AFG
American Financial Group, Inc.
Price Chart
Latest Quote
$130.14
Current Price| Previous Close | $130.27 |
| Open | $130.27 |
| Day High | $131.24 |
| Day Low | $129.43 |
| Volume | 526,170 |
Stock Information
| Quarterly Dividend / Yield | $3.52 / 2.70% |
| Shares Outstanding | 83.40M |
| Total Debt | $2.05B |
| Cash Equivalents | $1.92B |
| Revenue | $8.01B |
| Net Income | $798.00M |
| Sector | Financial Services |
| Industry | Insurance - Property & Casualty |
| Market Cap | $10.85B |
| P/E Ratio | 13.66 |
| EPS (TTM) | $9.53 |
| Exchange | NYQ |
đ Custom Metrics & Score
Score: 13/42| Debt to Equity | 0.33 |
| Debt to Earnings | 1.31 |
| Avg Revenue Growth | 8.21% |
| Profit Margin | 10.72% |
| Return on Equity | 19.86% |
| Avg FCF Growth | -8.20% |
| FCF Yield | 10.61% |
Score Explanation: The perfect score is 42/42 based on debt levels, profitability, growth rates, and cash flow metrics. FCF Yield is weighted most heavily as it shows what return the business currently generates.
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-02-02 | $130.14 | 526,170 |
| 2026-01-30 | $130.27 | 1,728,000 |
| 2026-01-29 | $128.81 | 716,100 |
| 2026-01-28 | $128.45 | 433,800 |
| 2026-01-27 | $127.85 | 482,900 |
| 2026-01-26 | $128.02 | 584,800 |
| 2026-01-23 | $127.79 | 696,700 |
| 2026-01-22 | $128.39 | 633,500 |
| 2026-01-21 | $131.39 | 541,300 |
| 2026-01-20 | $131.65 | 419,400 |
| 2026-01-16 | $131.06 | 347,400 |
| 2026-01-15 | $131.90 | 367,200 |
| 2026-01-14 | $130.96 | 613,500 |
| 2026-01-13 | $128.66 | 411,500 |
| 2026-01-12 | $130.72 | 287,000 |
| 2026-01-09 | $131.43 | 313,200 |
| 2026-01-08 | $134.14 | 343,300 |
| 2026-01-07 | $132.34 | 482,100 |
| 2026-01-06 | $131.53 | 468,500 |
| 2026-01-05 | $134.73 | 434,600 |
About American Financial Group, Inc.
American Financial Group, Inc., an insurance holding company, provides specialty property and casualty insurance products in the United States. The company offers property and transportation insurance products, such as physical damage and liability coverage for buses and trucks other specialty transportation niches, inland and ocean marine, agricultural-related products, and other commercial property coverages; specialty casualty insurance, including primarily excess and surplus, executive and professional liability, general liability, umbrella and excess liability, and specialty coverage in targeted markets, as well as customized programs for small to mid-sized businesses and workers' compensation insurance; and specialty financial insurance products comprising risk management insurance programs for lending and leasing institutions, fidelity and surety products, and trade credit insurance. It sells its property and casualty insurance products through independent insurance agents and brokers. The company was founded in 1872 and is headquartered in Cincinnati, Ohio.
đ° Latest News
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Income Statement (Annual)
Revenue
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Revenue | $8,278,000,000 | $7,728,000,000 | $6,773,000,000 | $6,231,000,000 |
| Operating Revenue | $8,278,000,000 | $7,728,000,000 | $6,773,000,000 | $6,231,000,000 |
Expenses
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Interest Expense | $76,000,000 | $76,000,000 | $85,000,000 | $94,000,000 |
| Total Expenses | $7,154,000,000 | $6,655,000,000 | $5,650,000,000 | $4,896,000,000 |
| Other Income Expense | $124,000,000 | $146,000,000 | $117,000,000 | $113,000,000 |
| Net Non Operating Interest Income Expense | $-76,000,000 | $-76,000,000 | $-85,000,000 | $-94,000,000 |
| Interest Expense Non Operating | $76,000,000 | $76,000,000 | $85,000,000 | $94,000,000 |
| Other Operating Expenses | $319,000,000 | $305,000,000 | $255,000,000 | $264,000,000 |
| Loss Adjustment Expense | $4,460,000,000 | $4,033,000,000 | $3,629,000,000 | $3,157,000,000 |
Income & Earnings
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Income From Continuing Operation Net Minority Interest | $887,000,000 | $852,000,000 | $898,000,000 | $1,081,000,000 |
| Net Interest Income | $-76,000,000 | $-76,000,000 | $-85,000,000 | $-94,000,000 |
| Interest Income | $29,000,000 | $34,000,000 | $39,000,000 | $30,000,000 |
| Normalized Income | $887,000,000 | $852,000,000 | $898,000,000 | $1,081,000,000 |
| Net Income From Continuing And Discontinued Operation | $887,000,000 | $852,000,000 | $898,000,000 | $1,995,000,000 |
| Net Income Common Stockholders | $887,000,000 | $852,000,000 | $898,000,000 | $1,995,000,000 |
| Net Income | $887,000,000 | $852,000,000 | $898,000,000 | $1,995,000,000 |
| Net Income Including Noncontrolling Interests | $887,000,000 | $852,000,000 | $898,000,000 | $1,995,000,000 |
| Net Income Continuous Operations | $887,000,000 | $852,000,000 | $898,000,000 | $1,081,000,000 |
| Pretax Income | $1,124,000,000 | $1,073,000,000 | $1,123,000,000 | $1,335,000,000 |
| Net Income Discontinuous Operations | - | $0 | $0 | $914,000,000 |
Per Share Metrics
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Diluted EPS | $10.56 | $10.05 | $10.53 | $23.30 |
| Basic EPS | $10.56 | $10.19 | $10.54 | $23.49 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $81,000,000 | $78,000,000 | $100,000,000 | $187,000,000 |
| EBIT | $1,200,000,000 | $1,149,000,000 | $1,208,000,000 | $1,429,000,000 |
| Diluted Average Shares | $83,978,258 | $84,800,000 | $85,300,000 | $85,600,000 |
| Basic Average Shares | $83,978,258 | $83,635,807 | $85,204,006 | $84,920,965 |
| Diluted NI Availto Com Stockholders | $887,000,000 | $852,000,000 | $898,000,000 | $1,995,000,000 |
| Tax Provision | $237,000,000 | $221,000,000 | $225,000,000 | $254,000,000 |
| Net Policyholder Benefits And Claims | $4,460,000,000 | $4,033,000,000 | $3,629,000,000 | $3,157,000,000 |
| Minority Interests | - | - | $0 | $0 |
Balance Sheet (Annual)
Assets
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Tangible Assets | $4,161,000,000 | $3,953,000,000 | $3,806,000,000 | $4,766,000,000 |
| Total Assets | $30,836,000,000 | $29,787,000,000 | $28,831,000,000 | $28,931,000,000 |
| Goodwill And Other Intangible Assets | $305,000,000 | $305,000,000 | $246,000,000 | $246,000,000 |
| Prepaid Assets | $1,013,000,000 | $961,000,000 | $917,000,000 | $834,000,000 |
| Receivables | $7,831,000,000 | $7,119,000,000 | $6,202,000,000 | $5,641,000,000 |
| Other Receivables | $1,123,000,000 | $1,171,000,000 | $886,000,000 | $857,000,000 |
| Accounts Receivable | $6,708,000,000 | $5,948,000,000 | $5,316,000,000 | $4,784,000,000 |
| Cash Cash Equivalents And Short Term Investments | $1,946,000,000 | $11,602,000,000 | $10,967,000,000 | $12,488,000,000 |
| Cash And Cash Equivalents | $1,406,000,000 | $1,225,000,000 | $872,000,000 | $2,131,000,000 |
Debt
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Debt | $69,000,000 | $250,000,000 | $624,000,000 | - |
| Total Debt | $1,475,000,000 | $1,475,000,000 | $1,496,000,000 | $1,964,000,000 |
| Long Term Debt And Capital Lease Obligation | $1,475,000,000 | $1,475,000,000 | $1,496,000,000 | $1,964,000,000 |
| Long Term Debt | $1,475,000,000 | $1,475,000,000 | $1,496,000,000 | $1,964,000,000 |
Liabilities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Liabilities Net Minority Interest | $26,370,000,000 | $25,529,000,000 | $24,779,000,000 | $23,919,000,000 |
| Payables And Accrued Expenses | $1,191,000,000 | $1,186,000,000 | $1,035,000,000 | $4,339,000,000 |
| Payables | $1,191,000,000 | $1,186,000,000 | $1,035,000,000 | $4,339,000,000 |
| Accounts Payable | $1,191,000,000 | $1,186,000,000 | $1,035,000,000 | $4,339,000,000 |
Equity
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Common Stock Equity | $4,466,000,000 | $4,258,000,000 | $4,052,000,000 | $5,012,000,000 |
| Total Equity Gross Minority Interest | $4,466,000,000 | $4,258,000,000 | $4,052,000,000 | $5,012,000,000 |
| Stockholders Equity | $4,466,000,000 | $4,258,000,000 | $4,052,000,000 | $5,012,000,000 |
| Gains Losses Not Affecting Retained Earnings | $-240,000,000 | $-319,000,000 | $-543,000,000 | $119,000,000 |
| Other Equity Adjustments | $-240,000,000 | $-319,000,000 | $-543,000,000 | $119,000,000 |
| Retained Earnings | $3,211,000,000 | $3,121,000,000 | $3,142,000,000 | $3,478,000,000 |
| Long Term Equity Investment | $2,277,000,000 | $1,814,000,000 | $1,700,000,000 | $1,517,000,000 |
| Investments In Other Ventures Under Equity Method | $2,277,000,000 | $1,814,000,000 | $1,700,000,000 | $1,517,000,000 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Treasury Shares Number | $14,900,000 | $14,900,000 | - | - |
| Ordinary Shares Number | $83,978,258 | $83,635,807 | $85,204,006 | $84,920,965 |
| Share Issued | $98,878,258 | $98,535,807 | $85,204,006 | $84,920,965 |
| Tangible Book Value | $4,161,000,000 | $3,953,000,000 | $3,806,000,000 | $4,766,000,000 |
| Invested Capital | $5,941,000,000 | $5,733,000,000 | $5,548,000,000 | $6,976,000,000 |
| Total Capitalization | $5,941,000,000 | $5,733,000,000 | $5,548,000,000 | $6,976,000,000 |
| Additional Paid In Capital | $1,411,000,000 | $1,372,000,000 | $1,368,000,000 | $1,330,000,000 |
| Capital Stock | $84,000,000 | $84,000,000 | $85,000,000 | $85,000,000 |
| Common Stock | $84,000,000 | $84,000,000 | $85,000,000 | $85,000,000 |
| Investments And Advances | $13,502,000,000 | $13,266,000,000 | $12,837,000,000 | $12,944,000,000 |
| Goodwill | $305,000,000 | $305,000,000 | $246,000,000 | $246,000,000 |
| Other Short Term Investments | $540,000,000 | $10,377,000,000 | $10,095,000,000 | $10,357,000,000 |
Cash Flow Statement (Annual)
Free Cash Flow
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | $1,152,000,000 | $1,970,000,000 | $1,153,000,000 | $1,714,000,000 |
Operating Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Operating Cash Flow | $1,152,000,000 | $1,970,000,000 | $1,153,000,000 | $1,714,000,000 |
| Cash Flow From Continuing Operating Activities | $1,152,000,000 | $1,970,000,000 | $1,153,000,000 | $1,714,000,000 |
| Operating Gains Losses | - | $38,000,000 | $110,000,000 | $-1,131,000,000 |
Investing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Investing Cash Flow | $95,000,000 | $414,000,000 | $-1,051,000,000 | $-436,000,000 |
| Cash Flow From Continuing Investing Activities | $95,000,000 | $414,000,000 | $-1,051,000,000 | $-436,000,000 |
| Net Other Investing Changes | $-5,000,000 | $-6,000,000 | $-4,000,000 | $32,000,000 |
Financing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repurchase Of Capital Stock | $0 | $-213,000,000 | $-11,000,000 | $-319,000,000 |
| Issuance Of Capital Stock | $17,000,000 | $15,000,000 | $16,000,000 | $66,000,000 |
| Financing Cash Flow | $-1,066,000,000 | $-2,031,000,000 | $-1,361,000,000 | $-1,957,000,000 |
| Cash Flow From Continuing Financing Activities | $-1,066,000,000 | $-2,031,000,000 | $-1,361,000,000 | $-1,957,000,000 |
| Net Other Financing Charges | $-295,000,000 | $-1,128,000,000 | $324,000,000 | $670,000,000 |
| Cash Dividends Paid | $-788,000,000 | $-684,000,000 | $-1,213,000,000 | $-2,374,000,000 |
| Common Stock Dividend Paid | $-788,000,000 | $-684,000,000 | $-1,213,000,000 | $-2,374,000,000 |
| Net Common Stock Issuance | $17,000,000 | $-198,000,000 | $5,000,000 | $-253,000,000 |
| Common Stock Issuance | $17,000,000 | $15,000,000 | $16,000,000 | $66,000,000 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repayment Of Debt | $0 | $-21,000,000 | $-477,000,000 | $0 |
| End Cash Position | $1,406,000,000 | $1,225,000,000 | $872,000,000 | $2,131,000,000 |
| Beginning Cash Position | $1,225,000,000 | $872,000,000 | $2,131,000,000 | $2,810,000,000 |
| Changes In Cash | $181,000,000 | $353,000,000 | $-1,259,000,000 | $-679,000,000 |
| Common Stock Payments | $0 | $-213,000,000 | $-11,000,000 | $-319,000,000 |
| Net Issuance Payments Of Debt | $0 | $-21,000,000 | $-477,000,000 | $0 |
| Long Term Debt Payments | $0 | $-21,000,000 | $-477,000,000 | $0 |
| Net Investment Purchase And Sale | $362,000,000 | $663,000,000 | $-827,000,000 | $-1,675,000,000 |
| Sale Of Investment | $4,812,000,000 | $4,430,000,000 | $5,455,000,000 | $6,887,000,000 |
| Purchase Of Investment | $-4,450,000,000 | $-3,767,000,000 | $-6,282,000,000 | $-8,562,000,000 |
| Net Investment Properties Purchase And Sale | $-103,000,000 | $-69,000,000 | $-55,000,000 | $-16,000,000 |
| Sale Of Investment Properties | $30,000,000 | $3,000,000 | $31,000,000 | $46,000,000 |
| Purchase Of Investment Properties | $-133,000,000 | $-72,000,000 | $-86,000,000 | $-62,000,000 |
| Net Business Purchase And Sale | $-9,000,000 | $-208,000,000 | $-10,000,000 | $1,357,000,000 |
| Sale Of Business | $0 | $26,000,000 | $0 | $5,693,000,000 |
| Purchase Of Business | $-9,000,000 | $-234,000,000 | $-10,000,000 | $-4,336,000,000 |
| Change In Working Capital | $238,000,000 | $1,033,000,000 | $186,000,000 | $805,000,000 |
| Change In Other Working Capital | $-80,000,000 | $305,000,000 | $-183,000,000 | $-144,000,000 |
| Change In Other Current Liabilities | $-153,000,000 | $72,000,000 | $-69,000,000 | $-70,000,000 |
| Change In Other Current Assets | $10,000,000 | $-19,000,000 | $-138,000,000 | $344,000,000 |
| Change In Payables And Accrued Expense | $5,000,000 | $151,000,000 | $115,000,000 | $113,000,000 |
| Change In Payable | $5,000,000 | $151,000,000 | $115,000,000 | $113,000,000 |
| Change In Account Payable | $5,000,000 | $151,000,000 | $115,000,000 | $113,000,000 |
| Change In Receivables | $-769,000,000 | $-794,000,000 | $-644,000,000 | $-350,000,000 |
| Other Non Cash Items | $-54,000,000 | $-31,000,000 | $-141,000,000 | $-44,000,000 |
| Depreciation And Amortization | $81,000,000 | $78,000,000 | $100,000,000 | $187,000,000 |
| Net Income From Continuing Operations | $887,000,000 | $852,000,000 | $898,000,000 | $1,995,000,000 |
| Net Long Term Debt Issuance | - | $-21,000,000 | $-477,000,000 | - |
| Amortization Of Securities | - | $0 | $0 | $-98,000,000 |
| Gain Loss On Investment Securities | - | $38,000,000 | $110,000,000 | $-1,131,000,000 |
| Issuance Of Debt | - | - | $0 | $0 |
| Long Term Debt Issuance | - | - | $0 | $0 |