43B |
| Net Income | $2.46B |
| Sector | Financial Services |
| Industry | Banks - Regional |
| Market Cap | $23.33B |
| P/E Ratio | 10.30 |
| EPS (TTM) | $1.06 |
| Exchange | PNK |
đ Custom Metrics & Score
Score: 17/42| Debt to Equity | 0.75 |
| Debt to Earnings | 4.27 |
| Avg Revenue Growth | 26.96% |
| Profit Margin | 47.93% |
| Return on Equity | 15.25% |
| Avg FCF Growth | -19.22% |
| FCF Yield | 13.58% |
Score Explanation: The perfect score is 42/42 based on debt levels, profitability, growth rates, and cash flow metrics. FCF Yield is weighted most heavily as it shows what return the business currently generates.
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-02-02 | $10.71 | 0 |
| 2026-01-30 | $10.71 | 2,300 |
| 2026-01-29 | $10.99 | 1,900 |
| 2026-01-28 | $11.05 | 1,400 |
| 2026-01-27 | $10.92 | 0 |
| 2026-01-26 | $10.92 | 600 |
| 2026-01-23 | $10.70 | 2,600 |
| 2026-01-22 | $10.80 | 17,600 |
| 2026-01-21 | $10.54 | 3,800 |
| 2026-01-20 | $10.81 | 2,700 |
| 2026-01-16 | $10.71 | 6,100 |
| 2026-01-15 | $10.55 | 500 |
| 2026-01-14 | $10.99 | 0 |
| 2026-01-13 | $10.99 | 200 |
| 2026-01-12 | $11.01 | 1,300 |
| 2026-01-09 | $10.87 | 3,200 |
| 2026-01-08 | $10.87 | 2,700 |
| 2026-01-07 | $10.35 | 4,800 |
| 2026-01-06 | $10.98 | 5,100 |
| 2026-01-05 | $10.82 | 4,100 |
About AIB Group plc
AIB Group plc provides banking and financial products and services to retail, business, and corporate customers in the Republic of Ireland, the United Kingdom, and internationally. It operates through Retail Banking, AIB Capital Markets, Climate Capital, AIB UK, and Group segments. The company offers current and savings accounts, demand deposits, notice deposits, fixed term deposits, junior/student saver deposits, and currency deposits. It also provides personal, car, home improvement, education, business, and farm development loans; merger and acquisition, management buyouts, syndicated debt facilities, infrastructure and project, mezzanine, asset, invoice, trade, revolving credit, corporate credit, prompt pay and insurance premium, structured and specialist, and ibanking financing services; business and farmer credit line and overdrafts; and mortgages. In addition, the company offers credit and debit cards; investment funds; life, home, car, travel, and business succession insurance products; and pension products. Further, it provides foreign currency and interest rate risk management, cash management, equity investments, private banking services and advice, lending, treasury, trade facilities, asset finance, and invoice discounting services, as well as wealth management capital markets services. The company was formerly known as Allied Irish Banks, p.l.c. and changed its name to AIB Group plc in December 2017. AIB Group plc was founded in 1825 and is headquartered in Dublin, Ireland.
đ° Latest News
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Fiserv, Inc (FI) Announces the Acquisition of Remaining 49.9% of AIB Merchant Services
Insider Monkey âĸ 2025-09-16T16:09:09Z
Starling Bank reportedly plans secondary share sale targeting ÂŖ4bn valuation
Retail Banker International âĸ 2025-09-11T11:32:08Z
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Simply Wall St. âĸ 2025-07-29T10:31:49Z
Ireland completes disposal of AIB shares
PA Media: Money âĸ 2025-06-18T19:06:00Z
Ireland launches sale of final stake in AIB Group
Retail Banker International âĸ 2025-06-17T12:07:39Z
Fiserv enters deal to fully acquire AIB Merchant Services
Electronic Payments âĸ 2025-06-09T11:44:12Z
Income Statement (Annual)
Revenue
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Revenue | $4,911,000,000 | $4,720,000,000 | $2,911,000,000 | $2,363,000,000 |
| Operating Revenue | $4,911,000,000 | $4,720,000,000 | $2,911,000,000 | $2,363,000,000 |
Expenses
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Interest Expense | $1,247,000,000 | $804,000,000 | $417,000,000 | $290,000,000 |
| Operating Expense | $2,095,000,000 | $2,002,000,000 | $1,746,000,000 | $1,608,000,000 |
| Other Operating Expenses | $106,000,000 | $36,000,000 | $-67,000,000 | $9,000,000 |
| General And Administrative Expense | $718,000,000 | $681,000,000 | $673,000,000 | $522,000,000 |
Income & Earnings
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Income From Continuing Operation Net Minority Interest | $2,354,000,000 | $2,061,000,000 | $767,000,000 | $647,000,000 |
| Net Interest Income | $4,129,000,000 | $3,841,000,000 | $2,095,000,000 | $1,794,000,000 |
| Interest Income | $5,376,000,000 | $4,645,000,000 | $2,512,000,000 | $2,084,000,000 |
| Normalized Income | $2,426,210,000 | $2,202,040,000 | $1,042,473,000 | $983,875,000 |
| Net Income From Continuing And Discontinued Operation | $2,354,000,000 | $2,061,000,000 | $767,000,000 | $647,000,000 |
| Net Income Common Stockholders | $2,274,000,000 | $1,996,000,000 | $702,000,000 | $582,000,000 |
| Net Income | $2,354,000,000 | $2,061,000,000 | $767,000,000 | $647,000,000 |
| Net Income Including Noncontrolling Interests | $2,351,000,000 | $2,058,000,000 | $765,000,000 | $645,000,000 |
| Net Income Continuous Operations | $2,351,000,000 | $2,058,000,000 | $765,000,000 | $645,000,000 |
| Pretax Income | $2,702,000,000 | $2,394,000,000 | $880,000,000 | $629,000,000 |
| Special Income Charges | $-83,000,000 | $-164,000,000 | $-317,000,000 | $-385,000,000 |
| Depreciation And Amortization In Income Statement | $295,000,000 | $294,000,000 | $295,000,000 | $284,000,000 |
| Depreciation Income Statement | $73,000,000 | $74,000,000 | $77,000,000 | $87,000,000 |
Per Share Metrics
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Diluted EPS | $0.93 | $0.76 | $0.26 | $0.21 |
| Basic EPS | $0.93 | $0.76 | $0.26 | $0.21 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Tax Effect Of Unusual Items | $-10,790,000 | $-22,960,000 | $-41,527,000 | $-48,125,000 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-83,000,000 | $-164,000,000 | $-317,000,000 | $-385,000,000 |
| Total Unusual Items Excluding Goodwill | $-83,000,000 | $-164,000,000 | $-317,000,000 | $-385,000,000 |
| Reconciled Depreciation | $295,000,000 | $294,000,000 | $295,000,000 | $327,000,000 |
| Diluted Average Shares | $2,459,400,000 | $2,635,900,000 | $2,688,300,000 | $2,714,400,000 |
| Basic Average Shares | $2,459,400,000 | $2,635,900,000 | $2,688,300,000 | $2,714,400,000 |
| Diluted NI Availto Com Stockholders | $2,274,000,000 | $1,996,000,000 | $702,000,000 | $582,000,000 |
| Otherunder Preferred Stock Dividend | $80,000,000 | $65,000,000 | $65,000,000 | $65,000,000 |
| Minority Interests | $3,000,000 | $3,000,000 | $2,000,000 | $2,000,000 |
| Tax Provision | $351,000,000 | $336,000,000 | $115,000,000 | $-16,000,000 |
| Other Special Charges | $41,000,000 | $93,000,000 | $125,000,000 | $189,000,000 |
| Impairment Of Capital Assets | $6,000,000 | $1,000,000 | $46,000,000 | $43,000,000 |
| Restructuring And Mergern Acquisition | $36,000,000 | $70,000,000 | $146,000,000 | $153,000,000 |
| Gain On Sale Of Security | $-7,000,000 | $5,000,000 | $81,000,000 | $76,000,000 |
| Amortization | $222,000,000 | $220,000,000 | $218,000,000 | $197,000,000 |
| Selling General And Administration | $718,000,000 | $681,000,000 | $673,000,000 | $522,000,000 |
| Insurance And Claims | $11,000,000 | $86,000,000 | $55,000,000 | $48,000,000 |
Balance Sheet (Annual)
Assets
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Tangible Assets | $14,502,000,000 | $14,150,000,000 | $11,324,000,000 | $12,665,000,000 |
| Total Assets | $141,266,000,000 | $136,349,000,000 | $129,752,000,000 | $127,875,000,000 |
| Investmentin Financial Assets | $20,948,000,000 | $19,823,000,000 | $18,789,000,000 | $17,824,000,000 |
| Financial Assets Designatedas Fair Value Through Profitor Loss Total | $297,000,000 | $355,000,000 | $302,000,000 | $274,000,000 |
| Goodwill And Other Intangible Assets | $934,000,000 | $925,000,000 | $940,000,000 | $996,000,000 |
| Other Intangible Assets | $806,000,000 | $797,000,000 | $820,000,000 | $876,000,000 |
| Prepaid Assets | $522,000,000 | $540,000,000 | $423,000,000 | $424,000,000 |
| Receivables | $176,000,000 | $101,000,000 | $99,000,000 | $370,000,000 |
| Taxes Receivable | $21,000,000 | $17,000,000 | $15,000,000 | $37,000,000 |
| Cash And Cash Equivalents | $37,705,000,000 | $38,402,000,000 | $38,535,000,000 | $43,155,000,000 |
| Cash Financial | $664,000,000 | $598,000,000 | $573,000,000 | $545,000,000 |
| Cash Cash Equivalents And Federal Funds Sold | $41,260,000,000 | $42,201,000,000 | $41,452,000,000 | $47,045,000,000 |
Debt
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Debt | $11,547,000,000 | $11,218,000,000 | $9,096,000,000 | $7,841,000,000 |
| Long Term Debt And Capital Lease Obligation | $11,547,000,000 | $11,218,000,000 | $9,096,000,000 | $7,841,000,000 |
Liabilities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Liabilities Net Minority Interest | $125,839,000,000 | $121,280,000,000 | $117,491,000,000 | $114,215,000,000 |
| Derivative Product Liabilities | $1,871,000,000 | $1,902,000,000 | $2,982,000,000 | $1,062,000,000 |
| Payables | $53,000,000 | $55,000,000 | $51,000,000 | $77,000,000 |
| Total Tax Payable | $2,000,000 | $1,000,000 | $1,000,000 | $10,000,000 |
| Accounts Payable | $51,000,000 | $54,000,000 | $50,000,000 | $67,000,000 |
| Other Payable | - | - | $13,000,000 | $35,000,000 |
Equity
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Common Stock Equity | $15,436,000,000 | $15,075,000,000 | $12,264,000,000 | $13,661,000,000 |
| Total Equity Gross Minority Interest | $15,427,000,000 | $15,069,000,000 | $12,261,000,000 | $13,660,000,000 |
| Stockholders Equity | $15,436,000,000 | $15,075,000,000 | $12,264,000,000 | $13,661,000,000 |
| Other Equity Interest | $1,239,000,000 | $1,115,000,000 | $1,115,000,000 | $1,115,000,000 |
| Long Term Equity Investment | $348,000,000 | $310,000,000 | $173,000,000 | $127,000,000 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Ordinary Shares Number | $2,328,438,575 | $2,618,753,655 | $2,673,428,473 | $2,714,381,237 |
| Share Issued | $2,328,438,575 | $2,618,753,655 | $2,673,428,473 | $2,714,381,237 |
| Tangible Book Value | $14,502,000,000 | $14,150,000,000 | $11,324,000,000 | $12,665,000,000 |
| Invested Capital | $26,725,000,000 | $26,011,000,000 | $21,103,000,000 | $21,156,000,000 |
| Total Capitalization | $26,725,000,000 | $26,011,000,000 | $21,103,000,000 | $21,156,000,000 |
| Minority Interest | $-9,000,000 | $-6,000,000 | $-3,000,000 | $-1,000,000 |
| Capital Stock | $1,455,000,000 | $1,637,000,000 | $1,671,000,000 | $1,696,000,000 |
| Common Stock | $1,455,000,000 | $1,637,000,000 | $1,671,000,000 | $1,696,000,000 |
| Defined Pension Benefit | $31,000,000 | $31,000,000 | $13,000,000 | $54,000,000 |
| Investments And Advances | $21,296,000,000 | $20,133,000,000 | $18,962,000,000 | $17,951,000,000 |
| Available For Sale Securities | $18,371,000,000 | $16,998,000,000 | $15,968,000,000 | $16,660,000,000 |
| Trading Securities | $136,000,000 | $93,000,000 | $8,000,000 | $8,000,000 |
| Goodwill | $128,000,000 | $128,000,000 | $120,000,000 | $120,000,000 |
| Net PPE | $516,000,000 | $558,000,000 | $536,000,000 | $631,000,000 |
| Accumulated Depreciation | $-606,000,000 | $-598,000,000 | $-545,000,000 | $-572,000,000 |
| Gross PPE | $1,122,000,000 | $1,156,000,000 | $1,081,000,000 | $1,203,000,000 |
| Construction In Progress | $10,000,000 | $17,000,000 | $9,000,000 | $5,000,000 |
| Other Properties | $534,000,000 | $548,000,000 | $550,000,000 | $554,000,000 |
| Buildings And Improvements | $578,000,000 | $591,000,000 | $522,000,000 | $644,000,000 |
Cash Flow Statement (Annual)
Free Cash Flow
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | $3,168,000,000 | $-1,078,000,000 | $-4,653,000,000 | $13,709,000,000 |
Operating Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Operating Cash Flow | $3,425,000,000 | $-838,000,000 | $-4,447,000,000 | $13,944,000,000 |
Investing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Capital Expenditure | $-257,000,000 | $-240,000,000 | $-206,000,000 | $-235,000,000 |
| Investing Cash Flow | $-1,104,000,000 | $-850,000,000 | $-1,332,000,000 | $2,118,000,000 |
Financing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repurchase Of Capital Stock | $-1,502,000,000 | $-215,000,000 | $-91,000,000 | $0 |
| Financing Cash Flow | $-3,249,000,000 | $1,326,000,000 | $1,874,000,000 | $517,000,000 |
| Net Other Financing Charges | $39,000,000 | $-65,000,000 | $-65,000,000 | $-65,000,000 |
| Cash Dividends Paid | $-696,000,000 | $-166,000,000 | $-122,000,000 | $-65,000,000 |
| Common Stock Dividend Paid | $-696,000,000 | $-166,000,000 | $-122,000,000 | $-65,000,000 |
| Net Common Stock Issuance | $-1,502,000,000 | $-215,000,000 | $-91,000,000 | $0 |
| Dividends Received Cfi | $25,000,000 | $0 | - | - |
| Dividend Received Cfo | $1,000,000 | $2,000,000 | $2,000,000 | $3,000,000 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repayment Of Debt | $-2,245,000,000 | $-382,000,000 | $-844,000,000 | $0 |
| Issuance Of Debt | $1,573,000,000 | $2,431,000,000 | $3,231,000,000 | $750,000,000 |
| End Cash Position | $38,327,000,000 | $39,041,000,000 | $39,316,000,000 | $43,557,000,000 |
| Beginning Cash Position | $39,041,000,000 | $39,316,000,000 | $43,557,000,000 | $26,559,000,000 |
| Effect Of Exchange Rate Changes | $214,000,000 | $87,000,000 | $-336,000,000 | $419,000,000 |
| Changes In Cash | $-928,000,000 | $-362,000,000 | $-3,905,000,000 | $16,579,000,000 |
| Interest Paid Cff | $-384,000,000 | $-242,000,000 | $-146,000,000 | $-125,000,000 |
| Common Stock Payments | $-1,502,000,000 | $-215,000,000 | $-91,000,000 | $0 |
| Net Issuance Payments Of Debt | $-672,000,000 | $2,049,000,000 | $2,387,000,000 | $750,000,000 |
| Net Long Term Debt Issuance | $-672,000,000 | $2,049,000,000 | $2,387,000,000 | $750,000,000 |
| Long Term Debt Payments | $-2,245,000,000 | $-382,000,000 | $-844,000,000 | $0 |
| Long Term Debt Issuance | $1,573,000,000 | $2,431,000,000 | $3,231,000,000 | $750,000,000 |
| Net Investment Purchase And Sale | $-840,000,000 | $-486,000,000 | $-1,127,000,000 | $2,411,000,000 |
| Sale Of Investment | $3,241,000,000 | $2,713,000,000 | $2,696,000,000 | $4,928,000,000 |
| Purchase Of Investment | $-4,081,000,000 | $-3,199,000,000 | $-3,823,000,000 | $-2,517,000,000 |
| Net Business Purchase And Sale | $-37,000,000 | $-131,000,000 | $-9,000,000 | $-68,000,000 |
| Purchase Of Business | $-37,000,000 | $-131,000,000 | $-45,000,000 | $-68,000,000 |
| Net Intangibles Purchase And Sale | $-232,000,000 | $-206,000,000 | $-174,000,000 | $-204,000,000 |
| Purchase Of Intangibles | $-232,000,000 | $-206,000,000 | $-174,000,000 | $-204,000,000 |
| Net PPE Purchase And Sale | $-20,000,000 | $-27,000,000 | $-22,000,000 | $-21,000,000 |
| Sale Of PPE | $5,000,000 | $7,000,000 | $10,000,000 | $10,000,000 |
| Purchase Of PPE | $-25,000,000 | $-34,000,000 | $-32,000,000 | $-31,000,000 |
| Taxes Refund Paid | $-62,000,000 | $-71,000,000 | $-19,000,000 | $13,000,000 |
| Change In Working Capital | $-238,000,000 | $-4,145,000,000 | $-5,620,000,000 | $13,032,000,000 |
| Change In Other Current Liabilities | $-125,000,000 | $-213,000,000 | $-237,000,000 | $276,000,000 |
| Change In Other Current Assets | $-23,000,000 | $36,000,000 | $21,000,000 | $35,000,000 |
| Other Non Cash Items | $578,000,000 | $412,000,000 | $306,000,000 | $126,000,000 |
| Provisionand Write Offof Assets | $149,000,000 | $268,000,000 | $185,000,000 | $20,000,000 |
| Depreciation And Amortization | $295,000,000 | $294,000,000 | $295,000,000 | $327,000,000 |
| Amortization Cash Flow | $222,000,000 | $220,000,000 | $218,000,000 | - |
| Depreciation | $73,000,000 | $74,000,000 | $77,000,000 | $327,000,000 |
| Pension And Employee Benefit Expense | $3,000,000 | $5,000,000 | $4,000,000 | $3,000,000 |
| Gain Loss On Investment Securities | $-37,000,000 | $-12,000,000 | $-105,000,000 | $-68,000,000 |
| Net Foreign Currency Exchange Gain Loss | $82,000,000 | $27,000,000 | $-315,000,000 | $-101,000,000 |
| Gain Loss On Sale Of PPE | $0 | $-2,000,000 | $1,000,000 | $3,000,000 |
| Gain Loss On Sale Of Business | $2,000,000 | $26,000,000 | $0 | - |
| Net Income From Continuing Operations | $2,702,000,000 | $2,394,000,000 | $880,000,000 | $629,000,000 |
| Sale Of Business | - | $0 | $36,000,000 | $0 |