AEGOF
Aegon Ltd.
Price Chart
Latest Quote
$7.05
Current Price| Previous Close | $7.70 |
| Open | $7.05 |
| Day High | $7.05 |
| Day Low | $7.05 |
| Volume | 100 |
Stock Information
Note: Financial values converted from EUR to USD
| Quarterly Dividend / Yield | $0.45 / 5.80% |
| Shares Outstanding | 1.50B |
| Total Debt | $5.04B |
| Cash Equivalents | $3.78B |
| Revenue | $15.44B |
| Net Income | $1.50B |
| Sector | Financial Services |
| Industry | Insurance - Diversified |
| Market Cap | $10.67B |
| P/E Ratio | 7.66 |
| EPS (TTM) | $0.92 |
| Exchange | PNK |
📊 Custom Metrics & Score
Score: 5/42| Debt to Equity | 0.54 |
| Debt to Earnings | 7.57 |
| Avg Revenue Growth | -13.53% |
| Profit Margin | 3.52% |
| Return on Equity | 7.49% |
| Avg FCF Growth | -34.12% |
| FCF Yield | 6.53% |
Score Explanation: The perfect score is 42/42 based on debt levels, profitability, growth rates, and cash flow metrics. FCF Yield is weighted most heavily as it shows what return the business currently generates.
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-01-30 | $7.70 | 0 |
| 2026-01-29 | $7.70 | 0 |
| 2026-01-28 | $7.70 | 0 |
| 2026-01-27 | $7.70 | 600 |
| 2026-01-26 | $7.85 | 0 |
| 2026-01-23 | $7.85 | 0 |
| 2026-01-22 | $7.85 | 0 |
| 2026-01-21 | $7.85 | 0 |
| 2026-01-20 | $7.85 | 0 |
| 2026-01-16 | $7.85 | 0 |
| 2026-01-15 | $7.85 | 0 |
| 2026-01-14 | $7.85 | 0 |
| 2026-01-13 | $7.85 | 0 |
| 2026-01-12 | $7.85 | 0 |
| 2026-01-09 | $7.85 | 0 |
| 2026-01-08 | $7.85 | 0 |
| 2026-01-07 | $7.85 | 0 |
| 2026-01-06 | $7.85 | 0 |
| 2026-01-05 | $7.85 | 16,700 |
About Aegon Ltd.
Aegon Ltd. provides insurance, pensions, retirement, and asset management services in the Americas, the Netherlands, the United Kingdom, and internationally. It offers life, accident, property and casualty, and health insurance; annuities, retirement plans, mutual funds, and stable value solutions; commercial and residential mortgage loans; digital saving services; retail and institutional investment management solutions; and investment vehicles. The company provides its products under the Transamerica and World Financial Group brands. Aegon Ltd. was founded in 1844 and is headquartered in The Hague, the Netherlands.
📰 Latest News
Is Aegon (ENXTAM:AGN) Pricing Reflect Its Repositioning As A Netherlands Insurer?
Simply Wall St. • 2026-02-01T19:08:09Z
What Does Wall Street Think About Aegon Ltd. (AEG)?
Insider Monkey • 2026-02-01T07:38:53Z
Aegon customers missing pension savings after botched IT upgrade
The Telegraph • 2026-01-28T13:08:17ZAegon attracts bidders for $2.7bn UK insurance business
Life Insurance International • 2026-01-23T11:02:21Z
Will Aegon’s (ENXTAM:AGN) Expanded €227m Buyback Shift Its Capital Return and Earnings Quality Narrative?
Simply Wall St. • 2026-01-13T17:14:58Z
Reassessing Aegon (ENXTAM:AGN) After Strong Multi Year Share Price Performance
Simply Wall St. • 2026-01-13T16:05:35Z
Assessing Aegon (ENXTAM:AGN) Valuation After Mixed Short Term Moves And Strong Long Term Returns
Simply Wall St. • 2026-01-13T03:12:35Z
Where is Aegon Ltd. (AEG) Headed According to Wall Street?
Insider Monkey • 2026-01-02T14:44:27Z
XY Capital Dumps 419,000 JD.com Shares in $13.7 Million Exit
Motley Fool • 2025-12-30T19:27:53Z
Aegon (ENXTAM:AGN) Is Down 9.6% After Announcing US Move, Transamerica Rebrand And UK Review
Simply Wall St. • 2025-12-11T14:12:57Z
Income Statement (Annual)
Revenue
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Revenue | $19,519,000,000 | $20,055,000,000 | $-21,643,000,000 | $42,546,000,000 |
| Operating Revenue | $19,519,000,000 | $20,055,000,000 | $-21,643,000,000 | $42,546,000,000 |
Expenses
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Interest Expense | $6,000,000 | $7,000,000 | $7,000,000 | $246,000,000 |
| Total Expenses | $18,862,000,000 | $20,445,000,000 | $-22,472,000,000 | $41,386,000,000 |
| Other Income Expense | $27,000,000 | $29,000,000 | $39,000,000 | $42,000,000 |
| Net Non Operating Interest Income Expense | $-6,000,000 | $-7,000,000 | $-7,000,000 | $-246,000,000 |
| Interest Expense Non Operating | $6,000,000 | $7,000,000 | $7,000,000 | $246,000,000 |
| Other Operating Expenses | $-158,000,000 | $49,000,000 | $-341,000,000 | $-673,000,000 |
| General And Administrative Expense | $1,983,000,000 | $1,887,000,000 | $1,728,000,000 | $2,805,000,000 |
| Loss Adjustment Expense | $16,630,000,000 | $17,687,000,000 | $-24,676,000,000 | $36,720,000,000 |
Income & Earnings
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Income From Continuing Operation Net Minority Interest | $688,000,000 | $-162,000,000 | $726,000,000 | $1,020,000,000 |
| Net Interest Income | $-6,000,000 | $-7,000,000 | $-7,000,000 | $-246,000,000 |
| Interest Income | $5,796,000,000 | $5,522,000,000 | $5,174,000,000 | $4,863,000,000 |
| Normalized Income | $688,000,000 | $-162,000,000 | $726,000,000 | $1,034,694,158 |
| Net Income From Continuing And Discontinued Operation | $688,000,000 | $-179,000,000 | $-570,000,000 | $1,980,000,000 |
| Net Income Common Stockholders | $611,000,000 | $-227,000,000 | $-606,000,000 | $1,941,000,000 |
| Net Income | $688,000,000 | $-179,000,000 | $-570,000,000 | $1,980,000,000 |
| Net Income Including Noncontrolling Interests | $676,000,000 | $-199,000,000 | $-540,000,000 | $2,029,000,000 |
| Net Income Discontinuous Operations | $0 | $-17,000,000 | $-1,296,000,000 | $960,000,000 |
| Net Income Continuous Operations | $676,000,000 | $-182,000,000 | $756,000,000 | $1,069,000,000 |
| Pretax Income | $660,000,000 | $-391,000,000 | $827,000,000 | $1,164,000,000 |
| Depreciation And Amortization In Income Statement | $17,000,000 | $13,000,000 | $9,000,000 | $169,000,000 |
| Special Income Charges | - | - | $-68,000,000 | $-16,000,000 |
Per Share Metrics
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Diluted EPS | $0.37 | $-0.12 | $-0.80 | $0.94 |
| Basic EPS | $0.37 | $-0.12 | $-0.80 | $0.94 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Tax Effect Of Unusual Items | $0 | $0 | $0 | $-1,305,842 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Reconciled Depreciation | $-31,000,000 | $-163,000,000 | $169,000,000 | $1,167,000,000 |
| EBIT | $666,000,000 | $-384,000,000 | $834,000,000 | $1,410,000,000 |
| Diluted Average Shares | $2,010,000,000 | $2,369,000,000 | $1,975,184,223 | $2,602,000,000 |
| Basic Average Shares | $2,010,000,000 | $2,369,000,000 | $1,975,184,223 | $2,602,000,000 |
| Diluted NI Availto Com Stockholders | $611,000,000 | $-227,000,000 | $-606,000,000 | $1,941,000,000 |
| Otherunder Preferred Stock Dividend | $77,000,000 | $48,000,000 | $36,000,000 | $39,000,000 |
| Minority Interests | $12,000,000 | $20,000,000 | $-29,000,000 | $-50,000,000 |
| Tax Provision | $-16,000,000 | $-209,000,000 | $71,000,000 | $95,000,000 |
| Amortization | $17,000,000 | $13,000,000 | $9,000,000 | $169,000,000 |
| Selling General And Administration | $1,983,000,000 | $1,887,000,000 | $1,728,000,000 | $2,805,000,000 |
| Other Gand A | $785,000,000 | $780,000,000 | $669,000,000 | $1,294,000,000 |
| Salaries And Wages | $1,198,000,000 | $1,107,000,000 | $1,059,000,000 | $1,511,000,000 |
| Net Policyholder Benefits And Claims | $16,630,000,000 | $17,687,000,000 | $-24,676,000,000 | $36,720,000,000 |
| Policyholder Benefits Gross | $17,579,000,000 | $18,595,000,000 | $-23,866,000,000 | $40,097,000,000 |
| Policyholder Benefits Ceded | $949,000,000 | $908,000,000 | $810,000,000 | $3,377,000,000 |
| Total Unusual Items | - | - | $-68,000,000 | $-16,000,000 |
| Total Unusual Items Excluding Goodwill | - | - | $-68,000,000 | $-16,000,000 |
| Write Off | - | - | $68,000,000 | $16,000,000 |
Balance Sheet (Annual)
Assets
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Tangible Assets | $8,612,000,000 | $8,922,000,000 | $10,338,000,000 | $12,796,000,000 |
| Fixed Assets Revaluation Reserve | $-3,706,000,000 | $-3,770,000,000 | $-4,563,000,000 | $32,000,000 |
| Total Assets | $327,390,000,000 | $301,581,000,000 | $380,711,000,000 | $459,560,000,000 |
| Goodwill And Other Intangible Assets | $575,000,000 | $504,000,000 | $420,000,000 | $585,000,000 |
| Other Intangible Assets | $230,000,000 | $213,000,000 | $104,000,000 | $941,000,000 |
| Receivables | $3,830,000,000 | $3,567,000,000 | $7,857,000,000 | $5,622,000,000 |
| Accounts Receivable | $3,830,000,000 | $3,567,000,000 | $7,857,000,000 | $5,622,000,000 |
| Cash Cash Equivalents And Short Term Investments | $58,184,000,000 | $54,438,000,000 | $57,626,000,000 | $6,861,000,000 |
| Cash And Cash Equivalents | $3,468,000,000 | $4,074,000,000 | $3,402,000,000 | $6,861,000,000 |
Debt
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Debt | $1,311,000,000 | $638,000,000 | $3,062,000,000 | $5,120,000,000 |
| Total Debt | $4,995,000,000 | $4,917,000,000 | $6,674,000,000 | $11,981,000,000 |
| Long Term Debt And Capital Lease Obligation | $4,958,000,000 | $4,885,000,000 | $6,674,000,000 | $11,981,000,000 |
| Long Term Debt | $4,742,000,000 | $4,680,000,000 | $6,464,000,000 | $11,981,000,000 |
| Current Debt And Capital Lease Obligation | $37,000,000 | $32,000,000 | - | $0 |
| Current Debt | $37,000,000 | $32,000,000 | - | $0 |
| Other Current Borrowings | $37,000,000 | $32,000,000 | - | - |
Liabilities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Minimum Pension Liabilities | $-1,072,000,000 | $-1,006,000,000 | $-1,565,000,000 | $-2,199,000,000 |
| Total Liabilities Net Minority Interest | $318,077,000,000 | $292,027,000,000 | $369,776,000,000 | $445,983,000,000 |
| Derivative Product Liabilities | $2,435,000,000 | $2,479,000,000 | $5,175,000,000 | $7,138,000,000 |
| Non Current Deferred Liabilities | $70,000,000 | $63,000,000 | $37,000,000 | $15,000,000 |
| Non Current Deferred Taxes Liabilities | $64,000,000 | $57,000,000 | $30,000,000 | $8,000,000 |
| Payables And Accrued Expenses | $3,825,000,000 | $4,101,000,000 | $4,397,000,000 | $537,000,000 |
| Interest Payable | $35,000,000 | $47,000,000 | $129,000,000 | $251,000,000 |
| Payables | $3,493,000,000 | $3,773,000,000 | $4,025,000,000 | $5,785,000,000 |
| Other Payable | $2,112,000,000 | $1,599,000,000 | $2,828,000,000 | $2,556,000,000 |
| Total Tax Payable | $61,000,000 | $60,000,000 | $59,000,000 | $149,000,000 |
| Income Tax Payable | $61,000,000 | $60,000,000 | $59,000,000 | $149,000,000 |
| Accounts Payable | $1,320,000,000 | $2,114,000,000 | $1,138,000,000 | $3,080,000,000 |
Equity
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Common Stock Equity | $9,187,000,000 | $9,426,000,000 | $10,758,000,000 | $13,381,000,000 |
| Total Equity Gross Minority Interest | $9,313,000,000 | $9,554,000,000 | $10,935,000,000 | $13,577,000,000 |
| Stockholders Equity | $9,187,000,000 | $9,426,000,000 | $10,758,000,000 | $13,381,000,000 |
| Other Equity Interest | $1,971,000,000 | $1,952,000,000 | $1,943,000,000 | $2,363,000,000 |
| Gains Losses Not Affecting Retained Earnings | $-3,827,000,000 | $-4,397,000,000 | $-5,459,000,000 | $4,567,000,000 |
| Other Equity Adjustments | $951,000,000 | $379,000,000 | $669,000,000 | $1,425,000,000 |
| Retained Earnings | $4,347,000,000 | $5,099,000,000 | $7,770,000,000 | $12,166,000,000 |
| Long Term Equity Investment | $4,625,000,000 | $4,336,000,000 | $1,595,000,000 | $3,004,000,000 |
| Investments In Other Ventures Under Equity Method | $4,625,000,000 | $4,336,000,000 | $1,595,000,000 | $3,004,000,000 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Treasury Shares Number | $69,133,114 | $72,518,525 | $147,900,908 | $72,544,916 |
| Ordinary Shares Number | $1,592,499,013 | $1,751,952,368 | $1,975,184,223 | $2,047,989,265 |
| Share Issued | $1,661,433,491 | $1,824,272,257 | $2,121,791,060 | $2,119,769,461 |
| Tangible Book Value | $8,612,000,000 | $8,922,000,000 | $10,338,000,000 | $12,796,000,000 |
| Invested Capital | $13,966,000,000 | $14,138,000,000 | $17,222,000,000 | $25,362,000,000 |
| Capital Lease Obligations | $216,000,000 | $205,000,000 | $210,000,000 | $252,000,000 |
| Total Capitalization | $13,929,000,000 | $14,106,000,000 | $17,222,000,000 | $25,362,000,000 |
| Minority Interest | $126,000,000 | $129,000,000 | $176,000,000 | $196,000,000 |
| Treasury Stock | $398,000,000 | $346,000,000 | $668,000,000 | $273,000,000 |
| Additional Paid In Capital | $6,853,000,000 | $6,853,000,000 | $6,853,000,000 | $7,033,000,000 |
| Capital Stock | $241,000,000 | $265,000,000 | $319,000,000 | $11,018,000,000 |
| Common Stock | $241,000,000 | $265,000,000 | $319,000,000 | $11,018,000,000 |
| Employee Benefits | $576,000,000 | $669,000,000 | $496,000,000 | $3,944,000,000 |
| Non Current Deferred Revenue | $6,000,000 | $6,000,000 | $7,000,000 | $7,000,000 |
| Long Term Capital Lease Obligation | $216,000,000 | $205,000,000 | $210,000,000 | $252,000,000 |
| Long Term Provisions | $98,000,000 | $83,000,000 | $100,000,000 | $193,000,000 |
| Current Accrued Expenses | $332,000,000 | $328,000,000 | $372,000,000 | $537,000,000 |
| Defined Pension Benefit | $110,000,000 | $103,000,000 | $87,000,000 | $119,000,000 |
| Investments And Advances | $297,827,000,000 | $270,229,000,000 | $255,854,000,000 | $3,004,000,000 |
| Goodwill | $345,000,000 | $291,000,000 | $316,000,000 | $392,000,000 |
| Net PPE | $400,000,000 | $433,000,000 | $158,000,000 | $199,000,000 |
| Other Short Term Investments | $54,716,000,000 | $50,364,000,000 | $54,224,000,000 | $101,366,000,000 |
| Unrealized Gain Loss | - | - | $-5,516,000,000 | $5,309,000,000 |
| Commercial Paper | - | - | - | $0 |
Cash Flow Statement (Annual)
Free Cash Flow
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | $696,000,000 | $748,000,000 | $2,574,000,000 | $-1,908,000,000 |
Operating Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Operating Cash Flow | $762,000,000 | $864,000,000 | $2,672,000,000 | $-1,796,000,000 |
| Cash Flow From Continuing Operating Activities | $761,000,000 | $862,000,000 | $2,669,000,000 | $-1,797,000,000 |
| Operating Gains Losses | $-21,248,000,000 | $-20,858,000,000 | $60,028,000,000 | $-26,093,000,000 |
Investing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Capital Expenditure | $-66,000,000 | $-116,000,000 | $-98,000,000 | $-112,000,000 |
| Investing Cash Flow | $300,000,000 | $-1,996,000,000 | $733,000,000 | $-54,000,000 |
| Cash Flow From Continuing Investing Activities | $300,000,000 | $-1,996,000,000 | $734,000,000 | $-53,000,000 |
| Net Other Investing Changes | $-1,000,000 | - | $-2,000,000 | $-1,000,000 |
Financing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repurchase Of Capital Stock | $-925,000,000 | $-1,072,000,000 | $-597,000,000 | $-231,000,000 |
| Financing Cash Flow | $-1,755,000,000 | $-3,241,000,000 | $-1,834,000,000 | $300,000,000 |
| Cash Flow From Continuing Financing Activities | $-1,755,000,000 | $-3,241,000,000 | $-1,833,000,000 | $300,000,000 |
| Net Other Financing Charges | $-63,000,000 | $-76,000,000 | $-504,000,000 | $-203,000,000 |
| Cash Dividends Paid | $-521,000,000 | $-494,000,000 | $-167,000,000 | $-121,000,000 |
| Common Stock Dividend Paid | $-521,000,000 | $-494,000,000 | $-167,000,000 | $-121,000,000 |
| Net Common Stock Issuance | $-925,000,000 | $-1,072,000,000 | $-597,000,000 | $-231,000,000 |
| Dividends Received Cfi | $340,000,000 | $310,000,000 | $137,000,000 | $95,000,000 |
| Issuance Of Capital Stock | - | - | - | $0 |
| Common Stock Issuance | - | - | - | $0 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repayment Of Debt | $-946,000,000 | $-4,269,000,000 | $-4,135,000,000 | $-3,059,000,000 |
| Issuance Of Debt | $700,000,000 | $2,670,000,000 | $3,569,000,000 | $3,914,000,000 |
| End Cash Position | $3,469,000,000 | $4,074,000,000 | $8,486,000,000 | $6,889,000,000 |
| Beginning Cash Position | $4,074,000,000 | $8,486,000,000 | $6,861,000,000 | $8,372,000,000 |
| Effect Of Exchange Rate Changes | $88,000,000 | $-38,000,000 | $55,000,000 | $67,000,000 |
| Changes In Cash | $-693,000,000 | $-4,373,000,000 | $1,571,000,000 | $-1,550,000,000 |
| Common Stock Payments | $-925,000,000 | $-1,072,000,000 | $-597,000,000 | $-231,000,000 |
| Net Issuance Payments Of Debt | $-246,000,000 | $-1,599,000,000 | $-566,000,000 | $855,000,000 |
| Net Long Term Debt Issuance | $-246,000,000 | $-1,599,000,000 | $-566,000,000 | $855,000,000 |
| Long Term Debt Payments | $-946,000,000 | $-4,269,000,000 | $-4,135,000,000 | $-3,059,000,000 |
| Long Term Debt Issuance | $700,000,000 | $2,670,000,000 | $3,569,000,000 | $3,914,000,000 |
| Net Business Purchase And Sale | $7,000,000 | $-2,239,000,000 | $687,000,000 | $-38,000,000 |
| Sale Of Business | $56,000,000 | $12,000,000 | $789,000,000 | $59,000,000 |
| Purchase Of Business | $-49,000,000 | $-2,251,000,000 | $-102,000,000 | $-97,000,000 |
| Net Intangibles Purchase And Sale | $-15,000,000 | $-48,000,000 | $-26,000,000 | $-36,000,000 |
| Sale Of Intangibles | $0 | $3,000,000 | $0 | $0 |
| Purchase Of Intangibles | $-15,000,000 | $-51,000,000 | $-26,000,000 | $-36,000,000 |
| Net PPE Purchase And Sale | $-31,000,000 | $-19,000,000 | $-63,000,000 | $-74,000,000 |
| Sale Of PPE | $20,000,000 | $46,000,000 | $9,000,000 | $2,000,000 |
| Purchase Of PPE | $-51,000,000 | $-65,000,000 | $-72,000,000 | $-76,000,000 |
| Taxes Refund Paid | $-80,000,000 | $-321,000,000 | $-38,000,000 | $21,000,000 |
| Change In Working Capital | $10,821,000,000 | $12,217,000,000 | $-19,098,000,000 | $7,364,000,000 |
| Change In Payables And Accrued Expense | $-586,000,000 | $-442,000,000 | $-752,000,000 | $-1,008,000,000 |
| Change In Accrued Expense | $-586,000,000 | $-442,000,000 | $-752,000,000 | $-1,008,000,000 |
| Other Non Cash Items | $10,527,000,000 | $10,349,000,000 | $-38,353,000,000 | $13,446,000,000 |
| Asset Impairment Charge | $237,000,000 | $116,000,000 | $115,000,000 | $5,000,000 |
| Depreciation And Amortization | $-31,000,000 | $-163,000,000 | $169,000,000 | $1,167,000,000 |
| Earnings Losses From Equity Investments | $-583,000,000 | $-318,000,000 | $-293,000,000 | $-377,000,000 |
| Gain Loss On Investment Securities | $-20,665,000,000 | $-20,540,000,000 | $60,321,000,000 | $-25,716,000,000 |
| Net Income From Continuing Operations | $660,000,000 | $-346,000,000 | $-25,000,000 | $2,400,000,000 |