ACT
Enact Holdings, Inc.
Price Chart
Latest Quote
$40.45
Current Price| Previous Close | $39.77 |
| Open | $39.77 |
| Day High | $40.56 |
| Day Low | $39.71 |
| Volume | 281,888 |
Stock Information
| Quarterly Dividend / Yield | $0.84 / 2.11% |
| Shares Outstanding | 144.40M |
| Total Debt | $744.11M |
| Cash Equivalents | $545.58M |
| Revenue | $1.22B |
| Net Income | $659.82M |
| Sector | Financial Services |
| Industry | Insurance - Specialty |
| Market Cap | $5.97B |
| P/E Ratio | 9.28 |
| EPS (TTM) | $4.36 |
| Exchange | NMS |
đ Custom Metrics & Score
Score: 16/42| Debt to Equity | 0.15 |
| Debt to Earnings | 0.85 |
| Avg Revenue Growth | 1.82% |
| Profit Margin | 57.25% |
| Return on Equity | 13.77% |
| Avg FCF Growth | 4.99% |
| FCF Yield | 11.50% |
Score Explanation: The perfect score is 42/42 based on debt levels, profitability, growth rates, and cash flow metrics. FCF Yield is weighted most heavily as it shows what return the business currently generates.
Recent Price History
| Date | Close | Volume |
|---|---|---|
| 2026-02-02 | $40.45 | 283,768 |
| 2026-01-30 | $39.77 | 413,800 |
| 2026-01-29 | $40.14 | 211,500 |
| 2026-01-28 | $39.31 | 313,400 |
| 2026-01-27 | $39.28 | 232,100 |
| 2026-01-26 | $39.49 | 297,000 |
| 2026-01-23 | $38.72 | 159,100 |
| 2026-01-22 | $39.60 | 205,900 |
| 2026-01-21 | $39.03 | 276,400 |
| 2026-01-20 | $38.44 | 316,900 |
| 2026-01-16 | $38.98 | 375,400 |
| 2026-01-15 | $38.66 | 244,800 |
| 2026-01-14 | $38.30 | 357,500 |
| 2026-01-13 | $37.86 | 411,200 |
| 2026-01-12 | $39.65 | 246,200 |
| 2026-01-09 | $40.54 | 371,700 |
| 2026-01-08 | $40.68 | 224,600 |
| 2026-01-07 | $39.81 | 204,500 |
| 2026-01-06 | $40.09 | 310,700 |
| 2026-01-05 | $40.31 | 348,600 |
About Enact Holdings, Inc.
Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products primarily insuring prime-based, individually underwritten residential mortgage loans; contract underwriting services for mortgage lenders; and mortgage-related reinsurance products. The company primarily serves originators of residential mortgage loans. The company was formerly known as Genworth Mortgage Holdings, Inc. and changed its name to Enact Holdings, Inc. in May 2021. Enact Holdings, Inc. was founded in 1981 and is headquartered in Raleigh, North Carolina. Enact Holdings, Inc. is a subsidiary of Genworth Holdings Inc.
đ° Latest News
Enact Holdings (ACT) Q4 Earnings Report Preview: What To Look For
StockStory âĸ 2026-02-02T03:06:17Z
Enact Holdings, Inc. (ACT) Expected to Beat Earnings Estimates: What to Know Ahead of Q4 Release
Zacks âĸ 2026-01-27T15:00:06Z
All You Need to Know About Enact Holdings (ACT) Rating Upgrade to Buy
Zacks âĸ 2026-01-15T17:00:04Z
A Look At Enact Holdings (ACT) Valuation As Shares Track Steady One Year Gains
Simply Wall St. âĸ 2026-01-12T06:07:17Z
Enact Holdings price target raised to $45 from $41 at Goldman Sachs
TipRanks âĸ 2026-01-07T13:22:18Z
1 Small-Cap Stock with Impressive Fundamentals and 2 We Find Risky
StockStory âĸ 2026-01-02T04:39:49Z
PRU Stock Trades at Discount to Industry at 7.62X: Time to Hold?
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MTG Outperforms Industry, Hits 52-Week High: How to Play the Stock
Zacks âĸ 2025-12-30T17:24:00Z
1 Mooning Stock with Competitive Advantages and 2 We Avoid
StockStory âĸ 2025-12-11T04:33:41Z
AfroCentric Investment (JSE:ACT) shareholders have endured a 70% loss from investing in the stock three years ago
Simply Wall St. âĸ 2025-12-05T11:53:58Z
Income Statement (Annual)
Revenue
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Revenue | $1,201,932,000 | $1,153,686,000 | $1,094,873,000 | $1,120,185,000 |
| Operating Revenue | $1,201,932,000 | $1,153,686,000 | $1,094,873,000 | $1,120,185,000 |
Expenses
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Interest Expense | $51,157,000 | $51,867,000 | $51,699,000 | $51,009,000 |
| Total Expenses | $323,871,000 | $302,177,000 | $196,651,000 | $424,969,000 |
| Other Income Expense | $3,913,000 | $3,264,000 | $2,309,000 | $3,841,000 |
| Net Non Operating Interest Income Expense | $-51,157,000 | $-51,867,000 | $-51,699,000 | $-51,009,000 |
| Interest Expense Non Operating | $51,157,000 | $51,867,000 | $51,699,000 | $51,009,000 |
| Other Operating Expenses | $158,000 | - | $-173,000 | $2,330,000 |
| Loss Adjustment Expense | $38,657,000 | $27,165,000 | $-94,221,000 | $125,473,000 |
Income & Earnings
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Income From Continuing Operation Net Minority Interest | $688,068,000 | $665,511,000 | $704,157,000 | $546,685,000 |
| Net Interest Income | $-51,157,000 | $-51,867,000 | $-51,699,000 | $-51,009,000 |
| Normalized Income | $696,637,120 | $665,511,000 | $704,157,000 | $546,685,000 |
| Net Income From Continuing And Discontinued Operation | $688,068,000 | $665,511,000 | $704,157,000 | $546,685,000 |
| Net Income Common Stockholders | $688,068,000 | $665,511,000 | $704,157,000 | $546,685,000 |
| Net Income | $688,068,000 | $665,511,000 | $704,157,000 | $546,685,000 |
| Net Income Including Noncontrolling Interests | $688,068,000 | $665,511,000 | $704,157,000 | $546,685,000 |
| Net Income Continuous Operations | $688,068,000 | $665,511,000 | $704,157,000 | $546,685,000 |
| Pretax Income | $878,061,000 | $851,509,000 | $898,222,000 | $695,216,000 |
| Special Income Charges | $-10,930,000 | $0 | $0 | - |
| Earnings From Equity Interest Net Of Tax | - | - | - | $0 |
Per Share Metrics
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Diluted EPS | $4.37 | $4.11 | $4.31 | $3.36 |
| Basic EPS | $4.40 | $4.14 | $4.32 | $3.36 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Tax Effect Of Unusual Items | $-2,360,880 | $0 | $0 | $0 |
| Tax Rate For Calcs | $0 | $0 | $0 | $0 |
| Total Unusual Items | $-10,930,000 | $0 | $0 | - |
| Total Unusual Items Excluding Goodwill | $-10,930,000 | $0 | $0 | - |
| EBIT | $929,218,000 | $903,376,000 | $949,921,000 | $746,225,000 |
| Diluted Average Shares | $157,554,000 | $161,847,000 | $163,294,000 | $162,879,000 |
| Basic Average Shares | $156,277,000 | $160,870,000 | $162,838,000 | $162,840,000 |
| Diluted NI Availto Com Stockholders | $688,068,000 | $665,511,000 | $704,157,000 | $546,685,000 |
| Tax Provision | $189,993,000 | $185,998,000 | $194,065,000 | $148,531,000 |
| Other Special Charges | $10,930,000 | - | - | - |
| Net Policyholder Benefits And Claims | $38,657,000 | $27,165,000 | $-94,221,000 | $125,473,000 |
Balance Sheet (Annual)
Assets
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Tangible Assets | $4,996,096,000 | $4,632,347,000 | $4,100,908,000 | $4,105,523,000 |
| Total Assets | $6,521,531,000 | $6,190,473,000 | $5,709,149,000 | $5,865,773,000 |
| Receivables | $53,031,000 | $45,070,000 | $41,738,000 | $42,266,000 |
| Accounts Receivable | $53,031,000 | $45,070,000 | $41,738,000 | $42,266,000 |
| Cash Cash Equivalents And Short Term Investments | $2,128,800,000 | $5,902,043,000 | $5,401,582,000 | $5,692,167,000 |
| Cash And Cash Equivalents | $599,432,000 | $615,683,000 | $513,775,000 | $425,828,000 |
Debt
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Net Debt | $143,618,000 | $129,733,000 | $229,055,000 | $314,588,000 |
| Total Debt | $743,050,000 | $745,416,000 | $742,830,000 | $740,416,000 |
| Long Term Debt And Capital Lease Obligation | $743,050,000 | $-4,584,000 | $742,830,000 | $740,416,000 |
| Long Term Debt | $743,050,000 | $-4,584,000 | $742,830,000 | $740,416,000 |
| Current Debt And Capital Lease Obligation | $0 | $750,000,000 | - | - |
| Current Debt | $0 | $750,000,000 | - | - |
Liabilities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Total Liabilities Net Minority Interest | $1,525,435,000 | $1,558,126,000 | $1,608,241,000 | $1,760,250,000 |
| Current Notes Payable | $0 | $750,000,000 | - | - |
| Non Current Deferred Liabilities | - | - | $-7,170,000 | $1,586,000 |
| Non Current Deferred Taxes Liabilities | - | - | - | $1,586,000 |
Equity
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Common Stock Equity | $4,996,096,000 | $4,632,347,000 | $4,100,908,000 | $4,105,523,000 |
| Total Equity Gross Minority Interest | $4,996,096,000 | $4,632,347,000 | $4,100,908,000 | $4,105,523,000 |
| Stockholders Equity | $4,996,096,000 | $4,632,347,000 | $4,100,908,000 | $4,105,523,000 |
| Gains Losses Not Affecting Retained Earnings | $-207,455,000 | $-230,400,000 | $-382,744,000 | $83,581,000 |
| Other Equity Adjustments | $-207,455,000 | $-230,400,000 | $-382,744,000 | $83,581,000 |
| Retained Earnings | $3,125,240,000 | $2,550,263,000 | $2,099,956,000 | $1,648,453,000 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Ordinary Shares Number | $152,318,000 | $159,344,000 | $162,779,000 | $162,840,000 |
| Share Issued | $152,318,000 | $159,344,000 | $162,779,000 | $162,840,000 |
| Tangible Book Value | $4,996,096,000 | $4,632,347,000 | $4,100,908,000 | $4,105,523,000 |
| Invested Capital | $5,739,146,000 | $5,377,763,000 | $4,843,738,000 | $4,845,939,000 |
| Total Capitalization | $5,739,146,000 | $4,627,763,000 | $4,843,738,000 | $4,845,939,000 |
| Additional Paid In Capital | $2,076,788,000 | $2,310,891,000 | $2,382,068,000 | $2,371,861,000 |
| Capital Stock | $1,523,000 | $1,593,000 | $1,628,000 | $1,628,000 |
| Common Stock | $1,523,000 | $1,593,000 | $1,628,000 | $1,628,000 |
| Investments And Advances | $5,628,140,000 | $5,286,360,000 | $4,887,807,000 | $5,266,339,000 |
| Other Short Term Investments | $1,529,368,000 | $5,286,360,000 | $4,887,807,000 | $5,266,339,000 |
| Non Current Deferred Revenue | - | - | $-7,170,000 | $-9,584,000 |
Cash Flow Statement (Annual)
Free Cash Flow
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Free Cash Flow | $686,262,000 | $632,038,000 | $560,510,000 | $572,110,000 |
Operating Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Operating Cash Flow | $686,262,000 | $632,038,000 | $560,510,000 | $572,110,000 |
| Cash Flow From Continuing Operating Activities | $686,262,000 | $632,038,000 | $560,510,000 | $572,110,000 |
| Operating Gains Losses | $22,649,000 | $14,022,000 | $2,036,000 | $2,124,000 |
Investing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Investing Cash Flow | $-320,514,000 | $-229,404,000 | $-220,255,000 | $-398,782,000 |
| Cash Flow From Continuing Investing Activities | $-320,514,000 | $-229,404,000 | $-220,255,000 | $-398,782,000 |
| Net Other Investing Changes | $-15,591,000 | $-13,927,000 | - | - |
Financing Activities
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repurchase Of Capital Stock | $-243,968,000 | $-87,762,000 | $-1,532,000 | $0 |
| Financing Cash Flow | $-381,999,000 | $-300,726,000 | $-252,308,000 | $-200,294,000 |
| Cash Flow From Continuing Financing Activities | $-381,999,000 | $-300,726,000 | $-252,308,000 | $-200,294,000 |
| Net Other Financing Charges | $-18,460,000 | - | - | - |
| Cash Dividends Paid | $-111,719,000 | $-212,964,000 | $-250,776,000 | $-200,294,000 |
| Common Stock Dividend Paid | $-111,719,000 | $-212,964,000 | $-250,776,000 | $-200,294,000 |
| Net Common Stock Issuance | $-243,968,000 | $-87,762,000 | $-1,532,000 | $0 |
Other
| Metric | 2024-12-31 | 2023-12-31 | 2022-12-31 | 2021-12-31 |
|---|---|---|---|---|
| Repayment Of Debt | $-757,500,000 | $0 | $0 | - |
| Issuance Of Debt | $749,648,000 | $0 | $0 | $0 |
| Interest Paid Supplemental Data | $62,946,000 | $49,177,000 | $49,090,000 | $47,938,000 |
| Income Tax Paid Supplemental Data | $188,544,000 | $181,972,000 | $186,152,000 | $145,951,000 |
| End Cash Position | $599,432,000 | $615,683,000 | $513,775,000 | $425,828,000 |
| Beginning Cash Position | $615,683,000 | $513,775,000 | $425,828,000 | $452,794,000 |
| Changes In Cash | $-16,251,000 | $101,908,000 | $87,947,000 | $-26,966,000 |
| Common Stock Payments | $-243,968,000 | $-87,762,000 | $-1,532,000 | $0 |
| Net Issuance Payments Of Debt | $-7,852,000 | $0 | $0 | $0 |
| Net Long Term Debt Issuance | $-7,852,000 | - | - | - |
| Long Term Debt Payments | $-757,500,000 | $0 | $0 | - |
| Long Term Debt Issuance | $749,648,000 | $0 | $0 | $0 |
| Net Investment Purchase And Sale | $-299,411,000 | $-215,477,000 | $-213,739,000 | $-371,478,000 |
| Sale Of Investment | $1,306,250,000 | $819,580,000 | $1,005,572,000 | $1,211,766,000 |
| Purchase Of Investment | $-1,605,661,000 | $-1,035,057,000 | $-1,219,311,000 | $-1,583,244,000 |
| Net Business Purchase And Sale | $-5,512,000 | $0 | $-6,516,000 | $-27,304,000 |
| Purchase Of Business | $-5,512,000 | $0 | $-6,516,000 | $-27,304,000 |
| Change In Working Capital | $-53,033,000 | $-61,543,000 | $-158,225,000 | $21,120,000 |
| Change In Other Current Liabilities | $-10,372,000 | $494,000 | $14,246,000 | $1,072,000 |
| Change In Other Current Assets | $1,462,000 | $1,214,000 | $-2,297,000 | $-7,319,000 |
| Change In Receivables | $-7,961,000 | $-3,332,000 | $528,000 | $4,198,000 |
| Changes In Account Receivables | $-7,961,000 | $-3,332,000 | $528,000 | $4,198,000 |
| Other Non Cash Items | $11,088,000 | - | $-21,000 | $907,000 |
| Stock Based Compensation | $18,774,000 | $15,279,000 | $9,883,000 | $1,496,000 |
| Amortization Of Securities | $-7,702,000 | $-1,985,000 | $2,564,000 | $-1,052,000 |
| Deferred Tax | $4,464,000 | $-1,832,000 | $-2,298,000 | $-1,424,000 |
| Deferred Income Tax | $4,464,000 | $-1,832,000 | $-2,298,000 | $-1,424,000 |
| Gain Loss On Investment Securities | $22,649,000 | $14,022,000 | $2,036,000 | $2,124,000 |
| Net Income From Continuing Operations | $688,068,000 | $665,511,000 | $704,157,000 | $546,685,000 |
| Effect Of Exchange Rate Changes | - | - | - | $-7,000 |
| Sale Of Business | - | - | - | $0 |
| Earnings Losses From Equity Investments | - | - | - | $0 |